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Motor Blog
27 Aug 2026
Bajaj General Insurance

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The car market is growing rapidly due to increasing car sales in India. Compared to June 2025, there is a 33% growth in car sales in June 2026. It indicates high market competition in the automobile sector in India. However, the car market is evolving with advanced features and technology to beat the competition.
Therefore, it is confusing to choose a budget-friendly car among a wide range of vehicles with various features and specifications. In this article, the detailed features of some of the best family cars under 10 lakh in India, such as Tata Punch, Hyundai Exter and more, have been explored. Get insights to check before purchasing yours.
Find out which cars are affordable in India with significant safety features below:
Car Names | Starting Price (ex-showroom Delhi) |
Tata Punch | ₹ 5.70 Lakh |
Hyundai Exter | ₹ 5.80 Lakh |
Maruti Suzuki Brezza | ₹ 7.40 |
Renault Triber Emotion | ₹ 8 Lakh |
Nissan Magnite Tekna | ₹ 8.39 Lakh |
Kia Sonet HTK | ₹ 8.41 Lakh |
Mahindra Bolero B4 | ₹ 8.49 Lakh |
Maruti Ertiga LXi | ₹ 8.90 Lakh |
Skoda Kylaq Classic Plus AT | ₹ 9.25 Lakh |
Let us explore the safety features, engine capacity, comfort level and seating capacity in detail:
Tata Punch is one of the best family cars under 10 lakh in India, with optimum comfort features. Compared to its price, its engine specifications are advanced, making it a premium choice for a middle-class Indian family. Therefore, with high-end safety features, it is a significant choice for busy city-based Indian roads.
1. Safety Features: 6 airbags, smart steering wheel, Anti-lock Braking System (ABS), Hill Hold Assist, Tyre Pressure Monitoring System (iTPMS) and more.
2. Engine Specifications: 1.2L Revotron engine, 86.59 bhp power and 115 Nm torque.
3. Comfort: Front adjustable headrest, rear AC vents, height-adjustable driver seat, 366L boot space, cooled glovebox, Rear armrest, and more.
4. Seating Capacity: 5 people across 2 rows
It is another affordable option with modern features. Its premium safety and advanced comfort make it one of the best family cars under 10 lakh in India. Moreover, it is suitable for children and pets.
1. Safety Features: Speed-sensing auto door lock, impact-sensing auto door unlock, seatbelt reminder, child seat anchor, central locking, automatic headlamps, rear defogger, rear parking sensors, rear parking camera, and more
2. Engine Specifications: 4-Cylinder engine with 1197 displacement, 81.8023 bhp power and 113.8 Nm torque
3. Comfort: Air conditioning, front power windows, driver seat height adjustment, adjustable rear headrests, front power outlet, foldable key and more.
4. Seating Capacity: 5 people across 2 rows
It is another crucial car in India, effective for middle-class car purchases. Its safety features and interior are suitable for busy roads. However, its widespread service network, competitive pricing and upright seating make it one of the most suitable choices for an Indian family.
1. Safety Features: 6 airbags, Front seat belt pre-tensioners and force limiter, Reverse parking sensor with infographic display, high-speed warning alert, high-speed alert system, anti-theft security system, and more.
2. Engine Specifications: 998 cc capacity, 108.623 bhp power and 170 Nm torque
3. Comfort: Adjustable rear seat headrest, adjustable driver seat, rear AC vents
4. Seating Capacity: 5 people across 2 rows
Its 21 standard safety features make you travel with peace of mind. Flexible seating layout and modern features make it one of the most affordable cars in India. It provides an approximate 18 kmpl mileage. However, it has unparalleled flexibility with over 100 possible configurations.
1. Safety Features: 6 airbags, Hill Start Assist, electronic stability program, traction control system, front parking sensors, tyre pressure monitoring system, front parking sensors, rear parking sensors, and more.
2. Engine Specifications: 5-speed MT & Easy-R AMT engine with 71.015 bhp power and 96 Nm torque.
3. Comfort: 625L boot space, automatic air conditioning, 222 mm of knee room, removable third-row seats and second-row seats, fold function, and more.
4. Seating Capacity: 5 to 7 seats in 2 to 3 rows.
Again, it is another of the best family cars under 10 lakh in India, providing premium safety features. Modern, sophisticated and state-of-the-art technology and interior comfort make it a suitable choice for regular transportation and long drives. However, the car is available in a wide range of colour options.
1. Safety Features: Standard 6 airbags, 67% usage of high tensile strength steel, hydraulic brake assist, ABS with Electronic Brakeforce Distribution (EBD), L-Shaped LED DRLs with LED Fog Lamps, hill start assist, and more
2. Engine Specifications: Powerful HRA0 1.0 L Turbo Engine with 999 CC displacement, 72 bhp power and 96 Nm torque.
3. Comfort: Comfortable seating with 219mm knee room, improved seat cushioning, full leather dashboard and door trims, pleasantly quiet cabin with superior exterior noise insulation, and more.
4. Seating Capacity: 5 people across 2 rows
It is another of the best family cars in India under 10 lakhs that looks classy and elegant. Safety and comfort are top-notch for its price. It is spacious and calm inside. Moreover, it has 15 safety features that make it a secure choice for busy roads.
1. Safety Features: 6 Airbags, Electronic Stability Control (ESC), Hill Assist Control (HAC), Emergency Stop Signal (ESS), Vehicle Stability Management (VSM), All Wheel Disc Brakes, 360 Degree Camera and more.
2. Engine Specifications: Advanced Smartstream G1.2 Petrol Engine, 81.8023 bhp power and 115 Nm torque.
3. Comfort: Fully automatic AC, auto light control, rear defogger, console lamp, keyless entry, all doors power with window, driver seat height adjustment, and more.
4. Seating Capacity: 5 people across 2 rows
It is a combination of both aggressive and elegant looks. Its premium safety features, engine specifications, and comfort make this car one of the best affordable 7-seater cars in India. The luxurious interior with child protection makes it a superior choice in the Indian automobile market. However, it provides 15.5 kmpl mileage.
1. Safety Features: 2 airbags for the driver and front passenger, Anti-lock Braking System (ABS), engine immobiliser, reverse parking sensor, seat belt reminder (front-facing seats), and more.
2. Engine Specifications: mHawk75 1493 cc BSVI engine with 74.96313 bhp power and 210 Nm torque.
3. Comfort: Steering-mounted audio controls, front map pockets and utility spaces, remote fuel lid opener, rear wash and wiper, bottle holder on door trims, and more.
4. Seating Capacity: 7 people set across 3 rows
It is one of the best family cars under 10 lakh in India, as a Multi-Purpose Vehicle (MPV). It provides family comfort for regular transport or trips. With optimum safety features, this is a budget-friendly option for an Indian family. Additionally, it has a fuel tank capacity of 45 litres.
1. Safety Features: It has six airbags with rear parking sensors. Its seat belt reminder and high-speed alert system, anti-lock braking system, electronic brake force distribution, and brake assist provide optimum safety.
2. Engine Specifications: 1462 cc engine capacity with 102 bhp power and 136.8 Nm torque.
3. Comfort: Bench seats in the rear and third row with a spacious cabin
4. Seating Capacity: 7 seats across 3 rows
It is a modern, solid-design car and one of the best family cars under 10 lakh in India. It is built to conquer Indian roads with confidence. Performance, efficiency, and safety are the three key features of this car, making it a suitable choice for Indian roads.
1. Safety Features: Reflectors on rear bumper, Seatbelt pretensioner, Seatbelt reminder, Child-proof rear door locking, and Central door locking with remote control, Anti-theft alarm, Cruise control, Curtain airbags and more.
2. Engine Specifications: 1.0 TSI Petrol, in-line, 4-Stroke, Positive Ignition engine with 999 CC displacement, 113.987 bhp power, and 178Nm torque.
3. Comfort: Bottle Holders in front and rear doors, Manual AC, start-stop recuperation, rear centre armrest with cup holder, rear wiper and washer, defogger, smartclip ticket holder, smart group mat and more.
4. Seating Capacity: 5 people across 2 rows
1. Always look for the engine capability and compare it with contemporary models to determine durability and longevity.
2. Look for the safety features of cars, especially if you are planning a family car.
3. Check the interior comfort effectively, especially during a trial ride.
4. Based on the family size, choose seating capability.
5. Always choose third-party motor insurance or a comprehensive insurance plan for reputable companies such as Bajaj General Insurance.
Buying a car comes with several parameters to check. Therefore, it often becomes overwhelming to choose specifications under budget. However, this article has presented a clear presentation of features and specifications regarding safety, comfort and more for the best family cars under 10 lakh in India.
However, choosing a car is not enough. You need to maintain it with car insurance from reliable insurance providers such as Bajaj General Insurance. Contact the experienced team and avoid legal compliance issues in India.
Yes. There is a wide range of 7-seater cars in this budget. Renault Triber Emotion and Mahindra Bolero are some of the 7-seater cars under 10 lakhs in India.
Yes. You can get a budget-friendly family car with proper safety. From airbags to tech-driven safety features, contemporary cars provide optimum safety.
No. Budget-friendly cars do not compromise comfort. It offers effective boot space, high-quality speakers, comfortable seats, height-adjustable seats, storage capacity, an armrest, and more.
*Standard T&C Apply
Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
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