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    मोटर इंश्योरेंस

    Ashok Leyland Insurance

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    Get Up To 85% Off*

    Road trips, commutes, or quick errands—protection that follows you everywhere

    Coverage Highlights

    Get comprehensive coverage for your Car
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    • प्रीमियम

    रु. 2094 से शुरू*

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    • Cashless Garages

    7,200+ network garages for hassle free services

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    • ओन डैमेज कवर

    Covers damage to your car due to accidents, fire, theft and natural calamities

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    • तीसरी पार्टी की लायबिलिटी

    Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage

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    • पर्सनल एक्सीडेंट कवर

    Starting from INR 15 Lacs

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    • नो क्लेम बोनस

    50% तक

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    • वैकल्पिक कवर

    Wide range of Add Ons

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    • On The Spot Claim Settlement

    You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Bajaj General App

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    • 24x7 स्पॉट सहायता

    Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down

    इन्क्लूजन

    क्या कवर होता है?
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    • Third Party Liability for Bodily Injury & Death (Unlimited Cover)

    If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.

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    • Third Party Liability for Property Damage (up to INR 7.5 lacs)

    If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit

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    • दुर्घटनाएं

    Damages and losses that arise out of accidents and collisions

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    • Natural or Man-Made Disasters

    Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism

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    • आग से होने वाला नुकसान

    Damages and losses if your car catches fire or explodes

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    • चोरी

    Financial losses when your car is stolen

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    • In Transit Damage

    If your car is damaged while being transported, this covers the repair costs

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    • पर्सनल एक्सीडेंट

    Coverage if your car accident results in death or disability of car owner

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    • ऐड-ऑन कवर

    Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage

    क्या शामिल नहीं है

    इसमें क्या कवर नहीं किया जाता है?
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    • Intentional Damage

    Any damage caused to the car intentionally

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    • मूल्यह्रास

    Normal wear and tear of the car due to usage and depreciation in value is not covered

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    • मैकेनिकल या इलेक्ट्रिकल खराबी

    If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered

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    • Illegal Activities

    Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity

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    • Geographic Limits

    Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.

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    • War-related Damages

    Losses caused by war or nuclear risks are not covered

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    • Overloading the Vehicle

    If you exceed the weight or passenger limit specified for your car, leading to an accident.

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    • Unauthorised Vehicle Modifications

    If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.

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    • Racing or Speed Tests

    If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied

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    • ध्यान दें

    Please read policy wording for detailed exclusions

    अतिरिक्त कवर

    What else can you get?
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    • 24x7 रोड साइड असिस्टेंस

    Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more

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    • कंज्यूमेबल एक्सपेंस

    Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc

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    • ज़ीरो डेप्रिसिएशन कवर

    Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands

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    • पे एज यू कंज्यूम

    If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium

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    • No Claim Bonus Protector

    Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium

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    • Tyre Safeguard

    This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle

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    • कन्वेयन्स बेनीफिट्स

    If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute

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    • इंजन प्रोटेक्टर

    Covers financial losses incurred due to damage to your car engine

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    • Return to Invoice (RTI) Cover

    Recover invoice value of your car back in case of theft or total loss

    Benefits You Deserve

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    Reliable Customer Support

    We have a dedicated call centre and chat support taking care of all your needs

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    7200+ Cashless garages

    Wide network of cashless garages for hassle free service

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    On The Spot Claim Settlement

    Register claim on accident spot and get it settled within minute on our app

    Ashok Leyland Insurance: Protection from Accidents & Theft

    Ashok Leyland is the 2nd largest Indian commercial vehicle manufacturer, the flagship of the Hinduja group. Recently, it has been ranked as the 19th largest truck manufacturer and the 4th largest bus manufacturer in India. Popular models of Ashok Leyland trucks, such as the BOSS, Partner Super, ICV Tippers, and Ecomet Star, are valuable assets. However, an accident or natural disaster can lead to hefty bills for repair.

    Whether you are purchasing one or already have a truck costing ₹21 to ₹24 lakh, it is important to have Ashok Leyland insurance to safeguard your finances. Buying or renewing Ashok Leyland Insurance is a simple process, thanks to Bajaj General Insurance, that offers easy access to policies and quotes digitally.

    Let us explore the Ashok Leyland insurance price, types and benefits further in this page.

    At-A-Glance

    Compare Insurance Plans Made for You

    विशेषताएं
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    Third Party Liabilty Cover

    ओन डैमेज कवर

    कॉम्प्रीहेंसिव कवर

    Comprehensive Cover with Add-ons

    ओवरव्यू Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. Covers expenses arising out of damage to your car. Full fedged cover comprising of Third Party Liability cover and Own Damage covers Enhance coverage by opting for various Add-ons over and above the comprehensive cover
    पॉलिसी की अवधि 1 or 3 years 1 वर्ष 1 and 3 years 1 and 3 years
    Third Party Liability for Injury, Death & Property Damage हां नहीं हां हां
    दुर्घटनाएं और टकराव नहीं हां हां हां
    Natural or Man-Made Disasters नहीं हां हां हां
    आग से होने वाला नुकसान नहीं हां हां हां
    चोरी नहीं हां हां हां
    Compulsory Personal Accident हां हां हां हां
    Add-on: No Claim Bonus नहीं नहीं नहीं हां
    Add-on: Zero Depreciation Cover नहीं नहीं नहीं हां
    Add-on: Lock & Key Replacement नहीं नहीं नहीं हां
    Add-on: 24x7 Roadside Assistance नहीं नहीं नहीं हां
    Add-on: Consumables Cover नहीं नहीं नहीं हां
    Explore more add-ons नहीं Up to 27 Add Ons Up to 27 Add Ons Up to 27 Add Ons

    Types of Ashok Leyland Insurance Policies

    Understanding the different types of Ashok Leyland Insurance policies is crucial to making an informed decision. Here are the main types of policies available for Ashok Leyland vehicles:

    थर्ड पार्टी देयता बीमा

    Third-Party Liability Insurance is mandatory, which covers liabilities arising from damages caused to third-party vehicles, property, or individuals by your Ashok Leyland vehicle. However, 3rd party car insurance does not cover any damage to your vehicle.

    कम्प्रीहेंसिव इंश्योरेंस

    A comprehensive Ashok Leyland Insurance offers coverage for your own vehicle damage caused by accidents, theft, fire, natural disasters, and third-party liabilities. It also provides a higher level of security for vehicle owners.

    Own Damage Insurance

    This is a standalone policy that covers damages to your vehicle only, excluding third-party liabilities. This can be purchased in conjunction with a third-party policy for comprehensive protection.

    कमर्शियल वाहन बीमा

    Since Ashok Leyland produces a range of commercial vehicles, specific commercial vehicle insurance policies are available. These policies offer coverage for cargo, passenger liability, and other risks specific to commercial operations.

    Benefits of Buying Ashok Leyland Vehicle Insurance

    फाइनेंशियल सुरक्षा

    Apart from mandatory legal compliance, the Ashok Leyland Insurance secures your out-of-pocket budget against unforeseen events.

    कम्प्रीहेंसिव कवरेज

    Whether it is an accident, theft, or a natural calamity, your Ashok Leyland vehicle remains protected.

    Smart Add-on Benefits

    Opting for add-ons like zero depreciation, engine protection, and roadside assistance protects your vehicle but also saves you from vehicle repair expenses and breakdown troubles.

    नो क्लेम बोनस (एनसीबी)

    With each claim-free year, you accumulate NCB, which helps reduce the premium amount during Ashok Leyland insurance renewal.

    मन की शांति

    Bajaj General Insurance ensures a smooth and speedy claim process, reducing the stress of vehicle damage incidents and allowing you to have peace of mind.

    कैशलेस रिपेयर

    Access a wide network of authorised service centres for hassle-free, cashless vehicle repairs, saving time and effort.

    24/7 रोडसाइड असिस्टेंस

    Benefit from round-the-clock customer support for claims, emergencies, or roadside help, ensuring you’re never stranded.

    पॉलिसी डॉक्यूमेंट डाउनलोड करें

    Get instant access to your policy details with a single click.

    चरण-दर-चरण गाइड

    To help you navigate your insurance journey

    कैसे खरीदें

    • 1

      Download the Bajaj General App from App stores or click "Get Quote"

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      Register or log in to your account.

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      Enter your car details

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      You will be redirected to the Car Insurance Page.

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      Ensure to check your No Claim Discount

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      Choose right Insured Declared Value (IDV) that reflects your car value

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      Evaluate Covers, Add Ons, Optional Covers and Exclusions

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      Select a plan from the recommended options, or customize your own plan

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      Review the premium and other coverage details

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      Proceed with the payment using your preferred method

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      Receive confirmation of your purchased policy via email and SMS

    रिन्यू कैसे करें

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      Login to the app

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      Enter your current policy details

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      Review and update coverage if required

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      Check for renewal offers

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      Add or remove riders

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      Confirm details and proceed

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      Complete renewal payment online

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      Receive instant confirmation for your policy renewal

    क्लेम कैसे करें

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      Download our Bajaj General App on Android or iOS

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      Register or login to use Motor On the spot claim for a smooth process

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      Enter your policy and accident details (location, date, time)

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      Save and click Register to file your claim

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      Receive an SMS with your claim registration number

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      Fill in the digital claim form and submit NEFT details

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      Upload photos of damaged parts as instructed

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      Upload your RC and driving license

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      Receive an SMS with the proposed claim amount

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      Use the SMS link to agree/disagree with the claim amount

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      Agree to receive the amount in your bank account

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      Track your claim status using the Bajaj General App

    अधिक जानें

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      For any further queries, please reach out to us

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      Toll Free : For Sales :1800-209-0144

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      Email ID: careforyou@bajajgeneral.com

    Documents Required for Ashok Leyland Insurance Claims

    1. क्लेम फॉर्म.

    2. FIR (if applicable).

    3. Vehicle registration certificate.

    4. Driver's license.

    5. Insurance policy documents.

    How is Ashok Leyland Insurance Premium Calculated?

    The Ashok Leyland insurance price is calculated based on several factors:

    1. Vehicle's Age: Older vehicles attract a higher premium due to increased wear and tear.

    2. Insured Declared Value (IDV): The IDV represents the current market value of your vehicle and affects the premium.

    3. No Claim Bonus (NCB): The NCB can significantly reduce your premium if you haven't made any claims in the past year.

    Add-Ons: The more add-ons you opt for, the higher your premium will be.

    How to Choose the Right Ashok Leyland Insurance Policy?

    When selecting an Ashok Leyland insurance, consider the following factors:

    Coverage Needs

    Assess whether you need comprehensive coverage or just third-party liability insurance. For commercial vehicles, comprehensive coverage with add-ons, such as engine protection and roadside assistance, may be necessary to provide adequate protection.

    Provider Reputation

    Choose a provider with a high claim settlement ratio and a wide network of garages, like Bajaj General Insurance.

    Policy Benefits

    Buy car insurance that offers cashless repairs, fast claim settlement, and personal accident cover.

    बजट

    Ensure that the Ashok Leyland insurance price fits within your budget while providing adequate coverage.

    ऐड-ऑन

    Opt for add-ons that suit your vehicle's usage and geographical location.

    Why Choose Bajaj General for Ashok Leyland Insurance?

    Bajaj General Insurance is a trusted name in the insurance sector and offers several reasons to choose it for your Ashok Leyland Insurance:

    Wide Network of Garages

    Access to over 7,200+ cashless garages across India ensures hassle-free repairs.

    Fast claim settlement

    Bajaj General is known for a quick and efficient claim settlement process, with on-the-spot settlement options available.

    प्रतिस्पर्धी मूल्य

    The Ashok Leyland insurance price is affordable, offering a range of policy types and add-ons to suit your budget.

    Digital Services

    You can buy, renew, and file claims online with ease, saving time and effort.

    कम्प्रीहेंसिव कवरेज

    Ashok Leyland insurance policy covers a wide range of incidents, including theft, accidents, natural disasters, and more, ensuring your vehicle is protected in all situations.

    नो क्लेम बोनस

    With NCB benefits, you can save significantly on your premiums over the years.

    Expand Your Coverage Today!

    Named Driver Cover

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    Exclusive Savings: Special discounts for named drivers.

    Extended Coverage: Protects any car driven by you.

    24x7 स्पॉट सहायता

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    Immediate Help: Round-the-clock roadside assistance.

    Towing, fuel delivery, tyre repair and many more.

    इको रिपेयर

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    Sustainable Solutions: Repairs using refurbished parts.

    Cost-effective repairs with no depreciation on parts.

    Ultimate car protection with the option of 22 covers

    Towing, pick up and drop, fuel service, flat tyre and more.

    पे एज यू कंज्यूम

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    Smart Savings: Pay less based on miles driven

    Carry forward unconsumed kilometers to the next plan.

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    • Customised plans that grow with you
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    • Expert advice tailored to your profile
    ऐप डाउनलोड करें

    हमारे ग्राहक क्या कहते हैं

    तुरंत सहायता

    Thank you so much, Bajaj General, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.

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    विक्रम सिंह

    दिल्ली

    4.6

    21st May 2021

    क्लेम सपोर्ट

    Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.

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    दीपक भानुशाली

    मुंबई

    4.5

    18th May 2021

    Quick Assistance

    Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!

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    नवीन त्यागी

    दिल्ली

    5.0

    1st May 2021

    क्लेम सपोर्ट

    I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj General. 

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    प्रमोद चंद लकड़ा

    जयपुर

    5.0

    27 जुलाई 2020

    Reliable Service

    The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.

    SibaPrasadMohanty

    शिबा प्रसाद मोहंती

    पुणे

    5.0

    26 जुलाई 2020

    Diverse Options

    A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well. 

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    राहुल

    लखनऊ

    5.0

    26 जुलाई 2020

    सामान्य प्रश्न

    What are the factors that determine the premium of my Ashok Leyland vehicle?

    The premium depends on factors like the vehicle's age, the Insured Declared Value (IDV), and the number of add-ons selected.

    Does buying vehicle insurance take a lot of time?

    No, you can get car insurance in minutes. Buying vehicle insurance online is a quick, easy, and convenient process. Just a few clicks and you're done.

    Is it a costly affair to maintain an Ashok Leyland vehicle?

    Maintenance costs depend on the vehicle’s usage and the type of insurance policy purchased.

    What is the cost of an Ashok Leyland vehicle insurance policy?

    The Ashok Leyland insurance price varies based on the type of policy and add-ons chosen.

    How long does it take to renew Ashok Leyland vehicle insurance?

    The Ashok Leyland insurance renewal process can be completed online in just a few minutes.

    Which insurer has the best claim settlement ratio for Ashok Leyland vehicles?

    Bajaj General Insurance is recognised for its high claim settlement ratio, providing peace of mind to policyholders.