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Motor Blog
27 Aug 2026
Bajaj General Insurance

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Scooty is one of the most suitable transportation options in India under budget, especially for female riders. That is why, in the two-wheeler section, the sales of scooty have been rising in the past few years. Nowadays, the features and specifications are wide, making it a significant choice for an average middle-class Indian family.
Many brands are offering budget-friendly scootys such as TVS, Honda, Suzuki, and more. However, in this article, explore some of the best scootys under Rs. 1 lakh that will guide you to an informed decision before purchasing.
Explore the list below to find out which are the best affordable scootys in India.
Scooty | Engine/Battery | Mileage/Range | Ex-showroom Price in Delhi (Approx.) |
TVS Scooty Pep+ | 87.8 cc | 68 kmpl | ₹42,614 |
Honda Activa 6G | 109.51 сс | 46.62 kmpl | ₹76,083 |
Honda Activa 125 | 123.92 сс | 46.0 kmp | ₹88,339 |
Suzuki Access 125 | 124 cc | 45 kmpl | ₹87,827 to ₹93,877 |
Suzuki Burgman Street | 124 cc | 59 kmpl | ₹88,376 |
TVS Jupiter 125 | 124.8 cc | 50 kmpl | ₹ 89,190 to ₹97,240 |
TVS Ntorq 125 | 124.8 cc | 49 kmpl | ₹80,900 |
Hero Destini 125 | 125 cc | 59 kmpl | ₹79,388 to ₹89,119 |
Yamaha RayZR 125 | 125cc | 49.0-51.0 kmpl | ₹73,430 |
Yamaha Fascino 125 | 125 cc | 49.0-50.0 kmpl | ₹78,980 to ₹ 99,030 |
Evaluate detailed features of each scooty regarding their comfort, engine specifications, and design.
TVS Scooty Pep+ price in India is very low, making it an affordable choice for middle-class Indians. Its safety and engine capability are great for busy roads in India. However, the TVS Scooty Pep+ specifications are mentioned below.
1. Single-cylinder, 4-stroke, fuel injection, air-cooled, spark ignition engine
2. Dry-centrifugal clutch with 1735 mm chassis length
3. Hand-operated 110 mm diameter drum brake for both front and rear.
4. Battery type: 12V, 5Ah lead-acid.
5. 4.2 litres of fuel tank capacity.
6. Automatic headlight and telescopic suspension provide safety and a comfortable ride.
Honda Activa 6G specifications are wide to provide optimum mileage in crowded spaces. From optimum safety to attractive designs, this is one of the best choices. However, the Honda Activa 6G price in India is also low.
1. 4-stroke, SI engine with 7.88521 bhp@ 8000 rpm power and 9.05 Nm torque.
2. Hand-operated 130 mm drum for both front and rear
3. Fuel tank capacity is 5.3 litres
4. Automatic V-Matic clutch
5. Side stand engine cut-off and telescopic front suspension for safety.
It is another budget-friendly scooty available in India. It combines safety, style, and effortless convenience for daily transportation on busy roads. Moreover, in comparison to features and specifications, it is one of the best scootys under Rs. 1 lakh.
1. Fuel-efficient tubeless tyres and a double-lid external fuel fill are some of the safety features.
2. Automatic centrifugal dry-type clutch
3. 4-stroke, SI engine with 8.31434 @ 6500 rpm net power and 10.5 Nm torque.
4. Telescopic front suspension and 3-step adjustable, spring-loaded hydraulic rear suspension.
5. 190 mm disc brake in front and 130 mm drum brakes in rear
It is another of the best scootys under Rs. 1 lakh, preferred for interesting features. Its engine capacity is praiseworthy, with brakes and telescopic front fork suspension. In fact, Suzuki Access 125 specifications are wide. However, if you are looking for a feature-rich ride, it is one of the best choices at an affordable rate.
1. 4- stroke, 1-cylinder, air-cooled engine with 8.31434 bhp net power and 10.2 Nm torque
2. It has a disc brake in front and a drum brake in the rear
3. Its fuel level indicator, traffic and speed-exceeding alerts, and weather alerts are some of the interesting features.
4. 24.4 litres of underseat storage
5. 5.3 litres of fuel tank capacity
It is one of the top mileage scooty under 1 lakh in India. It is a fusion of sharpness and elegance. The design and performance in comparison to price are impressive. Its engine capacity is suitable for daily use.
1. 4-stroke, 1-cylinder, air-cooled, SOHC engine with 8.31434 bhp @ 6,500 rpm power and 10.2 Nm torque.
2. Electric and Kick starter system with 114 kg kerb mass
3. It has a disc brake in front and a drum brake in the rear
4. Maintenance free 12V, 4Ah battery
5. 5.5 litres of fuel tank capacity
6. Available in 5 alluring colours
It is another of the best scootys under Rs. 1 lakh available in India. Its safety, underseat storage, suspension, and brakes make it one of the best combinations in a budget-friendly scooty. It's effective for daily transportation at low maintenance cost.
1. Single-cylinder, 4-stroke, air-cooled engine with 124.8 cc displacement, 8.04613 bhp @ 6500 rpm net power, and 10.5 Nm torque.
2. Its kerb weight is 108/109 kgs with telescopic hydraulic suspension
3. 220 mm disc brake or 130 mm drum brake in front and 130 mm drum brake
4. It is available in 4 colour variants such as Indiblue, Titanium Grey, White, and Sparkling Black
5. 5.1 litres of fuel tank capacity
This scooty offers a wide range of safety and convenience features that make it an alluring option as a budget-friendly choice. Its performance and engine capacity are effective for busy streets in Indian cities and suburban areas.
1. 124.8 cc single-cylinder, 4-stroke, 3-valve, air-cooled engine with 10.0577 power and 11.5 Nm displacement
2. Top speed of 98 km per hour with 7.9 acceleration
3. Multimode display with street, race, and sport modes.
4. Hazard lamp, parking brake, and high-speed alert as safety features
5. USB charging port and low fuel alert are convenient options
6. 5.8 litres of fuel tank capacity
Its retro chrome design, unmatched performance and comfort make it another of the best scootys under Rs. 1 lakh in India. Longer seat providing ultimate comfort, illuminated start button following modern style, it becomes one of the budget-friendly choices.
1. 125cc displacement with 9bhp@7000rpm maximum power and 10.4Nm@5500rpm torque
2. It provides 60 kmpl of mileage.
3. Its kerb weight is 115 kg with 5.3 litres of full tank capacity.
4. Ot has 703 mm of disc brake in ZX+ and ZX variants, and 697 mm of drum brake in VX.
5. High-quality backrest facility, seat cover, and floor also make it an attractive choice
It is another best option for an affordable scooty in India. Its auto start feature helps automatically stop the engine on idling and restarts with a simple twist of the throttle. It exudes a premium look and optimum comfort.
1. 125cc Fi with hybrid power assist engine with 8.04613 bhp and up to 10.3 Nm torque
2. Its kerb weight is 99kg with E20 Fuel compatibility
3. Telescopic front suspension provides a smooth rider experience
4. 21 litres under-seat storage and 5.2 litres of fuel tank capacity
5. Enhanced power assist, high battery performance
It is one of the sleek scooty options available in India. The modern look, sharper and stylish design, and striking tail lamp make it create a lasting impression. A high-performance battery and stronger acceleration improve the performance of this scooty, especially while climbing inclines.
1. The fuel-injected (Fi), air-cooled, 125 cc Blue Core engine delivers 8.04613 bhp power and up to 10.3 Nm of torque.
2. 21 litres of under-seat storage and 5.2 litres of fuel tank capacity
3. 98 kg of kerb weight and 145 mmof ground clearance
4. Yellow cocktail and metallic black are available in drum variants; metallic light green, matte blue, cool blue metallic and dark matte blue are available in disc variants.
5. Its telescopic suspension provides a smooth riding experience.
1. Third-party insurance is mandatory in India; therefore, you must have at least third-party insurance
2. It avoids heavy fines for any unavoidable circumstances
3. In case of comprehensive two-wheeler insurance, you can cover theft and fire, natural disaster coverage, personal accidents and more.
Step 1: Visit the website or go to the app
Step 2: Visit the bike insurance section and enter your scooty details
Step 3: Choose the types of policy according to your requirement
Step 4: Read all terms and clauses carefully
Step 5: Pay the premium online and download the policy papers
Choosing the best scootys under Rs. 1 lakh helps you travel with an extremely comfortable experience at low maintenance cost. With effective mileage, storage capacity, and advanced specifications and features, people indulge more in scooty for daily transportation in cities or suburban areas in India.
However, choosing the scooty and purchasing it is not enough. You must consider at least third-party insurance for your two-wheeler. Contact Bajaj General Insurance for a third-party or comprehensive two-wheeler insurance to get effective coverage.
Honda Activa 6G and Suzuki Access 125 are great for daily commuting, thanks to their reliability and fuel efficiency.
TVS Ntorq 125, Yamaha RayZR, and Suzuki Burgman Street stand out for their unique styling and sporty appeal.
Yes, it’s mandatory under Indian law to have at least third-party bike insurance. Comprehensive insurance is highly recommended for better protection.
*Standard T&C Apply
Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
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