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    Motor Insurance

    TVS Apache Bike Insurance

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    Premium Starts At ₹538*

    Road trips, commutes, or quick errands—protection that follows you everywhere

    Coverage Highlights

    Get comprehensive coverage for your bike
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    • Cashless Garages

    7,200+ network garages for hassle free services

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    • Own Damage Cover

    Covers damage to your bike due to accidents, fire, theft and natural calamities

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    • Third Party Liability

    Unlimited liability for third party bodily injuries and INR 1 lac for third party property damage

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    • Personal Accident Cover

    Starting from INR 15 Lacs

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    • No Claim Bonus

    Up to 50%

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    • Optional Covers

    Wide range of Add Ons

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    • On The Spot Claim Settlement

    You can instantly register your bike insurance claim from the accident spot and get it settled within minutes through our Bajaj General App

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    • 24x7 Spot Assistance

    Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down

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    • Note

    Two-Wheeler TP Insurance Premiums starting at INR 538

    Inclusions

    What’s covered?
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    • Third Party Liability for Bodily Injury & Death (Unlimited Cover)

    If an accident is caused by your bike and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.

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    • Third Party Liability for Property Damage (up to INR 1 lac)

    If an accident is caused by your bike and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit

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    • Accidents

    Damages and losses that arise out of accidents and collisions

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    • Natural or Man-Made Disasters

    Damages and losses to bike by events like floods, cyclones, earthquakes, riots or vandalism

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    • Fire Damage

    Damages and losses if your bike catches fire or explodes

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    • Theft

    Financial losses when your bike is stolen

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    • In Transit Damage

    If your bike is damaged while being transported, this covers the repair costs

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    • Personal Accident

    Coverage if your bike accident results in death or disability of bike owner

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    • Add-On Covers

    Multiple Add-Ons which you can buy with your bike insurance policy to enhance your coverage

    Exclusions

    What’s not covered?
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    • Intentional Damage

    Any damage caused to the bike intentionally

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    • Depreciation

    Normal wear and tear of the bike due to usage and depreciation in value is not covered

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    • Mechanical or Electrical Breakdown

    If your bike suffers an electrical or mechanical breakdown, the cost of repairs would not be covered

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    • Illegal Activities

    Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity

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    • Geographic Limits

    Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.

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    • War-related Damages

    Losses caused by war or nuclear risks are not covered

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    • Overloading the Vehicle

    If you exceed the weight or passenger limit specified for your bike, leading to an accident.

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    • Unauthorised Vehicle Modifications

    If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.

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    • Racing or Speed Tests

    If you participate in racing, speed tests, or illegal stunts and damage your bike, your claim will be denied

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    • Note

    Please read policy wording for detailed exclusions

    Additional Covers

    What else can you get?
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    • 24x7 Road Side Assistance

    Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more

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    • Consumable Expenses

    Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc

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    • Zero Depreciation Cover

    Every year the value of a bike depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands

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    • No Claim Bonus Protector

    Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium

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    • Tyre Safeguard

    This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle

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    • Conveyance Benefit

    If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute

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    • Engine Protector

    Covers financial losses incurred due to damage to your car engine

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    • Return to Invoice (RTI) Cover

    Recover invoice value of your bike back in case of theft or total loss

    Benefits You Deserve

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    Reliable Customer Support

    We have a dedicated call centre and chat support taking care of all your needs

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    7200+ Cashless garages

    Wide network of cashless garages for hassle free service

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    On the Spot Claim Settlement

    Register claim on accident spot and get it settled within minute on our app

    TVS Apache: Buy/Renew Bike Insurance

    The TVS Apache series—known for its speed, style, and performance—includes variants like the RTR 160, RTR 180, and RR 310. These performance bikes need robust bike insurance to protect against accidents, theft, or damage. A suitable policy also ensures compliance with Indian road safety laws.
     Whether you’re looking for TVS Apache insurance renewal or a new policy, choosing the right insurer helps minimize financial risks. You can compare features and customize coverage online to suit your riding style and budget. Make sure your high-performance Apache is well-protected on every ride.

    At-A-Glance

    Compare Insurance Plans Made for You

    Feature
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    Third Party Liabilty Cover

    Own Damage Cover

    Comprehensive Cover

    Comprehensive Cover with Add-ons

    Overview Covers legal liabilities arising due to body injury or property damage to others due to your bike. It is mandatory by law. Covers expenses arising out of damage to your bike. Full fedged cover comprising of Third Party Liability cover and Own Damage covers Enhance coverage by opting for various Add-ons over and above the comprehensive cover
    Policy Period 1/2/3 years 1 Year 1/2/3/5 years 1/2/3/5 years
    Third Party Liability for Injury, Death & Property Damage Yes No Yes Yes
    Accidents & Collisions No Yes Yes Yes
    Natural or Man-Made Disasters No Yes Yes Yes
    Fire Damage No Yes Yes Yes
    Theft No Yes Yes Yes
    Compulsory Personal Accident Yes Yes Yes Yes
    No Claim Bonus No Yes Yes Yes
    Add-on: Zero Depreciation Cover No Yes No Yes
    Add-on: Lock & Key Replacement No Yes No Yes
    Add-on: 24x7 Roadside Assistance No Yes No Yes
    Add-on: Consumables Cover No Yes No Yes
    Explore more add-ons No 25+ Add On's 25+ Add On's 25+ Add On's

    Features of TVS Apache Bike Insurance

    TVS Apache insurance policies are designed for high-performance bikes. Standard features include third-party cover (mandatory by law) and own damage protection against accidents, fire, theft, and natural calamities.
     A comprehensive policy extends the benefits further with optional add-ons like:

    ●      Zero depreciation cover

    ●      Engine and gearbox protection

    ●      Roadside assistance

    ●      Personal accident cover for rider and pillion

    ●      Consumables cover

    Premiums vary based on the model—Apache RTR 160 insurance price is typically lower than the Apache RR 310 insurance price due to engine capacity.
     Bajaj General Insurance offers flexible, digitally enabled policies with features like instant policy issuance and hassle-free claim processing. Plus, you gain access to 7,200+ cashless garages across India, ensuring you’re never stranded in case of a mishap.

    Benefits of Online Bike Insurance for TVS Apache Bike Insurance

    Buying TVS Apache insurance online is quick, cost-effective, and transparent. You can compare plans from multiple insurers, calculate the Apache insurance price, and customize coverage in just a few clicks.
     Online platforms allow:

    ●      Instant premium calculation

    ●      Quick renewals with NCB retention

    ●      Policy downloads and real-time updates

    ●      Easy claim tracking and support

    Digital convenience means no agent dependency, zero paperwork, and better pricing due to online-exclusive discounts. Whether you ride an RTR 160 or RR 310, you can select add-ons and adjust your IDV for the best possible protection.
     Bajaj General Insurance offers an intuitive online experience, allowing you to renew, customise, or claim on your Apache bike insurance policy anytime, anywhere—ideal for today’s riders.

    Why TVS Apache Needs Bike Insurance

    The TVS Apache is a performance bike built for thrill-seekers, but its speed and usage patterns also increase the risk of road mishaps and damage. With rising urban traffic and unpredictable roads, a sudden accident or theft can lead to major financial loss.
     Having a valid TVS Apache insurance policy safeguards your bike from both third-party liabilities and personal damage. For models like the Apache RTR 160 4V or Apache RR 310, the repair costs can be significant—making insurance all the more important.
     In addition to accident protection, a comprehensive plan also covers natural calamities, riots, and fire-related damage. Plus, it's legally required to have at least third-party coverage.
     Choosing the right insurer like Bajaj General Insurance ensures quick service, vast garage coverage, and peace of mind every time you ride.

    Popular TVS Apache Variants with Insurance Premium Price

    Here’s an overview of some popular TVS Apache variants along with their approximate third-party and comprehensive insurance premium prices:

    ●      Apache RTR 160 – Third-party: ₹714/year; Comprehensive: ~₹1,600–₹2,000

    ●      Apache RTR 160 4V – Third-party: ₹714/year; Comprehensive: ~₹1,700–₹2,100

    ●      Apache RTR 180 – Third-party: ₹714/year; Comprehensive: ~₹1,800–₹2,300

    ●      Apache RTR 200 4V – Third-party: ₹714/year; Comprehensive: ~₹2,000–₹2,600

    ●      Apache RR 310 – Third-party: ₹2,383/year; Comprehensive: ~₹3,500–₹4,800

    Note: Premiums vary depending on your city, bike’s manufacturing year, selected add-ons, IDV, and insurer’s underwriting policies.

    Use an online calculator to find the most accurate Apache bike insurance price or check your TVS Apache insurance renewal options based on your bike's age and usage. Choosing a comprehensive policy offers greater value in the long term.

    Types of Bike Insurance Plans for TVS Apache Bike Insurance

    You can choose from the following insurance types for your TVS Apache:

    1. Third-Party Insurance – Mandatory by law; covers damage to third-party life or property but not your own vehicle.

    2. Comprehensive Insurance – Provides broader protection, including third-party liability and own damage from accidents, theft, fire, natural disasters, and more.

    3. Standalone Own-Damage Insurance – Ideal for those who already have a third-party cover but want to insure their own vehicle.

    Comprehensive policies can be enhanced with add-ons like zero depreciation, engine protection, roadside assistance, and NCB protection. Riders of higher-end models like Apache RR 310 should especially consider comprehensive plans.
     Bajaj General Insurance offers flexibility to customise plans, add or remove features, and manage your coverage digitally for maximum convenience.

    Download Policy Document

    Get instant access to your policy details with a single click.

    Step-by-Step Guide

    To help you navigate your insurance journey

    How To Buy

    • 1

      Download the Bajaj General App from App stores or click "Get Quote"

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      Register or log in to your account.

    • 3

      Enter your bike details

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      You will be redirected to the bike Insurance Page.

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      Ensure to check your No Claim Discount

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      Choose right Insured Declared Value(IDV) that reflects your bike value

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      Evaluate Covers, Add Ons, Optional Covers and Exclusions

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      Select a plan from the recommended options, or customize your own plan

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      Review the premium and other coverage details

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      Proceed with the payment using your preferred method

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      Receive confirmation of your purchased policy via email and SMS

    How To Renew

    • 1

      Login to the app

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      Enter your current policy details

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      Review and update coverage if required

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      Check for renewal offers

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      Add or remove riders

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      Confirm details and proceed

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      Complete renewal payment online

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      Receive instant confirmation for your policy renewal

    How to Claim

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      Download our Bajaj General App on Android or iOS

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      Register or login to use Motor On the spot claim for a smooth process

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      Enter your policy and accident details (location, date, time)

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      Save and click Register to file your claim

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      Receive an SMS with your claim registration number

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      Fill in the digital claim form and submit NEFT details

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      Upload photos of damaged parts as instructed

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      Upload your RC and driving license

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      Receive an SMS with the proposed claim amount

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      Use the SMS link to agree/disagree with the claim amount

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      Agree to receive the amount in your bank account

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      Track your claim status using the Bajaj General App

    Know More

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      For any further queries, please reach out to us

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      Phone +91 020 66026666

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      Fax +91 020 66026667

    How to File TVS Apache Bike Insurance Claim?

    Follow these steps to raise a claim for your TVS Apache insurance:

    1. Notify your insurer about the incident immediately.

    2. Register the claim through the mobile app, website, or helpline.

    3. Submit required documents – RC, policy copy, driving license, FIR (if needed).

    4. A surveyor will inspect your bike and assess the damage.

    5. If using a network garage, repairs are done cashlessly. For others, reimbursements are made after the submission of bills.

    6. The insurer processes the claim as per your policy terms.

    Why Choose Bajaj General Insurance for TVS Apache Bike Insurance

    For performance bikes like the Apache, quick and quality service is essential. Bajaj General Insurance offers that with tailored two-wheeler insurance plans that cater to both casual commuters and enthusiasts.
     From instant digital policy issuance to paperless claims and 24x7 customer service, the process is designed for rider convenience. With features like NCB protection, engine cover, and zero depreciation, you can enhance your base plan for full-spectrum protection.
     Their vast network of 7,200+ cashless garages ensures quick access to repairs across India, even on road trips. Whether you're renewing Apache RTR 160 insurance or insuring your new Apache RR 310, Bajaj General Insurance  provides a seamless and reliable experience.

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    What Our Customers Say

    Quick Claim Settlement

    The entire claim process was effortless. I received my claim amount quickly, and the service was top-notch. Thanks, Bajaj General !

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    Sanjay Rana

    Tamil Nadu

    4.9

    10th Jan 2021

    Affordable Premiums & Great Coverage

    Extensive coverage at an affordable premium. The added benefits like roadside assistance make this policy a great choice!

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    Diya Kapoor

    Jharkhand

    5.0

    15th Dec 2024

    Cashless Repairs Without Hassles

    Got my car repaired at a network garage without any paperwork. The cashless facility is truly a lifesaver!

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    Abhishek Mishra

    Punjab

    4.8

    5th Feb 2020

    Easy and Transparent Purchase

    The policy purchase process was smooth. Everything was clear, and I got extensive coverage at a reasonable price!

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    Neha Agarwal

    Goa

    4.7

    25th Jan 2024

    FAQ's

    Why do you need two-wheeler insurance for TVS Apache bikes?

    It protects against financial losses from accidents, theft, and natural disasters, and also ensures legal compliance.

    Is third-party liability a mandatory policy for TVS Apache bikes?

     Yes, under the Motor Vehicles Act, every vehicle must have at least third-party liability insurance.

    Does insurance cover modified parts on my TVS Apache?

     Modifications are covered only if declared during policy purchase and approved by the insurer; additional premiums may apply.

    What are the various types of policies available for TVS Apache bikes?

    Third-party, comprehensive, and standalone own-damage policies are available for Apache bikes.

    How effective is a comprehensive insurance policy for TVS Apache bikes?

    It offers all-round protection—covering theft, accident, fire, and third-party liabilities, making it ideal for high-performance bikes.

    Can I get long-term insurance for my TVS Apache?

    Yes, many insurers offer 2–3 year long-term plans to avoid yearly renewals and ensure continuous coverage.

    Can I transfer my previous No Claim Bonus to my new TVS Apache?

    Yes, NCB earned from your old bike can be transferred to your new TVS Apache during policy transfer.

    What documents are required for a TVS Apache insurance claim?

    Claim form, RC, driving licence, policy copy, FIR (if applicable), and repair bills (for reimbursement claims).

    What happens if I forget to renew my TVS Apache insurance on time?

    A lapse in insurance may lead to legal penalties and loss of No Claim Bonus (NCB). Renew during the grace period to avoid issues.

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