Most health insurance plans cover hospitalisation, daycare treatments, ambulance charges, and medical expenses pre- and post-hospital stays. Many plans include AYUSH treatments and home healthcare benefits for eligible policyholders.

Health insurance in Coimbatore usually does not cover cosmetic treatments, self-inflicted injuries, substance abuse, or routine dental care. Pre-existing diseases are not covered until the required waiting period is completed.

Yes, you can transfer your existing health insurance to Bajaj General Insurance through the portability process. 

Pre-existing diseases are usually covered after the waiting period mentioned in your policy. The duration depends on your chosen health insurance plan and insurer, so check policy terms before purchasing.

You can add eligible family members to your health insurance policy after purchase. This is usually allowed during renewal or after important life events, depending on your insurer's policy rules.

Visit a network hospital and inform us about your hospitalisation. Complete your verification process with the necessary documents. Finally, the approved claim amount is paid directly to the hospital.

In this process, you inform our team about your hospitalisation and pay medical bills yourself. Once you submit the verification documents, the claim amount is transferred to your registered bank account.

Many network hospitals offer cashless treatment in Coimbatore for eligible policyholders. Popular options include ANP Nursing Home, Aravind Eye Hospital, BRJ Orthocentre and MAK Hospital, Kumaran Medical Centre Coimbatore, etc.

Cashless claims usually receive quick approval once you submit all necessary documents. Reimbursement claims, however, are generally settled within 15 days. However, it depends on successful verification and policy requirements.

To file a claim, keep your claim form, discharge summary, original bills, medical reports, and prescriptions ready. These documents help the insurer verify your claim and complete the settlement process.

Most insurers let you renew your health insurance in Ahmedabad online from apps or web portals. For example, at Bajaj General Insurance, you can renew your health insurance by logging into the Bajaj General app and entering your current policy details. Confirm the details once and proceed to pay for renewal online. 

Your insurer allows for a grace period if you miss your renewal date. Most insurers allow a grace period during which you must renew it. However, failing to renew within this window may lead to a policy lapse. 

Yes, timely renewal helps preserve your NCBs. If a policy lapses, your accumulated bonus may revert to zero. Therefore, you must renew it before expiry or at least within the grace period.

Yes, you may upgrade your existing health insurance policy by increasing your sum insured while renewing it. However, increasing this amount may increase your premium as well. 

Yes, health insurers generally allow for a grace period of 15 to 30 days to renew your insurance after its expiry.