Motor Insurance

Bajaj Avenger Bike Insurance

Name: Bajaj Avenger Bike Insurance*
Brand: Bajaj General Insurance
Rating: 4.75 (3912 reviews)

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Premium Starts At ₹538

Secure your ride with two-wheeler insurance by your side!

Coverage Highlights

Get comprehensive coverage for your bike

Comprehensive Protection

Covers accidents, theft, natural calamities, and third-party liabilities.

Drive Legal, Stay Safe

Mandatory third-party cover, premiums from INR 538*.

Add On Covers

Zero depreciation, roadside assistance, engine protection & more.

Cashless Garages

7,200+ network garages for hassle-free service.

On The Spot Claim Settlement

Instant claim settlement via Bajaj General App.

24x7 Spot Assistance

Roadside help anytime, anywhere.

Note

*TP Two-Wheeler Insurance Premiums starting at INR 538

Inclusions

What’s covered?

Third-Party Injury/Death (Unlimited Cover)

Covers full compensation as per court ruling if your bike causes injury or death.

Third-Party Property Damage (Up to INR 1 Lakh)

Pays for damages to others’ property caused by your bike.

Own Damage Cover

Covers accidental damage, fire, theft, and natural calamities, reducing repair/replacement costs.

Natural or Man-Made Disasters

Protects against damages from floods, earthquakes, riots, and vandalism.

Theft Protection

Get compensated based on your bike’s Insured Declared Value (IDV) in case of theft.

In-Transit Damage

Covers repair costs if your bike is damaged while transported.

Personal Accident Cover

Financial support up to INR 15 lakh for death or disability due to an accident.

Add-On Covers

Choose from zero depreciation, roadside assistance, engine protection & more for extra security.

Exclusions

What’s not covered?

Intentional Damage

Any damage caused to the bike intentionally

Depreciation

Normal wear and tear of the bike due to usage and depreciation in value is not covered

Illegal Activities

Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the bike for criminal activity

Geographic Limits

Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.

War-related Damages

Losses caused by war or nuclear risks are not covered

Overloading the Vehicle

If you exceed the weight or passenger limit specified for your bike, leading to an accident.

Unauthorised Vehicle Modifications

If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.

Racing or Speed Tests

If you participate in racing, speed tests, or illegal stunts and damage your bike, your claim will be denied

Note

Please read policy wording for detailed exclusions

Additional Covers

What else can you get?

24x7 Road Side Assistance

Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more

Consumable Expenses

Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc

Zero Depreciation Cover

Every year the value of a bike depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands

No Claim Bonus Protector

Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium

Tyre Safeguard

This add-on cover can be fruitful if your bike's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle

Conveyance Benefit

If your bike is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute

Engine Protector

Covers financial losses incurred due to damage to your bike engine

Return to Invoice (RTI) Cover

Recover invoice value of your bike back in case of theft or total loss

Benefits You Deserve

Reliable Customer Support

We have a dedicated call centre and chat support taking care of all your needs

7200+ Cashless garages

Wide network of cashless garages for hassle free service

On the Spot Claim Settlement

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Bajaj Avenger Insurance – Check Premium, Compare Plans & Get Instant Quote

The Bajaj Avenger is a cruiser-style bike known for its relaxed riding ergonomics and robust performance. Whether you own the Street 160 or Cruise 220, having a valid bike insurance policy is vital. It safeguards against third-party liabilities, own damage, theft, and natural calamities. A suitable insurance plan not only ensures legal compliance but also offers peace of mind on the road. For a seamless insurance experience, Bajaj General Insurance provides customisable plans, instant online services, and access to 7,200+ cashless network garages across India.

Features of Bajaj Avenger Bike Insurance

● Third-Party Liability Cover: Covers injury or damage to third parties.

● Own Damage Cover: Financial protection against fire, theft, vandalism, and natural disasters.

● Personal Accident Cover: Mandatory protection for the rider against accidental injury or death.

● Cashless Repairs: Repairs at 7,200+ network garages without upfront payment.

● Add-On Covers: Options like zero depreciation, roadside assistance, and engine protection.

● Customisable IDV: Flexibility to choose the declared value of your bike.

● Digital Documentation: Quick and paperless policy issuance and renewals.

At-A-Glance

Compare Insurance Plans Made for You

Feature	Third Party Liabilty Cover Third Party Liabilty Cover Own Damage Cover Comprehensive Cover Insurance Comprehensive Cover with Add-ons	Own Damage Cover Third Party Liabilty Cover Own Damage Cover Comprehensive Cover Insurance Comprehensive Cover with Add-ons	Comprehensive Cover Insurance Third Party Liabilty Cover Own Damage Cover Comprehensive Cover Insurance Comprehensive Cover with Add-ons	Comprehensive Cover with Add-ons Third Party Liabilty Cover Own Damage Cover Comprehensive Cover Insurance Comprehensive Cover with Add-ons
Overview	Covers legal liabilities arising due to body injury or property damage to others due to your bike. It is mandatory by law.	Covers expenses arising out of damage to your bike.	Full fedged cover comprising of Third Party Liability cover and Own Damage covers	Enhance coverage by opting for various Add-ons over and above the comprehensive cover
Policy Period	1/2/3 years	1 Year	1/2/3/5 years	1/2/3/5 years
Third Party Liability for Injury, Death & Property Damage	Yes	No	Yes	Yes
Accidents & Collisions	No	Yes	Yes	Yes
Natural or Man-Made Disasters	No	Yes	Yes	Yes
Fire Damage	No	Yes	Yes	Yes
Theft	No	Yes	Yes	Yes
Compulsory Personal Accident	Yes	Yes	Yes	Yes
No Claim Bonus	No	Yes	Yes	Yes
Add-on: Zero Depreciation Cover	No	Yes	No	Yes
Add-on: Lock & Key Replacement	No	Yes	No	Yes
Add-on: 24x7 Roadside Assistance	No	Yes	No	Yes
Add-on: Consumables Cover	No	Yes	No	Yes
Explore more add-ons	No	25+ Add On's	25+ Add On's	25+ Add On's

Benefits of Online Bike Insurance for Bajaj Avenger

● Instant Policy Issuance: Buy or renew policies within minutes.

● Easy Comparisons: Evaluate coverage and premiums across insurers.

● No Agent Dependency: Purchase policies directly without intermediaries.

● Safe Payments: Multiple encrypted digital payment options.

● Policy Storage: Soft copy sent to your email instantly.

● Seamless Add-On Selection: Customise coverage as per your riding needs.

● Renewal Alerts: Timely reminders help prevent policy lapses. Trusted insurers like Bajaj General Insurance enhance this process with round-the-clock customer support.

Why Bajaj Avenger Needs Bike Insurance

The Bajaj Avenger’s wide cruising capabilities make it ideal for long-distance travel, but it is still exposed to road accidents, theft, or natural calamities. A bike insurance policy ensures you’re financially protected against repair costs, third-party liabilities, and unforeseen damages.

Legal compliance with at least a third-party bike insurance policy is essential under Indian law. A comprehensive plan goes a step further by safeguarding your own bike as well. Riders benefit from cashless servicing, personal accident cover, and a variety of add-ons tailored to cruiser motorcycles.

Choosing a reputed insurer like Bajaj General Insurance ensures that claims are settled promptly, digital processes are hassle-free, and repairs are supported by a vast garage network.

Popular Bajaj Avenger Variants with Insurance Premium Price

● Bajaj Avenger Street 160: Approx. ₹1,200–₹1,500/year for comprehensive coverage.

● Bajaj Avenger Cruise 220: ₹1,600–₹2,000/year due to higher IDV.

● Third-Party Insurance: Typically ranges between ₹800–₹1,000. Premiums depend on the city of registration, bike age, and optional add-ons.

Types of Bike Insurance Plans for Bajaj Avenger

Third-Party Insurance

- Covers legal liabilities towards third-party damage or injury.

- Mandatory under Indian Motor Vehicle laws.

Comprehensive Insurance

- Covers own damage plus third-party liability.

- Protection against theft, fire, flood, and accidents.

- Eligible for add-ons like zero depreciation, engine cover.

Standalone Own Damage Insurance

- If you already have third-party cover, this can be added.

- Offers focused protection for your vehicle only.

Step-by-Step Guide

To guide you through your insurance journey.

How To Buy

1

Download the Bajaj General App from App stores or click "Get Quote"
2

Register or log in to your account.
3

Enter your bike details
4

You will be redirected to the bike Insurance Page.
5

Ensure to check your No Claim Discount
6

Choose right Insured Declared Value(IDV) that reflects your bike value
7

Evaluate Covers, Add Ons, Optional Covers and Exclusions
8

Select a plan from the recommended options, or customize your own plan
9

Review the premium and other coverage details
10

Proceed with the payment using your preferred method
11

Receive confirmation of your purchased policy via email and SMS

Buy Now

How To Renew

1

Login to the app
2

Enter your current policy details
3

Review and update coverage if required
4

Check for renewal offers
5

Add or remove riders
6

Confirm details and proceed
7

Complete renewal payment online
8

Receive instant confirmation for your policy renewal

Renew Now

How to Claim

1

Download our Bajaj General App on Android or iOS
2

Register or login to use Motor On the spot claim for a smooth process
3

Enter your policy and accident details (location, date, time)
4

Save and click Register to file your claim
5

Receive an SMS with your claim registration number
6

Fill in the digital claim form and submit NEFT details
7

Upload photos of damaged parts as instructed
8

Upload your RC and driving license
9

Receive an SMS with the proposed claim amount
10

Use the SMS link to agree/disagree with the claim amount
11

Agree to receive the amount in your bank account
12

Track your claim status using the Bajaj General App

Claim Now

Know More

1

For any further queries, please reach out to us
2

Toll Free : For Sales :1800-209-0144
3

Email ID: careforyou@bajajgeneral.com

How to File Bajaj Avenger Bike Insurance Claim?

1. Inform the Insurer: Report the incident via call, app, or website.

2. Submit FIR: Required for theft or major damages.

3. Survey and Inspection: Assigned by the insurer.

4. Repair at Garage: Choose from authorised network garages.

5. Provide Documents: Claim form, photos, FIR, and bike documents.

6. Claim Settlement: Post-approval, either cashless or reimbursement is processed.

Download Policy Document

Get instant access to your policy details with a single click.

Brochure

https://www.bajajgeneralinsurance.com/motor-insurance/motor-insurance

Policy Wordings

Proposal Form

Claims Form

Customer Info Sheet

Download

Why Insure Your Bike with Bajaj General?

Buy Now

Affordable Premium

Wide range of plans that suit your pocket

Tailored Plans

Customise the coverage as per your needs

7200+ Cashless Garages

Network of garages for hassel-free repairs

Quick Claim Settlement

Easy claim settlement process

Easy Renewal

Continued coverage for your vehicle

24x7 Assistance

Round the clock dedicated support team

Why Choose Bajaj General for Bajaj Avenger Bike Insurance

Bajaj General Insurance offers customer-centric plans for cruiser motorcycles like Bajaj Avenger:

● Wider Coverage Options: From third-party to comprehensive with rich add-ons.

● Digital Services: Instant issuance, renewal, and claim intimation.

● 7,200+ Cashless Garages: Seamless service experience nationwide.

● Transparent Pricing: Premiums calculated based on real-time IDV and usage.

● Claim Support: 24x7 assistance for quicker resolutions.

● No Claim Bonus Retention: Save on renewals with safe riding.

Drive Safely

4.6 lacs+ road accidents reported (Ministry of Road Transport & Highways)

Avoid Legal Fines

Motor Vehicles Act, mandates Third Party Liability Cover for vehicles

Unfortunate Accident

File your claim immediately to ensure swift processing

Types of Bike Insurance in India

Comprehensive Two Wheeler Insurance Policy

In this type of two wheeler insurance plan, the third party is insured as well as the rider/ policyholder/ owner/ vehicle itself. These all are benefited in a single policy, and the additional add ons are also applicable at an extra premium cost.

The comprehensive two wheeler insurance policies are fixed and created by every insurance firm individually. They each have different offers based on the comprehensive policy cover. The premium charge is relatively high under this type of two-wheeler insurance.

A comprehensive policy is not regulated by IRDAI at all. It can be modified and changed by insurance companies only.

Third-Party Two Wheeler Insurance Policy

In this type of two wheeler insurance, only third parties involved in the accidents are covered and compensated. It is beneficial for the rider or the owner in terms of legal obligations as the third party two-wheeler insurance protects them and the other parties involved in the incident. Every two-wheeler must have a third party insurance for the bike.

It is a legally regulated and mandatory insurance policy sanctioned by the Insurance Regulatory and Development Authority. The bike insurance premium is cheaper than the comprehensive policy premium, but the coverage is also lesser.

The owner/policyholder or the vehicle is not protected under the third party two wheeler insurance plans. If involved in an accident, they won’t be compensated at all. The rules and conditions regarding this policy are similar across nations.

Standalone Two Wheeler Insurance Policy

Under the standalone own damage cover, you can claim benefits for accidents, theft, and natural or man-made damages. This cover can be combined with comprehensive bike insurance or a long term two wheeler insurance policy.

However, it does not cover third-party liabilities, depreciation, electrical or mechanical breakdowns, or damages caused by DUI, drug use, or underage driving. Having two-wheeler insurance ensures both rider and vehicle safety. Since insurers offer different benefits, always compare policies before buying.

Key Advantages Include:

Financial Protection – Covers repair or replacement costs, reducing financial stress.

Legal Security – Helps avoid legal trouble in case of third-party injuries, as required by the IRDA.

Expand Your Coverage Today!

Keep the bonus intact even after claims

Ensures that one or more claims do not reset your accumulate

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Immediate Help: Round-the-clock roadside assistance

Towing, fuel delivery, tyre repair and many more

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Covers repair costs without depreciation

Full benefits when repairs are done at authorized workshops

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Cover your conveyance expenses

Daily cash benefit for bike repairs after a major accident

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Secure Your Bike’s Engine

Protect your engine with coverage for repairs or replacement

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Motor & Health Companion

Drive Confidently with Bajaj General

Experience seamless vehicle management with the Bajaj General Drive Smart App, featuring on-road assistance, fuel efficiency stats, driving alerts, and more