You can enjoy a fixed daily payment per day of hospitalisation. This process, moreover, makes it easier to manage other costs.

Our Hospital Cash Policy provides a fixed daily allowance during hospitalisation, helping you manage incidental expenses that may arise during treatment.

This allowance is versatile and can be applied to a variety of uses, such as for home expenses, replacement income and more.

Longer hospital stays indeed create financial pressure. Moreover, this policy ensures to offer continuous daily benefits to the insured person.

Our hospital cash insurance is easily available at affordable premiums. We aim to make it cost-effective and an add-on protection.

This policy complements your existing health insurance by providing a fixed daily cash benefit to help manage incidental expenses during hospitalisation.

It pays you a definite amount of money per day for any hospitalisation, thus dealing with those extra costs which come up while receiving medical care.

This insurance plan helps you with some monetary help in case your hospitalisation makes it impossible for you to work and earn money to sustain daily.

It assists you in meeting your extra expenses, such as travel costs, food, housing, and other expenses. Thus, helping you manage incidental expenses during hospitalisation more comfortably.

It helps you to have one more financial buffer, which helps you focus on recovery without worrying about expenditures, especially when dealing with unexpected medical bills.

It also offers affordable financial support during hospitalisation, helping you manage additional expenses without significantly increasing your insurance costs.

Hospital cash insurance works alongside your existing health insurance by providing a fixed daily cash benefit to help manage incidental expenses during hospitalisation.

Evaluate the per-day payout to ensure that it covers out-of-pocket expenses. Such as attendant charges, food, and daily travel for a family member visiting the patient.

Check the annual maximum limit on hospitalisation days. Check the maximum number of payable hospitalisation days under the policy. Bajaj General offers options with coverage for 30 or 60 days per policy period.

Make sure that you understand the minimum stay requirement. Understand the minimum hospitalisation requirement, as benefits generally become payable after the minimum continuous hospital stay specified under the policy.

Review whether the policy offers a double or enhanced daily payout during Intensive Care Unit admissions. Critical care often correlates with much higher associated costs.

Evaluate and review the mandatory waiting periods, including the initial policy waiting period and the pre-existing disease waiting period, during which you cannot make any claims.

Ensure to read the fine print to understand what is not covered in the plan. At Bajaj General, we do not cover cosmetic surgeries and more.

Premiums paid towards eligible health insurance policies may qualify for tax deductions under applicable income tax laws. Make sure to consult a tax advisor for details.

Research the claim settlement process. Bajaj General Insurance offers a simple digital claims process to help policyholders submit documents and track claims conveniently.

Consider how the hospital cash insurance impacts your base insurance. These supplemental plans allow you to cover minor illnesses with a cash payout, protecting your NCB.