Motor Insurance
Bajaj Dominar 400 Bike Insurance
Premium Starts At ₹538
Secure your ride with two-wheeler insurance by your side!
Coverage Highlights
Get comprehensive coverage for your bike
Comprehensive Protection
Covers accidents, theft, natural calamities, and third-party liabilities.
Drive Legal, Stay Safe
Mandatory third-party cover, premiums from INR 538*.
Add On Covers
Zero depreciation, roadside assistance, engine protection & more.
Cashless Garages
7,200+ network garages for hassle-free service.
On The Spot Claim Settlement
Instant claim settlement via Bajaj General App.
24x7 Spot Assistance
Roadside help anytime, anywhere.
Note
*TP Two-Wheeler Insurance Premiums starting at INR 538
Inclusions
What’s covered?Third-Party Injury/Death (Unlimited Cover)
Covers full compensation as per court ruling if your bike causes injury or death.
Third-Party Property Damage (Up to INR 1 Lakh)
Pays for damages to others’ property caused by your bike.
Own Damage Cover
Covers accidental damage, fire, theft, and natural calamities, reducing repair/replacement costs.
Natural or Man-Made Disasters
Protects against damages from floods, earthquakes, riots, and vandalism.
Theft Protection
Get compensated based on your bike’s Insured Declared Value (IDV) in case of theft.
In-Transit Damage
Covers repair costs if your bike is damaged while transported.
Personal Accident Cover
Financial support up to INR 15 lakh for death or disability due to an accident.
Add-On Covers
Choose from zero depreciation, roadside assistance, engine protection & more for extra security.
Exclusions
What’s not covered?Intentional Damage
Any damage caused to the bike intentionally
Depreciation
Normal wear and tear of the bike due to usage and depreciation in value is not covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the bike for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your bike, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your bike, your claim will be denied
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?24x7 Road Side Assistance
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
Consumable Expenses
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
Zero Depreciation Cover
Every year the value of a bike depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your bike's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
Conveyance Benefit
If your bike is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
Engine Protector
Covers financial losses incurred due to damage to your bike engine
Return to Invoice (RTI) Cover
Recover invoice value of your bike back in case of theft or total loss
Benefits You Deserve
Reliable Customer Support
We have a dedicated call centre and chat support taking care of all your needs
7200+ Cashless garages
Wide network of cashless garages for hassle free service
On the Spot Claim Settlement
Register claim on accident spot and get it settled within minute on our app
Buy Bajaj Dominar 400 Insurance Online – Premium, Add-ons & Renewals
The Bajaj Dominar 400 is a powerful touring motorcycle built for performance and long rides. To ensure you’re protected on every journey, securing comprehensive bike insurance is crucial. A suitable insurance policy not only covers damages and third-party liabilities but also offers peace of mind in case of theft, accidents, or natural disasters. Whether you're riding through city streets or exploring the countryside, Bajaj Dominar 400 insurance provides the financial cushion needed against unforeseen events. For complete protection, consider an online bike insurance policy tailored to your riding needs and lifestyle.
Features of Bajaj Dominar 400 Bike Insurance
Bajaj Dominar 400 insurance policies are designed to cater to the unique requirements of sports tourers. These plans typically include coverage for third-party liabilities, own damage, accidental injuries, theft, and natural disasters. Some insurers also offer optional add-ons like zero depreciation cover, roadside assistance, engine protection, and pillion rider cover to enhance your base policy.
Bajaj General Insurance, for instance, provides customisable bike insurance plans with digital claim settlement and cashless repair services at 7,200+ garages across India. You can also opt for short-term or long-term coverage depending on your preferences.
With online policy issuance, paperless renewals, and instant policy documents, modern bike insurance plans for the Bajaj Dominar 400 are built for both convenience and comprehensive coverage.
At-A-Glance
Compare Insurance Plans Made for You
| Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Cover Insurance |
Comprehensive Cover with Add-ons |
|---|---|---|---|---|
| Overview | Covers legal liabilities arising due to body injury or property damage to others due to your bike. It is mandatory by law. | Covers expenses arising out of damage to your bike. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
| Policy Period | 1/2/3 years | 1 Year | 1/2/3/5 years | 1/2/3/5 years |
| Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes | Yes |
| Accidents & Collisions | No | Yes | Yes | Yes |
| Natural or Man-Made Disasters | No | Yes | Yes | Yes |
| Fire Damage | No | Yes | Yes | Yes |
| Theft | No | Yes | Yes | Yes |
| Compulsory Personal Accident | Yes | Yes | Yes | Yes |
| No Claim Bonus | No | Yes | Yes | Yes |
| Add-on: Zero Depreciation Cover | No | Yes | No | Yes |
| Add-on: Lock & Key Replacement | No | Yes | No | Yes |
| Add-on: 24x7 Roadside Assistance | No | Yes | No | Yes |
| Add-on: Consumables Cover | No | Yes | No | Yes |
| Explore more add-ons | No | 25+ Add On's | 25+ Add On's | 25+ Add On's |
Benefits of Online Bike Insurance for Bajaj Dominar 400
Purchasing or renewing Bajaj Dominar 400 insurance online offers unmatched convenience. From instant quotes to digital documentation, the entire process is quick and paperless. You can compare multiple plans, customise coverage with add-ons, and complete payment in minutes.
Online platforms also offer tools to check your bike insurance price, helping you choose the best value for your budget. With 24/7 support, online assistance ensures seamless claim tracking and policy management.
Bajaj General Insurance offers an intuitive digital experience with features like self-inspection, instant renewal, and quick claim processing—making it an ideal choice for tech-savvy riders of the Bajaj Dominar 400.
Why Bajaj Dominar 400 Needs Bike Insurance
With a high-powered 373cc engine and touring capabilities, the Bajaj Dominar 400 is more than just a commuter—it’s an investment. Bike insurance protects this valuable asset from financial loss due to accidents, third-party damage, theft, natural disasters, and man-made incidents.
Moreover, motor insurance is a legal mandate under the Motor Vehicles Act in India. Failing to carry valid insurance can lead to penalties and legal complications. Given the performance nature of the Dominar 400, insurance becomes even more critical for risk mitigation.
A comprehensive bike insurance policy also covers pillion riders and provides personal accident cover, ensuring safety for both the rider and passenger.
Types of Bike Insurance Plans for Bajaj Dominar 400
When insuring your Bajaj Dominar 400, you can choose from the following types of policies:
● Third-Party Insurance: Mandatory by law, this covers third-party injuries, death, and property damage.
● Comprehensive Insurance: Includes third-party cover plus own damage due to accidents, fire, theft, natural or man-made calamities.
● Standalone Own Damage Cover: For those who already have a third-party policy and want to enhance coverage.
● Bundled Plans: For new bikes, offering long-term third-party and short-term own damage cover.
Add-ons like engine protection, zero depreciation, and roadside assistance can be included in comprehensive plans for broader coverage. Always compare plans and inclusions before buying.
Step-by-Step Guide
To guide you through your insurance journey.
How To Buy
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1
Download the Bajaj General App from App stores or click "Get Quote"
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2
Register or log in to your account.
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3
Enter your bike details
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4
You will be redirected to the bike Insurance Page.
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5
Ensure to check your No Claim Discount
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6
Choose right Insured Declared Value(IDV) that reflects your bike value
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7
Evaluate Covers, Add Ons, Optional Covers and Exclusions
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8
Select a plan from the recommended options, or customize your own plan
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9
Review the premium and other coverage details
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10
Proceed with the payment using your preferred method
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11
Receive confirmation of your purchased policy via email and SMS
How To Renew
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1
Login to the app
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2
Enter your current policy details
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3
Review and update coverage if required
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4
Check for renewal offers
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5
Add or remove riders
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6
Confirm details and proceed
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7
Complete renewal payment online
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8
Receive instant confirmation for your policy renewal
How to Claim
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1
Download our Bajaj General App on Android or iOS
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2
Register or login to use Motor On the spot claim for a smooth process
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3
Enter your policy and accident details (location, date, time)
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4
Save and click Register to file your claim
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5
Receive an SMS with your claim registration number
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6
Fill in the digital claim form and submit NEFT details
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7
Upload photos of damaged parts as instructed
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8
Upload your RC and driving license
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9
Receive an SMS with the proposed claim amount
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10
Use the SMS link to agree/disagree with the claim amount
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11
Agree to receive the amount in your bank account
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12
Track your claim status using the Bajaj General App
Know More
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1
For any further queries, please reach out to us
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2
Toll Free : For Sales :1800-209-0144
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3
Email ID: careforyou@bajajgeneral.com
Calculate Bajaj Dominar 400 Two Wheeler Insurance Premium
The insurance premium for Bajaj Dominar 400 depends on factors like IDV (Insured Declared Value), manufacturing year, RTO location, coverage type, and selected add-ons. You can calculate the Bajaj Dominar 400 insurance price using an online premium calculator by entering these details.
Using Bajaj General Insurance digital calculator, you can get real-time quotes, customise coverage, and instantly proceed to policy purchase. Comparing insurance prices before buying ensures you get value-packed protection without overspending.
How to File a Bajaj Dominar 400 Bike Insurance Claim?
To file a claim for your Bajaj Dominar 400, follow these steps:
1. Inform your insurer immediately after the incident.
2. Register your claim through the insurer’s website, app, or helpline.
3. Submit required documents (RC, driving licence, FIR if applicable).
4. For cashless claims, take your bike to a network garage; for reimbursement, keep all bills.
5. The insurer will appoint a surveyor for damage assessment.
6. Post-approval, repairs begin, and the claim is settled as per policy terms.
Using services from insurers like Bajaj General Insurance ensures access to over 7,200+ cashless garages and faster claim processing for a hassle-free experience.
Download Policy Document
Get instant access to your policy details with a single click.
Documents Required for Bajaj Dominar 400 Two-Wheeler Insurance Claim
Here are the basic documents needed to file a claim for your Bajaj Dominar 400 insurance:
● Duly filled claim form
● Copy of insurance policy
● Bike’s RC (Registration Certificate)
● Valid driving licence
● FIR (if applicable)
● Repair bills and payment receipts (for reimbursement claims)
● Original keys (for theft claims)
Ensure all documents are clear and updated to avoid delays in claim approval.
Additional Documents Required for Bajaj Dominar 400 Theft Claims
In case your Bajaj Dominar 400 is stolen, the following additional documents are required:
● Original FIR from the police
● Final untraceable report (Non-Traceable Certificate)
● Letter of subrogation and indemnity bond
● Bike’s original keys
● RTO transfer papers and Form 28, 29, 30
● No Objection Certificate (NOC) from the financier, if bike is financed
These documents are essential for claim approval and reimbursement for stolen vehicles.
Why Insure Your Bike with Bajaj General?
Buy Now
Why Choose Bajaj General for Bajaj Dominar 400 Bike Insurance
Bajaj General Insurance offers reliable and tech-enabled insurance solutions tailored for high-performance bikes like the Bajaj Dominar 400. With over 7,200+ cashless garages across India, riders benefit from wide repair accessibility and quicker claim settlements.
The company’s online portal makes policy purchase, renewal, and claim filing seamless. Features like 24x7 customer assistance, add-on flexibility, and digital claim settlement further enhance your insurance experience.
Bajaj General also offers value-added services like roadside assistance, towing support, and zero depreciation cover, making it a preferred choice among riders. Choose Bajaj General for efficient, dependable, and well-rounded protection for your Dominar 400.
Types of Bike Insurance in India
Comprehensive Two Wheeler Insurance Policy
In this type of two wheeler insurance plan, the third party is insured as well as the rider/ policyholder/ owner/ vehicle itself. These all are benefited in a single policy, and the additional add ons are also applicable at an extra premium cost.
The comprehensive two wheeler insurance policies are fixed and created by every insurance firm individually. They each have different offers based on the comprehensive policy cover. The premium charge is relatively high under this type of two-wheeler insurance.
A comprehensive policy is not regulated by IRDAI at all. It can be modified and changed by insurance companies only.
Third-Party Two Wheeler Insurance Policy
In this type of two wheeler insurance, only third parties involved in the accidents are covered and compensated. It is beneficial for the rider or the owner in terms of legal obligations as the third party two-wheeler insurance protects them and the other parties involved in the incident. Every two-wheeler must have a third party insurance for the bike.
It is a legally regulated and mandatory insurance policy sanctioned by the Insurance Regulatory and Development Authority. The bike insurance premium is cheaper than the comprehensive policy premium, but the coverage is also lesser.
The owner/policyholder or the vehicle is not protected under the third party two wheeler insurance plans. If involved in an accident, they won’t be compensated at all. The rules and conditions regarding this policy are similar across nations.
Standalone Two Wheeler Insurance Policy
Under the standalone own damage cover, you can claim benefits for accidents, theft, and natural or man-made damages. This cover can be combined with comprehensive bike insurance or a long term two wheeler insurance policy.
However, it does not cover third-party liabilities, depreciation, electrical or mechanical breakdowns, or damages caused by DUI, drug use, or underage driving. Having two-wheeler insurance ensures both rider and vehicle safety. Since insurers offer different benefits, always compare policies before buying.
Key Advantages Include:
Financial Protection – Covers repair or replacement costs, reducing financial stress.
Legal Security – Helps avoid legal trouble in case of third-party injuries, as required by the IRDA.
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What Our Customers Say
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Enjoyed a smooth motor insurance experience with Bajaj General app. Great coverage options!
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Delhi
19th Jan 2025
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Mumbai
19th Jan 2025
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Cool, fast, and economical motor insurance options available with Bajaj General. Fantastic experience with the app! 🚘
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Delhi
23rd Dec 2024
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Jaipur
15th Dec 2024
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The Bajaj General App is ideal for motor insurance. User-friendly and dependable! 🚗
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14th Jan 2025
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FAQ's
Is the Bajaj Dominar 400 a reliable bike?
Yes, it’s considered a reliable touring bike with robust performance, solid build quality, and good long-distance capabilities.
What factors affect Bajaj Dominar 400 insurance premiums?
The premium is influenced by your bike’s IDV, age, RTO location, past claims, selected add-ons, and engine capacity.
Is off-road riding or touring covered under the Bajaj Dominar 400 insurance?
Standard policies exclude off-road use, but some add-ons may offer limited coverage for such activities—check your policy terms.
Is online bike insurance valid for the Bajaj Dominar 400?
Absolutely. Online policies are legally valid and offer the same benefits as offline ones, with added convenience and speed.
How does the engine capacity of the Bajaj Dominar 400 impact its insurance premium?
Higher engine capacity means increased risk and performance, which results in higher premiums compared to smaller bikes.
Can I transfer the Bajaj Dominar 400 insurance if I sell the bike?
Yes, insurance can be transferred to the new owner. Submit a request along with the sale documents and RC transfer proof.
What is the process for renewing a bike insurance policy?
Renewal is simple: log in to the insurer’s portal, enter your existing policy details, and review or update your coverage. You can choose to add or remove riders and check for renewal offers, including NCB benefits. Once you confirm the details and make a secure payment online, your policy is renewed instantly with continuous coverage.
Will my No Claims Bonus be transferred if I renew my motor insurance?
You may be able to transfer your No Claims Bonus (NCB) when renewing your policy, depending on your insurer's policies. Renewal might offer new and better NCB options and discounts.
Why does my vehicle insurance premium change during renewal?
Premium changes can result from depreciation, new add-ons, changes in vehicle model, or additional accessories. These factors may cause the premium to rise or fall.
How NCB is calculated at the time of renewal?
NCB is calculated based on how many consecutive years you've gone without filing a claim. The percentage discount increases with each claim-free year.
What is a break in insurance?
A break in insurance is the gap between policy expiration and renewal. Your policy becomes inactive during this time. Renew promptly to reactivate coverage.
Can I change my motor insurance provider at renewal?
Yes, you can switch providers at renewal. Compare different options to find better coverage or lower premiums.
What is a grace period in two-wheeler insurance?
The grace period is the extra time after policy expiry during which coverage continues, allowing renewal without loss of benefits. It typically ranges from 30 to 90 days depending on insurer terms and IRDAI guidelines.
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