Dog Accident Insurance

Here is a fact: Most pet dog accidents happen close to home, when the dog slips out without a leash or is left unattended on busy roads. So, as a pet owner, never let your dog roam free on busy streets and always make it wear a collar ID or microchip. It will help you trace your dog even if it is lost.

In spite of taking all the precautions, unfortunately, things can still go wrong. Your dog may slip and get injured during playtime. It is therefore important that you get dog accident insurance for protecting the well-being of your dog. Bajaj General Dog Insurance provides coverage for hospitalisation expenses in case your dog meets with an accident or falls ill. Let us understand what is dog accident insurance, the benefits, and the features of Bajaj General Pet Insurance.

Why Should Pet Owners Purchase Dog Accident Insurance?

As pet owners, we love to feed our dogs properly, take them for walks, and keep them safe always. However, dogs are curious and playful. They might chew something they shouldn’t, fall sick, or get injured. A visit to a veterinary doctor can get expensive and to ease the burden, it is essential pet owners get dog accident insurance.

Dog accident insurance covers vet costs, surgeries, and treatments so that pet owners can attend to their dog’s needs without being concerned about the expenses.

Example: Consider Priya, a pet owner in Pune. Her Labrador, Blacky had an accident while playing in the park. Blacky suffered a leg injury and had to undergo surgery which costed ₹50,000. Priya had pet insurance from Bajaj General Insurance. The insurer reimbursed the expenses promptly, and Blacky was able to recover quickly.

Benefits of Dog Accident Insurance

The advantages of dog accident insurance are:

• Vet bills are covered: Insurance helps to cover the costs incurred for treatments, surgeries, medicines, etc. so that you can concentrate on the well-being of your dog and not worry about your wallet.
• Better care of your dog: If you purchase insurance, you can provide the best treatment for your dog so that it recovers properly.
• Less stress: You can remain stress-free as your dog is protected and need not panic over sudden vet bills.
• Saves money in the long run: Insurance covers your vet visits so that you need not pay any substantial amount out of your pocket.

Features of Bajaj General Dog Accident Insurance

Bajaj General Pet Insurance offers many features and benefits which are as follows:

1. Comprehensive coverage

This policy covers accidents, veterinary fees, surgical expenses, long-term care, and even pays an agreed amount if your pet is lost or stolen.

1. No waiting period for accidents

There is no waiting period for accidental injury claims.

1. Affordable premiums

Pet insurance plans are affordable with premiums starting at ₹169. This is a pocket-friendly solution and is a practical, worry-free, and simple way to protect your pet.

1. Multiple pets covered

You can insure more than one pet under the same policy. It offers convenience to those who have multiple pets at their home.

1. Third-party liability covered:

If your dog causes accidental harm to others, the policy covers third-party liability.

1. Long-term cover

If your dog is diagnosed with a terminal disease, the policy pays an amount that is already agreed upon.

How to Buy Dog Accident Insurance from Bajaj General Insurance

To buy dog insurance from Bajaj General Insurance, follow these steps:

1. Visit the official site of Bajaj General Insurance and navigate to the Pet Insurance section.
2. In this section, you can enter your personal details and information about your pet like breed, age, and gender.
3. Carefully read and understand all the plans and choose the one you prefer based on the coverage options.
4. Check for discounts such as RFID tagging benefits.
5. Pay the required amount and get instant policy confirmation.

You will need documents like your pet’s photographs from multiple angles, vaccination proof, and diagnostic reports for purchasing pet insurance.

How to Maximise Your Dog Accident Insurance Benefits?

Understand these tips to maximise your insurance benefits:

• Keep Up With Regular Vet Visits

You can prevent minor issues from turning serious by taking your dog for regular check-ups. Regular check-ups are also important to prove that your dog does not have any pre-existing conditions in case you file a claim.

• Understand Your Policy

Read the policy carefully and understand what is included and what is excluded.

• Organise and Maintain All Vet bills

Save and organise all receipts of your bills, prescriptions, lab tests, and reports. This will make it easy to file claims.

• Submit Claims On Time

If your dog meets with an accident, submit claims quickly as delays may lead to rejection of your claims. Quick claims mean faster reimbursement.

• Review and Update Your Plan

As your dog grows with age or you get more pets, you will need more coverage. So, check and update your policy annually.

• Vaccinate Your Dog Regularly

Regular vaccinations protect pets from various diseases and keep them healthy. Also, for insurance to be valid, your pets need to be vaccinated as per the schedule.

• RFID Tagging

If your dog has strayed or goes missing, the RFID tag helps to locate it. Also, insurers offer discounts on RFID tag provision. Thus, RFID tagging helps in identification and availing of discounts as well.

• Timely renewal

If you do not renew the policy on time, it will lead to policy lapse. Delay may also lead to reapplication of waiting periods and you may not be able to claim for certain treatments immediately.

Conclusion

Getting dog insurance for your pet is nothing but smart pet parenting. It will help you concentrate on cuddles and playtime, rather than worrying about surprise vet bills. Insurance also helps with long-term care, thefts, and accidental harm to someone caused by your dog. The premiums are affordable and you can insure all your pets under a single policy provided by Bajaj General Insurance. However, remember to vaccinate your pets as per the schedule, renew the policy on time, and use RFID tags. In short, it’s peace of mind for you and a safety hug for your dog.

FAQs

What is dog accident insurance?

Dog accident insurance is a plan that covers vet bills, surgeries, and treatments if your dog gets hurt or falls sick.

Does dog insurance cover accidents at home?

Yes, dog insurance covers accidents that happen at home, during play, or on the road, etc.

Can I insure more than one dog?

Yes. If you have multiple pets at your home, you can insure them under the same policy.

Do I need to show vet bills to claim?

Yes, maintain and organise all bills, prescriptions, and reports to file claims.

How much does it cost?

Dog insurance comes at a small price; plans from Bajaj General Insurance start at just ₹169* and are an affordable solution for most pet owners.

*Standard T&C apply

**Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

***Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.