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    Motor Insurance

    TVS Star City Plus Bike Insurance

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    Premium Starts At ₹538

    Secure your ride with two-wheeler insurance by your side!

    Coverage Highlights

    Get comprehensive coverage for your bike
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    • Comprehensive Protection

    Covers accidents, theft, natural calamities, and third-party liabilities.

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    • Drive Legal, Stay Safe

    Mandatory third-party cover, premiums from INR 538*.

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    • Add On Covers

    Zero depreciation, roadside assistance, engine protection & more.

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    • Cashless Garages

    7,200+ network garages for hassle-free service.

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    • On The Spot Claim Settlement

    Instant claim settlement via Bajaj General App.

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    • 24x7 Spot Assistance

    Roadside help anytime, anywhere.

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    • Note

    *TP Two-Wheeler Insurance Premiums starting at INR 538

    Inclusions

    What’s covered?
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    • Third-Party Injury/Death (Unlimited Cover)

    Covers full compensation as per court ruling if your bike causes injury or death.

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    • Third-Party Property Damage (Up to INR 1 Lakh)

    Pays for damages to others’ property caused by your bike.

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    • Own Damage Cover

    Covers accidental damage, fire, theft, and natural calamities, reducing repair/replacement costs.

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    • Natural or Man-Made Disasters

    Protects against damages from floods, earthquakes, riots, and vandalism.

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    • Theft Protection

    Get compensated based on your bike’s Insured Declared Value (IDV) in case of theft.

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    • In-Transit Damage

    Covers repair costs if your bike is damaged while transported.

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    • Personal Accident Cover

    Financial support up to INR 15 lakh for death or disability due to an accident.

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    • Add-On Covers

    Choose from zero depreciation, roadside assistance, engine protection & more for extra security.

    Exclusions

    What’s not covered?
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    • Intentional Damage

    Any damage caused to the bike intentionally

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    • Depreciation

    Normal wear and tear of the bike due to usage and depreciation in value is not covered

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    • Illegal Activities

    Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the bike for criminal activity

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    • Geographic Limits

    Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.

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    • War-related Damages

    Losses caused by war or nuclear risks are not covered

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    • Overloading the Vehicle

    If you exceed the weight or passenger limit specified for your bike, leading to an accident.

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    • Unauthorised Vehicle Modifications

    If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.

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    • Racing or Speed Tests

    If you participate in racing, speed tests, or illegal stunts and damage your bike, your claim will be denied

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    • Note

    Please read policy wording for detailed exclusions

    Additional Covers

    What else can you get?
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    • 24x7 Road Side Assistance

    Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more

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    • Consumable Expenses

    Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc

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    • Zero Depreciation Cover

    Every year the value of a bike depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands

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    • No Claim Bonus Protector

    Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium

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    • Tyre Safeguard

    This add-on cover can be fruitful if your bike's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle

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    • Conveyance Benefit

    If your bike is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute

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    • Engine Protector

    Covers financial losses incurred due to damage to your bike engine

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    • Return to Invoice (RTI) Cover

    Recover invoice value of your bike back in case of theft or total loss

    Benefits You Deserve

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    Reliable Customer Support

    We have a dedicated call centre and chat support taking care of all your needs

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    7200+ Cashless garages

    Wide network of cashless garages for hassle free service

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    On the Spot Claim Settlement

    Register claim on accident spot and get it settled within minute on our app

    Buy TVS Star City Plus Insurance Online – Compare Plans & Premiums

    The TVS Star City Plus is a reliable commuter motorcycle with excellent mileage, practical design, and smooth handling. While it's designed for everyday use, unforeseen incidents like accidents, theft, or natural disasters can result in unexpected expenses. That’s why ensuring your bike with the right policy is crucial.

    TVS Star City Insurance protects you financially against such losses while also fulfilling legal requirements. You can customise your plan, choose add-ons, and renew your policy online in just a few clicks for total peace of mind every time you ride.

    Features of TVS Star City Plus Bike Insurance

    TVS Star City Insurance policies offer wide-ranging coverage options, from third-party liabilities to comprehensive protection. These policies safeguard against accident damage, theft, fire, natural calamities, and vandalism.
    Key features include:

    ●      Third-party liability cover

    ●      Own-damage protection

    ●      Personal accident cover

    ●      Add-ons like zero depreciation, engine protection, and roadside assistance

    These plans can be tailored to suit your riding needs and budget. Insurers also provide long-term policy options to reduce renewal hassle.
    With Bajaj General Insurance, you benefit from digital claim services, 24x7 customer support, and access to over 7,200+ cashless garages nationwide for seamless repair services—making your insurance experience stress-free and dependable.

    At-A-Glance

    Compare Insurance Plans Made for You

    Feature
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    Third Party Liabilty Cover

    Own Damage Cover

    Comprehensive Cover Insurance

    Comprehensive Cover with Add-ons

    Overview Covers legal liabilities arising due to body injury or property damage to others due to your bike. It is mandatory by law. Covers expenses arising out of damage to your bike. Full fedged cover comprising of Third Party Liability cover and Own Damage covers Enhance coverage by opting for various Add-ons over and above the comprehensive cover
    Policy Period 1/2/3 years 1 Year 1/2/3/5 years 1/2/3/5 years
    Third Party Liability for Injury, Death & Property Damage Yes No Yes Yes
    Accidents & Collisions No Yes Yes Yes
    Natural or Man-Made Disasters No Yes Yes Yes
    Fire Damage No Yes Yes Yes
    Theft No Yes Yes Yes
    Compulsory Personal Accident Yes Yes Yes Yes
    No Claim Bonus No Yes Yes Yes
    Add-on: Zero Depreciation Cover No Yes No Yes
    Add-on: Lock & Key Replacement No Yes No Yes
    Add-on: 24x7 Roadside Assistance No Yes No Yes
    Add-on: Consumables Cover No Yes No Yes
    Explore more add-ons No 25+ Add On's 25+ Add On's 25+ Add On's

    Benefits of Online Bike Insurance for TVS Star City Plus

    Buying TVS Star City Insurance online offers ease, speed, and transparency. From comparing policies to choosing add-ons and making secure payments, the entire process is digital.

    You get instant premium quotes, policy downloads, and renewal reminders—all without visiting a physical branch. Online insurers also offer exclusive discounts, flexible coverage options, and 24x7 support.

    Policy management becomes easier with real-time tracking, claim registration, and documentation submission. The convenience of managing everything via a mobile or laptop saves time and effort.

    Bajaj General Insurance ensures a completely digital experience for TVS Star City Plus riders with paperless transactions, fast policy issuance, and digital claim processing for a smoother journey from start to finish.

    Why TVS Star City Plus Needs Bike Insurance

    The TVS Star City Plus is known for durability and efficiency, making it ideal for daily commutes. But city traffic, road hazards, and unpredictable weather conditions can result in accidental damages or theft.

    Having valid TVS Star City Insurance ensures you're financially covered in such situations. A comprehensive bike insurance policy also protects against damages caused by natural disasters, fires, and riots.

    Furthermore, third-party insurance is legally mandatory in India, and not having it may lead to fines or legal consequences.

    With a wide selection of plans and add-ons available online, riders can easily personalise their coverage. Choosing a reputed insurer like Bajaj General Insurance for Bike Insurance ensures not just compliance but dependable service and protection for your bike at every turn.

    Types of Bike Insurance Plans for TVS Star City Plus

    There are three primary types of TVS Star City Insurance:

    1. Third-Party Insurance – This legally required policy covers injury, death, or property damage caused to a third party.

    2. Comprehensive Insurance – Offers broader protection, including own damage due to accidents, fire, theft, and natural calamities along with third-party cover.

    3. Standalone Own-Damage Cover – Offers protection for damages to your bike if you already have a third-party policy.

    Comprehensive plans can be enhanced with add-ons like zero depreciation, roadside assistance, engine cover, and NCB protection. Choosing the right policy depends on your bike usage, budget, and personal needs.

    TVS Star City Plus Specification

    The TVS Star City Plus is equipped with a 109.7cc air-cooled, single-cylinder engine that delivers 8.08 bhp of power and 8.7 Nm of torque. Known for its fuel efficiency, the bike offers a mileage of around 70-80 km/l, making it an economical choice for daily commuting.It features a 4-speed gearbox, dual-tone bodywork, LED headlamps, and optional disc brakes. The bike has a kerb weight of around 116 kg and a fuel tank capacity of 10 liters.

    Suspension duties are handled by telescopic forks at the front and dual shock absorbers at the rear. Its digital-analog instrument cluster and start-stop technology further enhance comfort and usability. These specs make the TVS Star City Plus a practical and value-driven commuter bike, ideal for city riders looking for performance and reliability.

    TVS Star City Plus Price

    The ex-showroom price of the TVS Star City Plus starts from approximately ₹78,770 in India. The final price may vary depending on the variant, city of purchase, and dealer-specific offers. Always check the latest rates before purchase for the most accurate and updated pricing.

    Step-by-Step Guide

    To guide you through your insurance journey.

    How To Buy

    • 1

      Download the Bajaj General App from App stores or click "Get Quote"

    • 2

      Register or log in to your account.

    • 3

      Enter your bike details

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      You will be redirected to the bike Insurance Page.

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      Ensure to check your No Claim Discount

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      Choose right Insured Declared Value(IDV) that reflects your bike value

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      Evaluate Covers, Add Ons, Optional Covers and Exclusions

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      Select a plan from the recommended options, or customize your own plan

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      Review the premium and other coverage details

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      Proceed with the payment using your preferred method

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      Receive confirmation of your purchased policy via email and SMS

    How To Renew

    • 1

      Login to the app

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      Enter your current policy details

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      Review and update coverage if required

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      Check for renewal offers

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      Add or remove riders

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      Confirm details and proceed

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      Complete renewal payment online

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      Receive instant confirmation for your policy renewal

    How to Claim

    • 1

      Download our Bajaj General App on Android or iOS

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      Register or login to use Motor On the spot claim for a smooth process

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      Enter your policy and accident details (location, date, time)

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      Save and click Register to file your claim

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      Receive an SMS with your claim registration number

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      Fill in the digital claim form and submit NEFT details

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      Upload photos of damaged parts as instructed

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      Upload your RC and driving license

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      Receive an SMS with the proposed claim amount

    • 10

      Use the SMS link to agree/disagree with the claim amount

    • 11

      Agree to receive the amount in your bank account

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      Track your claim status using the Bajaj General App

    Know More

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      For any further queries, please reach out to us

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      Toll Free : For Sales :1800-209-0144

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      Email ID: careforyou@bajajgeneral.com

    TVS Star City Plus Bike Variants with Insurance Premium

    Popular variants include the TVS Star City Plus Mono Tone and Dual Tone. The approximate third-party tvs star city insurance premium starts from ₹714/year, varying by variant and location. Premiums increase with comprehensive cover and additional add-ons. Use an online calculator for precise rates based on your details.

    How to File TVS Star City Plus Bike Insurance Claim?

    To raise a claim for your TVS Star City Insurance:

    1. Inform the insurer about the incident immediately.

    2. Submit required documents like RC, policy copy, and driving licence.

    3. Lodge an FIR in case of theft or third-party injury.

    4. A surveyor may inspect the vehicle for damage assessment.

    5. Proceed with repairs at a network garage or any garage (for reimbursement).

    6. Submit final bills and claim forms.

    7. Get your claim approved and settled as per the policy terms.

    Bajaj General Insurance allows digital claim filing via its app or website, making the process quicker. Their wide network of 7,200+ cashless garages ensures speedy service and minimal hassle for bike owners.

    Download Policy Document

    Get instant access to your policy details with a single click.

    Why Choose Bajaj General for TVS Star City Plus Bike Insurance

    Bajaj General Insurance is a trusted choice for riders seeking dependable TVS Star City Insurance. With customisable coverage options, you can choose between third-party and comprehensive policies with value-adding add-ons like zero depreciation or roadside assistance.

    The insurer offers a fully digital journey—from quote to claim settlement—backed by a dedicated 24x7 support team. Their mobile app and website simplify renewal, policy downloads, and claim tracking.

    Most importantly, Bajaj General has over 7,200+ cashless garages across India, ensuring prompt and quality repair services for your Star City Plus. Their transparent claim settlement and customer-first approach make them one of the most preferred insurers for two-wheelers.

    Types of Bike Insurance in India

    Comprehensive Two Wheeler Insurance Policy

    In this type of two wheeler insurance plan, the third party is insured as well as the rider/ policyholder/ owner/ vehicle itself. These all are benefited in a single policy, and the additional add ons are also applicable at an extra premium cost.

    The comprehensive two wheeler insurance policies are fixed and created by every insurance firm individually. They each have different offers based on the comprehensive policy cover. The premium charge is relatively high under this type of two-wheeler insurance.

    A comprehensive policy is not regulated by IRDAI at all. It can be modified and changed by insurance companies only.

    Third-Party Two Wheeler Insurance Policy

    In this type of two wheeler insurance, only third parties involved in the accidents are covered and compensated. It is beneficial for the rider or the owner in terms of legal obligations as the third party two-wheeler insurance protects them and the other parties involved in the incident. Every two-wheeler must have a third party insurance for the bike.

    It is a legally regulated and mandatory insurance policy sanctioned by the Insurance Regulatory and Development Authority. The bike insurance premium is cheaper than the comprehensive policy premium, but the coverage is also lesser.

    The owner/policyholder or the vehicle is not protected under the third party two wheeler insurance plans. If involved in an accident, they won’t be compensated at all. The rules and conditions regarding this policy are similar across nations.

    Standalone Two Wheeler Insurance Policy

    Under the standalone own damage cover, you can claim benefits for accidents, theft, and natural or man-made damages. This cover can be combined with comprehensive bike insurance or a long term two wheeler insurance policy.

    However, it does not cover third-party liabilities, depreciation, electrical or mechanical breakdowns, or damages caused by DUI, drug use, or underage driving. Having two-wheeler insurance ensures both rider and vehicle safety. Since insurers offer different benefits, always compare policies before buying.

    Key Advantages Include:

    Financial Protection – Covers repair or replacement costs, reducing financial stress.

    Legal Security – Helps avoid legal trouble in case of third-party injuries, as required by the IRDA.

    Expand Your Coverage Today!

    No Claim Bonus Protector

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    Keep the bonus intact even after claims

    Ensures that one or more claims do not reset your accumulate

    24x7 Spot Assistance

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    Immediate Help: Round-the-clock roadside assistance

    Towing, fuel delivery, tyre repair and many more

    Depreciation Shield

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    Covers repair costs without depreciation

    Full benefits when repairs are done at authorized workshops

    Conveyance Benefit

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    Cover your conveyance expenses

    Daily cash benefit for bike repairs after a major accident

    Engine Protector

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    Secure Your Bike’s Engine

    Protect your engine with coverage for repairs or replacement

    Motor & Health Companion

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    Drive Confidently with Bajaj General

    Experience seamless vehicle management with the Bajaj General Drive Smart App, featuring on-road assistance, fuel efficiency stats, driving alerts, and more

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    What Our Customers Say

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    FAQ's

    How do I find a bike insurance network garage online?

    Visit your insurer’s website or app and enter your city or PIN code to view the list of empanelled garages.

    Should I get roadside assistance for my TVS Star City Plus?

    Yes, roadside assistance offers support in breakdown situations, flat tyres, or towing—ideal for regular commuters.

    What are the documents that are required to insure the TVS Star City Plus?

    You’ll need your bike’s RC, previous policy (if any), ID proof, address proof, and passport-sized photo.

    What are the risks covered by TVS Star City Plus bike insurance policy?

    Comprehensive insurance covers accidental damage, theft, fire, natural disasters, man-made calamities, and third-party liabilities.

    What role does IDV play in determining my TVS Star City Plus bike insurance premium?

    IDV (Insured Declared Value) is the bike’s current market value and directly impacts your premium and claim amount.

    Why should I buy comprehensive bike insurance for my TVS Star City Plus?

    It offers complete protection, covering both third-party and own damage, making it ideal for peace of mind and long-term savings.

    Which is the suitable bike insurance plan for the TVS Star City Plus bike?

    A comprehensive plan with key add-ons is most suitable for broader protection and minimal out-of-pocket expenses.

    Where can I initiate a claim?

    You can use the insurer's app, such as Caringly Yours, to initiate your insurance claim with a quick and easy experience.

    How do I register my claim?

    Claims should ideally be registered on the same day as the incident. Use the Bajaj General App to complete the process in just a few steps.

    What is premium reduction process if no claim acquired previously?

    No claim bonus can reduce your premium each year if no claims are made. This is particularly beneficial for long-term policyholders.

    How does the no-claim bonus (NCB) work?

    The no-claim bonus is a discount reward provided for claim-free policy years. When you renew your policy without making any claims, you receive a percentage discount on the premium, reducing your insurance cost over time. This incentive promotes safe riding while lowering premiums and preserving your coverage benefits.

    Can bike insurance be transferred to a new owner?

    Yes, bike insurance can be transferred when the vehicle is sold by informing the insurer and providing documents like RC transfer papers and a No Claim Bonus (NCB) transfer request.

    Does bike insurance cover engine repair?

    Standard comprehensive two wheeler insurance does not cover engine repairs caused by water ingress or oil leakage. Engine protection add-on is available separately to cover repair or replacement of engine and gearbox parts.

    How can I get an online savings on my premium?

    Online savings can be availed through No Claim Bonus (NCB), higher deductibles, installing anti-theft devices, choosing long term two wheeler package policies, and comparing premiums across insurers.

    What is the process for renewing a bike insurance policy?

    Renewal is simple: log in to the insurer’s portal, enter your existing policy details, and review or update your coverage. You can choose to add or remove riders and check for renewal offers, including NCB benefits. Once you confirm the details and make a secure payment online, your policy is renewed instantly with continuous coverage.

    Will my No Claims Bonus be transferred if I renew my motor insurance?

    You may be able to transfer your No Claims Bonus (NCB) when renewing your policy, depending on your insurer's policies. Renewal might offer new and better NCB options and discounts.

    Why does my vehicle insurance premium change during renewal?

    Premium changes can result from depreciation, new add-ons, changes in vehicle model, or additional accessories. These factors may cause the premium to rise or fall.

    How NCB is calculated at the time of renewal?

    NCB is calculated based on how many consecutive years you've gone without filing a claim. The percentage discount increases with each claim-free year.

    What is a break in insurance?

    A break in insurance is the gap between policy expiration and renewal. Your policy becomes inactive during this time. Renew promptly to reactivate coverage.

    Can I change my motor insurance provider at renewal?

    Yes, you can switch providers at renewal. Compare different options to find better coverage or lower premiums.

    What is a grace period in two-wheeler insurance?

    The grace period is the extra time after policy expiry during which coverage continues, allowing renewal without loss of benefits. It typically ranges from 30 to 90 days depending on insurer terms and IRDAI guidelines.

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