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    Motor Insurance

    Renault KWID Car Insurance

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    Get Up To 85% Off*

    Road trips, commutes, or quick errands—protection that follows you everywhere

    Coverage Highlights

    Get comprehensive coverage for your car
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    • Premium

    Starting from INR 2094*

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    • Cashless Garages

    7,200+ network garages for hassle free services

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    • Own Damage Cover

    Covers damage to your car due to accidents, fire, theft and natural calamities

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    • Third Party Liability

    Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage

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    • Personal Accident Cover

    Starting from INR 15 Lacs

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    • No Claim Bonus

    Up to 50%

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    • Optional Covers

    Wide range of Add Ons

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    • On The Spot Claim Settlement

    You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Bajaj General App

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    • 24x7 Spot Assistance

    Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down

    Inclusions

    What’s covered?
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    • Third Party Liability for Bodily Injury & Death (Unlimited Cover)

    If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.

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    • Third Party Liability for Property Damage (up to INR 7.5 lacs)

    If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit

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    • Accidents

    Damages and losses that arise out of accidents and collisions

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    • Natural or Man-Made Disasters

    Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism

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    • Fire Damage

    Damages and losses if your car catches fire or explodes

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    • Theft

    Financial losses when your car is stolen

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    • In Transit Damage

    If your car is damaged while being transported, this covers the repair costs

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    • Personal Accident

    Coverage if your car accident results in death or disability of car owner

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    • Add-On Covers

    Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage

    Exclusions

    What’s not covered?
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    • Intentional Damage

    Any damage caused to the car intentionally

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    • Depreciation

    Normal wear and tear of the car due to usage and depreciation in value is not covered

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    • Mechanical or Electrical Breakdown

    If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered

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    • Illegal Activities

    Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity

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    • Geographic Limits

    Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.

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    • War-related Damages

    Losses caused by war or nuclear risks are not covered

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    • Overloading the Vehicle

    If you exceed the weight or passenger limit specified for your car, leading to an accident.

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    • Unauthorised Vehicle Modifications

    If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.

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    • Racing or Speed Tests

    If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied

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    • Note

    Please read policy wording for detailed exclusions

    Additional Covers

    What else can you get?
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    • 24x7 Road Side Assistance

    Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more

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    • Consumable Expenses

    Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc

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    • Zero Depreciation Cover

    Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands

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    • Pay As You Consume

    If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium

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    • No Claim Bonus Protector

    Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium

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    • Tyre Safeguard

    This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle

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    • Conveyance Benefit

    If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute

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    • Engine Protector

    Covers financial losses incurred due to damage to your car engine

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    • Return to Invoice (RTI) Cover

    Recover invoice value of your car back in case of theft or total loss

    Protect Your Renault KWID with the Right Coverage

    The Renault KWID is so much more than a car; it’s part of your everyday life and deserves uncompromised protection. With Bajaj General Insurance Limited, you can protect it from unexpected costs like accidents, theft, third-party liabilities, or natural disasters. Enjoy comprehensive coverage that not only protects your car but also ensures peace of mind every time you hit the road.

    Get the right coverage for your KWID and stay protected wherever the road takes you.

    Benefits You Deserve

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    Reliable Customer Support

    We have a dedicated call centre and chat support taking care of all your needs

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    7200+ Cashless garages

    Wide network of cashless garages for hassle free service

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    On the Spot Claim Settlement

    Register claim on accident spot and get it settled within minute on our app

    Benefits of Buying Renault KWID Car Insurance

    Opting for Renault KWID car insurance is a smart and essential step for every KWID owner. It ensures comprehensive protection for your car, safeguards against unexpected financial expenses, and keeps you compliant with the law.

    Covers Expenses on Own Damage 

    A comprehensive KWID car insurance policy covers repair costs for damages due to accidents, natural calamities, or vandalism, whether minor scratches or major repairs, sparing you from heavy financial burdens.

    Third-Party Liabilities 

    If you accidentally damage third-party property, vehicles, or individuals, you can take care of these legal and financial responsibilities, and be on the right side of the law while staying protected from unexpected compensation claims.

    Personal Accident Coverage 

    Our car insurance for KWID includes personal accident coverage for the owner-driver. It compensates for medical expenses, permanent disability, or fatalities arising from accidents.

    Compliance with Legal Mandates 

    The Motor Vehicles Act mandates every car owner to have at least third-party car insurance. Failing to comply can result in legal penalties or fines.

    Extended Benefits with Add-Ons 

    Enhance your Renault KWID car insurance with add-ons like zero depreciation cover, engine protector, roadside assistance, and conveyance benefits.

    Additional Convenience 

    From paperless policy issuance to spot claim settlements and 24/7 roadside assistance, every aspect is designed for your convenience, ensuring quick support when you need it the most.

    Features of Buying Renault KWID Car Insurance 

    Bajaj General Insurance Limited car insurance plans come with a host of features designed to provide comprehensive protection, convenience, and flexibility.

    Cashless Claim Settlement 

    Enjoy the convenience of cashless claim settlements at a vast network of garages across India.

    24x7 Roadside Assistance 

    With 24/7 support, we ensure help is always at hand. Be it a flat tyre, engine trouble, or running out of fuel, our roadside assistance is just a call away.

    Zero Depreciation Cover 

    With a zero-depreciation add-on, you get the full claim amount for replaced parts without factoring in wear and tear.

    Personal Baggage Cover 

    Protect your valuables inside the car like your laptop, phone etc. with a personal baggage cover.

    Accident Shield 

    Our accident shield ensures you meet all legal obligations arising from third-party liabilities.

    Lock and Key Replacement Cover 

    This add-on reimburses you for the expenses if your keys are lost or need replacing, ensuring such inconveniences don’t disrupt your day.

    Driver and Passenger Cover 

    Protect everyone on board with personal accident coverage for the driver and passengers.

    Engine Protector 

    The engine protector add-on covers repairs caused by water ingress, lubricant leakage, or gearbox issues.

    Personal Accident Cover 

    This cover provides compensation for injuries or fatalities. It’s a must-have for ensuring financial stability during difficult times.

    Motor OTS (On-The-Spot Settlement) 

    Settle minor claims instantly with our Motor OTS feature. It saves time and provides quick resolutions, letting you get back on the road faster.

    Conveyance Benefit 

    If your car is in the workshop post-accident, this add-on provides daily cash to cover transportation expenses.

    At-A-Glance

    Compare Insurance Plans Made for You

    Feature
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    Third Party Liabilty Cover

    Own Damage Cover

    Comprehensive Car Cover

    Comprehensive Cover with Add-ons

    Overview Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. Covers expenses arising out of damage to your car. Full fedged cover comprising of Third Party Liability cover and Own Damage covers Enhance coverage by opting for various Add-ons over and above the comprehensive cover
    Policy Period 1 or 3 years 1 Year 1 and 3 years 1 and 3 years
    Third Party Liability for Injury, Death & Property Damage Yes No Yes Yes
    Accidents & Collisions No Yes Yes Yes
    Natural or Man-Made Disasters No Yes Yes Yes
    Fire Damage No Yes Yes Yes
    Theft No Yes Yes Yes
    Compulsory Personal Accident Yes Yes Yes Yes
    Add-on: No Claim Bonus No No No Yes
    Add-on: Zero Depreciation Cover No No No Yes
    Add-on: Lock & Key Replacement No No No Yes
    Add-on: 24x7 Roadside Assistance No No No Yes
    Add-on: Consumables Cover No No No Yes
    Explore more add-ons No Up to 27 Add Ons Up to 27 Add Ons Up to 27 Add Ons

    Types of Renault KWID Car Insurance Plan 

    If you want to insure your Renault KWID, Bajaj General Insurance Limited provides a range of car insurance options tailored to your needs and budget.

    Comprehensive Car Insurance (Package Policy) 

    Comprehensive car insurance includes third-party liability as well as damage to your own vehicle. Damages from accidents, theft, natural disasters, or manmade calamities such as riots or vandalism are also covered under this comprehensive policy

    Third-Party Car Insurance 

    A third-party car insurance plan is mandatory by law and covers legal liabilities arising from damages caused to a third party’s property, vehicle, or life. This is the most basic and cost-effective plan.

    Standalone Own Damage Insurance 

    This plan is suitable for those whose third-party liability policy already exists and who desire an additional coverage policy over damage to their vehicle. Bajaj General Insurance Limited lets you independently get this policy if you possess an active third-party insurance policy with any issuer.

    Usage-Based Motor Insurance 

    If you don’t use your KWID often, this policy can help you save on premiums. Choose from kilometre slabs like 2,500 km, 5,000 km, or 7,500 km and enjoy affordable protection.

    Specifications of Renault KWID Car 

    The Renault KWID is a stylish and fuel-efficient compact hatchback with an SUV-inspired design and is meant for urban driving. Here are the specifications:

    Specification

    Details

    Engine Options

    1.0L Petrol with Manual Transmission (MT) and Easy-R AMT for driving convenience.

    Safety Features

    Dual airbags, ABS with EBD, Hill Start Assist (AMT), Traction Control, Rear Parking Sensors, Tyre Pressure Monitoring.

    Technology & Comfort

    20.32 cm Touchscreen MediaNAV with Android Auto™ and Apple CarPlay™, LED Digital Cluster, Steering-Mounted Audio Controls.

    Ground Clearance

    184 mm high ground clearance for smooth navigation on rough roads.

    Customisation Options

    Dual-tone body colours, roof rails, and alloy wheels for enhanced aesthetics.

    Interior Space

    Comfortable seating for 5 passengers; foldable rear seats with up to 620L boot space.

    Driving Assistance

    Reverse Parking Camera with Guidelines, Speed Sensing Door Lock, Traffic Assistance Mode (AMT).

    Mileage

    Efficient mileage of up to 22.3 kmpl, depending on variant and transmission.

    Renault KWID Variants with Car Insurance Price 

    The KWID car insurance price will vary depending on your chosen variant and the level of coverage. There are several variants in the KWID, including the KWID RXE, RXL, and Climber, for which the insurance premium may be different depending on factors such as the model, age, and location of your car.

    Comparing KWID car insurance prices across variants can help you choose the best coverage for your needs.

    Variant

    Price (INR)

    KWID 1.0 RXE

    INR 4.70 Lakh

    KWID RXL Opt Night Edition

    INR 5.00 Lakh

    KWID 1.0 RXL Opt

    INR 5.00 Lakh

    KWID 1.0 RXL Opt AMT

    INR 5.45 Lakh

    KWID 1.0 RXT

    INR 5.50 Lakh

    KWID CLIMBER

    INR 5.88 Lakh

    KWID 1.0 RXT AMT

    INR 5.95 Lakh

    KWID CLIMBER DT

    INR 6.00 Lakh

    KWID CLIMBER AMT

    INR 6.33 Lakh

    KWID CLIMBER DT AMT

    INR 6.45 Lakh

    Step-by-Step Guide

    To help you navigate your insurance journey

    How To Buy

    • 1

      Download the Bajaj General App from App stores or click "Get Quote"

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      Register or log in to your account.

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      Enter your car details

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      You will be redirected to the Car Insurance Page.

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      Ensure to check your No Claim Discount

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      Choose right Insured Declared Value (IDV) that reflects your car value

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      Evaluate Covers, Add Ons, Optional Covers and Exclusions

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      Select a plan from the recommended options, or customize your own plan

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      Review the premium and other coverage details

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      Proceed with the payment using your preferred method

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      Receive confirmation of your purchased policy via email and SMS

    How To Renew

    • 1

      Login to the app

    • 2

      Enter your current policy details

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      Review and update coverage if required

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      Check for renewal offers

    • 5

      Add or remove riders

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      Confirm details and proceed

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      Complete renewal payment online

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      Receive instant confirmation for your policy renewal

    How to Claim

    • 1

      Download our Bajaj General App on Android or iOS

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      Register or login to use Motor On the spot claim for a smooth process

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      Enter your policy and accident details (location, date, time)

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      Save and click Register to file your claim

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      Receive an SMS with your claim registration number

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      Fill in the digital claim form and submit NEFT details

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      Upload photos of damaged parts as instructed

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      Upload your RC and driving license

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      Receive an SMS with the proposed claim amount

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      Use the SMS link to agree/disagree with the claim amount

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      Agree to receive the amount in your bank account

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      Track your claim status using the Bajaj General App

    Know More

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      For any further queries, please reach out to us

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      Phone +91 020 66026666

    • 3

      Fax +91 020 66026667

    Calculate Your Renault KWID Car Insurance Price 

    To estimate your Renault KWID insurance price, try using our online insurance calculator. This tool makes it easy to get a personalised premium quote within minutes.

    Simply enter essential details, such as your KWID’s variant, age, and the city where it’s registered.

    You can also choose additional covers, like zero depreciation or roadside assistance, to see how they impact the KWID car insurance price.

    The calculator will quickly generate a premium estimate tailored to your choices.

    How to Choose the Right Renault KWID Car Insurance 

    Choosing the right insurance for Renault KWID involves assessing your needs and understanding the available options to ensure you have comprehensive protection. Here’s a breakdown of key factors to consider:

    Finalise Coverage Needs 

    First, decide if you only require basic third-party coverage, which covers damage to others but not to your own vehicle, or if a comprehensive plan is more suitable. Comprehensive insurance covers third-party liabilities along with damages to your own KWID from events like accidents, theft, or natural disasters.

    Evaluate Costs 

    The KWID insurance cost depends on your chosen coverage and add-ons. Make sure that the premium fits your budget without compromising essential protection.

    Consider Add-Ons 

    Add-ons like zero depreciation (which covers full costs without factoring in depreciation) and roadside assistance can be valuable. These extras enhance protection and provide financial security for incidents such as breakdowns or part replacements.

    Check the Claim Process 

    Choose an insurer with efficient claims processing and a high claim settlement ratio. This will provide smooth claim handling when you need it most.

    Verify Cashless Garage Network 

    A vast network of cashless garages allows you to get repairs without upfront payments, making it convenient if you face an unexpected repair need.

    Review Customer Feedback 

    Reading reviews from current or past policyholders provides insights into the insurer’s service quality, claim process, and overall reliability, helping you make a well-informed decision.

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    What Our Customers Say

    Prompt Assistance

    Thank you so much, Bajaj General, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.

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    Vikram Singh

    Delhi

    4.6

    21st May 2021

    Claim Support

    Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.

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    Deepak Bhanushali

    Mumbai

    4.5

    18th May 2021

    Quick Assistance

    Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!

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    Naveen Tyagi

    Delhi

    5.0

    1st May 2021

    Claim Support

    I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj General. 

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    Pramod Chand Lakra

    Jaipur

    5.0

    27th Jul 2020

    Reliable Service

    The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.

    SibaPrasadMohanty

    Siba Prasad Mohanty

    Pune

    5.0

    26th Jul 2020

    Diverse Options

    A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well. 

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    Rahul

    Lucknow

    5.0

    26th Jul 2020

    FAQ's

    Will I get NCB on my second-hand Renault KWID?

    Yes. No Claim Bonus (NCB) can be transferred when purchasing a second-hand vehicle, provided renewal is completed within the allowed period and supported by valid NCB documentation.

    How can I reduce my Renault KWID’s insurance cost?

    Premium depends on factors such as claim history, selected add-ons, voluntary deductibles, vehicle age, IDV, and other rating parameters that influence the renewal amount.

    Does the variant and manufacturing year impact the KWID insurance cost?

    Yes. Premium varies depending on the vehicle’s variant, year of manufacture, fuel type, location, and other underwriting factors.

    How do insurers decide the premium for Renault KWID car insurance?

    Premium is influenced by the Insured Declared Value (IDV), car age, variant, location, selected add-ons, and previous claim history.

    Can you purchase Renault KWID car insurance entirely online?

    Yes. Insurance can be purchased or renewed through the digital channels offered by the insurer.

    Does Renault KWID car insurance cover theft or total loss?

    Theft and total loss are generally covered under a comprehensive policy, subject to policy terms and the applicable IDV.

    Is engine damage from waterlogging covered in Renault KWID insurance?

    Engine damage caused by water ingress may be covered if the Engine Protector add-on has been opted for, subject to terms and conditions.

    Can you switch coverage type during the KWID policy renewal?

    Yes. Coverage may be changed from third-party to comprehensive or standalone own-damage at the time of renewal, subject to eligibility and policy terms.

    Can add-ons be added or removed during KWID insurance renewal?

    Yes. Optional covers such as Zero Depreciation, Tyre Cover, or Roadside Assistance may be added or removed during renewal, based on eligibility and policy conditions.

    Is a cashless claim facility available for Renault KWID owners?

    Yes. Cashless repair support is available at authorised network garages of the insurer. Deductibles and non-covered expenses may apply.

    Will your No Claim Bonus be reduced if you claim on KWID insurance?

    Yes. Filing a claim may reduce or reset the NCB unless an NCB Protector add-on has been opted for and applies to the type of claim made.

    What documents are required to submit a KWID insurance claim?

    Typically required documents include the policy document, claim form, Registration Certificate (RC), and valid driving licence. An FIR or additional documentation may be required depending on the claim type.

    How long does it take to settle a Renault KWID insurance claim?

    Claim settlement depends on documentation, assessment, and policy terms. Cashless and reimbursement claims are processed once verification and necessary approvals are completed.

    How can you renew your Renault KWID insurance before it expires?

    Renewal may be completed through the insurer’s digital or service channels by submitting the required policy and vehicle details.

    Is vehicle inspection needed for the KWID policy renewal?

    A vehicle inspection may be required if the policy has expired or remained inactive beyond the permitted period.

    What happens after the due date if your KWID insurance expires?

    Coverage lapses if renewal is not completed on time, and claims during the inactive period are not payable. Renewal within the permitted timeframe may allow retention of NCB, subject to policy conditions.

    Will your No Claim Bonus carry forward if you renew KWID insurance on time?

    Yes. NCB is retained when renewal is completed within the allowed period and no disqualifying claim has been made.

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