Top TVS Bikes under 1 Lakh

TVS had a 48% growth in the sales of its two-wheelers in December of 2025. This remarkable rise clearly shows how strongly Indian riders trust the brand for its affordability, reliability, and performance. For budget-conscious buyers, TVS continues to deliver feature-packed bikes that balance everyday usability with long-term value, without crossing the ₹1 lakh mark.

In this blog, we will explore the top TVS bikes under 1 lakh. We will also guide you on how to keep your TVS bike financially secure with the right insurance choices, so you can ride worry-free.

List of Top TVS Bikes under 1 Lakh

Below is a list of the 5 best TVS bikes under 1 lakh that you can look into for a budget purchase:

TVS XL100

The TVS XL100 is a durable and easy-to-use moped bike. It is designed for daily use and short-distance travel. It is ideal for riders who need a reliable vehicle for work, errands, and local commuting. With its strong build, simple design, and low running costs, the TVS XL100 is well-suited for both personal and commercial use.

Ex-Showroom Price: ₹44,150 (Central Delhi)

Features:

1. The TVS XL100 has an easy on off switch, mobile charger, LED DRLs, and more.

2. It has a cushion back seat rest, and with a dual-tone seat, detachable rear.

3. Its efficient hydraulic suspension helps carry loads while maintaining ride stability.

4. The moped has a petrol reserve indicator to show low fuel levels.

5. Large foot area for comfortable riding.

TVS Sport

The TVS Sport is a fuel-efficient and budget-friendly commuter bike made for everyday travel. It is designed for riders who want low running costs, easy maintenance, and dependable performance. With its lightweight build and refined engine, the TVS Sport is ideal for daily city rides and long-term ownership.

Ex-Showroom Price: ₹55,500 (Central Delhi)

Features:

1. The TVS Sport has a USB charger for mobiles and more.

2. A simple and clear analogue instrument cluster displays essential riding information.

3. The comfortable extra-long seat with aluminium grab rail supports longer rides with less fatigue.

4. Its twin fork suspension helps absorb road bumps for a smoother ride.

5. The bike has a self-start ES+ for easy start.

TVS StaR City+

The TVS Star City+ is a reliable and fuel-efficient commuter bike designed for daily city riding. It focuses on comfort, smooth performance, and low maintenance, making it suitable for riders who want a practical and long-lasting motorcycle. With its refined engine and proven technology, the Star City+ is ideal for regular commuting and everyday use.

Ex-Showroom Price: ₹72,500 (Central Delhi)

Features:

1. The TVS Star City+ uses ETFi technology that helps deliver better fuel efficiency and smooth power delivery.

2. The bike comes with a multi-functional digital console that displays essential ride information clearly.

3. Five-step adjustable rear shock absorbers help improve ride comfort on uneven roads.

4. It adds extra convenience with its maintenance-free battery.

5. It comes with a USB charging facility for mobiles and other devices.

TVS Radeon

The TVS Radeon is a practical and reliable commuter bike built for everyday riding comfort and durability. It is designed for riders who want a comfortable, easy-to-maintain motorcycle with a classic look.

Ex-Showroom Price: ₹55,400 (Central Delhi)

Features:

1. The TVS Radeon comes with a digital instrument cluster that shows real-time mileage.

2. The bike had a scheduled service indicator for better, timely maintenance and increasing longevity.

3. It has a low fuel indicator that is on when your bike needs more fuel, so you can make timely fuel rounds and prevent sudden halts.

4. It comes with a USB charging facility for mobiles and other devices.

5. The bike has a convenient all-gear start, so you do not need to think about shifting to neutral gear to start your bike.

TVS Raider 125

The TVS Raider 125 is a sporty and feature-rich bike. It is designed for riders who want performance, comfort, and modern technology within a budget-friendly price range. The Raider 125 stands out with its aggressive styling, refined engine performance, and rider-focused ergonomics. It is well-suited for both daily commuting and spirited city rides, making it a popular choice among young and urban riders.

Ex-Showroom Price: ₹96,100 (Central Delhi)

Features:

1. The TVS Raider 125 features a fully digital instrument cluster with smart connectivity for easier ride information access.

2. It offers multiple riding modes to balance fuel efficiency and performance based on riding conditions.

3. Voice assist and call alerts help riders stay connected without diverting attention from the road.

4. Under-seat storage adds everyday practicality for carrying small essentials securely.

5. Lightweight construction and ergonomic design make the TVS Raider 125 easy to handle in traffic.

What Can You Do to Keep Your TVS Bike Financially Secure?

Below are 8 tips that you can follow to keep your TVS bike financially secure and increase its life:

1. Buy bike insurance soon after purchasing your TVS bike under 1 lakh to safeguard yourself from sudden financial losses due to accidents, theft, or unforeseen damages.

2. Service your bike regularly at authorised TVS service centres. This will timely maintain your bike and prevent costly breakdowns, along with improving the resale value of your TVS best bike under 1 lakh.

3. Renew your bike insurance on time to ensure uninterrupted protection. A delayed bike insurance renewal can lead to policy lapses, penalties, and loss of accumulated benefits.

4. Ride responsibly and follow traffic rules, especially if you use your TVS bikes under 1 lakh for daily commuting, as fewer claims can help you save money through No Claim Bonus (NCB) discounts.

5. Track fuel efficiency and tyre health, since maintaining correct tyre pressure and smooth riding habits can significantly reduce running costs for models like TVS Sport or Star City+.

6. Opt for comprehensive bike insurance with useful add-ons, particularly for TVS new bike under 1 lakh models with modern features, to minimise out-of-pocket repair expenses.

7. Store your bike in a secure location or use anti-theft devices. This lowers the risk of theft and may even help in getting better insurance terms.

8. Compare insurance plans during purchase and renewal, so you get the right coverage at an affordable premium without compromising financial protection for your TVS bike.

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Bottom Line

The wide range of TVS bikes under 1 lakh proves that affordability does not mean compromising on performance or style. From daily commuters to sporty options, TVS has something for every rider. However, pairing your bike with the right two-wheeler insurance is essential to stay protected against unexpected expenses and ensure complete financial peace of mind on every ride.

Frequently Asked Questions

Which TVS bikes under 1 lakh are best suited for daily commuting?

Some of the best TVS bikes under 1 lakh for daily use include TVS Sport, Star City+, and Radeon. These bikes offer excellent mileage, low maintenance costs, and comfortable riding positions, making them ideal for everyday commuting while remaining affordable and reliable.

What is the TVS best bike under 1 lakh for a balance of style and performance?

The TVS best bike under 1 lakh for riders seeking style and performance is the TVS Raider 125. It offers a sporty design, advanced features, and smooth performance, making it a popular choice among young riders looking for value-packed bikes within a budget.

Is it a good idea to buy bike insurance when purchasing TVS bikes under 1 lakh?

Yes, it is essential to buy bike insurance when purchasing TVS bikes under 1 lakh. Insurance provides financial protection against accidents, theft, and damage, while also fulfilling legal requirements. You can just buy a third-party insurance for your bike; however, it is recommended by experts to go for a comprehensive coverage as it ensures peace of mind and long-term cost savings.

Are there any TVS new bike under 1 lakh options available with modern features?

Yes, a TVS new bike under 1 lakh, as the Raider 125 comes equipped with modern features such as a digital speedometer, voice assist, call management, and more. These features make it a strong contender for buyers seeking innovation without exceeding their budget.

Why is bike insurance renewal important for owners of TVS bikes under 1 lakh?

Timely bike insurance renewal is crucial for owners of TVS bikes under 1 lakh to maintain continuous coverage. Renewing on time prevents policy lapses, avoids penalties, and ensures financial protection against unexpected expenses due to accidents or repairs. Moreover, it also protects your no-claim bonus (NCB), which can get you up to a 50% discount on your bike insurance premium.

**Standard T&C apply

Disclaimer: Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.