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    Motor Insurance

    Bajaj Pulsar Bike Insurance

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    Premium Starts At ₹538

    Secure your ride with two-wheeler insurance by your side!

    Coverage Highlights

    Get comprehensive coverage for your bike
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    • Comprehensive Protection

    Covers accidents, theft, natural calamities, and third-party liabilities.

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    • Drive Legal, Stay Safe

    Mandatory third-party cover, premiums from INR 538*.

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    • Add On Covers

    Zero depreciation, roadside assistance, engine protection & more.

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    • Cashless Garages

    7,200+ network garages for hassle-free service.

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    • On The Spot Claim Settlement

    Instant claim settlement via Bajaj General App.

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    • 24x7 Spot Assistance

    Roadside help anytime, anywhere.

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    • Note

    *TP Two-Wheeler Insurance Premiums starting at INR 538

    Inclusions

    What’s covered?
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    • Third-Party Injury/Death (Unlimited Cover)

    Covers full compensation as per court ruling if your bike causes injury or death.

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    • Third-Party Property Damage (Up to INR 1 Lakh)

    Pays for damages to others’ property caused by your bike.

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    • Own Damage Cover

    Covers accidental damage, fire, theft, and natural calamities, reducing repair/replacement costs.

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    • Natural or Man-Made Disasters

    Protects against damages from floods, earthquakes, riots, and vandalism.

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    • Theft Protection

    Get compensated based on your bike’s Insured Declared Value (IDV) in case of theft.

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    • In-Transit Damage

    Covers repair costs if your bike is damaged while transported.

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    • Personal Accident Cover

    Financial support up to INR 15 lakh for death or disability due to an accident.

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    • Add-On Covers

    Choose from zero depreciation, roadside assistance, engine protection & more for extra security.

    Exclusions

    What’s not covered?
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    • Intentional Damage

    Any damage caused to the bike intentionally

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    • Depreciation

    Normal wear and tear of the bike due to usage and depreciation in value is not covered

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    • Illegal Activities

    Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the bike for criminal activity

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    • Geographic Limits

    Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.

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    • War-related Damages

    Losses caused by war or nuclear risks are not covered

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    • Overloading the Vehicle

    If you exceed the weight or passenger limit specified for your bike, leading to an accident.

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    • Unauthorised Vehicle Modifications

    If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.

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    • Racing or Speed Tests

    If you participate in racing, speed tests, or illegal stunts and damage your bike, your claim will be denied

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    • Note

    Please read policy wording for detailed exclusions

    Additional Covers

    What else can you get?
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    • 24x7 Road Side Assistance

    Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more

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    • Consumable Expenses

    Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc

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    • Zero Depreciation Cover

    Every year the value of a bike depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands

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    • No Claim Bonus Protector

    Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium

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    • Tyre Safeguard

    This add-on cover can be fruitful if your bike's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle

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    • Conveyance Benefit

    If your bike is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute

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    • Engine Protector

    Covers financial losses incurred due to damage to your bike engine

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    • Return to Invoice (RTI) Cover

    Recover invoice value of your bike back in case of theft or total loss

    Benefits You Deserve

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    Reliable Customer Support

    We have a dedicated call centre and chat support taking care of all your needs

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    7200+ Cashless garages

    Wide network of cashless garages for hassle free service

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    On the Spot Claim Settlement

    Register claim on accident spot and get it settled within minute on our app

    Buy Bajaj Pulsar Insurance Online – Compare Plans & Premiums

    The Bajaj Pulsar is one of India’s most iconic motorcycle ranges, known for performance, style, and value. Whether you own a Pulsar 125, 150, NS160, 180, 220F or NS200, bike insurance is a must to stay protected on the road. A suitable plan shields you against damages from accidents, theft, fire, and natural calamities, while also complying with legal requirements. You can explore options for third-party or comprehensive coverage and add-on features like zero depreciation or roadside assistance. Comparing quotes online helps you find the right Bajaj Pulsar insurance for your needs and budget.

    Features of Bajaj Pulsar Bike Insurance

    Bajaj Pulsar insurance policies are designed to safeguard your two-wheeler investment from various risks. Key features include:

    ●      Third-party liability cover (mandatory)

    ●      Own-damage protection for accidents, fire, theft, and calamities

    ●      Personal accident cover for the rider

    ●      Add-ons like zero depreciation, engine protection, NCB protection, and roadside assistance

    You can select the Insured Declared Value (IDV), opt for multi-year coverage, and tailor your plan to suit your usage. For instance, a Pulsar 125 used for daily commuting may benefit from basic add-ons, while a Pulsar NS200 may require extended protection.

    With Bajaj General Insurance, you get quick policy issuance, a digital claim process, and access to 7,200+ cashless garages nationwide for repairs and service, making ownership worry-free.

    At-A-Glance

    Compare Insurance Plans Made for You

    Feature
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    Third Party Liabilty Cover

    Own Damage Cover

    Comprehensive Cover Insurance

    Comprehensive Cover with Add-ons

    Overview Covers legal liabilities arising due to body injury or property damage to others due to your bike. It is mandatory by law. Covers expenses arising out of damage to your bike. Full fedged cover comprising of Third Party Liability cover and Own Damage covers Enhance coverage by opting for various Add-ons over and above the comprehensive cover
    Policy Period 1/2/3 years 1 Year 1/2/3/5 years 1/2/3/5 years
    Third Party Liability for Injury, Death & Property Damage Yes No Yes Yes
    Accidents & Collisions No Yes Yes Yes
    Natural or Man-Made Disasters No Yes Yes Yes
    Fire Damage No Yes Yes Yes
    Theft No Yes Yes Yes
    Compulsory Personal Accident Yes Yes Yes Yes
    No Claim Bonus No Yes Yes Yes
    Add-on: Zero Depreciation Cover No Yes No Yes
    Add-on: Lock & Key Replacement No Yes No Yes
    Add-on: 24x7 Roadside Assistance No Yes No Yes
    Add-on: Consumables Cover No Yes No Yes
    Explore more add-ons No 25+ Add On's 25+ Add On's 25+ Add On's

    Benefits of Online Bike Insurance for Bajaj Pulsar Bike

    Purchasing Bajaj Pulsar insurance online offers flexibility and convenience. You can compare policies, review inclusions, and choose optional add-ons instantly. Key benefits include:

    ●      Instant policy issuance with digital documentation

    ●      Transparent pricing and zero agent commission

    ●      Access to No Claim Bonus (NCB) and discounts

    ●      Hassle-free renewal reminders and tracking

    ●      24x7 customer support and claims assistance

    Online tools also help you customise the IDV and calculate premiums in real-time. This helps riders of models like the Pulsar 150 or NS200 tailor plans based on budget and risk profile.

    Bajaj General Insurance provides a seamless online journey from quote to claim, making it easy to insure or renew your Pulsar with minimal effort.

    Model-specific Premiums: Pulsar 125, 150, 180, 220, NS200, NS160

    Model

    Third-Party Premium (Approx.)

    Comprehensive Premium (Approx.)

    Pulsar 125

    ₹714

    ₹1,600–₹1,900

    Pulsar 150

    ₹714

    ₹1,700–₹2,200

    Pulsar 180

    ₹714

    ₹1,800–₹2,300

    Pulsar 220F

    ₹2,383

    ₹3,000–₹4,000

    Pulsar NS160

    ₹714

    ₹1,800–₹2,300

    Pulsar NS200

    ₹2,383

    ₹3,500–₹5,000

    Note: Premiums vary depending on city, IDV, year of manufacture, NCB, and add-ons.

    Types of Bike Insurance Plans for Bajaj Pulsar

    There are three main types of Bajaj Pulsar insurance:

    1. Third-Party Insurance – Mandatory under Indian law, covering liability for third-party injury, death, or property damage.

    2. Comprehensive Insurance – Includes third-party coverage plus own-damage from accidents, theft, fire, or calamities.

    3. Standalone Own-Damage Insurance – Offers coverage for your Pulsar’s damages if you already have third-party cover.

    Comprehensive plans offer better overall protection and allow you to add benefits like zero depreciation, roadside assistance, and engine protection. Pulsar 150 and NS200 owners often prefer comprehensive bike insurance plans due to higher value and usage intensity.

    Bajaj General Insurance provides all three options with flexible durations, add-on choices, and online renewal support.

    Step-by-Step Guide

    To guide you through your insurance journey.

    How To Buy

    • 1

      Download the Bajaj General App from App stores or click "Get Quote"

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      Register or log in to your account.

    • 3

      Enter your bike details

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      You will be redirected to the bike Insurance Page.

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      Ensure to check your No Claim Discount

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      Choose right Insured Declared Value(IDV) that reflects your bike value

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      Evaluate Covers, Add Ons, Optional Covers and Exclusions

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      Select a plan from the recommended options, or customize your own plan

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      Review the premium and other coverage details

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      Proceed with the payment using your preferred method

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      Receive confirmation of your purchased policy via email and SMS

    How To Renew

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      Login to the app

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      Enter your current policy details

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      Review and update coverage if required

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      Check for renewal offers

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      Add or remove riders

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      Confirm details and proceed

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      Complete renewal payment online

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      Receive instant confirmation for your policy renewal

    How to Claim

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      Download our Bajaj General App on Android or iOS

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      Register or login to use Motor On the spot claim for a smooth process

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      Enter your policy and accident details (location, date, time)

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      Save and click Register to file your claim

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      Receive an SMS with your claim registration number

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      Fill in the digital claim form and submit NEFT details

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      Upload photos of damaged parts as instructed

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      Upload your RC and driving license

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      Receive an SMS with the proposed claim amount

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      Use the SMS link to agree/disagree with the claim amount

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      Agree to receive the amount in your bank account

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      Track your claim status using the Bajaj General App

    Know More

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      For any further queries, please reach out to us

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      Toll Free : For Sales :1800-209-0144

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      Email ID: careforyou@bajajgeneral.com

    How to File a Claim for Your Pulsar Insurance Policy?

    To file a claim for your Bajaj Pulsar insurance:

    1. Inform your insurer immediately post-incident.

    2. Register the claim via app, website, or helpline.

    3. Submit required documents (RC, DL, FIR, bills).

    4. A surveyor will inspect the damage.

    5. Get repairs done at a network garage (cashless) or preferred garage (reimbursement).

    6. Receive claim settlement per your policy terms.

    Bajaj General Insurance offers a hassle-free digital claim process, 24x7 support, and speedy settlements through its extensive cashless garage network.

    Download Policy Document

    Get instant access to your policy details with a single click.

    Required Documents for Pulsar Insurance Claim

    You will typically need:

    ●      Copy of your insurance policy

    ●      Vehicle Registration Certificate (RC)

    ●      Driving licence

    ●      FIR (in case of theft or third-party injury)

    ●      Claim form duly filled

    ●      Repair estimate and bills (for reimbursement claims)

    Keep both digital and hard copies ready to avoid delays.

    Why Choose Bajaj General for Your Pulsar?

    Bajaj General Insurance offers a complete bike insurance solution that suits all Pulsar models. Whether you ride a Pulsar 125 or NS200, you can customise your coverage with a wide range of add-ons.

    Key reasons to choose them include:

    ●      7,200+ cashless garages for quick and easy repairs

    ●      Instant online policy issuance and renewals

    ●      Add-ons like zero depreciation and roadside assistance

    ●      Fast and transparent claim settlements

    ●      Dedicated 24x7 customer support

    Their digital-first approach and flexible policy terms make insuring or renewing your Bajaj Pulsar insurance quick, reliable, and cost-efficient.

    Types of Bike Insurance in India

    Comprehensive Two Wheeler Insurance Policy

    In this type of two wheeler insurance plan, the third party is insured as well as the rider/ policyholder/ owner/ vehicle itself. These all are benefited in a single policy, and the additional add ons are also applicable at an extra premium cost.

    The comprehensive two wheeler insurance policies are fixed and created by every insurance firm individually. They each have different offers based on the comprehensive policy cover. The premium charge is relatively high under this type of two-wheeler insurance.

    A comprehensive policy is not regulated by IRDAI at all. It can be modified and changed by insurance companies only.

    Third-Party Two Wheeler Insurance Policy

    In this type of two wheeler insurance, only third parties involved in the accidents are covered and compensated. It is beneficial for the rider or the owner in terms of legal obligations as the third party two-wheeler insurance protects them and the other parties involved in the incident. Every two-wheeler must have a third party insurance for the bike.

    It is a legally regulated and mandatory insurance policy sanctioned by the Insurance Regulatory and Development Authority. The bike insurance premium is cheaper than the comprehensive policy premium, but the coverage is also lesser.

    The owner/policyholder or the vehicle is not protected under the third party two wheeler insurance plans. If involved in an accident, they won’t be compensated at all. The rules and conditions regarding this policy are similar across nations.

    Standalone Two Wheeler Insurance Policy

    Under the standalone own damage cover, you can claim benefits for accidents, theft, and natural or man-made damages. This cover can be combined with comprehensive bike insurance or a long term two wheeler insurance policy.

    However, it does not cover third-party liabilities, depreciation, electrical or mechanical breakdowns, or damages caused by DUI, drug use, or underage driving. Having two-wheeler insurance ensures both rider and vehicle safety. Since insurers offer different benefits, always compare policies before buying.

    Key Advantages Include:

    Financial Protection – Covers repair or replacement costs, reducing financial stress.

    Legal Security – Helps avoid legal trouble in case of third-party injuries, as required by the IRDA.

    Expand Your Coverage Today!

    No Claim Bonus Protector

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    Keep the bonus intact even after claims

    Ensures that one or more claims do not reset your accumulate

    24x7 Spot Assistance

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    Immediate Help: Round-the-clock roadside assistance

    Towing, fuel delivery, tyre repair and many more

    Depreciation Shield

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    Covers repair costs without depreciation

    Full benefits when repairs are done at authorized workshops

    Conveyance Benefit

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    Cover your conveyance expenses

    Daily cash benefit for bike repairs after a major accident

    Engine Protector

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    Secure Your Bike’s Engine

    Protect your engine with coverage for repairs or replacement

    Motor & Health Companion

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    Drive Confidently with Bajaj General

    Experience seamless vehicle management with the Bajaj General Drive Smart App, featuring on-road assistance, fuel efficiency stats, driving alerts, and more

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    Discover a health plan tailored just for you–get insights and achieve your wellness goals

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    What Our Customers Say

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    Enjoyed a smooth motor insurance experience with Bajaj General app. Great coverage options!

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    19th Jan 2025

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    Cool, fast, and economical motor insurance options available with Bajaj General. Fantastic experience with the app! 🚘

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    Easy renewal

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    FAQ's

    Which model is better: Pulsar NS200 or Pulsar 220F?

    It depends on usage; NS200 is sportier with modern styling, while 220F offers touring comfort.

    Will modifying my Pulsar 180 affect my insurance coverage or premium?

    Yes, modifications must be declared. They can increase your premium or lead to claim rejection if undeclared.

    How can I reduce the insurance premium for my Bajaj Pulsar NS200?

    Choose a higher voluntary deductible, install anti-theft devices, and retain NCB for lower premiums.

    Is it possible to insure a second-hand Bajaj Pulsar bike?

    Yes, used Pulsars can be insured by transferring the policy or purchasing a new one.

    Is it compulsory to have insurance for my Bajaj Pulsar bike?

    Yes, third-party insurance is legally required for all two-wheelers under the Motor Vehicles Act.

    What factors influence the insurance premium of Bajaj Pulsar models?

    Premium depends on the bike variant, IDV, location, engine capacity, previous claim history, and selected add-ons.

    Can I buy or renew Bajaj Pulsar insurance online?

    Yes, you can easily buy or renew your Pulsar insurance online through trusted insurer websites or digital platforms.

    How do I check the insurance premium for my Bajaj Pulsar?

    Use an online premium calculator by entering bike details like model, year, city, and add-ons.

    What is the difference between third-party and comprehensive insurance for Pulsar bikes?

    Third-party covers others’ losses; comprehensive covers third-party and your own damages.

    How is the insurance premium calculated for different Pulsar variants?

    It is based on engine capacity, market value, location, age of bike, and rider's claim history.

    Can I get zero depreciation cover with my Bajaj Pulsar insurance?

    Yes, it is available as an add-on with comprehensive plans.

    Is roadside assistance available with Bajaj Pulsar insurance plans?

    Yes, you can opt for this add-on to get towing, fuel delivery, flat tyre, or breakdown help.

    Can I get an online quote for Bajaj Pulsar insurance with add-on covers?

    Yes, most insurers provide online premium calculators with add-on selection features.

    Can I transfer my No Claim Bonus (NCB) from my old Pulsar 125 to a new Pulsar NS160?

    Yes, NCB is transferable if the same policyholder continues the insurance.

    What are the benefits of third-party insurance for my Pulsar bike?

    It covers legal liabilities for injury, death, or property damage caused to a third party.

    What add-on covers can I include with my Pulsar bike insurance?

    Popular add-ons include zero depreciation, roadside assistance, engine protection, and consumables cover.

    What is the process to raise a cashless claim for a Bajaj Pulsar?

    Inform your insurer, take your bike to a network garage, and they will handle billing directly with the insurer.

    What does a cashless claim mean in Bajaj Pulsar insurance?

    It allows repair of your bike at a network garage without paying upfront; insurer pays directly.

    Which documents are required to file an insurance claim for a Bajaj Pulsar?

    RC, DL, policy copy, FIR (if applicable), claim form, and repair bills.

    What is the renewal period after my Bajaj Pulsar insurance policy expires?

    You usually get a 30-day grace period to renew and retain benefits like NCB.

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