Electric Cars Under ₹10 Lakh in India

The Indian automotive landscape is changing, and the 10 lakh segment is exactly where the real action is happening. As fuel prices fluctuate, the Indian EV market is offering practical and ultra-affordable battery options.

With options such as the Tata Tiago EV, the MG Comet and the Tata Punch EV, these electric cars under 10 lakh are changing how you drive by lowering fuel costs and making green technology affordable.

List of Top Electric Cars Under ₹10 Lakh in India

If you are searching for electric cars, here are some of the top electric cars under 10 lakh in India:

Also Read: Top Selling Cars in India 2026: Models That Ruled the Market

Technical Specifications of Electric Cars in India Under ₹10 Lakh

The section below highlights the best EV cars under 10 lakh and their technical specifications:

Tata Tiago EV

If you are looking for the most affordable electric cars under 10 lakh, then this Tata EV under 10 lakh is the one you need. Tiago EV offers an excellent entry point for city-centric electric mobility, with low running costs and a smooth automatic drive, making it perfect for city driving. 

1. Max. Power: 60.3 bhp  - 73.7 bhp

2. Max. Torque: 110 Nm - 114 Nm

3. Battery Capacity (kWh): 19.2 kWh- 24 kWh

4. Charger Connection Type: Type 2

5. Electric Motor Type: Permanent Magnet Synchronous Motor

6. Estimated Charging Time: 6.9 hours - 8.7 hours

7. Seat Capacity: 5

8. Safety: 6 Airbags

MG Comet EV

The MG Comet EV is an ultra-compact, two-door urban electric vehicle that is specifically designed for city environments. It stands out as one of India’s smallest passenger cars, and one of the best EV cars below 10 lakhs, prioritising low running costs and stress-free parking over long-distance highway travel. 

1. Max. Power: 41.42 bhp

2. Max. Torque: 110 Nm

3. Battery Capacity (kWh): 17.3 and 17.4 (FC variants only)

4. Charger Connection Type: Type 2

5. Electric Motor Type: Permanent Magnet Synchronous Motor

6. Estimated Charging Time: 3.5 hours - 7 hours

7. Seat Capacity: 4

8. Safety: 2 Airbags

Secure your MG Comet with Bajaj General Car Insurance and drive with peace of mind. Start your application online and protect your electric ride today!

Tata Punch EV (Base Variant)

The Tata Punch EV base variant is called the ‘Smart 30’. It serves as the most affordable entry point into Tata’s electric SUV lineup, combining a rugged design with essential features. 

1. Max. Power: 87.1 bhp - 127.3 bhp

2. Max. Torque: 154 Nm

3. Battery Capacity (kWh): 30 kWh - 40 kWh

4. Charger Connection Type: Type 2

5. Electric Motor Type: Permanent Magnet Synchronous Motor

6. Estimated Fast Charging Time: 11.9 hours - 14.8 hours

7. Seat Capacity: 5

8. Safety: 6 Airbags

Also Read: Best Cars Under ₹1 Crore in India 2026: Compare Prices & Key

Factors to Consider When Buying an Electric Car

Before you buy an electric car, you must understand how you will charge it, your realistic daily range and the total cost of ownership.

Read the pointers below to understand what you should keep in mind before buying an electric car:

1. Driving Range: Look for an EV that has a driving range which is adequate to meet your daily commutes and other distant travels.

2. Public Infrastructure: Check the availability of fast public chargers along your regular routes and frequent travel destinations. 

3. Battery Size and Warranty: Take note of and understand the battery capacity and the warranty that comes along with the car.

4. Safety Features: Prefer a car that comes with good safety features and has been tested in crash tests. 

5. Vehicle Size and Practicality: Choose a vehicle that matches your requirements in terms of passenger and luggage space. 

6. Upfront vs. Running Cost: Purchase prices are higher than petrol and diesel, and you can significantly save on running and service costs.

7. Resale Value: Learn and understand the vehicle’s resale value and how well it is in demand before purchasing it. 

Tips to Reduce Your EV Insurance Costs

You can easily reduce your EV insurance cost by understanding the claim statutory discount and installing theft risk.

Here are some of the ways through which you can reduce EV insurance costs:

1. Claim Statutory Discounts: Claim the mandated 15% reduction on third-party insurance premiums that are designed for electric vehicles. 

2. Raise Voluntary Deductibles: Agree to pay a small fixed amount out-of-pocket during a claim to lower your overall recurring premium.

3. Protect Your No-Claim Bonus: Avoid filing small damage claims so that you can keep accumulating discounts during your car insurance policy renewal time. 

4. Online Plan Comparison: Before you buy an electric vehicle, first you need to ensure that you are comparing the plans online.

5. Install Anti-Theft: If you install anti-theft in your car or a tracking gadget, it will help protect your car from risks.

Final Words

Now you know that the electric vehicle market is rapidly evolving, with affordable models like the Tata Tiago EV, MG Comet EV and Tata Punch EV. These electric cars under 10 lakh offer practical, low-cost solutions for urban commuting.

These budget-conscious options under ₹10 lakh significantly reduce fuel expenses while also delivering essential safety and performance for daily driving.

Also Read: 10 Best Cars Under ₹50 Lakhs in India

FAQs

Which are the lowest-priced electric cars under ₹10 lakhs in India?

The lowest-priced electric cars under ₹10 lakh in India are MG Comet EV, Tata Tiago EV and Tata Punch EV. These cars range from ₹6,99,000 to ₹9,69,000. These micro- and compact-sized EVs offer low running costs for daily commutes. 

Why are electric vehicles so popular now?

Electric vehicles are in demand and popular now because these cars help you to save money on fuel, reduce air pollution, and, most importantly, it has lower maintenance costs. The maintenance costs are lower than those of gas-powered vehicles. 

How long does it take to charge an electric car fully?

Charging an electric car takes anywhere from 30 minutes to 15 hours. However, the charging speed also depends on the charger speed and battery size.  Moreover, a standard home wall unit takes about 4 to 8 hours.

How long do EV batteries last?

Electric batteries typically last between 15 and 20 years or 100,000 to 200,000 miles, outlasting traditional car parts. However, modern lithium-ion batteries degrade slowly at a rate of 1% to 2% per year.

What is the average maintenance cost of an electric vehicle?

The average maintenance cost of an electric vehicle is lower than the gas powered vehicles. If you purchase an electric vehicle, then your average maintenance cost per year would be ₹3000 to ₹7000.

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