Your Notifications are Empty.
Browse our plans and add your selections to get started.
Please sign in to continue.
Explore now Sign in
Motor Blog
04 Feb 2026

310 Viewed
Contents
Driving through the scenic roads of Kerala has changed significantly with the ‘Safe Kerala’ project. The Motor Vehicles Department (MVD) now uses advanced AI-enabled cameras to automatically detect violations.
Therefore, many offenders cannot rely on spotting a police officer from far away and slowing down or taking a different route. The AI cameras are always watching.
If you drive in Kerala, knowing the latest traffic fines and payment rules is a necessity to protect your wallet. In this blog, we will discuss the latest traffic fines in Kerala and discover the steps to pay them.
The Kerala MVD has installed over 726 AI-enabled cameras across the state. These cameras automatically detect violations, such as riding without a helmet, using a mobile phone while driving, and driving beyond speed limits.
Once a violation is captured, the system sends an SMS and a physical challan to the vehicle owner's registered address. The camera can capture 18,000 violations daily, and in 2024, MVD revealed that it issued 32,88,657 challans.
The penalties under the amended Motor Vehicles Act are steep. Here is a breakdown of the most common violations and their current fine amounts in Kerala:
Violation | Penalty Amount |
Driving while using a mobile | ₹5,000 to ₹10,000 |
Vehicle driven by a minor | ₹25,000 |
Driving without insurance | ₹2,000 |
Triple riding on a 2-wheeler | ₹1,000 |
Driving without a helmet | ₹1,000 |
Over-speeding | ₹1,000 to ₹2,000 |
Driving a vehicle without registration | ₹2,000 |
Racing | ₹5,000 to ₹10,000 |
Drunk driving | ₹10,000 |
Driving without a seatbelt | ₹1,000 |
Violating traffic rules | ₹5,000 to ₹10,000 |
Not giving a pass to emergency vehicles | ₹10,000 |
Parking in a no-parking zone | ₹500 to ₹1,500 |
Overloading | ₹2,000 |
Driving without a number plate | ₹500 to ₹1,500 |
Checking fines before vehicle insurance renewal is a safe way of ensuring that your records are clean. In Kerala, there are 2 ways in which you can do so. They are:
This is the most reliable method for any fine check Kerala residents need. Follow these steps below:
Step 1: Visit the official Parivahan e-Challan website. Log in using your name and password.
Step 2: Enter your vehicle, challan or driving license number in the slot.
Step 3: Fill in the Captcha code and click 'Get Detail'.
Step 4: The screen will display all pending fines linked to your vehicle.
For specific Kerala motor vehicle fine details, the state portal provides a highly proficient website. Follow these steps to know traffic fines in Kerala:
Step 1: Go to the Kerala Police or MVD Kerala official e-challan portal.
Step 2: Then, enter your challan number, vehicle number or DL number and fill in the Captcha.
Step 3: Click on ‘Get Detail’.
Once you confirm a fine, you have to pay the fine immediately. Otherwise, your vehicle could get blacklisted, or you could get a court summons.
Take a look at the table above again. The fine for driving without motor insurance is ₹2,000 for the first offence alone. You will lose more money if you don't buy insurance, which costs less than that.
Moreover, ignoring your insurance doesn't just risk a fine; it puts you at massive financial risk. If you cause an accident without insurance, you are personally liable for all damages and legal compensation.
Therefore, Bajaj General Insurance offers comprehensive motor insurance plans that go beyond just saving you from fines. With features like 24/7 Roadside Assistance and a wide network of cashless garages (7,200+), you get protection for your vehicle and peace of mind on the road.
Don't wait for a challan to remind you. Download the Bajaj General app today!
Traffic fines in Kerala are stricter than ever, and the AI camera network ensures no violation goes unnoticed. Regular checks on the Parivahan or MVD portals help you stay updated on any pending dues.
However, the smartest way to save money is not just paying fines on time; it is driving safely and keeping your documents valid. Drive carefully, wear your gear, and keep your insurance active to enjoy Kerala's roads worry-free.
You will typically receive an SMS on your registered mobile number. However, you should proactively perform a Kerala fine check on the Parivahan website or the Kerala Police portal to ensure you haven't missed any notifications.
No. Traffic fines vary depending on the vehicle type, such as two-wheelers, cars, or commercial vehicles, and also depend on the specific traffic rule violated.
Yes, the MVD's AI cameras are linked to the Vahan database. If your vehicle crosses a camera and the database shows your insurance has expired, you can be automatically fined ₹2,000 for driving without insurance.
If you ignore the challan, you will be blocked from services like vehicle insurance renewal, pollution testing, and vehicle transfer. Eventually, the case may be forwarded to court, leading to a summons.
Yes. In Kerala, both the rider and the pillion must wear helmets. The AI cameras capture both, and the fine applies if either person is not wearing a helmet.
Yes, if you believe that you received an incorrect challan, you can raise a grievance through the Parivahan portal or visit the district traffic police office with proof to contest it.
A traffic challan remains active until it is paid or resolved in court. Unpaid challans can accumulate and restrict access to vehicle-related services over time.
*Standard T&C Apply
#Visit the official website of IRDAI for further details.
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
Claims are subject to terms and conditions set forth under the motor insurance policy.
With GST waiver, individual and family floater policies for health, personal accident, and travel insurance (on retail basis) are 18% cheaper from 22 September 2025. Secure what matters at an affordable price!
