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Motor Insurance

Tata Nexon Car Insurance

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Get Up To 85% Off*

Road trips, commutes, or quick errands—protection that follows you everywhere

Coverage Highlights

Get comprehensive coverage for your car
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  • Premium

Starting from INR 2094*

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  • Cashless Garages

7,200+ network garages for hassle free services

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  • Own Damage Cover

Covers damage to your car due to accidents, fire, theft and natural calamities

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  • Third Party Liability

Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage

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  • Personal Accident Cover

Starting from INR 15 Lacs

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  • No Claim Bonus

Up to 50%

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  • Optional Covers

Wide range of Add Ons

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  • On The Spot Claim Settlement

You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Bajaj General App

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  • 24x7 Spot Assistance

Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down

Inclusions

What’s covered?
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  • Third Party Liability for Bodily Injury & Death (Unlimited Cover)

If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.

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  • Third Party Liability for Property Damage (up to INR 7.5 lacs)

If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit

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  • Accidents

Damages and losses that arise out of accidents and collisions

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  • Natural or Man-Made Disasters

Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism

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  • Fire Damage

Damages and losses if your car catches fire or explodes

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  • Theft

Financial losses when your car is stolen

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  • In Transit Damage

If your car is damaged while being transported, this covers the repair costs

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  • Personal Accident

Coverage if your car accident results in death or disability of car owner

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  • Add-On Covers

Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage

Exclusions

What’s not covered?
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  • Intentional Damage

Any damage caused to the car intentionally

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  • Depreciation

Normal wear and tear of the car due to usage and depreciation in value is not covered

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  • Mechanical or Electrical Breakdown

If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered

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  • Illegal Activities

Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity

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  • Geographic Limits

Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.

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  • War-related Damages

Losses caused by war or nuclear risks are not covered

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  • Overloading the Vehicle

If you exceed the weight or passenger limit specified for your car, leading to an accident.

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  • Unauthorised Vehicle Modifications

If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.

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  • Racing or Speed Tests

If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied

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  • Note

Please read policy wording for detailed exclusions

Additional Covers

What else can you get?
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  • 24x7 Road Side Assistance

Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more

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  • Consumable Expenses

Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc

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  • Zero Depreciation Cover

Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands

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  • Pay As You Consume

If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium

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  • No Claim Bonus Protector

Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium

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  • Tyre Safeguard

This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle

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  • Conveyance Benefit

If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute

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  • Engine Protector

Covers financial losses incurred due to damage to your car engine

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  • Return to Invoice (RTI) Cover

Recover invoice value of your car back in case of theft or total loss

Insurance Plans for Tata Nexon – Compare, Choose, and Secure

Owning a Tata Nexon comes with the responsibility of ensuring it is properly insured. When it comes to securing your prized vehicle, car insurance for Tata Nexon plays a crucial role in protecting you from unforeseen accidents, damages, or third-party liabilities.

Whether it's a comprehensive car plan or a third-party cover, a solid car insurance policy ensures peace of mind and financial protection.

Here, explore the various aspects of Tata Nexon car insurance, the benefits, coverage options, exclusions, and how to get the best Nexon car insurance price for your vehicle. With Bajaj General Insurance Limited, you can enjoy a seamless process, a wide array of plans, and complete transparency while securing your Nexon car insurance.

Benefits You Deserve

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Reliable Customer Support

We have a dedicated call centre and chat support taking care of all your needs

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7200+ Cashless garages

Wide network of cashless garages for hassle free service

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On the Spot Claim Settlement

Register claim on accident spot and get it settled within minute on our app

Benefits of Buying Tata Nexon Car Insurance

There are several advantages to having insurance for Tata Nexon:

Comprehensive Protection

Covers a wide range of incidents, including accidents, theft, and natural disasters.

No Claim Bonus (NCB)

Get discounts on your premium for claim-free years.

Customisable Add-ons

You can enhance your Nexon insurance cost by opting for add-ons like zero depreciation, engine protection, and personal accident covers.

On-The-Spot Claims

With Bajaj General Insurance Limited’s advanced tech platform, you can settle claims up to INR 30,000 on the spot.

Paperless Process

Buy or renew your Tata Nexon insurance online with minimal paperwork.

At-A-Glance

Compare Insurance Plans Made for You

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Third Party Liabilty Cover

Own Damage Cover

Comprehensive Car Cover

Comprehensive Cover with Add-ons

Overview Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. Covers expenses arising out of damage to your car. Full fedged cover comprising of Third Party Liability cover and Own Damage covers Enhance coverage by opting for various Add-ons over and above the comprehensive cover
Policy Period 1 or 3 years 1 Year 1 and 3 years 1 and 3 years
Third Party Liability for Injury, Death & Property Damage Yes No Yes Yes
Accidents & Collisions No Yes Yes Yes
Natural or Man-Made Disasters No Yes Yes Yes
Fire Damage No Yes Yes Yes
Theft No Yes Yes Yes
Compulsory Personal Accident Yes Yes Yes Yes
Add-on: No Claim Bonus No No No Yes
Add-on: Zero Depreciation Cover No No No Yes
Add-on: Lock & Key Replacement No No No Yes
Add-on: 24x7 Roadside Assistance No No No Yes
Add-on: Consumables Cover No No No Yes
Explore more add-ons No Up to 27 Add Ons Up to 27 Add Ons Up to 27 Add Ons

Features of Buying Tata Nexon Car Insurance

The Nexon insurance comes with several features designed to protect your car:

Zero Depreciation Cover

Ensures you get full claim amounts without considering depreciation on parts.

24/7 Roadside Assistance

Assistance with breakdowns or emergencies, anywhere and anytime.

Cashless Claim Settlements

With over 7,200 network garages, you can get your car repaired without paying upfront with Bajaj General Insurance Limited.

Engine Protection

Covers damage to your Tata Nexon’s engine due to water ingress or lubricating oil leaks.

Personal Accident Cover

Provides financial support for injuries or death of the driver and passengers in case of an accident.

Types of Insurance Cover

When choosing Tata Nexon car insurance, you have several options:

Third-Party Insurance: Mandatory by law, this covers damage caused to other vehicles or property.

Comprehensive Insurance: This policy covers both third-party liabilities and own damages due to accidents, theft, or natural disasters.

Tata Nexon Variants with Insurance Premium Price

When buying insurance for Tata Nexon, it’s important to note that the insurance cost for Tata Nexon depends on the variant of the car. Popular options include the Nexon Smart Opt, priced at INR 8 Lakh, the Nexon Smart at INR 8.15 Lakh, and the Nexon Smart Plus at INR 8.70 Lakh. The Nexon Smart CNG variant is available at INR 8.99 Lakh. Factors like the engine capacity, model year, and whether the vehicle is new or pre-owned will influence the insurance cost of Tata Nexon. Typically, the Tata Nexon new car insurance price is higher for new vehicles, while older models may come with a reduced premium.

Calculate Your Tata Nexon Car Insurance Price

Calculating the Tata Nexon car insurance price is simple and can be done using online calculators. You’ll need to enter details like your car’s registration number, make, model, variant, and your location. The calculator will instantly provide the Tata Nexon yearly insurance cost and help you choose the best plan for your needs.

Download Policy Document

Get instant access to your policy details with a single click.

Why Choose Bajaj General for Tata Nexon Car Insurance

Bajaj General Insurance Limited offers several compelling reasons to choose them for your Nexon car insurance:

Wide Network of Garages

Access over 7,200 network garages for cashless repairs.

On-The-Spot Settlement

With the Bajaj General App, you can settle claims up to INR 30,000 instantly.

Customisable Plans

Whether you need a Tata Nexon 2nd-year insurance price or want to add specific covers, Bajaj General Insurance Limited provides flexible options.

Seamless Online Process

You can buy, renew, and file claims online without any paperwork.

Importance of Nexon Car Insurance Policy

A Nexon car insurance policy is vital for several reasons:

Legal Requirement

Driving without insurance is illegal in India.

Financial Protection

Covers repair and replacement costs in case of damage.

Third-Party Liability

Protects you from legal action if your car causes damage to someone else's property or person.

Peace of Mind

Knowing that you have Tata Nexon bumper-to-bumper insurance ensures you can drive without worrying about the financial repercussions of accidents or damages.

Expand Your Coverage Today!

Named Driver Cover

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Exclusive Savings: Special discounts for named drivers.

Extended Coverage: Protects any car driven by you.

24x7 Spot Assistance

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Immediate Help: Round-the-clock roadside assistance.

Towing, fuel delivery, tyre repair and many more.

Eco Repairs

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Sustainable Solutions: Repairs using refurbished parts.

Cost-effective repairs with no depreciation on parts.

Ultimate car protection with the option of 22 covers

Towing, pick up and drop, fuel service, flat tyre and more.

Pay As You Consume

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Smart Savings: Pay less based on miles driven

Carry forward unconsumed kilometers to the next plan.

Motor & Health Companion

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Drive Confidently with Bajaj General

Experience seamless vehicle management with the Bajaj General Drive Smart App, featuring on-road assistance, fuel efficiency stats, driving alerts, and more

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Track, Manage & Thrive with Your All-In-One Health Companion

Discover a health plan tailored just for you–get insights and achieve your wellness goals

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Take Charge of Your Health & Earn Rewards–Start Today!

Be proactive about your health–set goals, track progress, and get discounts!

Step-by-Step Guide

To help you navigate your insurance journey

How To Buy

  • 1

    Download the Bajaj General App from App stores or click "Get Quote"

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    Register or log in to your account.

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    Enter your car details

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    You will be redirected to the Car Insurance Page.

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    Ensure to check your No Claim Discount

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    Choose right Insured Declared Value (IDV) that reflects your car value

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    Evaluate Covers, Add Ons, Optional Covers and Exclusions

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    Select a plan from the recommended options, or customize your own plan

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    Review the premium and other coverage details

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    Proceed with the payment using your preferred method

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    Receive confirmation of your purchased policy via email and SMS

How To Renew

  • 1

    Login to the app

  • 2

    Enter your current policy details

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    Review and update coverage if required

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    Check for renewal offers

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    Add or remove riders

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    Confirm details and proceed

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    Complete renewal payment online

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    Receive instant confirmation for your policy renewal

How to Claim

  • 1

    Download our Bajaj General App on Android or iOS

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    Register or login to use Motor On the spot claim for a smooth process

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    Enter your policy and accident details (location, date, time)

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    Save and click Register to file your claim

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    Receive an SMS with your claim registration number

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    Fill in the digital claim form and submit NEFT details

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    Upload photos of damaged parts as instructed

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    Upload your RC and driving license

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    Receive an SMS with the proposed claim amount

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    Use the SMS link to agree/disagree with the claim amount

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    Agree to receive the amount in your bank account

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    Track your claim status using the Bajaj General App

Know More

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    For any further queries, please reach out to us

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    Phone +91 020 66026666

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    Fax +91 020 66026667

How to Choose the Right Tata Nexon Car Insurance

Choosing the right Nexon insurance price involves considering several factors:

Coverage

Opt for comprehensive coverage that includes both own damage and third-party liabilities.

Add-Ons

Consider add-ons like zero depreciation, engine protection, and personal accident cover to enhance your policy.

Network Garages

Ensure the insurer has a wide network of cashless garages for hassle-free repairs.

Customer Service

Choose an insurer like Bajaj General Insurance Limited with a strong reputation for customer service and quick claim settlements.

No Claim Bonus

If you have not made any claims in the past year, opt for an insurer offering a substantial NCB discount.

Importance of Buying Car Insurance for Tata Nexon Model

The insurance of Tata Nexon is not only a legal requirement but also a financial safety net. A small accident or damage can result in hefty repair costs. Having a reliable Tata Nexon car insurance plan can save you from these unforeseen expenses. Furthermore, a comprehensive Nexon car insurance covers everything from theft, fire, and natural disasters to third-party liabilities.

Choosing a plan that offers bumper-to-bumper insurance for Tata Nexon is essential for protecting your car without worrying about depreciation costs. Additionally, having the right insurance ensures that you adhere to legal requirements, as driving without insurance can result in penalties. The Tata Nexon insurance renewal ensures continued coverage, so you’re never exposed to risks.

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24x7 Missed Facility

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What Our Customers Say

Prompt Assistance

Thank you so much, Bajaj General, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.

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Vikram Singh

Delhi

4.6

21st May 2021

Claim Support

Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.

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Deepak Bhanushali

Mumbai

4.5

18th May 2021

Quick Assistance

Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!

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Naveen Tyagi

Delhi

5.0

1st May 2021

Claim Support

I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj General. 

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Pramod Chand Lakra

Jaipur

5.0

27th Jul 2020

Reliable Service

The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.

SibaPrasadMohanty

Siba Prasad Mohanty

Pune

5.0

26th Jul 2020

Diverse Options

A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well. 

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Rahul

Lucknow

5.0

26th Jul 2020

FAQ's

Does Tata Nexon insurance cover damage caused by floods or cyclones?

Damage caused by natural calamities such as floods or cyclones may be covered under a comprehensive policy, subject to applicable terms and exclusions.

Are there discounts for experienced drivers on Tata Nexon insurance?

Premiums may be influenced by factors such as claim history and eligibility for No Claim Bonus (NCB), subject to policy conditions.

Can I buy only third-party cover for my Nexon?

Yes. Third-party insurance is mandatory under law and provides liability coverage as per regulatory requirements.

How is the premium calculated for a brand-new Tata Nexon?

Premium depends on factors such as IDV (Insured Declared Value), registration location, variant, selected add-ons, and previous claim history (if applicable).

Can I insure my second-hand Nexon under a comprehensive policy?

Yes. Comprehensive coverage may be available for pre-owned vehicles, subject to insurer evaluation and underwriting guidelines.

Is Zero Depreciation cover available for a Tata Nexon?

Yes. Zero Depreciation is an optional add-on that removes depreciation deductions on applicable parts during a claim, as per policy terms.

Is roadside assistance included in Tata Nexon insurance plans?

Roadside Assistance is typically available as an optional add-on and may provide support in case of breakdowns or emergencies, depending on selected coverage.

What happens if I am at fault in an accident—will my claim be paid?

Own-damage claims under a comprehensive policy may be considered even if you were at fault, subject to exclusions and policy conditions. However, making a claim may impact your NCB at renewal.

Does the insurance cover theft of the Tata Nexon?

Theft or total loss may be covered under a comprehensive policy, with settlement based on the declared IDV and applicable terms.

Can I claim for small dents or paint scratches?

Minor damages such as dents or scratches may be covered under a comprehensive policy. However, raising a claim could affect your accumulated NCB.

How can I track the status of my Nexon insurance claim?

Claim status can be tracked through the insurer’s digital platforms or customer support channels.

Will my claim be accepted if my Nexon’s policy has expired?

No. Claims are not payable during any period when the policy has lapsed.

What happens if I forget to renew my Tata Nexon policy on time?

If renewal is delayed, coverage lapses. A vehicle inspection may be required before reinstatement, and NCB eligibility may be affected.

Will I lose my No Claim Bonus (NCB) if I miss the renewal date?

NCB may be retained if renewal is completed within the permissible period and no disqualifying claim has been made.

Can I switch from third-party to comprehensive cover during renewal?

Yes. You may change the coverage type at renewal, subject to eligibility and underwriting guidelines.

Is a physical inspection required for renewing an expired Nexon policy?

Inspection may be required if the policy has lapsed beyond the allowed grace period.

Can I add or remove add-ons during renewal?

Yes. Optional covers can be added or removed at renewal, based on eligibility and policy terms.

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