Motor Insurance
Premium Starts At ₹538*
Road trips, commutes, or quick errands—protection that follows you everywhere
Coverage Highlights
Get comprehensive coverage for your bikeCashless Garages
7,200+ network garages for hassle free services
Own Damage Cover
Covers damage to your bike due to accidents, fire, theft and natural calamities
Third Party Liability
Unlimited liability for third party bodily injuries and INR 1 lac for third party property damage
Personal Accident Cover
Starting from INR 15 Lacs
No Claim Bonus
Up to 50%
Optional Covers
Wide range of Add Ons
On The Spot Claim Settlement
You can instantly register your bike insurance claim from the accident spot and get it settled within minutes through our Bajaj General App
24x7 Spot Assistance
Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down
Note
Two-Wheeler TP Insurance Premiums starting at INR 538
Inclusions
What’s covered?Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your bike and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.
Third Party Liability for Property Damage (up to INR 1 lac)
If an accident is caused by your bike and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit
Accidents
Damages and losses that arise out of accidents and collisions
Natural or Man-Made Disasters
Damages and losses to bike by events like floods, cyclones, earthquakes, riots or vandalism
Fire Damage
Damages and losses if your bike catches fire or explodes
Theft
Financial losses when your bike is stolen
In Transit Damage
If your bike is damaged while being transported, this covers the repair costs
Personal Accident
Coverage if your bike accident results in death or disability of bike owner
Add-On Covers
Multiple Add-Ons which you can buy with your bike insurance policy to enhance your coverage
Exclusions
What’s not covered?Intentional Damage
Any damage caused to the bike intentionally
Depreciation
Normal wear and tear of the bike due to usage and depreciation in value is not covered
Mechanical or Electrical Breakdown
If your bike suffers an electrical or mechanical breakdown, the cost of repairs would not be covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your bike, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your bike, your claim will be denied
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?24x7 Road Side Assistance
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
Consumable Expenses
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
Zero Depreciation Cover
Every year the value of a bike depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
Conveyance Benefit
If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
Engine Protector
Covers financial losses incurred due to damage to your car engine
Return to Invoice (RTI) Cover
Recover invoice value of your bike back in case of theft or total loss
The TVS Apache series—known for its speed, style, and performance—includes variants like the RTR 160, RTR 180, and RR 310. These performance bikes need robust bike insurance to protect against accidents, theft, or damage. A suitable policy also ensures compliance with Indian road safety laws.
Whether you’re looking for TVS Apache insurance renewal or a new policy, choosing the right insurer helps minimize financial risks. You can compare features and customize coverage online to suit your riding style and budget. Make sure your high-performance Apache is well-protected on every ride.
Compare Insurance Plans Made for You
| Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Cover |
Comprehensive Cover with Add-ons |
|---|---|---|---|---|
| Overview | Covers legal liabilities arising due to body injury or property damage to others due to your bike. It is mandatory by law. | Covers expenses arising out of damage to your bike. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
| Policy Period | 1/2/3 years | 1 Year | 1/2/3/5 years | 1/2/3/5 years |
| Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes | Yes |
| Accidents & Collisions | No | Yes | Yes | Yes |
| Natural or Man-Made Disasters | No | Yes | Yes | Yes |
| Fire Damage | No | Yes | Yes | Yes |
| Theft | No | Yes | Yes | Yes |
| Compulsory Personal Accident | Yes | Yes | Yes | Yes |
| No Claim Bonus | No | Yes | Yes | Yes |
| Add-on: Zero Depreciation Cover | No | Yes | No | Yes |
| Add-on: Lock & Key Replacement | No | Yes | No | Yes |
| Add-on: 24x7 Roadside Assistance | No | Yes | No | Yes |
| Add-on: Consumables Cover | No | Yes | No | Yes |
| Explore more add-ons | No | 25+ Add On's | 25+ Add On's | 25+ Add On's |
TVS Apache insurance policies are designed for high-performance bikes. Standard features include third-party cover (mandatory by law) and own damage protection against accidents, fire, theft, and natural calamities.
A comprehensive policy extends the benefits further with optional add-ons like:
● Zero depreciation cover
● Engine and gearbox protection
● Roadside assistance
● Personal accident cover for rider and pillion
● Consumables cover
Premiums vary based on the model—Apache RTR 160 insurance price is typically lower than the Apache RR 310 insurance price due to engine capacity.
Bajaj General Insurance offers flexible, digitally enabled policies with features like instant policy issuance and hassle-free claim processing. Plus, you gain access to 7,200+ cashless garages across India, ensuring you’re never stranded in case of a mishap.
Buying TVS Apache insurance online is quick, cost-effective, and transparent. You can compare plans from multiple insurers, calculate the Apache insurance price, and customize coverage in just a few clicks.
Online platforms allow:
● Instant premium calculation
● Quick renewals with NCB retention
● Policy downloads and real-time updates
● Easy claim tracking and support
Digital convenience means no agent dependency, zero paperwork, and better pricing due to online-exclusive discounts. Whether you ride an RTR 160 or RR 310, you can select add-ons and adjust your IDV for the best possible protection.
Bajaj General Insurance offers an intuitive online experience, allowing you to renew, customise, or claim on your Apache bike insurance policy anytime, anywhere—ideal for today’s riders.
The TVS Apache is a performance bike built for thrill-seekers, but its speed and usage patterns also increase the risk of road mishaps and damage. With rising urban traffic and unpredictable roads, a sudden accident or theft can lead to major financial loss.
Having a valid TVS Apache insurance policy safeguards your bike from both third-party liabilities and personal damage. For models like the Apache RTR 160 4V or Apache RR 310, the repair costs can be significant—making insurance all the more important.
In addition to accident protection, a comprehensive plan also covers natural calamities, riots, and fire-related damage. Plus, it's legally required to have at least third-party coverage.
Choosing the right insurer like Bajaj General Insurance ensures quick service, vast garage coverage, and peace of mind every time you ride.
Here’s an overview of some popular TVS Apache variants along with their approximate third-party and comprehensive insurance premium prices:
● Apache RTR 160 – Third-party: ₹714/year; Comprehensive: ~₹1,600–₹2,000
● Apache RTR 160 4V – Third-party: ₹714/year; Comprehensive: ~₹1,700–₹2,100
● Apache RTR 180 – Third-party: ₹714/year; Comprehensive: ~₹1,800–₹2,300
● Apache RTR 200 4V – Third-party: ₹714/year; Comprehensive: ~₹2,000–₹2,600
● Apache RR 310 – Third-party: ₹2,383/year; Comprehensive: ~₹3,500–₹4,800
Note: Premiums vary depending on your city, bike’s manufacturing year, selected add-ons, IDV, and insurer’s underwriting policies.
Use an online calculator to find the most accurate Apache bike insurance price or check your TVS Apache insurance renewal options based on your bike's age and usage. Choosing a comprehensive policy offers greater value in the long term.
You can choose from the following insurance types for your TVS Apache:
1. Third-Party Insurance – Mandatory by law; covers damage to third-party life or property but not your own vehicle.
2. Comprehensive Insurance – Provides broader protection, including third-party liability and own damage from accidents, theft, fire, natural disasters, and more.
3. Standalone Own-Damage Insurance – Ideal for those who already have a third-party cover but want to insure their own vehicle.
Comprehensive policies can be enhanced with add-ons like zero depreciation, engine protection, roadside assistance, and NCB protection. Riders of higher-end models like Apache RR 310 should especially consider comprehensive plans.
Bajaj General Insurance offers flexibility to customise plans, add or remove features, and manage your coverage digitally for maximum convenience.
Get instant access to your policy details with a single click.
Step-by-Step Guide
How To Buy
1
Download the Bajaj General App from App stores or click "Get Quote"
2
Register or log in to your account.
3
Enter your bike details
4
You will be redirected to the bike Insurance Page.
5
Ensure to check your No Claim Discount
6
Choose right Insured Declared Value(IDV) that reflects your bike value
7
Evaluate Covers, Add Ons, Optional Covers and Exclusions
8
Select a plan from the recommended options, or customize your own plan
9
Review the premium and other coverage details
10
Proceed with the payment using your preferred method
11
Receive confirmation of your purchased policy via email and SMS
How To Renew
1
Login to the app
2
Enter your current policy details
3
Review and update coverage if required
4
Check for renewal offers
5
Add or remove riders
6
Confirm details and proceed
7
Complete renewal payment online
8
Receive instant confirmation for your policy renewal
How to Claim
1
Download our Bajaj General App on Android or iOS
2
Register or login to use Motor On the spot claim for a smooth process
3
Enter your policy and accident details (location, date, time)
4
Save and click Register to file your claim
5
Receive an SMS with your claim registration number
6
Fill in the digital claim form and submit NEFT details
7
Upload photos of damaged parts as instructed
8
Upload your RC and driving license
9
Receive an SMS with the proposed claim amount
10
Use the SMS link to agree/disagree with the claim amount
11
Agree to receive the amount in your bank account
12
Track your claim status using the Bajaj General App
Know More
1
For any further queries, please reach out to us
2
Phone +91 020 66026666
3
Fax +91 020 66026667
Follow these steps to raise a claim for your TVS Apache insurance:
1. Notify your insurer about the incident immediately.
2. Register the claim through the mobile app, website, or helpline.
3. Submit required documents – RC, policy copy, driving license, FIR (if needed).
4. A surveyor will inspect your bike and assess the damage.
5. If using a network garage, repairs are done cashlessly. For others, reimbursements are made after the submission of bills.
6. The insurer processes the claim as per your policy terms.
For performance bikes like the Apache, quick and quality service is essential. Bajaj General Insurance offers that with tailored two-wheeler insurance plans that cater to both casual commuters and enthusiasts.
From instant digital policy issuance to paperless claims and 24x7 customer service, the process is designed for rider convenience. With features like NCB protection, engine cover, and zero depreciation, you can enhance your base plan for full-spectrum protection.
Their vast network of 7,200+ cashless garages ensures quick access to repairs across India, even on road trips. Whether you're renewing Apache RTR 160 insurance or insuring your new Apache RR 310, Bajaj General Insurance provides a seamless and reliable experience.
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Quick Claim Settlement
The entire claim process was effortless. I received my claim amount quickly, and the service was top-notch. Thanks, Bajaj General !
Sanjay Rana
Tamil Nadu
10th Jan 2021
Affordable Premiums & Great Coverage
Extensive coverage at an affordable premium. The added benefits like roadside assistance make this policy a great choice!
Diya Kapoor
Jharkhand
15th Dec 2024
Cashless Repairs Without Hassles
Got my car repaired at a network garage without any paperwork. The cashless facility is truly a lifesaver!
Abhishek Mishra
Punjab
5th Feb 2020
Easy and Transparent Purchase
The policy purchase process was smooth. Everything was clear, and I got extensive coverage at a reasonable price!
Neha Agarwal
Goa
25th Jan 2024
It protects against financial losses from accidents, theft, and natural disasters, and also ensures legal compliance.
Yes, under the Motor Vehicles Act, every vehicle must have at least third-party liability insurance.
Modifications are covered only if declared during policy purchase and approved by the insurer; additional premiums may apply.
Third-party, comprehensive, and standalone own-damage policies are available for Apache bikes.
It offers all-round protection—covering theft, accident, fire, and third-party liabilities, making it ideal for high-performance bikes.
Yes, many insurers offer 2–3 year long-term plans to avoid yearly renewals and ensure continuous coverage.
Yes, NCB earned from your old bike can be transferred to your new TVS Apache during policy transfer.
Claim form, RC, driving licence, policy copy, FIR (if applicable), and repair bills (for reimbursement claims).
A lapse in insurance may lead to legal penalties and loss of No Claim Bonus (NCB). Renew during the grace period to avoid issues.
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