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Motor Blog
04 Feb 2026
Bajaj General Insurance

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Driving through the scenic roads of Kerala has changed significantly with the ‘Safe Kerala’ project. The Motor Vehicles Department (MVD) now uses advanced AI-enabled cameras to automatically detect violations.
Therefore, many offenders cannot rely on spotting a police officer from far away and slowing down or taking a different route. The AI cameras are always watching.
If you drive in Kerala, knowing the latest traffic fines and payment rules is a necessity to protect your wallet. In this blog, we will discuss the latest traffic fines in Kerala and discover the steps to pay them.
Under the Motor Vehicle Act, 1988, the state and central governments dictate the traffic fines in Kerala. Here is the updated 2026 list of kerala motor vehicle fine details:
Violation | Penalty Amount |
Driving while using a mobile | ₹5,000 to ₹10,000 |
Vehicle driven by a minor | ₹25,000 |
Driving without insurance | ₹2,000 |
Triple riding on a 2-wheeler | ₹1,000 |
Driving without a helmet | ₹1,000 |
Over-speeding | ₹1,000 to ₹2,000 |
Driving a vehicle without registration | ₹2,000 |
Racing | ₹5,000 to ₹10,000 |
Drunk driving | ₹10,000 |
Driving without a seatbelt | ₹1,000 |
Violating traffic rules | ₹5,000 to ₹10,000 |
Not giving a pass to emergency vehicles | ₹10,000 |
Parking in a no-parking zone | ₹500 to ₹1,500 |
Overloading | ₹2,000 |
Driving without a number plate | ₹500 to ₹1,500 |
Also Read: Fine List for Traffic in India: The Complete Guide
Checking fines before vehicle insurance renewal is a safe way of ensuring that your records are clean. In Kerala, there are 2 ways in which you can do so. They are:
This is the most reliable method for any fine check Kerala residents need. Here are the steps that you need to follow:
For specific Kerala motor vehicle fine details, the state portal provides a highly proficient website. Here are the steps to check traffic fines in Kerala:
Once you confirm a fine, you have to pay the fine immediately. Otherwise, your vehicle could get blacklisted, or you could get a court summons.
Also Read: What is a Traffic Challan? Complete Guide to Traffic Violations in India
Kerala’s Motor Vehicle Department (MVD) uses AI-enabled cameras to catch people who violate traffic rules. As of 2026, they have over 726 AI enabled cameras which catch people riding without helmets, using mobile phones while driving and driving beyond speed limits.
Moreover, to instill traffic rules awareness, the government has launched a Road Safety Cadet programme in schools. According to The Indian Express, each batch of this initiative will contain 30 students and it will include 15 hours of training.
Therefore, maintaining traffic safety is a top priority of the state government and you must abide by the laws to avoid unnecessary penalties.
The fine for driving without motor insurance is ₹2,000 for the first offence alone. Thus, if you drive around without insurance, it will cost you more than buying a policy.
Moreover, if you ignore traffic rules and drive around without car insurance, then you risk putting yourself at massive financial risk. If you cause an accident, you will be personally liable for all damages and legal compensation.
With Bajaj General Insurance, you can get comprehensive motor insurance plans that go beyond just saving you from fines. With features like 24/7 Roadside Assistance and a wide network of cashless garages (7,200+), you can get protection for your vehicle and peace of mind on the road.
Don't wait for a challan to remind you. Download the Bajaj General app today!
Traffic fines in Kerala are stricter than ever. Plus, with the government’s AI camera and Road Safety Cadet initiative, all felonies are highlighted. Thus, you should follow all traffic rules in Kerala and regularly check for pending challan in the Parivahan or MVD portals.
However, the smartest way to save money is not just paying fines on time; it is driving safely and keeping your documents valid.
You can check traffic fines in Kerala from the official Parivahan e-Challan portal. You can also view it using the Kerala Police e-Challan website.
Under Section 177 of the Motor Vehicles Act, ₹250 fine in Kerala refers to first time general traffic violations. This can go up to ₹500 if repeated.
If you overspeed, you have to pay ₹1,000 to ₹2,000. However, if the offense is repeated multiple times, then it will be much higher.
If you do not pay your traffic fines in Kerala on time, then you may face additional late payment penalties. It may lead to your driving license suspension or vehicle seizures for serious offences.
Yes, you can check your Kerala MVD fines using your license plate number.
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