Your Notifications are Empty.

    Browse our plans and add your selections to get started.

    Explore Sign in
  • translator icon

    Health Insurance

    Health Insurance in Mumbai

    HealthGuard
    Get Quote

    Key Features

    An All-rounder GST Free Health Cover to Guard Your Family

    Coverage Highlights

    Get comprehensive coverage for your health
    • Bullet Icon

    • Choose from Best of Plans

    Choose from multiple plans to meet your requirements

    • Bullet Icon

    • Wide Sum Insured Options

    Select adequate sum insured that suits you starting INR 3 lacs to INR 1 crore

    • Bullet Icon

    • Unlimited Reinstatement Benefit & Recharge

    Get the option of unlimited reinstatement of sum insured even after it is exhausted after claims

    • Bullet Icon

    • Maternity & Newborn Care

    Medical expenses related to delivery of baby and towards treatment of the new born baby are covered under select plans

    • Bullet Icon

    • Preventive Health Check-Up

    Start receiving annual preventive health check-ups after 2/3 policy renewals as per the chosen plan

    • Bullet Icon

    • Online Discount

    Get flat 5% discount when you buy a policy on our website or our Bajaj General App

    • Bullet Icon

    • Zone Discount

    Avail discounts of 20% for Zone B and 30% for Zone C depending on where you live

    • Bullet Icon

    • Fitness Discount & Wellness Discount

    Avail up to 12.5% wellness discount for healthy habits on renewal

    • Bullet Icon

    • Note

    Please read policy wording for detailed terms and conditions

    Inclusions

    What’s covered?
    • Bullet Icon

    • Hospitalisation & Day Care Expenses

    Coverage for the cost of in-patient hospitalisation (including room rent type choices), all types of day care procedures, and surgeries

    • Bullet Icon

    • Pre & Post-Hospitalisation Expenses

    Pre-hospitalisation expenses (up to 60 days) and post-hospitalisation expenses (up to 90 days) are covered as per policy terms

    • Bullet Icon

    • Organ Donor Expenses

    Medical expenses for an organ donor’s in-patient treatment during organ harvesting are covered, provided the insured is the recipient of the donated organ

    • Bullet Icon

    • AYUSH Hospitalization cost

    Coverage for ayurvedic, yoga, unani, siddha and homeopathic (AYUSH) treatment on a doctor’s advice for treating illness or physical injury

    • Bullet Icon

    • Maternity & Newborn Care

    Medical expenses related to delivery of baby and towards treatment of the new born baby are covered under select plans

    • Bullet Icon

    • Sum Insured Reinstatement

    Exhausted sum insured exhausted or SI will be reinstated so that you can avail full coverage for your next claim in a policy year (as per policy terms) if needed

    • Bullet Icon

    • Recharge (For SI 5 Lacs Onwards)

    If an unfortunate claim exhausts Sum Insured limit, the then additional amount of 20% Sum Insured (up to 25 INR lacs) will be available

    • Bullet Icon

    • Cumulative Bonus

    Sum Insured automatically increases at renewal by opted percentage if there is no claim in expiring period

    • Bullet Icon

    • Floater & Individual Sum Insured

    Option to cover your family members under shared SI in case of a floater plan or separate SI in case of an individual plan

    • Bullet Icon

    • Note

    Please read policy wording for detailed terms and conditions

    Exclusions

    What’s not covered?
    • Bullet Icon

    • Initial Waiting Period

    Treatment expenses during the first 30 days except for treatment of accidental injuries

    • Bullet Icon

    • Pre-Existing Diseases

    Treatment expenses for pre-existing diseases such as diabetes, asthma, thyroid and other PED, are excluded until 36 months from date of your first Health Guard Policy

    • Bullet Icon

    • Specific Illness Treatment

    Treatment expenses for specified illnesses, including hernia, gout, endometriosis, and cataract are excluded until 24 months from date of your first Health Guard Policy

    • Bullet Icon

    • Maternity Expenses

    Treatment expenses related to maternity are excluded until 72 months from date of your first Health Guard Policy

    • Bullet Icon

    • Expenses for Medical Investigation & Evaluation

    Medical expenses primarily for diagnostic procedures and medical evaluation unrelated to the current diagnosis or treatment

    • Bullet Icon

    • Dietary Supplements & Substances

    Cost of supplements that are purchased without a prescription by a certified doctor as a part of treatment, including vitamins, minerals and organic substances

    • Bullet Icon

    • Cosmetic Surgery Expenses

    Treatment to change appearance unless it is for reconstruction required for a medically essential treatment or following an accident or burns

    • Bullet Icon

    • Treatment for Self-Inflicted Acts

    Medical expenses incurred as a result of self-harm, as a result of intoxication, illegal actions, hazardous activities, etc.

    • Bullet Icon

    • Deductibles & Co-pays

    Part of the claim will be borne by you if you have opted for deductibles or co-pay

    • Bullet Icon

    • Note

    Please read policy wording for detailed exclusions

    Additional Covers

    What else can you get?
    • Bullet Icon

    • Air Ambulance Cover (Available for SI 5 Lacs & Above)

    Covers expenses incurred for rapid ambulance transportation to the nearest hospital in an airplane or helicopter from the first incident site of illness or accident during policy period

    • Bullet Icon

    • Voluntary Aggregate Deductible

    Covers medical expenses for in-patient hospitalisation beyond the voluntary aggregate deductible limit (INR 50,000/ INR 1,00,000/ INR 2,00,000/ INR 3,00,000) as opted as per policy terms for in-patient hospitalisation treatment

    • Bullet Icon

    • Health Prime Rider

    Coverage for in-person or online doctor consultation, dental wellness, emotional wellness, and diet & nutrition consultations as per the chosen plan

    • Bullet Icon

    • Respect Rider (Senior Care)

    Senior citizens can avail emergency assistance with services such as SOS alert, doctor on call, and 24x7 ambulance service

    • Bullet Icon

    • Room Capping Waiver

    Removes the room type restriction of "up to single private air-conditioned room" for Health Guard Gold and Platinum plans and provides coverage for actual room rent expenses without a limit

    • Bullet Icon

    • More Add-Ons

    Explore more add-ons to enhance coverage

    Complete Guide to Buy Health Insurance in Mumbai

    To buy the best health insurance policy in Mumbai, first analyse your healthcare requirements, pre-existing health conditions, lifestyle, family size, and budget. For example, if you live in Andheri East with a dependent family of four, and your annual income permits, consider buying a health insurance plan in Mumbai worth ₹50 Lakh.

    This sum insured will be sufficient to cover pre- and post-hospitalisation, accidents, and emergency OPD consultations. Similarly, for a single business entrepreneur in Worli, a ₹20 Lakh comprehensive plan will be ideal. 

    banner-img

    Types of Health Insurance in Mumbai

    ‹

    Individual Health Insurance

    If you live alone in Mumbai for work or have no dependents yet, an individual health insurance plan is ideal. You can utilise the total sum insured amount during hospitalisation, accidental emergencies, OPD consultations, and daycare procedures. 

    View Plans Know More

    Family Floater Health Insurance

    A family floater plan brings your children, spouse and dependent parents under a single sum insured. Each family member has access to the policy coverage. Instead of a separate plan for each member, you can purchase this plan at a cheaper premium. 

    View Plans Know More

    Senior Citizen Health Insurance

    The senior citizen health insurance plan in Mumbai ensures your policy aligns properly with healthcare requirements that increase with age. This cover protects policyholders aged 60 years and above against expenses triggered due to age-related illnesses and emergency hospitalisation. 

    View Plans Know More

    Critical Illness Insurance

    A critical illness medical insurance in Mumbai can offer financial support to policyholders suffering from health issues such as cancer, stroke, heart issues, brain surgery, or kidney diseases. The lump sum payout makes treating and rehabilitating specific life-threatening diseases less stressful. 

    View Plans Know More

    Top Up & Super Top Up Plans

    Both top-up and super top-up plans are backups when your medical bills exceed the coverage amount or deductible. A top-up applies the deductible to each hospital bill separately. In contrast, a super top-up combines all hospital bills of the whole policy year. 

    Women's Health Insurance

    Every woman deserves healthcare that matches her changing needs at every stage of life. This dedicated insurance policy covers eligible medical expenses, maternity care, and critical illnesses. It offers wider protection than regular health insurance plans and supports better health with financial security throughout life.

    Why Do You Need Health Insurance in Mumbai?

    Whether it is getting treatment at a multi-speciality hospital or accessing advanced medical facilities, it involves high treatment costs. In such contexts, health insurance in Mumbai makes it easier. Here are some of the significant reasons why:

    • Increasing Lifestyle Disorders

      From sedentary lifestyles to long working hours and stress, people living in Mumbai often suffer from health concerns such as hypertension, type 2 diabetes, obesity, and chronic respiratory issues.

    • Expensive Healthcare

      Specialised care and diagnostic tests at urban medical centres in Mumbai attract higher expenses. A comprehensive health insurance plan with chronic disease and OPD coverage in Mumbai makes it convenient to cover these charges.

    • Consistent Rise in Vector-Borne Diseases

      Each year during monsoon, the Brihanmumbai Municipal Corporation (BMC) reports high numbers of vector-borne diseases. Whenever these diseases strike, people require emergency hospitalisation and post-hospitalisation care.

    • Poor Air Quality

      Although Mumbai has a relatively better air quality index (AQI) than Delhi, the city still experiences air pollution caused by vehicle exhaust, waste burning, and industrial smoke. These often lead to serious lung, respiratory and cardiological issues.

    • Higher Maternal Mortality Rate

      As per the latest RTI data from Mumbai’s health department, the fluctuating maternal mortality rate is concerning. Even though multiple initiatives from the Government have been in place, it often attracts higher costs.

    • Financial Preparedness

      A robust health insurance plan makes you financially prepared, so you can fall back on it during emergencies. Investing in it allows policyholders to manage unexpected medical costs triggered by emergency hospitalisation, daycare procedures, surgeries, and ambulance charges.

    What are the Benefits of Health Insurance Plans in Mumbai?

    From offering comprehensive coverage to offering cashless benefits, the benefits of health insurance in Mumbai are manifold. Let us look at the details in the following section:  

    1

    Provides Comprehensive Coverage

    Opting for a comprehensive health insurance plan enables you to cover room rent charges, doctor consultation, surgeries, domiciliary hospitalisation, ICU expenses, and nursing charges. This level of financial support protects your lifelong savings.

    2

    Serves as a Financial Safety Net

    Mumbai is one of the most expensive cities in India in terms of healthcare costs and advanced treatments. Having robust health insurance safeguards your finances so you can avoid out-of-pocket costs while ensuring timely access to high-quality medical services.

    3

    Coverage for Daycare Procedures

    For medical procedures that do not require 24-hour hospitalisation, such as cataract surgery, chemotherapy, and kidney dialysis, you can utilise the health insurance coverage benefits. The policy enables you to avail daycare procedures easily with minimal hospital stay.

    4

    Cashless Benefit Availability

    Insurers with a wide network of hospitals enable policyholders to access high-quality medical treatment without being burdened by hospital charges. After admission, once the policyholder submits the health card at the TPA desk, the insurer verifies and settles the claim upon completion of treatment.

    5

    Protects Entire Family

    When you choose family floater health insurance in Mumbai, you bring your dependent children and spouse under the same cover. This not only allows you to eliminate the hassles of managing multiple health insurance policies, but also saves you from higher premiums.

    6

    Convenient Access to Quality Healthcare

    The best health insurance in Mumbai helps you get access to reputed hospitals across Mumbai without delay. Timely access to premium diagnostic services, experienced specialists, and advanced treatment ensures better health outcomes.

    7

    Tax Benefits

    Section 126 of the Income Tax Act (2025), which has replaced Section 80D, allows policyholders to avail the benefits of tax deductions. For adults, the eligible tax deduction for premium payment towards a health insurance plan is up to ₹25,000; for senior citizens, it is ₹50,000.

    8

    Optional Add-On Covers

    Choosing riders or optional add-ons such as 24/7 ambulance service, critical illness cover and room capping waiver cover enhances the base policy coverage even further. This helps you receive additional financial support that stays relevant to your immediate healthcare requirements.

    9

    Wellness Benefits

    The most renowned health insurance policy providers in Mumbai, including Bajaj General Insurance, offer a value-added feature to their clients. This not only promotes preventive care but also fosters healthy habits.

    Top Health Issues Affecting People in Mumbai

    • 1

      Diabetes:

      1. People undergoing high levels of stress and a sedentary lifestyle often suffer from metabolic disorders and Type 1 and Type 2 diabetes. 

    • 2

      Cardiovascular Diseases:

      1. Hypertension related to a fast-paced lifestyle in Mumbai often becomes a significant contributor to cardiovascular diseases. 

    • 3

      Cancer:

      1. As per recent health data of Mumbai, adenocarcinoma has been emerging as a key contributor to lung cancer, particularly among non-smokers. 

    • 4

      Waterborne Diseases: Due to floods and waterlogging, locals often suffer from waterborne diseases such as malaria, dengue, typhoid, etc.  

    Read More

    Factors to Consider When Choosing Medical Insurance in Mumbai

    Factors such as the insurer’s claim settlement ratio, waiting period, and availability of network hospitals play a crucial role at the time of choosing the best health insurance in Mumbai. Read on to learn more about these factors: 

    1

    High Sum Insured

    Choosing a higher sum insured refers to better access to a wide range of treatments, including advanced treatments, hospitalisation, OPD and daycare charges. So, after analysing your family size and the age of the policy members, it is beneficial to choose a high sum insured amount.

    2

    Coverage Benefits

    Compare various policy types based on their coverage, inclusions and exclusions. That way, you will have multiple quotes to choose from. Depending on your requirements, you can determine the most relevant type of coverage.

    3

    Network Hospitals

    To ensure easy access to cashless hospitals near your locality, it is important to choose an insurer with a wider hospital network. This offers peace of mind during emergencies and planned treatments.

    4

    Waiting Period

    Understanding the applicability of initial waiting periods, maternity waiting periods, and pre-existing disease waiting periods helps to avoid claim-related surprises later.

    5

    Claim Settlement Ratio

    The Insurance Regulatory and Development Authority of India (IRDAI) emphasises that insurers with a high claim settlement ratio are more reliable. Bajaj General ensures simple documentation, streamlined approval and timely claim assistance during medical emergencies.

    6

    Policy Exclusions

    Standard health insurance in Mumbai generally excludes coverage for dietary supplements, cosmetic surgery and self-inflicted injuries. It is important to read policy wordings carefully to stay informed about policy limitations, exclusions, waiting periods and treatments which may not be covered.

    7

    Premium Affordability

    It is crucial to avoid choosing a policy solely based on the lowest premium. Sometimes the lowest premium leads to limited coverage. Therefore, insurance experts suggest comparing premiums against benefits, coverage, exclusions and claim support.

    8

    Renewal Benefits

    Choosing policies that offer lifelong renewability ensures continuous coverage. However, most health insurance in Mumbai has annual renewal for uninterrupted coverage. So, it is recommended not to miss out on policy renewal.

    9

    Customer Support & Digital Services

    Choosing an insurer with reliable digital services and customer support offers peace of mind. Whether it is seamless policy purchase, renewal, or claim settlement, the insurer's responsive assistance helps you stay prepared for all kinds of uncertainties in the future.

    Step-by-Step Guide

    To guide you through your insurance journey.

    How to Buy

    • 1

      Open the Bajaj General Insurance health insurance page.

    • 2

      After considering your personal requirements, choose a relevant plan

    • 3

      Enter your age, location, and other member information details

    • 4

      Determine the sum insured and personalise your policy with add-ons

    • 5

      Carefully review the premium, coverage, waiting periods etc.

    • 6

      Fill in the proposal form accurately.

    • 7

      Use the secure online payment portal to pay the premium.

    • 8

      Once the purchase is complete, you will receive the policy document

    Buy Now

    How to Renew

    • 1

      Login to the app

    • 2

      Enter your current policy details

    • 3

      Review and update coverage if required

    • 4

      Check for renewal offers

    • 5

      Add or remove riders

    • 6

      Confirm details and proceed

    • 7

      Complete renewal payment online

    • 8

      Receive instant confirmation for your policy renewal

    Renew Now

    How to Claim

    • 1

      Notify Bajaj General about the claim using app

    • 2

      Submit all the required documents

    • 3

      Choose cashless or reimbursement mode for your claim

    • 4

      Avail treatment and share required bills

    • 5

      Receive claim settlement after approval

    Claim Now

    How to Port

    • 1

      Check eligibility for porting

    • 2

      Compare new policy benefits

    • 3

      Apply before your current policy expires

    • 4

      Provide details of your existing policy

    • 5

      Undergo risk assessment by Bajaj General

    • 6

      Receive approval from Bajaj General

    • 7

      Pay the premium for your new policy

    • 8

      Receive policy documents & coverage details

    Port Now

    How to Claim Health Insurance in Mumbai?

    Wondering how to file a claim under your health insurance in Mumbai? Follow these steps: 

    Cashless Claim

    1
    1. While taking admission to a network hospital, inform the insurer within 24 hours. 
    2
    Submit the health card at the hospital’s insurance or TPA desk. 
    3
    1. For preplanned hospitalization, submit the pre-authorisation form. 
    4
    After you submit, the hospital sends the same to the insurer for approval. 
    5
    1. Once approved, the insurer clears the hospital bills directly on your behalf. 

    Reimbursement Claim

    1
    1. Seek admission to any hospital and pay upfront for the treatment. 
    2
    1. Collect original prescriptions, hospital bills, investigation reports, pharmacy bills, and discharge summary. 
    3
    1. Fill in the reimbursement claim form and submit it along with the required documents. 
    4
    1. After verification, we will approve the claim. 
    5
    1. You will receive the admissible claim amount within a few days. 
     

    Bajaj General Health Insurance Office Address in Mumbai

    If you are looking for the Mumbai branch of Bajaj General Insurance, here is the address and contact information:

     Type

     Address

     Contact

     General Insurance Branch in Prabhadevi

     Bajaj General Insurance Limited 952/954, Appa Saheb Marathe Marg, Near Chaintanya Tower, Prabhadevi

     022-66628666 / 022-67402424

     General Insurance Branch in Andheri, Mumbai

     Bajaj General Insurance Limited Bajaj Insurance House, 291-Xtrium, 2nd Floor,

     022-67527777

     General Insurance Branch in Mumbai

     Euler Hermes Services India Private Limited, Unit 403, 4th Floor, Alpha Building, Main Street, Hiranandani

     NA

     General Insurance Branch in Sion, Mumbai

     Bajaj General Insurance Limited Rustomjee Aspiree, 3rd Floor, Everad Nagar-2

     022-66197500

    Download Policy Documents

    Get instant access to policy details with a single click

    brochure

    Brochure
    PolicyWordings

    Policy Wordings
    PropasalForm

    Proposal Form
    -

    Claims Form
    CIS

    Customer Info Sheet
    Download

    Frequently Asked Questions on Health Insurance Plans in Mumbai

    Why should I buy medical insurance in Mumbai at a young age?

    Purchasing medical insurance in Mumbai at a young age, in your 20s, attracts lower premiums. Not only that, since the chances of health complications are lower, buying at this age means that by the time you need health coverage, your waiting period will be over. 

    Is health insurance in Mumbai useful if I am young and healthy?

    Yes, buying health insurance in Mumbai is useful when you are young and healthy, as it will protect you against healthcare inflation costs in India. Whether it is an accident or emergency hospitalisation, the policy will allow you to stay prepared at the lowest premiums. 

    Who should consider buying health insurance in Mumbai?

    Anyone working or living in Mumbai may consider investing in health insurance to handle high medical treatment costs and increased health risks due to a fast-paced lifestyle efficiently. 

    How do I find the best health insurance in Mumbai?

    To find the best health insurance policy in Mumbai, it is crucial to analyse your personal requirements, premium affordability, insurer's claim settlement ratio, and solvency ratio. 

    How can I reduce my medical insurance premium in Mumbai?

    If you want to reduce your medical insurance premium in Mumbai, it is ideal to buy the policy online and choose a voluntary deductible. Whereas purchasing online will help you avail discounts, choosing a voluntary deductible will allow you to pay a small percentage of the total claim amount, reducing your overall premium. 

    Do I need a health insurance agent in Mumbai, or can I buy a policy online myself?

    No, it is not mandatory to contact a health insurance agent in Mumbai. You can buy a policy online all by yourself directly from the Bajaj General Insurance website. Buying online helps you compare different policies easily, requires minimal paperwork, and does not include agent commission or hidden fees. 

    What are super top-up plans, and are they available in Mumbai?

    Super top-up plans refer to the additional medical coverage that activates when your sum insured amount gets exhausted. The best health insurance in Mumbai, such as Bajaj General Insurance, offers this type of plan on top of basic medical insurance coverage.  

    Does health insurance in Mumbai cover OPD treatments?

    Yes, a reliable health insurance in Mumbai provides financial coverage for OPD treatments if the specific plan has an in-built OPD benefit. To ensure your coverage, read the policy document carefully to learn its inclusions and exclusions. 

    Is there a single health plan that can cover my family and me in Mumbai?

    Yes, if you choose a family floater health insurance plan, you can cover both you and your family in Mumbai. These types of plans bring dependent parents, children and spouses under a single sum insured. 

    Do I need to go through a health check-up to avail of online health insurance in Mumbai?

    No, undergoing a pre-medical check-up is not always mandatory. It usually depends on the insurer's underwriting process. For example, applicants with pre-existing medical conditions, those looking for a higher sum insured, and those above the age of 40 years may need to undergo a medical check-up before receiving policy coverage.  

    How do I choose the right health insurance plan in Mumbai for my family?

    To choose the right health insurance plan in Mumbai for your family, first, consider each member's age, lifestyle (smoker or non-smoker), pre-existing health conditions, and family medical history. 

    Once you know the coverage amount, compare quotes, check the claim settlement ratio and solvency ratio of the insurer before finalising the plan. 

    What is the difference between an Individual plan and a Family Floater plan?

    An individual plan provides coverage to a single person, a family floater plan brings in multiple family members under a shared sum insured amount. 

    How do waiting periods work in a Mumbai health insurance policy?

    Waiting period refers to the time a policyholder needs to wait before the health insurance coverage kicks in. The initial waiting period lasts for the first 30 days of the policy purchase. The pre-existing disease waiting period ranges between 2 years and 4 years, and the maternity waiting period ranges between 9 months and 4 years.   

    What documents are usually needed to buy health insurance in Mumbai?

    While purchasing health insurance in Mumbai, you need to submit an identity proof, an address proof, age and date of birth proof, passport-size photographs, income proof and medical reports. 

    Are monsoon-related and waterborne illnesses covered under a standard health insurance policy in Mumbai?

    Yes, monsoon-related and waterborne diseases such as typhoid, dengue, and malaria are covered under a standard health insurance policy in Mumbai. 

    How do I file a claim under my health insurance policy in Mumbai?

    To make a claim under your health insurance policy in Mumbai, first you have to decide whether you would like to choose a cashless benefit or reimbursement benefit.

    For a cashless claim, the insurer will clear the bills on your behalf directly at the network hospital. For a reimbursement claim, you need to clear the bills upfront. After discharge, once you submit the claim documents, the insurer will pay you back. 

    What is the difference between a cashless claim and a reimbursement claim?

    Under a cashless claim, the policyholder has to undergo treatment at a network hospital. The insurer directly pays and clears the bill on behalf of the policyholder. In contrast, for a reimbursement claim, the policyholder gets treated at a regular hospital and pays. Later, they request reimbursement from the insurer after submitting hospital invoices, bills and lab reports. 

    What happens if I miss my health insurance renewal date?

    If you miss the health insurance renewal date, you can pay the premium during the 30-day grace period. Renewing within this time allows you to continue policy coverage without any consequences. However, if you miss renewing your policy even during the grace period, your policy coverage will lapse. 

    Will my no-claim bonus be affected if I file a claim?

    Yes, the no-claim bonus refers to the rewards a policyholder receives for not filing a claim throughout a policy year. So, when you file a claim, the insurer resets the accumulated no-claim bonus (NCB) to zero. 

    Can I renew my health insurance policy online?

    Yes, you can renew your health insurance policy online easily on the Bajaj General Insurance website or the application. After logging in to your account, enter your policy details, review and update policy information if necessary, add or remove a rider and finally, pay the premium.   

    What will happen if I get treated at a non-network hospital in Mumbai?

    If you get treated at a non-network hospital in Mumbai, you have to opt for a reimbursement claim. You will pay the hospitalization bill upfront after treatment. Later, you have to submit your policy claim form along with the hospital invoices, bills, doctor consultation fees, etc. After verifying, the insurer will reimburse the claim amount.  

    Insurance Samjho

    EN
    अ
    View All
    KAJNN

    Saving vs Medical Expenses

    KAJNN

    Is Health Insurance just an expense

    KAJNN

    MHCP EDGE +

    KAJNN

    Kitna Health Insurance Cover Enough Hai?

    Home Insurance-All Risk Cover

    Home Insurance-Long Term Cover

    Home Insurance-No Content Declaration

    Home Insurance-World Wide coverage

    Take control of your digital security

    Data Privacy Day | Bajaj General Insurance

    Be Cyber Jagrook

    Explore Our Health Insurance Articles

    View All
    ClaimProcess

    Ayushman Bharat Yojana: Top 10 Benefits to Know

    • Top Benefits of Ayushman Card (PMJAY) Scheme
    • Additional Benefits Offered in the PMJAY Scheme
    • Eligibility for PM-JAY Healthcare Scheme
    ClaimProcess

    New IRDAI Health Insurance Guidelines in 2024

    • Health Insurance Plans for All Age Groups
    • Reduction in Pre-existing Disease Waiting Period
    • Specific Disease Waiting Period Adjustment
    ClaimProcess

    Everything You Need to Know About Deworming for Adults and Children

    • What is Deworming?
    • Why is Deworming Important?
    • Key Benefits of Deworming
    ClaimProcess

    Comprehensive Group Mediclaim Policy: Health Insurance for Employees

    • In today's time, providing employee benefits has become crucial for organizations 
    • it helps us to attract and retain talent for a longer duration and higher productivity. 
    ClaimProcess

    Reimbursement Health Insurance: What You Need To Know

    • Reimbursement health insurance is a type of insurance policy where the policyholder pays for the medical expenses upfront
    • Claims reimbursement are done very quickly for the insurer

    Checkout Our Other Health Insurance Products

    View All

    Motor Insurance

    • Avoid Road Fines by having Motor TP Insurance
    • Drive safely, 4.6 lakh+ Road Accidents in 2022 (MORTH report)

    Global Personal Guard Policy

    • Flexible Personal Accident Policy for accidental injuries & fractures
    • Stay active and adventurous

    HERizon

    • Women centric health insurance 
    • Covers critical illness, maternity, surrogacy expenses and holistic wellness support

    Pet Insurance

    • Vet bills covered for accidents, illnesses & emergencies
    • Explore covers like OPD, Long term care, Lost pet  and more

    Travel Ace Insurance

    • Medical & trip cover for a stress-free journey
    • Flight delays? No worries! Get reimbursed fast

    Cyber Safe Insurance

    • Protects you online from fraud, hacks & cyber threats
    • Covers financial loss due to phishing & identity theft

    Tools

    alt

    Branch Locator
    alt

    Hospital Locator

    Wellness

    Carefit
    alt

    Workshop Locator
    PromoBanner

    Download Bajaj General App

    Download the App Now!

    What Our Customers Say About Bajaj General Health Insurance

    Highly satisfied

    Clear policies, easy renewal, and great coverage options. Highly satisfied with this health insurance app.

    alt

    Piyush Kumar

    Mumbai

    5

    17th Mar 2025

    Highly recommend!

    Managing my health, vehicle & cyber insurance is so simple with this app. Highly recommend!

    alt

    Pooja Kaushik

    Vadodara

    5

    2nd Feb 2025

    Simple, fast & effective!

    A reliable health insurance app with all features in one place—simple, fast & effective!

    alt

    Hrithik Mishra

    Delhi

    5

    31st Jan 2025

    Love this app!

    Managing my family’s health insurance has never been this convenient. Love this app!

    alt

    Shagun Gupta

    Mumbai

    4.8

    31st Jan 2025

    Reliable & affordable

    Reliable & affordable medical insurance plan—gives complete health security for my family.

    alt

    Shubham Singh

    Delhi

    5

    30th Jan 2025

    Financial convenience

    Medical crises are stressful, but financial convenience is guaranteed by this health plan

    alt

    Pushpendra Gurjar

    Mumbai

    5

    30th Jan 2025

    Great coverage options too!

    Finding pregnancy health insurance was stress-free on Bajaj General app. Great coverage options too!

    alt

    Rajesh Kumar

    Mumbai

    5

    24th Jan 2025

    User-friendly and efficient!

    Securing my family's health with Bajaj General has been hassle-free. Their app is user-friendly and efficient!

    alt

    Gautam Mongia

    Delhi

    5

    24th Jan 2025

    Awards and Recognitions

    Awards
      
    Featurecard

    Bajaj General Insurance won IBEX award
    FeatureCard

    Bajaj General wins Product Innovator of the Year
    FeatureCard

    Bajaj General earns top honours for customer excel

    Bajaj General won best usage of data analytics

    Popular Searches About Bajaj General Health Insurance

    Health Insurance online Health Insurance Premium Calculator Comprehensive Health Insurance Health Infinity Plan Health Insurance Plans For Family Health Insurance Articles Health Insurance For Senior Citizens Health Insurance Claim Process Compare Health Insurance Women Health Insurance Critical Illness Insurance Individual Health Insurance Health Insurance Renewal 1 Cr Health Insurance 50 Lakh Health Insurance 25 Lakh Health Insurance My Health Care Plan International Health Insurance Personal Accident Insurance Group Health Insurance Health Insurance for Parents Maternity Health Insurance Global Accident Insurance Global Personal Accident Insurance Private Health Insurance 10 Lakh Health Insurance 5 Lakh Health Insurance

    With GST waiver, individual and family floater policies for health, personal accident, and travel insurance (on retail basis) are 18% cheaper from 22 September 2025. Secure what matters at an affordable price!