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Motor Blog
27 Aug 2026
Bajaj General Insurance

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The surge for automatic cars in India has grown significantly over the last few years. With urban traffic becoming more tense than ever, modern buyers are opting for convenience over the conventional driving experience of being stuck in traffic jams.
Accordingly, reputed automotive manufacturers such as Maruti Suzuki, Tata and Hyundai have made it possible for Indian buyers to cherish the ease of an automatic car under a budget of 10 lakhs.
This guide covers the top 8 automatic cars available across the Indian market under 10 lakhs, with a detailed exploration of their key features.
Below is a tabular representation of some of the best automatic cars available in India under 10 lakhs, with a detailed comparison of their engine, power and mileage.
Car Model | Engine (cc) | Power (bhp) | Torque (Nm) | Transmission | Approximate Price (INR) |
Maruti Suzuki WagonR AMT | 1197 (1.2L) | 89 (66.9kW) | 113.7 | 5 AMT/AGS | ₹5.96 Lakh to ₹6.95 Lakh |
Maruti Suzuki Swift AMT | 1197 | 80 (60 kW) | 111.7 | 5AMT | ₹7.13 Lakh – ₹8.88 Lakh |
Hyundai Grand i10 Nios AMT | 1197 | 80 (61 kW) | 113.8 | 5 AMT | ₹7.12 lakh to ₹8.03 lakh |
Tata Tiago AMT | 1199 | 85 (86 PS) | 113.8 | 5 AMT | ₹6.00 Lakh to ₹7.55 Lakh |
Maruti Suzuki Ignis AMT | 1197 | 81 (61kW) | 113 | AMT | ₹6.29 Lakh – ₹8.16 Lakh |
Maruti Suzuki Dzire AMT | 1197 | 80 (60 kW) | 111.7 | AMT | ₹7.72 Lakh to ₹9.41 Lakh |
Tata Punch AMT | 1199 | 72 (73.4 PS)) | 103 | 5 AMT | ₹7.66 to 10 Lakh |
Hyundai Exter AMT | 1199 | 67 (50.5kW) | 95.2 | 5 AMT | ₹7.00 Lakh – ₹9.61 Lakh |
1. Prices are approximate and can vary depending on the variant and location.
2. Mileage figures are EPA-certified and may differ in real-world driving conditions.
Coping with peak traffic hours no longer implies ruining your bank balance. This is because the modern car market delivers a remarkable mix of SUVs, compact sedans and two-pedal city hatchbacks under 10 lakhs.
Below is a detailed evaluation of some of the outstanding models in the category under 10 lakhs:
The Maruti Suzuki Wagon R AMT is a spacious, 5-door family car. It has a tall roof with massive headroom that does not squish the passengers inside. It has a box shape, which makes it easy to park in compact spaces. The fuel efficiency rate of this model is 25.19 km/l, and a 5AMT.
It functions similarly to a standard manual car but has small robotic actuators which press the clutch and change the gears for users, eliminating the need for a clutch pedal.
1. Engine Specifications: It has 1.2L K-Series petrol variations complemented with a 5-speed Auto Gear Shift (AGS).
2. Safety Features: For passenger safety, this car includes dual front airbags, Anti-lock Braking System (ABS) with Electronic Brakeforce Distribution (EBD), Electronic Stability Program (ESP), and Hill Hold Assist.
3. Comfort: The model has an auto-gear shift for a clutchless driving experience, power windows and a SmartPlay infotainment in-built system.
4. Seating Capacity: Has a 5-Seater arrangement.
This model is one of the country’s most popular hatchbacks under 10 lakhs, supported by a 1197 cc Z12E 3-cylinder petrol engine. It includes an Auto-Gear transmission system with a torque of 111.7 Nm and a fuel efficiency rate of 25.75 km/l.
This car is also equipped with 6 airbags, modern safety systems such as ESP and Hill Hold Assist, and a SmartPlay Pro+ of 22.86 cm.
1. Engine Specifications: It includes a 1197 cc Z12E 3-cylinder petrol engine providing 61 kW of power and 25.75 km/l fuel efficiency using the AMT system.
2. Safety Features: Furnished with 6 airbags, ESP, ABS with EBD, and International Standards Organisation Fix (ISOFIX) child seat anchorages.
3. Comfort: For maximum comfort, the car includes Suzuki Connect, auto headlamps, Rear AC Vents, 60:40 Split Rear Seat, and wireless phone charging.
4. Seating Capacity: A 5-seater layout.
This model from Hyundai Motor India is one of the stylish, high-performance, and spacious hatchbacks. It has a fuel tank capacity of 37L petrol + 60L CNG. Therefore, the vehicle is furnished with a dual-cylinder system that provides efficient boot space and fuel efficiency.
The car guarantees that owners exceptional driving performance with dimensions of 3,815 mm L x 1,680 mm W x 1,520 mm H.
1. Engine Specifications: It is equipped with a 1.2L Kappa petrol engine, which generates 83 PS of power and 113.8 Nm of torque with a 5-Speed Smart Auto AMT.
2. Safety Features: It has 6 standard airbags, Hill-start Assist Control, Driver rear-view monitor (DRVM), 3 Point seatbelts (All seats), Automatic headlamps and ISOFIX.
3. Comfort: It is equipped with a 20.32 cm touchscreen infotainment system with wireless Apple CarPlay/Android Auto, Electric sunroof and Keyless entry.
4. Seating Capacity: A 5-passenger car.
The Tata Tiago is one of the smartest, safest, and sturdiest hatchbacks, furnished with the remarkable “Easy-Shift” AMT gearbox to provide a stress-free urban ride. It integrates a solid build with a steady 2400mm wheelbase, modern safety features and luxury passenger convenience.
It has a great 170mm ground clearance, complemented by a dual-path front suspension for safety on large speed bumps.
1. Engine Specifications: The model supports a 1.2L Revotron petrol engine with a capacity of 1199 cc, providing a maximum power of 86 PS @ 6000 rpm.
2. Safety Features: The car is built with a 360° impact-protection body structure that shields it in a collision, 6 airbags, ESP with traction control, LED fog lamps, and ISOFIX child seat anchorage.
3. Comfort: The model is equipped with manual HVAC controls, a 12V power socket, a digital instrument cluster and ergo under-thigh support seats to ease fatigue during driving.
4. Seating Capacity: A 5-seater car
This is one of the most popular urban car designs, equipped with an AMT and a torque of 113 Nm @4200 rpm. It has an ARAI-authorised mileage of 20.89 km/l. The model delivers a city-friendly driving experience merged with unique, rugged exterior styling.
Moreover, it has 60:40 rear seats with a 260L boot space, providing users with sufficient seating space along with luggage space during long-distance travel.
1. Engine Specifications: The model supports a 1.2L VVT 4-cylinder petrol engine with a capacity of 1197cc, offering a power of 61kW @6000 rpm, and torque of 113 Nm @ 4200rpm.
2. Safety Features: It has a NEXA Safety Shield that is furnished with dual front airbags, ABS with EBD, TECT-body, and Pedestrian Protection Compliance.
3. Comfort: It has convenient features such as Auto Climate control, MID with a TFT Screen to help drivers track the vehicle’s vital information while driving, and steering-mounted controls.
4. Seating Capacity: 5 passengers.
This dazzling new Dzire variant comes with a sleek silhouette and an extravagant front fascia. The model includes a built-in LED crystal vision headlamp that lights up the road ahead, making it easier for drivers to ride with style and precision. Having a boot space of 382 L and ground clearance of 163mm, the model offers an excellent driving experience.
1. Engine Specifications: This Maruti model has a 1197 cc Z12E engine, producing a maximum power of 60 kW / 81.58 PS @ 5700 rpm and torque of 111.7 Nm @ 4300 rpm
2. Safety Features: It is equipped with High-Speed Warning Alert, ISOFix Child Seat Anchorages, Suzuki HEARTECT Body and ABS with EBD.
3. Comfort: This AMT variant has SmartPlay Pro+ with a 22.86 cm touchscreen, onboard voice assistant and Onboard Voice Assistant.
4. Seating Capacity: It has a 5-seater configuration.
This model by Tata is India’s first CNG AMT SUV, elevating everyday practicality and comes with a 5-star safety rating. It is furnished with 90-degree opening doors and a ground clearance of 193mm to manage rough roads smoothly and ensure passenger safety.
A significant feature of this model is that it has a DuoTone Signature Dash with the goal of refining the cabin experience.
1. Engine Specification: It comes with a 1.2L Revotron petrol engine and a 1.2L CNG engine, with a power of 73.4 PS and 103 Nm of torque.
2. Safety Features: It has a 5-star BNCAP safety rating, 6 standard airbags, EBS, 360˚ cSVS HD Camera, Rear Defogger, and SOS Calling Function.
3. Comfort: For maximum passenger comfort, it offers features such as Xpress Cool, Voice-Assisted Electric Sunroof, 4 Speakers and 4 tweeters, and a 65W Front and 15W Rear-Fast Charger.
4. Seating Capacity: A 5-passenger car.
The Hyundai Exter AMT model is a thoughtfully curated design that merges comfort, luxury and convenience to make the driving journey exceptional. It has a spacious boot space of 391L, providing ample luggage storage space while keeping the passenger cabin decluttered.
The popular model relies on a 4-cylinder engine configuration that helps to maintain an everyday balance in fuel usage and ensures a steady motion.
1. Engine Specification: This variant has a 1.2L Kappa petrol engine with CNG, maximum power of 50.5 kW (69 PS) @ 6 000 r/min and a torque of 95.2 Nm.
2. Safety Features: It includes 6 standard airbags, Rear parking sensors, Rear parking camera, ESC, central locking, Child seat anchor (ISOFIX) and burglar alarm system.
3. Comfort: It has an electric sunroof, keyless entry, rear AC vents, cruise control, a Type‑C USB Port, and driver seat height adjustment
4. Seating Capacity: It is a 5-passenger car.
Selecting the right automatic car involves considering several key factors, such as:
1. Fuel Efficiency: Important for managing running costs, especially in city driving.
2. Resale Value: Cars like Maruti Suzuki and Hyundai tend to hold their value better.
3. After-sales Service: The availability of affordable and accessible service centres enhances the ownership experience.
Maintaining an automatic car doesn’t have to be expensive. Here are a few tips:
1. Regular Service: Stick to the recommended service schedule to ensure longevity and consider comprehensive online car insurance plans from reputable providers to safeguard against unexpected repair costs.
2. Use of Correct Transmission Fluid: Always use the grade and type of transmission fluid specified by the manufacturer.
3. Gentle Use: Avoid sudden accelerations to reduce wear and tear on the transmission.
The popularity of automatic cars comes with several advantages:
1. Ease of Use: Ideal for stop-and-go traffic where constant gear shifts can be tiresome.
2. Safety: Allows the driver to keep both hands on the wheel, enhancing vehicle control.
3. Comfort: Reduces driver fatigue on long journeys, making drives more enjoyable
It does not matter if you are a first-time car buyer or revamping your first automatic car in the 10-lakhs segment; the Indian automotive market provides exclusive choices. From the Tata Tiago to the feature-loaded Maruti Suzuki WagonR AMT, there is an automatic car in the lower price range for every type of buyer in the market.
Compare car insurance quotes online to locate policies that provide comprehensive coverage at low rates. Whether you choose a hatchback or a small SUV, an automatic car will surely improve your driving experience, making every journey easier.
The Maruti Suzuki Swift AMT is quite efficient, offering about 22 km/l. It's a great choice if you're looking for a car that goes easy on the fuel.
Yes, there are a few good options. The Tata Nexon AMT and Renault Kiger AMT offer the benefits of an SUV with the convenience of an automatic transmission within your budget.
The biggest advantage of an AMT, or Automated Manual Transmission, is that it provides a smoother ride with less effort, which is helpful in heavy traffic conditions. You don’t need to shift gears manually, which can reduce driver fatigue.
You should generally follow the manufacturer's guidelines for servicing, usually once a year or every 10,000 km, whichever comes first. Regular maintenance helps keep your car running efficiently and reliably.
Absolutely! Especially if you choose models from well-known brands like Maruti Suzuki and Hyundai. These brands are popular in India and tend to hold their value well over time.
**Standard T&C apply Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
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