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    Kerala Traffic Fines: Rules, Penalties, and E-Challan Payments

    • Motor Blog

    • 04 Feb 2026

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      Bajaj General Insurance

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    Driving through the scenic roads of Kerala has changed significantly with the ‘Safe Kerala’ project. The Motor Vehicles Department (MVD) now uses advanced AI-enabled cameras to automatically detect violations.

    Therefore, many offenders cannot rely on spotting a police officer from far away and slowing down or taking a different route. The AI cameras are always watching.

    If you drive in Kerala, knowing the latest traffic fines and payment rules is a necessity to protect your wallet. In this blog, we will discuss the latest traffic fines in Kerala and discover the steps to pay them.

    What is the Latest Kerala Traffic Fines List?

    Under the Motor Vehicle Act, 1988, the state and central governments dictate the traffic fines in Kerala. Here is the updated 2026 list of kerala motor vehicle fine details:

     Violation

     Penalty Amount

     Driving while using a mobile

     ₹5,000 to ₹10,000

     Vehicle driven by a minor

     ₹25,000

     Driving without insurance

     ₹2,000

     Triple riding on a 2-wheeler

     ₹1,000

     Driving without a helmet

     ₹1,000

     Over-speeding

     ₹1,000 to ₹2,000

     Driving a vehicle without registration

     ₹2,000

     Racing

     ₹5,000 to ₹10,000

     Drunk driving

     ₹10,000

     Driving without a seatbelt

     ₹1,000

     Violating traffic rules

     ₹5,000 to ₹10,000

     Not giving a pass to emergency vehicles

     ₹10,000

     Parking in a no-parking zone

     ₹500 to ₹1,500

     Overloading

     ₹2,000

     Driving without a number plate

     ₹500 to ₹1,500

    Also Read: Fine List for Traffic in India: The Complete Guide

    How to Check the Fine on a Vehicle in Kerala?

    Checking fines before vehicle insurance renewal is a safe way of ensuring that your records are clean. In Kerala, there are 2 ways in which you can do so. They are:

    Parivahan Website (Central Government)

    This is the most reliable method for any fine check Kerala residents need. Here are the steps that you need to follow:

    1. Search and visit the official Parivahan e-Challan website. You have to login using your name and password.
    2. Next, you need to enter your vehicle number, challan number or driving license number in the slot.
    3. Your screen will ask for the Captcha code. Fill in the data and click on ‘Get Detail.’
    4. Once you do the previous step, the website will show you all the pending fines that are linked to your vehicle.

    Kerala Police or MVD Website

    For specific Kerala motor vehicle fine details, the state portal provides a highly proficient website. Here are the steps to check traffic fines in Kerala:

    1. Visit the Kerala Police or MVD Kerala official e-Challan portal.
    2. Next, you have to enter your challan number, vehicle number or driving license number. You also need to fill in the Captcha code.
    3. Lastly, click on ‘Get Detail’ to access your vehicle’s pending traffic fines in Kerala.

    How to Pay Your Traffic Fines in Kerala?

    Once you confirm a fine, you have to pay the fine immediately. Otherwise, your vehicle could get blacklisted, or you could get a court summons.

    1. Online Payment: You can pay your dues directly via the Parivahan portal or Kerala Police website. You can access secure payment options such as Net Banking, UPI, or Debit/Credit cards. After payment, you will receive the receipt instantly.
    2. Akshaya Centres: For offline payments, you can visit your nearest Akshaya Centre. They will help you check vehicle fine Kerala status and accept payment for a small service fee.
    3. Offline Payment: You can visit your nearest traffic police station or MVD office to pay in cash. However, this often involves waiting in queues.

    Also Read: What is a Traffic Challan? Complete Guide to Traffic Violations in India

    Kerala’s Initiative Towards Maintaining Traffic

    Kerala’s Motor Vehicle Department (MVD) uses AI-enabled cameras to catch people who violate traffic rules. As of 2026, they have over 726 AI enabled cameras which catch people riding without helmets, using mobile phones while driving and driving beyond speed limits.

    Moreover, to instill traffic rules awareness, the government has launched a Road Safety Cadet programme in schools. According to The Indian Express, each batch of this initiative will contain 30 students and it will include 15 hours of training.

    Therefore, maintaining traffic safety is a top priority of the state government and you must abide by the laws to avoid unnecessary penalties.

    The High Cost of Driving Without Insurance

    The fine for driving without motor insurance is ₹2,000 for the first offence alone. Thus, if you drive around without insurance, it will cost you more than buying a policy.

    Moreover, if you ignore traffic rules and drive around without car insurance, then you risk putting yourself at massive financial risk. If you cause an accident, you will be personally liable for all damages and legal compensation.

    With Bajaj General Insurance, you can get comprehensive motor insurance plans that go beyond just saving you from fines. With features like 24/7 Roadside Assistance and a wide network of cashless garages (7,200+), you can get protection for your vehicle and peace of mind on the road.

    Don't wait for a challan to remind you. Download the Bajaj General app today!

    Final Thoughts

    Traffic fines in Kerala are stricter than ever. Plus, with the government’s AI camera and Road Safety Cadet initiative, all felonies are highlighted. Thus, you should follow all traffic rules in Kerala and regularly check for pending challan in the Parivahan or MVD portals.

    However, the smartest way to save money is not just paying fines on time; it is driving safely and keeping your documents valid.

    FAQs

    How can I check traffic fines in Kerala?

    You can check traffic fines in Kerala from the official Parivahan e-Challan portal. You can also view it using the Kerala Police e-Challan website.

    What is ₹250 fine in Kerala?

    Under Section 177 of the Motor Vehicles Act, ₹250 fine in Kerala refers to first time general traffic violations. This can go up to ₹500 if repeated.

    How much is the fine for overspeeding in Kerala?

    If you overspeed, you have to pay ₹1,000 to ₹2,000. However, if the offense is repeated multiple times, then it will be much higher.

    What happens if you don’t pay traffic fines in Kerala?

    If you do not pay your traffic fines in Kerala on time, then you may face additional late payment penalties. It may lead to your driving license suspension or vehicle seizures for serious offences.

    Can I check Kerala MVD fines using my license plate?

    Yes, you can check your Kerala MVD fines using your license plate number.

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