Your Notifications are Empty.

    Browse our plans and add your selections to get started.

    Explore Sign in

    Motor Insurance

    24/7 Roadside Assistance in Car Insurance

    alt

    Premium Starts At ₹2,094*

    Car Insurance Protection That Moves With You

    Coverage Highlights

    Get comprehensive coverage for your Car
    • Bullet Icon
    • Comprehensive Protection

    Your car is more than just transport—it’s part of your daily life. Our comprehensive motor insurance covers accidents, theft, natural disasters, and third-party liabilities, keeping you protected on every journey.

    • Bullet Icon
    • Drive Legal, Stay Safe

    Avoid fines and legal issues—Third-Party Insurance is mandatory under the Motor Vehicles Act, covering damages to others on the road. Premiums start from ₹2,094.*

    • Bullet Icon
    • Add-On Covers

    Boost your policy with add-ons like zero depreciation, roadside assistance, engine protection, and consumables cover for extra security and lower expenses.

    • Bullet Icon
    • Instant Claim Settlement

    Register and settle car insurance claims in minutes via our Bajaj General App—straight from the accident spot.

    • Bullet Icon
    • Cashless Garages

    Access 7,200+ network garages for smooth repairs.

    • Bullet Icon
    • 24x7 Spot Assistance

    Round-the-clock support to keep you moving—help is just a call away.

    Inclusions

    What’s covered?
    • Bullet Icon
    • Third-Party Liability – Bodily Injury & Death (Unlimited Cover)

    If your car causes an accident leading to injury or death, we cover the exact compensation as determined by the court.

    • Bullet Icon
    • Third-Party Liability – Property Damage (Up to ₹ 7.5 Lakh)

    Covers damages to third-party property caused by your car, up to the sum insured limit.

    • Bullet Icon
    • Own Damage Cover

    Protects your car against accidental damage, fire, theft, and natural disasters like floods or earthquakes, ensuring financial relief for repairs or replacement.

    • Bullet Icon
    • Natural & Man-Made Disasters

    Covers damages caused by floods, cyclones, earthquakes, riots, or vandalism.

    • Bullet Icon
    • Theft Protection

    Compensates for vehicle loss due to theft, based on the insured declared value (IDV).

    • Bullet Icon
    • In Transit Damage Cover

    Pays for repairs if your car is damaged during transportation.

    • Bullet Icon
    • Personal Accident Cover

    Provides financial security in case of death or disability due to a car accident. Sum insured starts from ₹ 15 lakh.

    • Bullet Icon
    • Add-On Covers

    Enhance your policy with add-ons like zero depreciation, roadside assistance, and engine protection for extra peace of mind.

    Exclusions

    What’s not covered?
    • Bullet Icon
    • Intentional Damage

    Any damage caused to the car intentionally

    • Bullet Icon
    • Depreciation

    Normal wear and tear of the car due to usage and depreciation in value is not covered

    • Bullet Icon
    • Illegal Activities

    Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity

    • Bullet Icon
    • Geographic Limits

    Your insurance policy is only valid within India. If your car meets with an accident outside the country, your claim will be rejected.

    • Bullet Icon
    • War-related Damages

    Losses caused by war or nuclear risks are not covered

    • Bullet Icon
    • Overloading the Vehicle

    If you exceed the weight or passenger limit specified for your car, leading to an accident.

    • Bullet Icon
    • Unauthorised Vehicle Modifications

    If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.

    • Bullet Icon
    • Racing or Speed Tests

    If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied

    • Bullet Icon
    • Use of Private Vehicles for Commercial Purposes

    If a private vehicle is used for business or commercial activities and gets damaged, the claim may be denied

    • Bullet Icon
    • Note

    Please read policy wording for detailed exclusions

    Additional Covers

    What else can you get?
    • Bullet Icon
    • 24x7 Road Side Assistance

    Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more

    • Bullet Icon
    • Consumable Expenses

    Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc

    • Bullet Icon
    • Zero Depreciation Cover

    Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands

    • Bullet Icon
    • No Claim Bonus Protector

    Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium

    • Bullet Icon
    • Tyre Safeguard

    This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle

    • Bullet Icon
    • Conveyance Benefit

    If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute

    • Bullet Icon
    • Engine Protector

    Covers financial losses incurred due to damage to your car engine

    • Bullet Icon
    • Return to Invoice (RTI) Cover

    Recover invoice value of your car back in case of theft or total loss

    • Bullet Icon
    • Key Replacement Cover

    Covers the cost of replacing lost or stolen car keys, including lock replacement if required

    Benefits You Deserve

    alttext

    24x7 Reliable Customer Support

    We have a dedicated call centre and chat support taking care of all your needs

    alttext

    7200+ Cashless garages

    Wide network of cashless garages for hassle free service

    alttext

    On the Spot Claim Settlement

    Register claim on accident spot and get it settled within minute on our app

    Car Roadside Assistance: Never Get Stranded on the Road Again

    A flat tyre or engine trouble can hit the brakes on your plans without warning. But a breakdown shouldn't leave you stranded and stressed.

    With car roadside assistance, you always have a backup plan. Whether it is a dead battery on a busy street or an empty tank on the highway, our 24/7 support handles the heavy lifting to get you moving again instantly.

    What is 24/7 Roadside Assistance in Car Insurance?

    The 24/7 roadside assistance insurance is an add-on feature called the 24x7 Spot Assistance  offered by Bajaj General Insurance. With this add-on, you can seek help from us if your car is involved in an unfortunate incident while you are travelling.

    For instance, Rohan decides to go on a long drive on the weekend. However, midway, he notices that your fuel tank is empty and the nearest petrol pump is 5 km away. What does he do?

    This is where 24/7 roadside assistance comes in and saves the day! 

    At-A-Glance

    Compare Car Insurance Plans Made For You

    Feature
    alt

    Third Party Liabilty Cover

    Own Damage Cover

    Comprehensive-Cover

    Comprehensive Cover with Add-ons

    Overview Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. Covers expenses arising out of damage to your car. Full fedged cover comprising of Third Party Liability cover and Own Damage covers Enhance coverage by opting for various Add-ons over and above the comprehensive cover
    Policy Period 1 or 3 years 1 Year 1 and 3 years 1 and 3 years
    Third Party Liability for Injury, Death & Property Damage Yes No Yes Yes
    Accidents & Collisions No Yes Yes Yes
    Natural or Man-Made Disasters No Yes Yes Yes
    Fire Damage No Yes Yes Yes
    Theft No Yes Yes Yes
    Compulsory Personal Accident Cover Yes Yes Yes Yes
    Add-on: No Claim Bonus No No No Yes
    Add-on: Zero Depreciation Cover No No No Yes
    Add-on: Lock & Key Replacement No No No Yes
    Add-on: 24x7 Roadside Assistance No No No Yes
    Add-on: Consumables Cover No No No Yes
    Additional Add-Ons No Up to 27 Add Ons Up to 27 Add Ons Up to 27 Add Ons

    What are the Features of Car Roadside Assistance?

    This power-packed add-on coverage offers a range of benefits to policyholders. These features help you in the following ways:

    Breakdown Assistant

    Car breakdowns can be a nuisance, especially if you have a really important meeting or a flight to catch. Moreover, if you become stranded in an unfamiliar location, the inconvenience becomes greater. But if you have an auto roadside assistance, you only need to give us a call, and we’ll assist you.

    Flat Tyre

    Many people feel that new cars don’t break down easily, so there is no need for roadside assistance. What’s the worst that can happen? But flat tyres don’t announce themselves before occurring. It can delay your trip, and you may not be prepared to change one or multiple tyres. Our add-on provides you with instant assistance in such situations.

    Empty Fuel Tank

    Let’s go back to the story of Rohan. What he faced midway during his long trip can happen to anyone. Moreover, other situations, such as contaminated fuel, can also cause hiccups in your journey. Therefore, we provide you with the cost of refuelling your car in these situations.

    Taxi Cab Assistance

    Although we provide you with swift and instant roadside assistance, repairs do not exactly follow this process. So, while your car gets towed away for servicing, we provide you with free taxi or cab facilities. This helps you reach your destination without worrying about the extra transport cost.

    Relaying Important Message

    Under the 24/7 roadside assistance, you can reach out to us to relay important messages. For example, if you become stranded in an unknown location and are unable to contact your emergency contacts, you can relay the information to us. We will act as your medium in these situations.

    Spare Keys

     Imagine you are loading a wedding gift into your car and accidentally lock your car with your keys inside. That's a nightmare no one wants to witness. But even if you do, you don't have to worry. We will arrange for a spare key, and you can retrieve your original key.

    Towing Facility and Minor Repairs

    Not all assistance can be provided on the road. In such an incident, we will arrange towing facilities to the nearest network garage. 

    Download Policy Document

    Get instant access to your policy details with a single click.

    Step-by-Step Guide

    Step-by-Step Guide for Car Insurance:

    How To Buy

    • 1

      Download the Bajaj General App from App stores or click "Get Quote"

    • 2

      Register or log in to your account.

    • 3

      Enter your motor details

    • 4

      You will be redirected to the motor Insurance Page.

    • 5

      Ensure to check your No Claim Discount

    • 6

      Choose Insured Declared Value (IDV) that reflects your motor value

    • 7

      Evaluate Covers, Add Ons, Optional Covers and Exclusions

    • 8

      Select a plan from the recommended options, or customize your own plan

    • 9

      Review the premium and other coverage details

    • 10

      Proceed with the payment using your preferred method

    • 11

      Receive confirmation of your purchased policy via email and SMS

    How To Renew

    • 1

      Login to the app

    • 2

      Enter your current policy details

    • 3

      Review and update coverage if required

    • 4

      Check for renewal offers

    • 5

      Add or remove riders

    • 6

      Confirm details and proceed

    • 7

      Complete renewal payment online

    • 8

      Receive instant confirmation for your policy renewal

    How to Claim

    • 1

      Download our Bajaj General App on Android or iOS

    • 2

      Register or login to use Motor On the spot claim for a smooth process

    • 3

      Enter your policy and accident details (location, date, time)

    • 4

      Save and click Register to file your claim

    • 5

      Receive an SMS with your claim registration number

    • 6

      Fill in the digital claim form and submit NEFT details

    • 7

      Upload photos of damaged parts as instructed

    • 8

      Upload your RC and driving license

    • 9

      Receive an SMS with the proposed claim amount

    • 10

      Use the SMS link to agree/disagree with the claim amount

    • 11

      Agree to receive the amount in your bank account

    • 12

      Caringly Yours

    Contact Us

    • 1

      For any further queries, please reach out to us

    • 2

      Toll Free : For Sales :1800-209-0144

    • 3

      Email ID: careforyou@bajajgeneral.com

    Why Invest in Car Roadside Assistance?

    A breakdown is never planned, but your reaction to it can be. Investing in Roadside Assistance isn't just an extra cost; it is a smart upgrade for your car’s protection.

    ​Peace of Mind

    Driving should be about the journey, not the fear of getting stuck. Whether you are on a family road trip or your daily commute, this cover ensures you never feel helpless on the road. You drive with the confidence that expert help is always just a phone call away.

    ​Value for Money

    Consider the cost of a single emergency tow or a mechanic's visit on a highway: it can be expensive. Roadside Assistance costs a fraction of that amount for a whole year of coverage. You pay a small premium now to avoid heavy, unexpected bills later.

    ​Instant Assistance

    When you are stranded, every minute feels like an hour. We value your time. Our 24/7 network ensures that a technician reaches your location quickly to jumpstart your battery, change a tyre, or tow your car, so you aren't left waiting on the side of the road.

    ​Older Vehicle

    As your car ages, the risk of mechanical or electrical failure increases. Even well-maintained older cars can experience sudden issues, such as engine overheating or battery failure. This cover acts as a safety net, keeping your trusted vehicle reliable regardless of its age.

    Secure Your Vehicle Today!

    Don't leave the safety of your car to chance. Invest in comprehensive car insurance with roadside assistance and enjoy smooth journeys. Moreover, you can avail other add-ons such as consumable coverage, tyre safeguard and conveyance benefits.

    Install the Bajaj General Insurance app today!

    PromoBanner

    Meet Our Expert For Assistance

    Schedule your visit for personalised solutions and guidance that you can trust!

    Insurance Samjho

    EN
    View All
    KAJNN

    Saving vs Medical Expenses

    KAJNN

    Is Health Insurance just an expense

    KAJNN

    MHCP EDGE +

    KAJNN

    Kitna Health Insurance Cover Enough Hai?

    Home Insurance-All Risk Cover

    Home Insurance-Long Term Cover

    Home Insurance-No Content Declaration

    Home Insurance-World Wide coverage

    Take control of your digital security

    Data Privacy Day | Bajaj General Insurance

    Be Cyber Jagrook

    LoginUser

    Create your profile to unlock exclusive benefits.

    • Customised plans that grow with you
    • Proactive coverage for future milestones
    • Expert advice tailored to your profile
    Download App

    What Our Customers Say

    Great coverage option

    Enjoyed a smooth motor insurance experience with Bajaj General app. Great coverage options!

    AryanPatil

    Aryan Patil

    Pune

    5

    19th Jan 2025

    User friendly App

    Bajaj General app simplifies the motor insurance process. Quick, efficient, and user-friendly! 🎯

    NaadiyaRafiq

    Naadiya Rafiq

    Mumbai

    5

    19th Jan 2025

    Seamless Policy generation

    Love the ease of getting motor insurance through Bajaj General App. Highly recommend! 🙌

    MonuDubey

    Monu Dubey

    Chennai

    5

    19th Jan 2025

    Seamless Policy generation

    Caringly Yours by Bajaj General offers a fast and secure motor insurance process. Highly efficient!

    alt

    Rasool Rosi

    Delhi

    5

    19th Jan 2025

    User friendly App

    The Bajaj General App is ideal for motor insurance. User-friendly and dependable! 🚗

    SamShona

    Sam Shona

    Mumbai

    5

    14th Jan 2025

    Easy renewal

    Need to renew motor insurance? Bajaj General App makes it an effortless task. 👍

    ShanQureshi

    Shan Qureshi

    Delhi

    5

    11th Jan 2025

    Seamless Experience

    Bajaj General App makes motor insurance renewal easy. Just a few clicks, and you're covered! 🚙

    LakshayDhariwal

    Lakshay Dhariwal

    Pune

    5

    11th Jan 2025

    Economical coverages

    Cool, fast, and economical motor insurance options available with Bajaj General. Fantastic experience with the app! 🚘

    BijuVR

    Biju VR

    Bengaluru

    5

    23rd Dec 2024

    FAQs

    Does claiming car roadside assistance mean I lose my no-claim bonus?

    No, claiming roadside assistance doesn’t affect your no-claim assistance. This is perhaps the only add-on which does not directly affect your no-claim bonus. 

    Is it worth it to buy roadside assistance?

    Yes, it is absolutely worth buying car roadside cover. It protects you from the financial inconvenience of minor hiccups, which can easily disrupt your daily life. 

    What to do if I lose my car keys?

    If you lose your car keys, you can use your roadside assistance to request spare keys. Bajaj General Insurance offers fast assistance in these situations. 

    What is the car insurance policy transfer deadline for second-hand cars?

    You must transfer your insurance policy or buy a new one within 14 days after purchasing the car.

    What happens if I do not transfer the insurance policy of a used car?

    If you do not transfer the insurance policy of a used car in time, you will need to buy one on your own.

    Do I get No Claim Bonus (NCB) benefits when I buy a used car?

    No, NCB belongs to the owner, not the vehicle, so you cannot get it after you have bought the car from its previous owner.

    What is a car policy lapse, and how can I avoid it?

    A lapse occurs when you do not renew your new car insurance or existing car insurance policy before expiry. You can avoid a car insurance policy lapse through online car insurance renewal on time by setting reminders to avoid losing coverage and the No Claim Bonus (NCB).

    How do I renew my Bundled Car Insurance online?

    If your four-wheeler was purchased after September 1, 2018, you must renew your compulsory 3-year third-party insurance when it expires. If you are a Bajaj General Insurance Limited customer, simply enter your policy and vehicle registration numbers to start a quick, hassle-free renewal and stay protected.

    PromoBanner

    You can now buy Motor Insurance on Whatsapp

    Buy Motor Insurance