Motor Insurance
Premium Starts At ₹538
Secure your ride with two-wheeler insurance by your side!
Coverage Highlights
Get comprehensive coverage for your bikeComprehensive Protection
Covers accidents, theft, natural calamities, and third-party liabilities.
Drive Legal, Stay Safe
Mandatory third-party cover, premiums from INR 538*.
Add On Covers
Zero depreciation, roadside assistance, engine protection & more.
Cashless Garages
7,200+ network garages for hassle-free service.
On The Spot Claim Settlement
Instant claim settlement via Bajaj General App.
24x7 Spot Assistance
Roadside help anytime, anywhere.
Note
*TP Two-Wheeler Insurance Premiums starting at INR 538
Inclusions
What’s covered?Third-Party Injury/Death (Unlimited Cover)
Covers full compensation as per court ruling if your bike causes injury or death.
Third-Party Property Damage (Up to INR 1 Lakh)
Pays for damages to others’ property caused by your bike.
Own Damage Cover
Covers accidental damage, fire, theft, and natural calamities, reducing repair/replacement costs.
Natural or Man-Made Disasters
Protects against damages from floods, earthquakes, riots, and vandalism.
Theft Protection
Get compensated based on your bike’s Insured Declared Value (IDV) in case of theft.
In-Transit Damage
Covers repair costs if your bike is damaged while transported.
Personal Accident Cover
Financial support up to INR 15 lakh for death or disability due to an accident.
Add-On Covers
Choose from zero depreciation, roadside assistance, engine protection & more for extra security.
Exclusions
What’s not covered?Intentional Damage
Any damage caused to the bike intentionally
Depreciation
Normal wear and tear of the bike due to usage and depreciation in value is not covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the bike for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your bike, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your bike, your claim will be denied
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?24x7 Road Side Assistance
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
Consumable Expenses
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
Zero Depreciation Cover
Every year the value of a bike depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your bike's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
Conveyance Benefit
If your bike is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
Engine Protector
Covers financial losses incurred due to damage to your bike engine
Return to Invoice (RTI) Cover
Recover invoice value of your bike back in case of theft or total loss
The Bajaj Pulsar is one of India’s most iconic motorcycle ranges, known for performance, style, and value. Whether you own a Pulsar 125, 150, NS160, 180, 220F or NS200, bike insurance is a must to stay protected on the road. A suitable plan shields you against damages from accidents, theft, fire, and natural calamities, while also complying with legal requirements. You can explore options for third-party or comprehensive coverage and add-on features like zero depreciation or roadside assistance. Comparing quotes online helps you find the right Bajaj Pulsar insurance for your needs and budget.
Bajaj Pulsar insurance policies are designed to safeguard your two-wheeler investment from various risks. Key features include:
● Third-party liability cover (mandatory)
● Own-damage protection for accidents, fire, theft, and calamities
● Personal accident cover for the rider
● Add-ons like zero depreciation, engine protection, NCB protection, and roadside assistance
You can select the Insured Declared Value (IDV), opt for multi-year coverage, and tailor your plan to suit your usage. For instance, a Pulsar 125 used for daily commuting may benefit from basic add-ons, while a Pulsar NS200 may require extended protection.
With Bajaj General Insurance, you get quick policy issuance, a digital claim process, and access to 7,200+ cashless garages nationwide for repairs and service, making ownership worry-free.
Compare Insurance Plans Made for You
| Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Cover Insurance |
Comprehensive Cover with Add-ons |
|---|---|---|---|---|
| Overview | Covers legal liabilities arising due to body injury or property damage to others due to your bike. It is mandatory by law. | Covers expenses arising out of damage to your bike. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
| Policy Period | 1/2/3 years | 1 Year | 1/2/3/5 years | 1/2/3/5 years |
| Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes | Yes |
| Accidents & Collisions | No | Yes | Yes | Yes |
| Natural or Man-Made Disasters | No | Yes | Yes | Yes |
| Fire Damage | No | Yes | Yes | Yes |
| Theft | No | Yes | Yes | Yes |
| Compulsory Personal Accident | Yes | Yes | Yes | Yes |
| No Claim Bonus | No | Yes | Yes | Yes |
| Add-on: Zero Depreciation Cover | No | Yes | No | Yes |
| Add-on: Lock & Key Replacement | No | Yes | No | Yes |
| Add-on: 24x7 Roadside Assistance | No | Yes | No | Yes |
| Add-on: Consumables Cover | No | Yes | No | Yes |
| Explore more add-ons | No | 25+ Add On's | 25+ Add On's | 25+ Add On's |
Purchasing Bajaj Pulsar insurance online offers flexibility and convenience. You can compare policies, review inclusions, and choose optional add-ons instantly. Key benefits include:
● Instant policy issuance with digital documentation
● Transparent pricing and zero agent commission
● Access to No Claim Bonus (NCB) and discounts
● Hassle-free renewal reminders and tracking
● 24x7 customer support and claims assistance
Online tools also help you customise the IDV and calculate premiums in real-time. This helps riders of models like the Pulsar 150 or NS200 tailor plans based on budget and risk profile.
Bajaj General Insurance provides a seamless online journey from quote to claim, making it easy to insure or renew your Pulsar with minimal effort.
Model | Third-Party Premium (Approx.) | Comprehensive Premium (Approx.) |
Pulsar 125 | ₹714 | ₹1,600–₹1,900 |
Pulsar 150 | ₹714 | ₹1,700–₹2,200 |
Pulsar 180 | ₹714 | ₹1,800–₹2,300 |
Pulsar 220F | ₹2,383 | ₹3,000–₹4,000 |
Pulsar NS160 | ₹714 | ₹1,800–₹2,300 |
Pulsar NS200 | ₹2,383 | ₹3,500–₹5,000 |
Note: Premiums vary depending on city, IDV, year of manufacture, NCB, and add-ons.
There are three main types of Bajaj Pulsar insurance:
1. Third-Party Insurance – Mandatory under Indian law, covering liability for third-party injury, death, or property damage.
2. Comprehensive Insurance – Includes third-party coverage plus own-damage from accidents, theft, fire, or calamities.
3. Standalone Own-Damage Insurance – Offers coverage for your Pulsar’s damages if you already have third-party cover.
Comprehensive plans offer better overall protection and allow you to add benefits like zero depreciation, roadside assistance, and engine protection. Pulsar 150 and NS200 owners often prefer comprehensive bike insurance plans due to higher value and usage intensity.
Bajaj General Insurance provides all three options with flexible durations, add-on choices, and online renewal support.
Step-by-Step Guide
How To Buy
1
Download the Bajaj General App from App stores or click "Get Quote"
2
Register or log in to your account.
3
Enter your bike details
4
You will be redirected to the bike Insurance Page.
5
Ensure to check your No Claim Discount
6
Choose right Insured Declared Value(IDV) that reflects your bike value
7
Evaluate Covers, Add Ons, Optional Covers and Exclusions
8
Select a plan from the recommended options, or customize your own plan
9
Review the premium and other coverage details
10
Proceed with the payment using your preferred method
11
Receive confirmation of your purchased policy via email and SMS
How To Renew
1
Login to the app
2
Enter your current policy details
3
Review and update coverage if required
4
Check for renewal offers
5
Add or remove riders
6
Confirm details and proceed
7
Complete renewal payment online
8
Receive instant confirmation for your policy renewal
How to Claim
1
Download our Bajaj General App on Android or iOS
2
Register or login to use Motor On the spot claim for a smooth process
3
Enter your policy and accident details (location, date, time)
4
Save and click Register to file your claim
5
Receive an SMS with your claim registration number
6
Fill in the digital claim form and submit NEFT details
7
Upload photos of damaged parts as instructed
8
Upload your RC and driving license
9
Receive an SMS with the proposed claim amount
10
Use the SMS link to agree/disagree with the claim amount
11
Agree to receive the amount in your bank account
12
Track your claim status using the Bajaj General App
Know More
1
For any further queries, please reach out to us
2
Toll Free : For Sales :1800-209-0144
3
Email ID: careforyou@bajajgeneral.com
To file a claim for your Bajaj Pulsar insurance:
1. Inform your insurer immediately post-incident.
2. Register the claim via app, website, or helpline.
3. Submit required documents (RC, DL, FIR, bills).
4. A surveyor will inspect the damage.
5. Get repairs done at a network garage (cashless) or preferred garage (reimbursement).
6. Receive claim settlement per your policy terms.
Bajaj General Insurance offers a hassle-free digital claim process, 24x7 support, and speedy settlements through its extensive cashless garage network.
Get instant access to your policy details with a single click.
You will typically need:
● Copy of your insurance policy
● Vehicle Registration Certificate (RC)
● Driving licence
● FIR (in case of theft or third-party injury)
● Claim form duly filled
● Repair estimate and bills (for reimbursement claims)
Keep both digital and hard copies ready to avoid delays.
Bajaj General Insurance offers a complete bike insurance solution that suits all Pulsar models. Whether you ride a Pulsar 125 or NS200, you can customise your coverage with a wide range of add-ons.
Key reasons to choose them include:
● 7,200+ cashless garages for quick and easy repairs
● Instant online policy issuance and renewals
● Add-ons like zero depreciation and roadside assistance
● Fast and transparent claim settlements
● Dedicated 24x7 customer support
Their digital-first approach and flexible policy terms make insuring or renewing your Bajaj Pulsar insurance quick, reliable, and cost-efficient.
Drive Confidently with Bajaj General
Experience seamless vehicle management with the Bajaj General Drive Smart App, featuring on-road assistance, fuel efficiency stats, driving alerts, and more
Track, Manage & Thrive with Your All-In-One Health Companion
Discover a health plan tailored just for you–get insights and achieve your wellness goals
Take Charge of Your Health & Earn Rewards–Start Today!
Be proactive about your health–set goals, track progress, and get discounts!
Instant help for your diverse needs
Saving vs Medical Expenses
Is Health Insurance just an expense
MHCP EDGE +
Kitna Health Insurance Cover Enough Hai?
Home Insurance-All Risk Cover
Home Insurance-Long Term Cover
Home Insurance-No Content Declaration
Home Insurance-World Wide coverage
Take control of your digital security
Data Privacy Day | Bajaj General Insurance
Be Cyber Jagrook
Great coverage option
Enjoyed a smooth motor insurance experience with Bajaj General app. Great coverage options!
Aryan Patil
Delhi
19th Jan 2025
User friendly App
Bajaj General app simplifies the motor insurance process. Quick, efficient, and user-friendly! 🎯
Naadiya Rafiq
Mumbai
19th Jan 2025
Economical coverages
Cool, fast, and economical motor insurance options available with Bajaj General. Fantastic experience with the app! 🚘
Biju VR
Delhi
23rd Dec 2024
Easy renewal
Best app to renew motor insurance. Super quick, very safe, and very efficient! Recommend highly!👍🏻
Arko Acharya
Jaipur
15th Dec 2024
User friendly App
The Bajaj General App is ideal for motor insurance. User-friendly and dependable! 🚗
Sam Shona
Pune
14th Jan 2025
Easy renewal
Need to renew motor insurance? Bajaj General App makes it an effortless task. 👍
Shan Qureshi
Lucknow
11th Jan 2025
It depends on usage; NS200 is sportier with modern styling, while 220F offers touring comfort.
Yes, modifications must be declared. They can increase your premium or lead to claim rejection if undeclared.
Choose a higher voluntary deductible, install anti-theft devices, and retain NCB for lower premiums.
Yes, used Pulsars can be insured by transferring the policy or purchasing a new one.
Yes, third-party insurance is legally required for all two-wheelers under the Motor Vehicles Act.
Premium depends on the bike variant, IDV, location, engine capacity, previous claim history, and selected add-ons.
Yes, you can easily buy or renew your Pulsar insurance online through trusted insurer websites or digital platforms.
Use an online premium calculator by entering bike details like model, year, city, and add-ons.
Third-party covers others’ losses; comprehensive covers third-party and your own damages.
It is based on engine capacity, market value, location, age of bike, and rider's claim history.
Yes, it is available as an add-on with comprehensive plans.
Yes, you can opt for this add-on to get towing, fuel delivery, flat tyre, or breakdown help.
Yes, most insurers provide online premium calculators with add-on selection features.
Yes, NCB is transferable if the same policyholder continues the insurance.
It covers legal liabilities for injury, death, or property damage caused to a third party.
Popular add-ons include zero depreciation, roadside assistance, engine protection, and consumables cover.
Inform your insurer, take your bike to a network garage, and they will handle billing directly with the insurer.
It allows repair of your bike at a network garage without paying upfront; insurer pays directly.
RC, DL, policy copy, FIR (if applicable), claim form, and repair bills.
You usually get a 30-day grace period to renew and retain benefits like NCB.
Download the App Now!