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Get Up To 85% Off*
Road trips, commutes, or quick errands—protection that follows you everywhere
Coverage Highlights
Get comprehensive coverage for your Carபிரீமியம்
ரூ 2094 முதல் தொடங்குகிறது*
Cashless Garages
7,200+ network garages for hassle free services
சொந்த சேத காப்பீடு
Covers damage to your car due to accidents, fire, theft and natural calamities
மூன்றாம் தரப்பினர் பொறுப்பு
Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage
தனிநபர் விபத்துக் காப்பீடு
Starting from INR 15 Lacs
நோ கிளைம் போனஸ்
50% வரை
விருப்ப காப்பீடுகள்
Wide range of Add Ons
On The Spot Claim Settlement
You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Bajaj General App
24x7 ஸ்பாட் உதவி
Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down
உள்ளடக்கங்கள்
என்ன காப்பீடு செய்யப்படுகிறது?Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.
Third Party Liability for Property Damage (up to INR 7.5 lacs)
If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit
விபத்துகள்
Damages and losses that arise out of accidents and collisions
Natural or Man-Made Disasters
Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism
தீ சேதம்
Damages and losses if your car catches fire or explodes
திருட்டு
Financial losses when your car is stolen
In Transit Damage
If your car is damaged while being transported, this covers the repair costs
தனிப்பட்ட விபத்து
Coverage if your car accident results in death or disability of car owner
ஆட்-ஆன் காப்பீடுகள்
Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage
விதிவிலக்குகள்
எவை உள்ளடங்காது?Intentional Damage
Any damage caused to the car intentionally
தேய்மானம்
Normal wear and tear of the car due to usage and depreciation in value is not covered
மெக்கானிக்கல் அல்லது எலக்ட்ரிகல் பிரேக்டவுன்
If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your car, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied
குறிப்பு
Please read policy wording for detailed exclusions
கூடுதல் காப்பீடுகள்
What else can you get?24x7 சாலையோர உதவி
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
நுகர்வு செலவுகள்
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
பூஜ்ஜிய தேய்மான காப்பீடு
Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
நீங்கள் பயன்படுத்துவதற்கு ஏற்ப பணம் செலுத்துங்கள்
If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
கன்வேயன்ஸ் நன்மை
If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
என்ஜின் புரொடக்டர்
Covers financial losses incurred due to damage to your car engine
Return to Invoice (RTI) Cover
Recover invoice value of your car back in case of theft or total loss
Tata Motors is an all-rounder in the field of motor vehicles. The company produces almost all types of motor vehicles, including passenger cars, SUVs, commercial trucks, vans, and buses. If you are planning to buy a Tata car, make sure you account for adequate insurance coverage. A proper car insurance policy helps you stay financially covered from the damages arising from accidents, natural calamities, riots or more.
At Bajaj General Insurance, you can buy Tata car insurance policies for all its vehicle types in India, including commercial vehicles. Bajaj General’s extensive network of garages across the country will make it easy for you to get your car repaired with minimal hassle.
Compare Insurance Plans Made for You
| சிறப்பம்சம் |
Third Party Liabilty Cover |
சொந்த சேத காப்பீடு |
Comprehensive Car Cover |
Comprehensive Cover with Add-ons |
|---|---|---|---|---|
| கண்ணோட்டம் | Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. | Covers expenses arising out of damage to your car. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
| பாலிசி காலம் | 1 or 3 years | 1 வருடம் | 1 and 3 years | 1 and 3 years |
| Third Party Liability for Injury, Death & Property Damage | ஆம் | இல்லை | ஆம் | ஆம் |
| விபத்துகள் மற்றும் மோதல்கள் | இல்லை | ஆம் | ஆம் | ஆம் |
| Natural or Man-Made Disasters | இல்லை | ஆம் | ஆம் | ஆம் |
| தீ சேதம் | இல்லை | ஆம் | ஆம் | ஆம் |
| திருட்டு | இல்லை | ஆம் | ஆம் | ஆம் |
| Compulsory Personal Accident | ஆம் | ஆம் | ஆம் | ஆம் |
| Add-on: No Claim Bonus | இல்லை | இல்லை | இல்லை | ஆம் |
| Add-on: Zero Depreciation Cover | இல்லை | இல்லை | இல்லை | ஆம் |
| Add-on: Lock & Key Replacement | இல்லை | இல்லை | இல்லை | ஆம் |
| Add-on: 24x7 Roadside Assistance | இல்லை | இல்லை | இல்லை | ஆம் |
| Add-on: Consumables Cover | இல்லை | இல்லை | இல்லை | ஆம் |
| Explore more add-ons | இல்லை | Up to 27 Add Ons | Up to 27 Add Ons | Up to 27 Add Ons |
We have discussed below the types of Tata car insurance policies available for you to purchase as per your needs.
Third-party car insurance is the basic insurance coverage that you must purchase as per the Motor Vehicles Act of 1988. This policy is designed to provide coverage for damages specifically caused to a third party, including their vehicle and property. It also covers injuries and deaths caused to third parties. A personal accident cover must be purchased along with this policy to comply with the legal mandate.
A comprehensive Tata car insurance policy offers complete protection by covering third-party liabilities and damages to your own car. It safeguards against accidents, theft, and natural or man-made calamities. Moreover, it includes the No Claim Bonus (NCB) feature and allows you to choose add-on covers for enhanced protection. With NCB benefits, you can enjoy up to 50% discounts on premiums, making the policy both cost-effective and extensive in coverage.
This is a standalone policy that covers damages to your vehicle only, excluding third-party liabilities. Most comprehensive insurance policies for new cars have a 5-year third-party plan and 1-year standalone coverage. You can purchase a separate Own-damage cover when your current one ends, allowing you to continue enjoying the benefits of the insurance plan.
Since Tata Motors produces a range of commercial vehicles, including buses, trucks, and mini trucks, specific commercial vehicle insurance policies are available at Bajaj General Insurance. These policies offer coverage for cargo, passenger liability, and other risks specific to commercial operations.
Let us explore the advantages of buying a Tata car insurance online for your brand-new Tata vehicle:
One of the significant benefits of buying motor insurance online is that it offers flexibility. You can purchase the policy anytime and from anywhere using your mobile phone or computer. By visiting the insurer's website or using their app, you can complete the purchase process in just a few simple steps.
When you purchase car insurance online, you get to enjoy the benefit of cost savings. Buying a policy directly from the insurer eliminates the need for intermediaries such as agents, resulting in a lower Tata car insurance price compared to an offline policy.
In case your motor insurance policy is approaching its expiration date, you can quickly renew it from the insurer's website. By locating the 'Policy Renewal' tab on the website, you can complete the renewal process in just a few simple steps.
The Third-party insurance policy and a personal accident cover are mandatory for all car or bike owners in India under the Motor Vehicles Act of 1988. Buying this insurance coverage allows you to drive legally in India and saves you from hefty fines for non-compliance.
A comprehensive Tata car insurance policy offers all-around protection for your vehicle. It compensates for damages to your own car in case of an accident, no matter who’s at fault. You are also financially protected if your car gets stolen, ensuring you don’t bear the burden of a major loss.
Moreover, it covers damages caused by natural disasters like earthquakes, floods, or landslides. This wide coverage helps safeguard your car and gives you complete peace of mind on the road.
Many insurers like Bajaj General Insurance have a large network of partner garages for cashless and hassle-free repairs. Your insurance company will get your car repaired, and your repair bill will be directly paid for in the network garage up to your claim amount.
Bajaj General Insurance is one of the most prominent insurance companies in India and has a huge network throughout the country. Let’s know why you should choose Bajaj General for your Tata car insurance purchase or renewal.
You can raise a claim through the Bajaj General app on your mobile phone and get a settlement for your claim within minutes.
Here at Bajaj General Insurance, we offer 24/7 customer support because accidents can happen anytime. We have a dedicated call centre and chat support system to take care of all your needs.
Your vehicle insurance company having a dense network of 7,200+ garages throughout the country is a great perk. It provides customers with the convenience of finding trustworthy repair shops near the location of the accident.
Bajaj General Insurance offers up to an 85%* discount on premiums, allowing you to enjoy your road trips, commutes, or quick errands in peace.
*The discount may change without prior notice. Please contact us to verify!
Get instant access to your policy details with a single click.
Raising a Tata car insurance claim requires submitting several documents, which will ensure the process moves smoothly and efficiently.
Below are key documents that are needed for a Tata car insurance claim:
1. Claim Form: Fill the claim form online or download the claim form from the official website to start your offline insurance claim process.
2. Policy Document: Get a copy of your policy document and submit it for your insurance claim.
3. ஓட்டுநர் உரிமம்: சம்பவம் நடந்த நேரத்தில் காரை ஓட்டும் நபரின் ஓட்டுநர் உரிமம் தேவைப்படுகிறது.
4. பதிவு சான்றிதழ் (ஆர்சி): நீங்கள் கோர விரும்பும் காரின் உரிமை உங்களிடம் உள்ளது என்பதை நிரூபிக்க பதிவு சான்றிதழ் நகல்.
5. Copy of FIR: File a first information report (FIR) with the concerned police station and get a copy of it to make your Tata car insurance claim.
6. Repair Bills and Receipts: For reimbursement, you have to provide copies of your bills and receipts in association with repairs.
7. No Objection Certificate (NOC): You need to provide an NOC provided by your financier or issuer of the claim.
8. Medical Reports: Your insurer covers your injuries under the PA cover. Provide your medical bills and reports to get your reimbursement.
9. Bank Details: For direct transfer of the claim amount to your bank.
Your Tata car insurance renewal is important for various factors, including:
1. Continuous Coverage: The renewal process gives you financial coverage and stability in case of any damage, theft, or accident to your car.
2. Legal Compliance: Not having car insurance can result in penalties of up to ₹4000 and possible imprisonment. Renewing your Tata car insurance allows you to drive legally and peacefully.
3. No Claim Bonus (NCB): NCB is one of the features of vehicle insurance, where you can receive up to 50% discounts on premiums for not making claims for a period of time.
4. Avoid Financial Loss: Renewing your Tata car insurance policy allows you to receive compensation for damages caused by accidents, theft, vandalism, etc, which can highly mitigate financial losses.
படிப்படியான வழிகாட்டி
எப்படி வாங்குவது
1
Download the Bajaj General App from App stores or click "Get Quote"
2
Register or log in to your account.
3
Enter your car details
4
You will be redirected to the Car Insurance Page.
5
Ensure to check your No Claim Discount
6
Choose right Insured Declared Value (IDV) that reflects your car value
7
Evaluate Covers, Add Ons, Optional Covers and Exclusions
8
Select a plan from the recommended options, or customize your own plan
9
Review the premium and other coverage details
10
Proceed with the payment using your preferred method
11
Receive confirmation of your purchased policy via email and SMS
எப்படி புதுப்பிப்பது
1
Login to the app
2
Enter your current policy details
3
Review and update coverage if required
4
Check for renewal offers
5
Add or remove riders
6
Confirm details and proceed
7
Complete renewal payment online
8
Receive instant confirmation for your policy renewal
எவ்வாறு கோருவது?
1
Download our Bajaj General App on Android or iOS
2
Register or login to use Motor On the spot claim for a smooth process
3
Enter your policy and accident details (location, date, time)
4
Save and click Register to file your claim
5
Receive an SMS with your claim registration number
6
Fill in the digital claim form and submit NEFT details
7
Upload photos of damaged parts as instructed
8
Upload your RC and driving license
9
Receive an SMS with the proposed claim amount
10
Use the SMS link to agree/disagree with the claim amount
11
Agree to receive the amount in your bank account
12
Track your claim status using the Bajaj General App
மேலும் அறிய
1
For any further queries, please reach out to us
2
Phone +91 020 66026666
3
Fax +91 020 66026667
Tata Car insurance claims can be of two types: cashless claims and reimbursement claims. The process of filing each of these claims is different, and here are the steps you need to follow:
நீங்கள் ஒரு ரொக்கமில்லா கோரலை தாக்கல் செய்ய விரும்பினால், இந்த படிநிலைகளை பின்பற்றவும்:
படிநிலை 1: விபத்து பற்றி விரைவில் காப்பீட்டு வழங்குநரிடம் தெரிவிக்க அவர்களின் இணையதளம், செயலி அல்லது உதவி எண் மூலம் தொடர்பு கொள்ளுங்கள்.
படிநிலை 2: தேவைப்பட்டால், அருகிலுள்ள காவல் நிலையத்தில் எஃப்ஐஆர்-ஐ தாக்கல் செய்யவும்.
Step 3: Submit all the necessary documents along with multiple images and videos as evidence of the damage caused.
Step 4: A surveyor sent by the insurer will inspect the vehicle to assess the damage.
Step 5: Take your car to a network garage authorised by the insurer. The cost of repairs will be directly billed to your insurance provider, and you will receive a cashless payment directly to the garage.
Tip: Take close-up images of the damaged portion of your car and full-view images of the accident site to illustrate the cause of the accident. Proper evidence can fasten your Tata insurance claim process by strengthening your claim.
The steps for filing a reimbursement claim are slightly different from those for a cashless claim. Here are the steps for a reimbursement claim.
Step 1: Follow steps 1 to 4 mentioned in the cashless claim.
Step 2: Choose a garage and get your Tata car repaired.
படிநிலை 3: பழுதுபார்ப்புகளுக்கு நீங்களே பணம் செலுத்துங்கள் மற்றும் நீங்கள் அனைத்து பில்கள் மற்றும் பணம்செலுத்தல் இரசீதுகளையும் வைத்திருப்பதை உறுதிசெய்யுங்கள்.
படிநிலை 4: தேவையான அனைத்து ஆவணங்களையும் உங்கள் காப்பீட்டு வழங்குநரிடம் சமர்ப்பிக்கவும்.
படிநிலை 5: உங்கள் காப்பீட்டு வழங்குநர் ஆவணங்களை சரிபார்த்து பழுதுபார்ப்புகளின் செலவை உங்களுக்கு திருப்பிச் செலுத்துவார்.
Data as on 12/2025
தீவிர நோய் காப்பீடு
Health Claim by Direct Click
தனிநபர் விபத்து பாலிசி
குளோபல் பர்சனல் கார்டு பாலிசி
Claim Motor On The Spot
Two-Wheeler Long Term Policy
24x7 சாலையோர/ஸ்பாட் உதவி
Caringly Yours (Motor Insurance)
பயணக் காப்பீடு கோரல்
ரொக்கமில்லா கோரல்
24x7 Missed Facility
பயணக் காப்பீட்டு கோரலை தாக்கல் செய்தல்
My Home–All Risk Policy
வீட்டு காப்பீட்டு கோரல் செயல்முறை
வீட்டுக் காப்பீடு பற்றி
வீட்டுக் காப்பீடு
Great coverage option
Enjoyed a smooth motor insurance experience with Bajaj General app. Great coverage options!
Aryan Patil
புனே
19th Jan 2025
User friendly App
Bajaj General app simplifies the motor insurance process. Quick, efficient, and user-friendly! 🎯
Naadiya Rafiq
மும்பை
19th Jan 2025
Seamless Policy generation
Love the ease of getting motor insurance through Bajaj General App. Highly recommend! 🙌
Monu Dubey
சென்னை
19th Jan 2025
Seamless Policy generation
Caringly Yours by Bajaj General offers a fast and secure motor insurance process. Highly efficient!
Rasool Rosi
டெல்லி
19th Jan 2025
User friendly App
The Bajaj General App is ideal for motor insurance. User-friendly and dependable! 🚗
Sam Shona
மும்பை
14th Jan 2025
எளிதான புதுப்பித்தல்
Need to renew motor insurance? Bajaj General App makes it an effortless task. 👍
Shan Qureshi
டெல்லி
11th Jan 2025
Seamless Experience
Bajaj General App makes motor insurance renewal easy. Just a few clicks, and you're covered! 🚙
Lakshay Dhariwal
புனே
11th Jan 2025
Economical coverages
Cool, fast, and economical motor insurance options available with Bajaj General. Fantastic experience with the app! 🚘
Biju VR
பெங்களூரு
23rd Dec 2024
Yes, car insurance is mandatory for all cars in India as per the Motor Vehicles Act of 1988. At least third-party insurance is required to legally drive on Indian roads.
Insurance premiums depend on factors such as fuel type, engine capacity, driving record, and geographical location.
No, third-party car insurance only covers damages or injuries caused to third parties and does not cover damage to your own vehicle.
The car model, age, city of registration, driving history, coverage type, and add-ons influence Tata car insurance pricing.
A No Claim Bonus (NCB) is a discount offered by insurers if no claims are made during the policy term.
Yes, by not making claims, you earn NCB which can offer up to a 50% discount on your premium.
Yes, insurers like Bajaj General Insurance allow you to buy or renew Tata car insurance online easily.
Roadside assistance includes services such as flat tyre support, fuel delivery, battery jump-start, and towing to the nearest garage.
Yes, Bajaj General Insurance offers 24/7 roadside assistance if you purchase the add-on cover.
No, add-ons are available only with comprehensive car insurance policies.
Your policy must include third-party insurance and Personal Accident cover to meet legal requirements.
Maintaining a good driving record, choosing higher deductibles, installing anti-theft devices, and improving vehicle security can help reduce premiums.
Visit the insurer’s official website, go to the policy download section, and download your policy using required details.
Car insurance renewal is a quick online process and usually takes only a few minutes.
Download the App Now!