What Is Pet Insurance & Documents Needed While Buying The Policy

Pet insurance is a type of insurance policy that helps you cover the cost of veterinary treatment in case your pet falls ill or gets injured. Like health insurance for humans, pet insurance provides financial protection to pet owners by covering the cost of various medical expenses that may arise during the course of their pet's life. This type of insurance is becoming increasingly popular in India, with more and more pet owners opting for pet insurance policies to ensure the well-being of their furry friends. In this article, we will discuss what pet cover is and the documents that you will need while buying the policy in India.

What is Pet Insurance?

Pet insurance is a type of insurance policy that covers the cost of veterinary treatment in case your pet falls ill or gets injured. Depending on the type of policy you choose, pet insurance can cover a range of medical expenses, * such as:

• Hospitalisation expenses
• Diagnostic tests
• Surgical procedures
• Medications
• Routine check-ups and vaccinations

Pet insurance policies may vary in terms of coverage and premiums. Some policies may offer comprehensive coverage for a range of medical expenses, while others may only cover specific types of treatments. The premiums for pet insurance for dogs and cats can also vary depending on the coverage, age, breed, and medical history of your pet.

Documents Needed While Buying Pet Insurance

If you are planning to buy pet insurance in India, there are certain documents that you need to provide to the insurance company.

• You will need to fill out a form and provide details about your pet on the website.
• To identify your pet, you need to provide colour photos of your pet from five sides: front, back, left, right, and top. If your pet has an RFID chip, a colour photo that clearly shows the identification number is acceptable. The photograph must show the newspaper on the day of application, with the date visible.
• You must also self-certify that your pet has received all vaccinations on time.
• If your pet is 4 years of age or older and you have elected to waive the 90-day waiting period, the results of diagnostic tests such as biochemistry and circulating blood count are required.
• If you choose a sum insured higher than your pedigree lineage, you must also provide a pedigree certificate from the Kennel Club of India.
• If you choose a sum insured higher than the maximum price defined for the breed, proof of purchase must be provided. Buying pet insurance is a simple and straightforward process in India. You can buy pet insurance online by visiting the website of an insurance company or through an insurance aggregator website.

Before buying a policy, it is important to compare the features, coverage, and premiums of different policies to choose the best one that suits your pet's needs and budget.

Benefits of Pet Insurance

There are several benefits of buying insurance for pets in India. These benefits include:

Financial Protection

Pet insurance provides financial protection to pet owners by covering the cost of various medical expenses that may arise during the course of their pet's life. This helps pet owners to avoid unexpected and potentially high veterinary bills.

Peace of Mind

By buying pet insurance, pet owners can enjoy peace of mind knowing that they are prepared for any unforeseen medical emergencies that their pet may face.

Comprehensive Coverage

Pet cover plans like dog health insurance offer comprehensive coverage for a range of medical expenses, such as hospitalisation expenses, diagnostic tests, and surgical procedures. This ensures that pet owners can provide the best possible medical care for their pets without worrying about the cost. *

Customisable Policies

Pet insurance policies are customisable, which means pet owners can choose the coverage and premiums that best suit their pet's needs and their budget. This helps pet owners to get the best value for their money.

Easy Claim Process

Most pet insurance companies in India offer a simple and hassle-free claim process, which means pet owners can easily claim reimbursement for their pet's medical expenses.

Conclusion

Pet insurance is an important investment for pet owners in India. It helps to provide financial protection and peace of mind by covering the cost of various medical expenses that may arise during their pet's life. Before buying pet insurance for dogs, pet owners should compare the features, coverage, and premiums to choose one that suits their pet's needs and their budget. By buying pet insurance, pet owners can ensure that their pets receive the best possible medical care without worrying about the cost. By providing the right documents and comparing different policies, pet owners can choose the best insurance for pets in India according to their pet's needs and budget.

* Standard T&C apply.

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.