• bell icon
    notification

    Your Notifications are Empty.

    Browse our plans and add your selections to get started.

    Explore now Sign in
  • heart icon
  • user icon
  • search-icon
  • hamburger-icon

Kerala Traffic Fines: Rules, Penalties, and E-Challan Payments

  • Motor Blog

  • 04 Feb 2026

  • view-icon

    310 Viewed

Contents

  • The Safe Kerala AI Camera Revolution
  • What is the Latest Kerala Traffic Fines List?
  • How to Check the Fine on a Vehicle in Kerala?
  • How to Pay Your Traffic Fines in Kerala?
  • The High Cost of Driving Without Insurance
  • Final Thoughts
  • FAQs

Driving through the scenic roads of Kerala has changed significantly with the ‘Safe Kerala’ project. The Motor Vehicles Department (MVD) now uses advanced AI-enabled cameras to automatically detect violations.

Therefore, many offenders cannot rely on spotting a police officer from far away and slowing down or taking a different route. The AI cameras are always watching.

If you drive in Kerala, knowing the latest traffic fines and payment rules is a necessity to protect your wallet. In this blog, we will discuss the latest traffic fines in Kerala and discover the steps to pay them.

The Safe Kerala AI Camera Revolution

The Kerala MVD has installed over 726 AI-enabled cameras across the state. These cameras automatically detect violations, such as riding without a helmet, using a mobile phone while driving, and driving beyond speed limits.

Once a violation is captured, the system sends an SMS and a physical challan to the vehicle owner's registered address. The camera can capture 18,000 violations daily, and in 2024, MVD revealed that it issued 32,88,657 challans.

What is the Latest Kerala Traffic Fines List?

The penalties under the amended Motor Vehicles Act are steep. Here is a breakdown of the most common violations and their current fine amounts in Kerala:

 Violation

 Penalty Amount

 Driving while using a mobile

 ₹5,000 to ₹10,000

 Vehicle driven by a minor

 ₹25,000

 Driving without insurance

 ₹2,000

 Triple riding on a 2-wheeler

 ₹1,000

 Driving without a helmet

 ₹1,000

 Over-speeding

 ₹1,000 to ₹2,000

 Driving a vehicle without registration

 ₹2,000

 Racing

 ₹5,000 to ₹10,000

 Drunk driving

 ₹10,000

 Driving without a seatbelt

 ₹1,000

 Violating traffic rules

 ₹5,000 to ₹10,000

 Not giving a pass to emergency vehicles

 ₹10,000

 Parking in a no-parking zone

 ₹500 to ₹1,500

 Overloading

 ₹2,000

 Driving without a number plate

 ₹500 to ₹1,500

How to Check the Fine on a Vehicle in Kerala?

Checking fines before vehicle insurance renewal is a safe way of ensuring that your records are clean. In Kerala, there are 2 ways in which you can do so. They are:

Parivahan Website (Central Government)

This is the most reliable method for any fine check Kerala residents need. Follow these steps below:

Step 1: Visit the official Parivahan e-Challan website. Log in using your name and password.

Step 2: Enter your vehicle, challan or driving license number in the slot.

Step 3: Fill in the Captcha code and click 'Get Detail'.

Step 4: The screen will display all pending fines linked to your vehicle.

Kerala Police or MVD Website

For specific Kerala motor vehicle fine details, the state portal provides a highly proficient website. Follow these steps to know traffic fines in Kerala:

Step 1: Go to the Kerala Police or MVD Kerala official e-challan portal.

Step 2: Then, enter your challan number, vehicle number or DL number and fill in the Captcha.

Step 3: Click on ‘Get Detail’.

How to Pay Your Traffic Fines in Kerala?

Once you confirm a fine, you have to pay the fine immediately. Otherwise, your vehicle could get blacklisted, or you could get a court summons.

  1. Online Payment: You can pay directly via the Parivahan portal or the Kerala Police website using Net Banking, UPI, or Debit/Credit cards. The app will generate your receipt instantly.
  2. Akshaya Centres: If you are not comfortable with online payments, visit any nearby Akshaya Centre. They will help you check vehicle fine Kerala status and accept payment for a small service fee.
  3. Offline Payment: Lastly, you can visit your nearest traffic police station or MVD office to pay in cash. However, this often involves waiting in queues.

The High Cost of Driving Without Insurance

Take a look at the table above again. The fine for driving without motor insurance is ₹2,000 for the first offence alone. You will lose more money if you don't buy insurance, which costs less than that.

Moreover, ignoring your insurance doesn't just risk a fine; it puts you at massive financial risk. If you cause an accident without insurance, you are personally liable for all damages and legal compensation.

Therefore, Bajaj General Insurance offers comprehensive motor insurance plans that go beyond just saving you from fines. With features like 24/7 Roadside Assistance and a wide network of cashless garages (7,200+), you get protection for your vehicle and peace of mind on the road.

Don't wait for a challan to remind you. Download the Bajaj General app today!

Final Thoughts

Traffic fines in Kerala are stricter than ever, and the AI camera network ensures no violation goes unnoticed. Regular checks on the Parivahan or MVD portals help you stay updated on any pending dues.

However, the smartest way to save money is not just paying fines on time; it is driving safely and keeping your documents valid. Drive carefully, wear your gear, and keep your insurance active to enjoy Kerala's roads worry-free.

FAQs

How do I know if I have a pending traffic fine in Kerala?

You will typically receive an SMS on your registered mobile number. However, you should proactively perform a Kerala fine check on the Parivahan website or the Kerala Police portal to ensure you haven't missed any notifications.

Are traffic fines in Kerala the same for all vehicles?

No. Traffic fines vary depending on the vehicle type, such as two-wheelers, cars, or commercial vehicles, and also depend on the specific traffic rule violated.

Can AI cameras in Kerala detect expired insurance?

Yes, the MVD's AI cameras are linked to the Vahan database. If your vehicle crosses a camera and the database shows your insurance has expired, you can be automatically fined ₹2,000 for driving without insurance.

What happens if I don't pay my e-challan in Kerala?

If you ignore the challan, you will be blocked from services like vehicle insurance renewal, pollution testing, and vehicle transfer. Eventually, the case may be forwarded to court, leading to a summons.

Is the fine for pillion riders without helmets the same as that for riders?

Yes. In Kerala, both the rider and the pillion must wear helmets. The AI cameras capture both, and the fine applies if either person is not wearing a helmet.

Can I challenge a wrong traffic fine in Kerala?

Yes, if you believe that you received an incorrect challan, you can raise a grievance through the Parivahan portal or visit the district traffic police office with proof to contest it.

How long does a traffic challan remain active in Kerala?

A traffic challan remains active until it is paid or resolved in court. Unpaid challans can accumulate and restrict access to vehicle-related services over time.

*Standard T&C Apply

#Visit the official website of IRDAI for further details.

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

Claims are subject to terms and conditions set forth under the motor insurance policy.

Go Digital

Download Bajaj General App!

godigi-bg-img