Check Car Insurance

Keeping your car protected starts with knowing your insurance status. With Bajaj General Insurance Limited, you can easily check your car insurance, review policy details, and ensure you have the right coverage. Whether it’s third-party liability or a comprehensive plan with add-ons like Depreciation Shield for zero depreciation, Engine Protector for engine protection, or 24X7 Spot Assistance for roadside assistance, Bajaj General Insurance Limited helps you stay informed and fully covered. Quickly access your policy information, verify renewals, and avoid gaps in protection, all through a simple, digital process.

The validity of your car insurance policy refers to the period during which your coverage is active. During this time, you are eligible to make claims if your vehicle is damaged, stolen, or involved in a third-party liability. Most policies in India have a one-year validity, but you can also choose long-term plans valid for up to 3 years.

The policy validity starts from the date mentioned in your insurance document and continues until the expiry date. If you do not renew it on time, your coverage lapses, leaving you financially vulnerable. Hence, it’s important to check car insurance validity regularly to ensure you remain protected.

How to Check Car Insurance Online?

You can check car insurance online in several ways, each offering a simple, convenient process. Let’s look at the available methods.

Through the Bajaj General Insurance Limited Website

If you have purchased your car insurance online from Bajaj General Insurance Limited, checking your policy details is quick and convenient.
 Here’s how to do it:

1. Visit the official Bajaj General Insurance Limited website.

2. Go to the ‘Support’ section, scroll down, and select ‘Policy Tracker.’

3. Enter your car’s registration number, mobile number, and email address.

4. Click on ‘Submit’ to view your policy details and expiry date instantly.

This simple process ensures your car insurance validity remains up to date and renewals stay completely hassle-free.

Through Bajaj General Insurance Mobile App

You can also check your policy details easily through the Bajaj General Insurance mobile app.

1. Download the BGIL app from the Google Play Store or App Store.

2. Log in using your registered mobile number and OTP.

3. Go to the ‘Policies’ or ‘Motor Insurance’ section.

4. Select your policy to check its status, download copies, and view claims.

Using the mobile app offers added convenience, allowing you to manage your car insurance anytime and anywhere.

Insurance Check by Vehicle Number on Parivahan Sewa

The Ministry of Road Transport and Highways has developed the Parivahan Sewa portal for vehicle-related services. Here’s how to use it for an insurance check by vehicle number:

1. Visit the official Parivahan Sewa website.

2. Select ‘Know Your Vehicle Details’ from the ‘Informational Services’ dropdown.

3. Enter your registered mobile number and captcha code.

4. Fill in your car’s registration number and click on ‘Search Vehicle’.

5. The portal will display your vehicle details, including the car insurance validity and expiry date.

This method is one of the fastest and most accurate ways to check a vehicle's insurance status online.

Using the mParivahan App

If you prefer mobile apps, the mParivahan app is another convenient way to check insurance status.

Follow these steps:

1. Install the mParivahan app from the Play Store or App Store.​

2. Choose your preferred language and tap “Continue”.​

3. The app provides a dashboard where you can view your insurance details by entering either your vehicle registration number or driving license number.

4. Enter the required details and click “Search.”.​

5. Log in using your registered mobile number and verify via OTP.​

6. The app will show your vehicle insurance validity, policy number, and insurer details on-screen.

This app provides quick access to all vehicle-related data, ensuring you stay updated on your insurance coverage anytime, anywhere.

Checking Car Insurance Status on the VAHAN Portal

The VAHAN e-services portal is another government platform for checking insurance online.

Steps to follow:

1. Go to the VAHAN e-services website.

2. Click on ‘Know Your Vehicle Details’.

3. Enter your registered mobile number and captcha.

4. Provide your vehicle registration number.

5. Click on ‘Search Vehicle’ to check your insurance status along with registration details.

The VAHAN portal allows you to track insurance information for any registered vehicle in India, making it helpful for used-car buyers, too.

Using the IIB Portal for Vehicle Insurance Check

The Insurance Information Bureau (IIB) portal is another effective tool to check car insurance details.

Here’s how:

1. Visit the IIB official website.

2. Go to the ‘Motor Insurance’ section.

3. Log in using your username and password.

4. Once logged in, you can view your vehicle’s insurance details and validity.

This platform gathers data from insurance companies, ensuring you receive accurate, up-to-date information.

Through the Regional Transport Office (RTO) Website

You can also check your insurance online through your local RTO website. Although the process may vary by state, the general steps are as follows:

1. Visit your RTO’s official website.

2. Select ‘Vehicle Related Services’.

3. Click on ‘Know Your Vehicle Details’.

4. Enter your car’s registration, chassis, and engine numbers.

5. Submit the captcha to get your vehicle’s insurance status.

If you prefer an offline method, you can also visit your RTO in person and get the details by providing your registration number.

How to Verify Insurance When Buying a Used Car?

Checking the insurance status of a pre-owned vehicle is essential to ensure continuous coverage and avoid legal issues. Here’s how you can verify it:

1. Ask the Seller for Policy Details: Request the insurance policy document and note the policy number, insurer, and expiry date.

2. Check Online via Bajaj General Insurance Mobile App: Enter the vehicle registration number and other required details to confirm the policy status and validity.

3. Use Government Portals: Platforms like VAHAN or the mParivahan app allow you to verify insurance details, policy validity, and insurer information by entering the registration number.

4. Verify Coverage Type: Confirm whether the existing policy is a third-party or comprehensive plan and check for any add-ons like Depreciation Shield or 24X7 Spot Assistance.

5. Plan for Renewal: If the policy is near expiry, ensure timely renewal to maintain uninterrupted coverage and avoid lapses.

By taking these steps, buyers can confidently purchase a used car with verified insurance, ensuring legal compliance and financial protection.

How to Check Car Insurance Expiry Date?

Knowing your car insurance expiry date is essential to ensure continuous coverage. Here is how you can check it easily:

1. Visit the insurer’s website or open the mobile app and go to your policy details section. Look for the field titled “Policy Valid Till” or “Expiry Date.”

2. If your policy is nearing expiry, you can renew it online. This allows you to review your coverage, add riders such as zero-depreciation or roadside assistance, and maintain uninterrupted protection.

3. Always log in with your registered credentials to ensure accurate policy information.

Why Checking Car Insurance Validity is Important?

A quick vehicle insurance status check online can save you from multiple inconveniences and legal troubles. Here’s why this small step matters:

Avoid Penalties

Driving without valid insurance can result in hefty fines or even suspension of your driving license. Regularly checking your insurance helps prevent such issues.

Ensure Continuous Coverage

Accidents, thefts, or damage can occur at any time. By performing regular insurance checks online, you ensure you’re always financially protected.

Timely Renewal Secures Valuable Benefits

Timely renewal preserves benefits like the No Claim Bonus (NCB), which reduces premiums for future policies. Loss of coverage resets or loses valuable NCB discounts.

Peace of Mind

Having an active policy gives confidence to drive without worrying about financial risk or legal issues.

Maintaining continuous coverage is important. If your car insurance is about to expire, renewing it on time is the best way to avoid any gaps in protection. Here’s how you can renew your policy online:

Renew Your Car Insurance Online through Bajaj General Insurance Limited Website

1. Visit the official Bajaj General Insurance renewal page.

2. Click on the 'Renew Online' tab at the top of the page and select 'Car Insurance Renew'.

3. Enter your policy number and vehicle registration details as prompted.

4. Review your existing coverage and make any necessary adjustments.

5. Use the car insurance calculator to estimate your premium before payment.

6. Complete the payment using your preferred online method.

7. After successful renewal, the updated policy document will be sent to your registered email.

Renew Your Car Insurance through the Bajaj General Insurance Limited App

Alternatively, you can renew your car insurance using the Bajaj General Insurance mobile application. Here's how:

1. Install the Bajaj General Insurance mobile app from the Google Play Store or Apple App Store.

2. Open the app and log in using your registered mobile number and OTP.

3. Go to the 'Motor Insurance' section within the app.

4. Select your existing car insurance policy from the list.

5. Review your current coverage and make any necessary updates.

6. Complete the payment securely through the app.

7. After the renewal is processed, your updated policy document will be available in the app and sent to your registered email.

By following these steps, you can ensure that your car insurance remains active without any coverage gaps.

Maintaining an active car insurance policy is essential in today’s connected world. Checking your insurance online ensures your vehicle remains protected, your finances are secure, and your peace of mind is preserved. Online platforms simplify verifying your policy, tracking its status, and completing renewals efficiently, saving time and avoiding last-minute complications. Timely renewals guarantee uninterrupted coverage, allowing you to drive with confidence, comply with legal requirements, and keep both your car and yourself fully safeguarded at all times.