Health Insurance
Key Features
Protecting You From the Financial Burden of Critical Illness
Coverage Highlights
Get comprehensive coverage for your healthSum Insured as per Severity
The claim disbursal will be as per the severity of the disease covered under the policy
Extensive Critical Illness Coverage
Get coverage for 43 critical illnesses as per policy terms
Wide Sum Insured (SI) Options
Choose adequate sum insured from 5 lacs to 5 crores that suits your need
Lump Sum Payout
Get a lumpsum payout regardless of treatment costs
Lifetime Renewal
Option to avail lifetime renewal services (applicable for continuous coverage)
Flexible Usage
Avail the payout amount as needed for treatment, medication, or rehabilitation
Design Your Own Plan
Option to choose from 5 types of covers that best suits your needs
Note
Please read policy wording for detailed terms and conditions
Inclusions
What’s covered?Cancer Care
Covers critical illness as per category A (25%) and category B (100% sum assured)
Cardiovascular Care
Covers critical illness as per category a (25%) and category B (100% sum assured)
Kidney Care
Covers critical illness as per category A (25%) and category B (100% sum assured)
Neuro Care
Covers critical illness as per category A (25%) and category B (100% sum assured)
Transplant Care & Sensory Organs Care
Covers critical illness as per category A (25%) and category B (100% sum assured)
Note
Please read policy wording for detailed terms and conditions
Exclusions
What’s not covered?Waiting Period
Critical illness diagnosed within the first 180/ 120 days is excluded unless coverage is renewed without a break as per the policy terms
Sexually Transmitted Diseases
Treatment for sexually transmitted diseases are not covered
Birth Defects
Expenses for treatment of birth defects and congenital anomalies
War and Related Activities
Expenses incurred due to war, invasion, civil war, rebellion, and related events stays
Natural Perils
Storms, earthquakes, volcanic eruptions, and other natural hazards are not covered
Self-inflicted Injuries
Self-inflicted injuries, suicide attempts, insanity, and illegal acts are not covered
Intoxicating Substances
Coverage for treatment required after misuse of drugs and alcohol (except narcotics used under medical direction)
Note
Please read policy wording for detailed terms and conditions
Additional Covers
What else can you get?Cancer Reconstructive Surgery
Additional sum assured for reconstructive surgery if a category B cancer claim is accepted
Cardiac Nursing
Additional sum assured for cardiac nursing if a category B cardiovascular claim is accepted
Dialysis Care
Additional sum assured for dialysis if a category B kidney care claim is accepted
Physiotherapy Care
Additional sum assured for physiotherapy if a category B neuro care claim is accepted
Sensory Care
Additional sum assured for speech therapy or hearing loss treatments (e.g., cochlear implants) if a category B sensory organs care claim is accepted
Finding a good health insurance plan in Coimbatore can feel overwhelming, but it does not have to be. With rising medical costs and the need for reliable healthcare, choosing a plan that truly protects you and your family is essential. Whether you are looking for comprehensive coverage, budget-friendly premiums, or specialised policies for parents and seniors, Bajaj General Insurance offers a wide range of trusted options. Here is your guide to picking the best health insurance in Coimbatore.
Healthcare in Coimbatore is getting costlier by the day. Below are a few reasons why you should buy a health insurance policy if you live in Coimbatore:
1. High medical inflation is the top reason. Recent data shows that over 10 crore people in India are pushed into poverty to cover their medical bills, and Coimbatore is no different.
2. There is a rise in lifestyle diseases in the city. Issues such as high BP and diabetes are becoming more common.
3. A rise in vector-borne diseases also indicates the urgency to get health insurance in Coimbatore. With heavy rains and waterlogging in the city, these issues magnify.
4. With health insurance, you can get cashless treatment at your nearby hospitals.
5. To avail quality healthcare, the cost is higher and thus, buying health insurance is a responsible decision.
Secure your future today, choose Bajaj General Health Insurance for trusted and reliable coverage. Protect your family’s health in Coimbatore with a plan that truly supports you!
Below is a list of five kinds of health insurance in Coimbatore that Bajaj General provides:
1. Individual Health Insurance: It covers one individual for medical care, such as hospital stays, surgeries, short procedures, and more.
2. Family Floater Health Insurance: This policy protects the whole family using a shared insured amount, usually more affordable for younger households.
3. Senior Citizen Health Insurance: It is for people above 60, offering broader coverage, including inclusion of existing conditions after a wait, routine check-ups, and more.
4. Super Top-Up Health Insurance: It is an add-on plan that activates after expenses cross a set deductible, allowing high coverage at a lower cost compared to increasing the base policy.
5. Critical Illness Insurance: This plan provides a single payout on diagnosis of major ailments, such as cancer or stroke.
Schedule your visit for personalised solutions and guidance that you can trust!
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Step-by-Step Guide
How to Buy
1
Visit Bajaj General website
2
Enter personal details
3
Compare health insurance plans
4
Select suitable coverage
5
Check discounts & offers
6
Add optional benefits
7
Proceed to secure payment
8
Receive instant policy confirmation
How to Renew
1
Login to the app
2
Enter your current policy details
3
Review and update coverage if required
4
Check for renewal offers
5
Add or remove riders
6
Confirm details and proceed
7
Complete renewal payment online
8
Receive instant confirmation for your policy renewal
How to Claim
1
Notify Bajaj General about the claim using app
2
Submit all the required documents
3
Choose cashless or reimbursement mode for your claim
4
Avail treatment and share required bills
5
Receive claim settlement after approval
How to Port
1
Check eligibility for porting
2
Compare new policy benefits
3
Apply before your current policy expires
4
Provide details of your existing policy
5
Undergo risk assessment by Bajaj General
6
Receive approval from Bajaj General
7
Pay the premium for your new policy
8
Receive policy documents & coverage details
Follow these simple steps to purchase your policy smoothly from Bajaj General Insurance:
Step 1: Start by visiting the official Bajaj General website to begin the buying process.
Step 2: Enter all your required personal details accurately to get suitable plan recommendations or quotes.
Step 3: Take your time to compare the different health insurance plans displayed on the screen.
Step 4: Choose the coverage option that best aligns with your health needs and budget.
Step 5: Check for any available discounts or offers that could help reduce your premium.
Step 6: Add optional benefits or add-ons to enhance your coverage if you feel the need.
Step 7: Proceed to make a secure online payment through the available payment methods.
Step 8: Once completed, you will instantly receive your policy confirmation digitally.
To get a good health insurance in Coimbatore, you need to keep in mind these factors that can impact your health insurance premium:
1. Age of the insured
2. Pre-existing medical conditions
3. Lifestyle habits (like smoking)
4. Type and extent of coverage
5. Add-on benefits selected
6. Sum insured amount
7. Policy tenure and claim history
8. Number of members covered
Protect your family with the right health cover and stay financially secure during medical emergencies. Choose Bajaj General Insurance for quick and hassle-free claims, extensive hospital networks, and affordable plans tailored to your needs. Get covered today and secure peace of mind for tomorrow!
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Highly satisfied
Clear policies, easy renewal, and great coverage options. Highly satisfied with this health insurance app.
Piyush Kumar
Mumbai
17th Mar 2025
Highly recommend!
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Pooja Kaushik
Vadodara
2nd Feb 2025
Simple, fast & effective!
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Hrithik Mishra
Delhi
31st Jan 2025
Love this app!
Managing my family’s health insurance has never been this convenient. Love this app!
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Mumbai
31st Jan 2025
Reliable & affordable
Reliable & affordable medical insurance plan—gives complete health security for my family.
Shubham Singh
Delhi
30th Jan 2025
Financial convenience
Medical crises are stressful, but financial convenience is guaranteed by this health plan
Pushpendra Gurjar
Mumbai
30th Jan 2025
Great coverage options too!
Finding pregnancy health insurance was stress-free on Bajaj General app. Great coverage options too!
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Mumbai
24th Jan 2025
User-friendly and efficient!
Securing my family's health with Bajaj General has been hassle-free. Their app is user-friendly and efficient!
Gautam Mongia
Delhi
24th Jan 2025
Some of the major health issues in Coimbatore that might require you to have a health insurance policy include hypertension, diabetes, and vector-borne illnesses, such as dengue.
To make a health insurance claim in Coimbatore through Bajaj General Insurance, you will need to notify us through the app, submit the required documents, choose cashless or reimbursement, undergo your treatment and share bills. Once your claim is reviewed and approved, we will settle the amount accordingly.
Generally, the inclusion of health insurance in Coimbatore includes hospitalisation expenses, advanced treatment charges, organ donor expenses, AYUSH hospitalisation cost, external medical aid expenses, floater and individual sum insured, and many more covers. The exclusions include coverage for pre-existing diseases, specific illness treatment, maternity expenses, cosmetic surgery expenses, treatment for self-inflicted acts, and more.
You can find the ideal health insurance in Coimbatore by comparing health insurance companies in Coimbatore, checking each plan’s coverage, add-on customisation options, premiums, sub-limits, and co-payment terms. Choose policies with broad benefits, minimal limits, and reasonable premiums. Look for flexible features, such as maternity cover and restoration, to ensure maximum protection and lower out-of-pocket costs.
To buy health insurance in Coimbatore from Bajaj General Insurance, you will need passport-size photos, a completed proposal form, and proof of residence, age, and identity. Documents that you can use include Aadhaar, PAN, passport, voter ID, driving licence, ration card, birth certificate, electricity bill, and school mark sheets, depending on the requirement.
Yes. A 30-day survival period after diagnosis is mandatory.
Yes. The entire purchase process is completely digital.
Yes. The document is emailed instantly after successful payment.
Medical tests may be required depending on age and health conditions based on underwriting guidelines.
You can make multiple claims in a policy year as long as the total cost stays within your available sum insured. Once the sum insured is fully used, further claims may only be covered if your plan includes a refill or restoration benefit.
Yes. Portability benefits allow switching without losing accrued benefits if done within guidelines.