Motor Insurance
Premium Starts At ₹538
Secure your ride with two-wheeler insurance by your side!
Coverage Highlights
Get comprehensive coverage for your bikeComprehensive Protection
Covers accidents, theft, natural calamities, and third-party liabilities.
Drive Legal, Stay Safe
Mandatory third-party cover, premiums from INR 538*.
Add On Covers
Zero depreciation, roadside assistance, engine protection & more.
Cashless Garages
7,200+ network garages for hassle-free service.
On The Spot Claim Settlement
Instant claim settlement via Bajaj General App.
24x7 Spot Assistance
Roadside help anytime, anywhere.
Note
*TP Two-Wheeler Insurance Premiums starting at INR 538
Inclusions
What’s covered?Third-Party Injury/Death (Unlimited Cover)
Covers full compensation as per court ruling if your bike causes injury or death.
Third-Party Property Damage (Up to INR 1 Lakh)
Pays for damages to others’ property caused by your bike.
Own Damage Cover
Covers accidental damage, fire, theft, and natural calamities, reducing repair/replacement costs.
Natural or Man-Made Disasters
Protects against damages from floods, earthquakes, riots, and vandalism.
Theft Protection
Get compensated based on your bike’s Insured Declared Value (IDV) in case of theft.
In-Transit Damage
Covers repair costs if your bike is damaged while transported.
Personal Accident Cover
Financial support up to INR 15 lakh for death or disability due to an accident.
Add-On Covers
Choose from zero depreciation, roadside assistance, engine protection & more for extra security.
Exclusions
What’s not covered?Intentional Damage
Any damage caused to the bike intentionally
Depreciation
Normal wear and tear of the bike due to usage and depreciation in value is not covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the bike for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your bike, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your bike, your claim will be denied
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?24x7 Road Side Assistance
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
Consumable Expenses
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
Zero Depreciation Cover
Every year the value of a bike depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your bike's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
Conveyance Benefit
If your bike is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
Engine Protector
Covers financial losses incurred due to damage to your bike engine
Return to Invoice (RTI) Cover
Recover invoice value of your bike back in case of theft or total loss
The TVS Star City Plus is a reliable commuter motorcycle with excellent mileage, practical design, and smooth handling. While it's designed for everyday use, unforeseen incidents like accidents, theft, or natural disasters can result in unexpected expenses. That’s why ensuring your bike with the right policy is crucial.
TVS Star City Insurance protects you financially against such losses while also fulfilling legal requirements. You can customise your plan, choose add-ons, and renew your policy online in just a few clicks for total peace of mind every time you ride.
TVS Star City Insurance policies offer wide-ranging coverage options, from third-party liabilities to comprehensive protection. These policies safeguard against accident damage, theft, fire, natural calamities, and vandalism.
Key features include:
● Third-party liability cover
● Own-damage protection
● Personal accident cover
● Add-ons like zero depreciation, engine protection, and roadside assistance
These plans can be tailored to suit your riding needs and budget. Insurers also provide long-term policy options to reduce renewal hassle.
With Bajaj General Insurance, you benefit from digital claim services, 24x7 customer support, and access to over 7,200+ cashless garages nationwide for seamless repair services—making your insurance experience stress-free and dependable.
Compare Insurance Plans Made for You
| Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Cover Insurance |
Comprehensive Cover with Add-ons |
|---|---|---|---|---|
| Overview | Covers legal liabilities arising due to body injury or property damage to others due to your bike. It is mandatory by law. | Covers expenses arising out of damage to your bike. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
| Policy Period | 1/2/3 years | 1 Year | 1/2/3/5 years | 1/2/3/5 years |
| Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes | Yes |
| Accidents & Collisions | No | Yes | Yes | Yes |
| Natural or Man-Made Disasters | No | Yes | Yes | Yes |
| Fire Damage | No | Yes | Yes | Yes |
| Theft | No | Yes | Yes | Yes |
| Compulsory Personal Accident | Yes | Yes | Yes | Yes |
| No Claim Bonus | No | Yes | Yes | Yes |
| Add-on: Zero Depreciation Cover | No | Yes | No | Yes |
| Add-on: Lock & Key Replacement | No | Yes | No | Yes |
| Add-on: 24x7 Roadside Assistance | No | Yes | No | Yes |
| Add-on: Consumables Cover | No | Yes | No | Yes |
| Explore more add-ons | No | 25+ Add On's | 25+ Add On's | 25+ Add On's |
Buying TVS Star City Insurance online offers ease, speed, and transparency. From comparing policies to choosing add-ons and making secure payments, the entire process is digital.
You get instant premium quotes, policy downloads, and renewal reminders—all without visiting a physical branch. Online insurers also offer exclusive discounts, flexible coverage options, and 24x7 support.
Policy management becomes easier with real-time tracking, claim registration, and documentation submission. The convenience of managing everything via a mobile or laptop saves time and effort.
Bajaj General Insurance ensures a completely digital experience for TVS Star City Plus riders with paperless transactions, fast policy issuance, and digital claim processing for a smoother journey from start to finish.
The TVS Star City Plus is known for durability and efficiency, making it ideal for daily commutes. But city traffic, road hazards, and unpredictable weather conditions can result in accidental damages or theft.
Having valid TVS Star City Insurance ensures you're financially covered in such situations. A comprehensive bike insurance policy also protects against damages caused by natural disasters, fires, and riots.
Furthermore, third-party insurance is legally mandatory in India, and not having it may lead to fines or legal consequences.
With a wide selection of plans and add-ons available online, riders can easily personalise their coverage. Choosing a reputed insurer like Bajaj General Insurance for Bike Insurance ensures not just compliance but dependable service and protection for your bike at every turn.
There are three primary types of TVS Star City Insurance:
1. Third-Party Insurance – This legally required policy covers injury, death, or property damage caused to a third party.
2. Comprehensive Insurance – Offers broader protection, including own damage due to accidents, fire, theft, and natural calamities along with third-party cover.
3. Standalone Own-Damage Cover – Offers protection for damages to your bike if you already have a third-party policy.
Comprehensive plans can be enhanced with add-ons like zero depreciation, roadside assistance, engine cover, and NCB protection. Choosing the right policy depends on your bike usage, budget, and personal needs.
The TVS Star City Plus is equipped with a 109.7cc air-cooled, single-cylinder engine that delivers 8.08 bhp of power and 8.7 Nm of torque. Known for its fuel efficiency, the bike offers a mileage of around 70-80 km/l, making it an economical choice for daily commuting.It features a 4-speed gearbox, dual-tone bodywork, LED headlamps, and optional disc brakes. The bike has a kerb weight of around 116 kg and a fuel tank capacity of 10 liters.
Suspension duties are handled by telescopic forks at the front and dual shock absorbers at the rear. Its digital-analog instrument cluster and start-stop technology further enhance comfort and usability. These specs make the TVS Star City Plus a practical and value-driven commuter bike, ideal for city riders looking for performance and reliability.
The ex-showroom price of the TVS Star City Plus starts from approximately ₹78,770 in India. The final price may vary depending on the variant, city of purchase, and dealer-specific offers. Always check the latest rates before purchase for the most accurate and updated pricing.
Step-by-Step Guide
How To Buy
1
Download the Bajaj General App from App stores or click "Get Quote"
2
Register or log in to your account.
3
Enter your bike details
4
You will be redirected to the bike Insurance Page.
5
Ensure to check your No Claim Discount
6
Choose right Insured Declared Value(IDV) that reflects your bike value
7
Evaluate Covers, Add Ons, Optional Covers and Exclusions
8
Select a plan from the recommended options, or customize your own plan
9
Review the premium and other coverage details
10
Proceed with the payment using your preferred method
11
Receive confirmation of your purchased policy via email and SMS
How To Renew
1
Login to the app
2
Enter your current policy details
3
Review and update coverage if required
4
Check for renewal offers
5
Add or remove riders
6
Confirm details and proceed
7
Complete renewal payment online
8
Receive instant confirmation for your policy renewal
How to Claim
1
Download our Bajaj General App on Android or iOS
2
Register or login to use Motor On the spot claim for a smooth process
3
Enter your policy and accident details (location, date, time)
4
Save and click Register to file your claim
5
Receive an SMS with your claim registration number
6
Fill in the digital claim form and submit NEFT details
7
Upload photos of damaged parts as instructed
8
Upload your RC and driving license
9
Receive an SMS with the proposed claim amount
10
Use the SMS link to agree/disagree with the claim amount
11
Agree to receive the amount in your bank account
12
Track your claim status using the Bajaj General App
Know More
1
For any further queries, please reach out to us
2
Toll Free : For Sales :1800-209-0144
3
Email ID: careforyou@bajajgeneral.com
Popular variants include the TVS Star City Plus Mono Tone and Dual Tone. The approximate third-party tvs star city insurance premium starts from ₹714/year, varying by variant and location. Premiums increase with comprehensive cover and additional add-ons. Use an online calculator for precise rates based on your details.
To raise a claim for your TVS Star City Insurance:
1. Inform the insurer about the incident immediately.
2. Submit required documents like RC, policy copy, and driving licence.
3. Lodge an FIR in case of theft or third-party injury.
4. A surveyor may inspect the vehicle for damage assessment.
5. Proceed with repairs at a network garage or any garage (for reimbursement).
6. Submit final bills and claim forms.
7. Get your claim approved and settled as per the policy terms.
Bajaj General Insurance allows digital claim filing via its app or website, making the process quicker. Their wide network of 7,200+ cashless garages ensures speedy service and minimal hassle for bike owners.
Get instant access to your policy details with a single click.
Bajaj General Insurance is a trusted choice for riders seeking dependable TVS Star City Insurance. With customisable coverage options, you can choose between third-party and comprehensive policies with value-adding add-ons like zero depreciation or roadside assistance.
The insurer offers a fully digital journey—from quote to claim settlement—backed by a dedicated 24x7 support team. Their mobile app and website simplify renewal, policy downloads, and claim tracking.
Most importantly, Bajaj General has over 7,200+ cashless garages across India, ensuring prompt and quality repair services for your Star City Plus. Their transparent claim settlement and customer-first approach make them one of the most preferred insurers for two-wheelers.
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Visit your insurer’s website or app and enter your city or PIN code to view the list of empanelled garages.
Yes, roadside assistance offers support in breakdown situations, flat tyres, or towing—ideal for regular commuters.
You’ll need your bike’s RC, previous policy (if any), ID proof, address proof, and passport-sized photo.
Comprehensive insurance covers accidental damage, theft, fire, natural disasters, man-made calamities, and third-party liabilities.
IDV (Insured Declared Value) is the bike’s current market value and directly impacts your premium and claim amount.
It offers complete protection, covering both third-party and own damage, making it ideal for peace of mind and long-term savings.
A comprehensive plan with key add-ons is most suitable for broader protection and minimal out-of-pocket expenses.
You can use the insurer's app, such as Caringly Yours, to initiate your insurance claim with a quick and easy experience.
Claims should ideally be registered on the same day as the incident. Use the Bajaj General App to complete the process in just a few steps.
No claim bonus can reduce your premium each year if no claims are made. This is particularly beneficial for long-term policyholders.
The no-claim bonus is a discount reward provided for claim-free policy years. When you renew your policy without making any claims, you receive a percentage discount on the premium, reducing your insurance cost over time. This incentive promotes safe riding while lowering premiums and preserving your coverage benefits.
Yes, bike insurance can be transferred when the vehicle is sold by informing the insurer and providing documents like RC transfer papers and a No Claim Bonus (NCB) transfer request.
Standard comprehensive two wheeler insurance does not cover engine repairs caused by water ingress or oil leakage. Engine protection add-on is available separately to cover repair or replacement of engine and gearbox parts.
Online savings can be availed through No Claim Bonus (NCB), higher deductibles, installing anti-theft devices, choosing long term two wheeler package policies, and comparing premiums across insurers.
Renewal is simple: log in to the insurer’s portal, enter your existing policy details, and review or update your coverage. You can choose to add or remove riders and check for renewal offers, including NCB benefits. Once you confirm the details and make a secure payment online, your policy is renewed instantly with continuous coverage.
You may be able to transfer your No Claims Bonus (NCB) when renewing your policy, depending on your insurer's policies. Renewal might offer new and better NCB options and discounts.
Premium changes can result from depreciation, new add-ons, changes in vehicle model, or additional accessories. These factors may cause the premium to rise or fall.
NCB is calculated based on how many consecutive years you've gone without filing a claim. The percentage discount increases with each claim-free year.
A break in insurance is the gap between policy expiration and renewal. Your policy becomes inactive during this time. Renew promptly to reactivate coverage.
Yes, you can switch providers at renewal. Compare different options to find better coverage or lower premiums.
The grace period is the extra time after policy expiry during which coverage continues, allowing renewal without loss of benefits. It typically ranges from 30 to 90 days depending on insurer terms and IRDAI guidelines.
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