Motor Insurance
Hero Passion Pro Bike Insurance
Premium Starts At ₹538*
Road trips, commutes, or quick errands—protection that follows you everywhere
Coverage Highlights
Get comprehensive coverage for your bike
Cashless Garages
7,200+ network garages for hassle free services
Own Damage Cover
Covers damage to your bike due to accidents, fire, theft and natural calamities
Third Party Liability
Unlimited liability for third party bodily injuries and INR 1 lac for third party property damage
Personal Accident Cover
Starting from INR 15 Lacs
No Claim Bonus
Up to 50%
Optional Covers
Wide range of Add Ons
On The Spot Claim Settlement
You can instantly register your bike insurance claim from the accident spot and get it settled within minutes through our Bajaj General App
24x7 Spot Assistance
Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down
Note
Two-Wheeler TP Insurance Premiums starting at INR 538
Inclusions
What’s covered?Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your bike and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.
Third Party Liability for Property Damage (up to INR 1 lac)
If an accident is caused by your bike and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit
Accidents
Damages and losses that arise out of accidents and collisions
Natural or Man-Made Disasters
Damages and losses to bike by events like floods, cyclones, earthquakes, riots or vandalism
Fire Damage
Damages and losses if your bike catches fire or explodes
Theft
Financial losses when your bike is stolen
In Transit Damage
If your bike is damaged while being transported, this covers the repair costs
Personal Accident
Coverage if your bike accident results in death or disability of bike owner
Add-On Covers
Multiple Add-Ons which you can buy with your bike insurance policy to enhance your coverage
Exclusions
What’s not covered?Intentional Damage
Any damage caused to the bike intentionally
Depreciation
Normal wear and tear of the bike due to usage and depreciation in value is not covered
Mechanical or Electrical Breakdown
If your bike suffers an electrical or mechanical breakdown, the cost of repairs would not be covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your bike, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your bike, your claim will be denied
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?24x7 Road Side Assistance
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
Consumable Expenses
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
Zero Depreciation Cover
Every year the value of a bike depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
Conveyance Benefit
If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
Engine Protector
Covers financial losses incurred due to damage to your car engine
Return to Invoice (RTI) Cover
Recover invoice value of your bike back in case of theft or total loss
Benefits You Deserve
Reliable Customer Support
We have a dedicated call centre and chat support taking care of all your needs
7200+ Cashless garages
Wide network of cashless garages for hassle free service
On the Spot Claim Settlement
Register claim on accident spot and get it settled within minute on our app
Hero Passion Pro Bike Insurance
Hero Passion Pro is a trusted and fuel-efficient commuter bike, popular among Indian riders for its style and mileage. However, owning a two-wheeler also comes with risks such as accidents, theft, and third-party liabilities. Securing a suitable bike insurance plan protects you from financial setbacks while keeping you compliant with the Motor Vehicles Act. Comprehensive coverage tailored for your Hero Passion Pro can give you peace of mind, especially when backed by reputed insurers like Bajaj General Insurance, which offers quick claim settlement, online policy services, and access to 7,200+ cashless garages.
Features of Hero Passion Pro Bike Insurance
● Third-Party Liability Cover: Mandatory under Indian law to cover third-party injuries or damages.
● Own Damage Cover: Protects against fire, theft, natural disasters, and accidents.
● Personal Accident Cover: Offers coverage for the rider in case of injury or fatality.
● Cashless Network Garages: Repairs at 7,200+ Bajaj General authorised garages across India.
● No Claim Bonus (NCB): Earn discounts on premiums for claim-free years.
● Digital Convenience: Paperless policy issuance, renewal, and instant claim registration.
● Customisable IDV: Choose the right declared value of your bike.
● Add-On Covers: Includes options like zero depreciation, roadside assistance, and engine protection.
At-A-Glance
Compare Insurance Plans Made for You
| Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Cover Insurance |
Comprehensive Cover with Add-ons |
|---|---|---|---|---|
| Overview | Covers legal liabilities arising due to body injury or property damage to others due to your bike. It is mandatory by law. | Covers expenses arising out of damage to your bike. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
| Policy Period | 1/2/3 years | 1 Year | 1/2/3/5 years | 1/2/3/5 years |
| Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes | Yes |
| Accidents & Collisions | No | Yes | Yes | Yes |
| Natural or Man-Made Disasters | No | Yes | Yes | Yes |
| Fire Damage | No | Yes | Yes | Yes |
| Theft | No | Yes | Yes | Yes |
| Compulsory Personal Accident | Yes | Yes | Yes | Yes |
| No Claim Bonus | No | Yes | Yes | Yes |
| Add-on: Zero Depreciation Cover | No | Yes | No | Yes |
| Add-on: Lock & Key Replacement | No | Yes | No | Yes |
| Add-on: 24x7 Roadside Assistance | No | Yes | No | Yes |
| Add-on: Consumables Cover | No | Yes | No | Yes |
| Explore more add-ons | No | 25+ Add On's | 25+ Add On's | 25+ Add On's |
Benefits of Online Bike Insurance for Hero Passion Pro
● Instant Policy Issuance: Get coverage within minutes.
● Paperless Transactions: No physical documents required.
● Quick Comparisons: Evaluate plans and premiums from various insurers.
● Safe Payments: Multiple encrypted online payment modes.
● Direct Purchase: No agents, no commission.
● Soft Copy Storage: E-policy sent via email.
● Customisable Options: Add-ons based on your riding habits.
● Easy Renewals: Reminders to renew policies on time.
Popular Hero Passion Pro Variants with Insurance Premium
● Hero Passion Pro Drum: ₹1,000–₹1,300/year (comprehensive).
● Hero Passion Pro Disc: ₹1,200–₹1,500/year.
● Third-Party Cover: Starts at approx. ₹800/year. Insurance premiums vary based on location, bike age, and coverage type.
Types of Bike Insurance Plans for Hero Passion Pro
1. Third-Party Insurance
○ Legally mandatory in India.
○ Covers liability to third parties for injury or property damage.
2. Comprehensive Insurance
○ Covers third-party and own damages.
○ Includes theft, fire, floods, accidents, and man-made disasters.
3. Standalone Own Damage Insurance
○ Offers coverage for the insured bike only.
○ Best suited for those already holding third-party bike insurance.
Why Hero Passion Pro Needs Bike Insurance
The Hero Passion Pro is built for daily commuting, but no matter how carefully you ride, the roads come with risks. Bike insurance helps cover expenses related to accidents, damages, and theft. Third-party insurance is legally mandated, while comprehensive plans provide wider protection. Riders benefit from peace of mind, especially with add-ons like zero depreciation and engine protection. Timely renewals ensure uninterrupted coverage. Choosing a reliable insurer like Bajaj General Insurance offers extra benefits like 24/7 customer support, digital processes, and access to 7,200+ cashless network garages.
Step-by-Step Guide
To help you navigate your insurance journey
How To Buy
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1
Download the Bajaj General App from App stores or click "Get Quote"
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2
Register or log in to your account.
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3
Enter your bike details
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4
You will be redirected to the bike Insurance Page.
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5
Ensure to check your No Claim Discount
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6
Choose right Insured Declared Value(IDV) that reflects your bike value
-
7
Evaluate Covers, Add Ons, Optional Covers and Exclusions
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8
Select a plan from the recommended options, or customize your own plan
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9
Review the premium and other coverage details
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10
Proceed with the payment using your preferred method
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11
Receive confirmation of your purchased policy via email and SMS
How To Renew
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1
Login to the app
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2
Enter your current policy details
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3
Review and update coverage if required
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4
Check for renewal offers
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5
Add or remove riders
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6
Confirm details and proceed
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7
Complete renewal payment online
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8
Receive instant confirmation for your policy renewal
How to Claim
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1
Download our Bajaj General App on Android or iOS
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2
Register or login to use Motor On the spot claim for a smooth process
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3
Enter your policy and accident details (location, date, time)
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4
Save and click Register to file your claim
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5
Receive an SMS with your claim registration number
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6
Fill in the digital claim form and submit NEFT details
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7
Upload photos of damaged parts as instructed
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8
Upload your RC and driving license
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9
Receive an SMS with the proposed claim amount
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10
Use the SMS link to agree/disagree with the claim amount
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11
Agree to receive the amount in your bank account
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12
Track your claim status using the Bajaj General App
Know More
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1
For any further queries, please reach out to us
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2
Phone +91 020 66026666
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3
Fax +91 020 66026667
Calculate Hero Passion Pro Two Wheeler Insurance Premium
You can calculate your bike insurance premium using an online calculator. Input bike details such as variant, registration year, city, and claim history. Based on the data, the system shows premium options for third-party and comprehensive bike insurance plans. You can also add optional covers and set your Insured Declared Value (IDV). Bajaj General provides accurate, real-time quotes with the ability to adjust features as per your preference.
How to File Hero Passion Pro Bike Insurance Claim?
1. Notify the Insurer: Report the incident immediately online or via customer care.
2. File an FIR: Required in cases of major damage or theft.
3. Survey Appointment: The insurer will assign a surveyor to inspect the damages.
4. Garage Repairs: Choose a cashless garage or opt for reimbursement.
5. Document Submission: Upload or submit claim form, RC, DL, policy, and bills.
6. Claim Settlement: After verification, the claim will be processed.
Download Policy Document
Get instant access to your policy details with a single click.
Documents Required for Hero Passion Pro Two Wheeler Insurance Claim
● Duly filled claim form
● Copy of bike insurance policy
● Registration Certificate (RC)
● Driving Licence (DL)
● FIR copy (if applicable)
● Repair invoice and payment receipts
● Photos of damages (if required)
Additional Documents Required for Hero Passion Pro Theft Claims
● Original FIR copy
● Non-traceable certificate from police
● Original bike keys
● Form 28, 29, 30 & 35 (as applicable)
● NOC from financer (if under loan)
● Indemnity bond
● Policy and RC copy
Why Insure Your Bike with Bajaj General?
Buy Now
Why Choose Bajaj General for Hero Passion Pro Bike Insurance
Bajaj General Insurance is a preferred choice for Hero Passion Pro owners. Here’s why:
● Custom Plans: Tailored for city commuters like Passion Pro.
● Digital Services: Buy, renew, and claim from anywhere.
● 7,200+ Cashless Garages: Hassle-free servicing network.
● Claim Support: 24x7 assistance and fast settlements.
● Add-On Flexibility: Choose from a wide range of add-ons.
● No Claim Bonus: Earn and retain discounts with safe riding.
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What Our Customers Say
Quick Claim Settlement
The entire claim process was effortless. I received my claim amount quickly, and the service was top-notch. Thanks, Bajaj General!
Sanjay Rana
Tamil Nadu
10th Jan 2021
Affordable Premiums & Great Coverage
Extensive coverage at an affordable premium. The added benefits like roadside assistance make this policy a great choice!
Diya Kapoor
Jharkhand
15th Dec 2024
Cashless Repairs Without Hassles
Got my car repaired at a network garage without any paperwork. The cashless facility is truly a lifesaver!
Abhishek Mishra
Punjab
5th Feb 2020
Easy and Transparent Purchase
The policy purchase process was smooth. Everything was clear, and I got extensive coverage at a reasonable price!
Neha Agarwal
Goa
25th Jan 2024
FAQ's
What factors affect the insurance premium for Hero Passion Pro?
Bike’s age, city, IDV, and claim history impact the premium.
Are modifications and accessories covered under Hero Passion Pro insurance?
Only if declared and covered under a valid add-on.
Does Hero Passion Pro insurance cover accidental damage?
Yes, if you have a comprehensive or standalone own damage policy.
Which insurance plan is better for Hero Passion Pro — comprehensive or third-party?
Comprehensive plans offer broader coverage beyond legal liability.
How can I transfer Hero Passion Pro insurance if I sell my bike?
Submit RC transfer, old policy, and sale documents to initiate transfer.
What is the grace period for renewing Hero Passion Pro insurance?
Typically 30 days from the policy expiry date.
Why juggle policies when one app can do it all?
Download the App Now!
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