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    Motor Insurance

    Hero Glamour Bike Insurance

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    Premium Starts At ₹538*

    Road trips, commutes, or quick errands—protection that follows you everywhere

    Coverage Highlights

    Get comprehensive coverage for your bike
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    • Cashless Garages

    7,200+ network garages for hassle free services

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    • Own Damage Cover

    Covers damage to your bike due to accidents, fire, theft and natural calamities

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    • Third Party Liability

    Unlimited liability for third party bodily injuries and INR 1 lac for third party property damage

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    • Personal Accident Cover

    Starting from INR 15 Lacs

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    • No Claim Bonus

    Up to 50%

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    • Optional Covers

    Wide range of Add Ons

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    • On The Spot Claim Settlement

    You can instantly register your bike insurance claim from the accident spot and get it settled within minutes through our Bajaj General App

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    • 24x7 Spot Assistance

    Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down

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    • Note

    Two-Wheeler TP Insurance Premiums starting at INR 538

    Inclusions

    What’s covered?
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    • Third Party Liability for Bodily Injury & Death (Unlimited Cover)

    If an accident is caused by your bike and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.

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    • Third Party Liability for Property Damage (up to INR 1 lac)

    If an accident is caused by your bike and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit

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    • Accidents

    Damages and losses that arise out of accidents and collisions

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    • Natural or Man-Made Disasters

    Damages and losses to bike by events like floods, cyclones, earthquakes, riots or vandalism

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    • Fire Damage

    Damages and losses if your bike catches fire or explodes

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    • Theft

    Financial losses when your bike is stolen

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    • In Transit Damage

    If your bike is damaged while being transported, this covers the repair costs

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    • Personal Accident

    Coverage if your bike accident results in death or disability of bike owner

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    • Add-On Covers

    Multiple Add-Ons which you can buy with your bike insurance policy to enhance your coverage

    Exclusions

    What’s not covered?
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    • Intentional Damage

    Any damage caused to the bike intentionally

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    • Depreciation

    Normal wear and tear of the bike due to usage and depreciation in value is not covered

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    • Mechanical or Electrical Breakdown

    If your bike suffers an electrical or mechanical breakdown, the cost of repairs would not be covered

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    • Illegal Activities

    Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity

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    • Geographic Limits

    Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.

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    • War-related Damages

    Losses caused by war or nuclear risks are not covered

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    • Overloading the Vehicle

    If you exceed the weight or passenger limit specified for your bike, leading to an accident.

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    • Unauthorised Vehicle Modifications

    If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.

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    • Racing or Speed Tests

    If you participate in racing, speed tests, or illegal stunts and damage your bike, your claim will be denied

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    • Note

    Please read policy wording for detailed exclusions

    Additional Covers

    What else can you get?
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    • 24x7 Road Side Assistance

    Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more

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    • Consumable Expenses

    Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc

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    • Zero Depreciation Cover

    Every year the value of a bike depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands

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    • No Claim Bonus Protector

    Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium

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    • Tyre Safeguard

    This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle

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    • Conveyance Benefit

    If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute

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    • Engine Protector

    Covers financial losses incurred due to damage to your car engine

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    • Return to Invoice (RTI) Cover

    Recover invoice value of your bike back in case of theft or total loss

    Benefits You Deserve

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    Reliable Customer Support

    We have a dedicated call centre and chat support taking care of all your needs

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    7200+ Cashless garages

    Wide network of cashless garages for hassle free service

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    On the Spot Claim Settlement

    Register claim on accident spot and get it settled within minute on our app

    Hero Glamour Bike Insurance: Coverage, Benefits & Best Plans

    The Hero Glamour is a stylish and fuel-efficient commuter motorcycle that’s become a favourite among Indian riders. While it’s built for everyday reliability, the unpredictability of Indian roads makes insurance a must-have. A good Glamour bike insurance plan protects you against damages, theft, and third-party liabilities. It also helps you meet legal requirements under the Motor Vehicles Act. Choosing a trusted provider like Bajaj General Insurance ensures quick claims, extensive coverage, and access to thousands of cashless garages—so your ride stays safe and hassle-free, every day.

    At-A-Glance

    Compare Insurance Plans Made for You

    Feature
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    Third Party Liabilty Cover

    Own Damage Cover

    Comprehensive Cover Insurance

    Comprehensive Cover with Add-ons

    Overview Covers legal liabilities arising due to body injury or property damage to others due to your bike. It is mandatory by law. Covers expenses arising out of damage to your bike. Full fedged cover comprising of Third Party Liability cover and Own Damage covers Enhance coverage by opting for various Add-ons over and above the comprehensive cover
    Policy Period 1/2/3 years 1 Year 1/2/3/5 years 1/2/3/5 years
    Third Party Liability for Injury, Death & Property Damage Yes No Yes Yes
    Accidents & Collisions No Yes Yes Yes
    Natural or Man-Made Disasters No Yes Yes Yes
    Fire Damage No Yes Yes Yes
    Theft No Yes Yes Yes
    Compulsory Personal Accident Yes Yes Yes Yes
    No Claim Bonus No Yes Yes Yes
    Add-on: Zero Depreciation Cover No Yes No Yes
    Add-on: Lock & Key Replacement No Yes No Yes
    Add-on: 24x7 Roadside Assistance No Yes No Yes
    Add-on: Consumables Cover No Yes No Yes
    Explore more add-ons No 25+ Add On's 25+ Add On's 25+ Add On's

    Why Hero Glamour Insurance is Important

    No matter how carefully you ride, your Hero Glamour is still at risk of accidents, theft, fire, and natural disasters. Having an active Hero Glamour insurance policy protects you financially from these unexpected situations. It also covers third-party liabilities, which are legally mandatory. For city riders and long-distance commuters alike, insurance adds a layer of security and peace of mind. Comprehensive plans even protect the vehicle’s accessories and offer personal accident cover, making it a smart, all-around choice for daily commuters using the Hero Glamour.

    Types of Hero Glamour Bike Insurance Plans

    There are two main types of insurance plans available for the Hero Glamour:

    ●      Third-Party Insurance: This is mandatory under Indian law and covers damages caused to third parties—such as property damage, injury or death. However, it doesn’t protect your own bike.

    ●      Comprehensive Insurance: This offers extensive protection, covering your bike against theft, accidents, natural calamities, fire, and vandalism in addition to third-party liabilities.

    Both plans can be enhanced with add-ons like zero depreciation, roadside assistance, and engine protection. The ideal policy depends on how frequently and where you ride. For riders who use their Hero Glamour extensively, a comprehensive plan is highly recommended for better financial protection.

    Why Choose Online Two-wheeler Insurance for Hero Glamour?

    Buying your Hero Glamour insurance online is fast, convenient, and transparent.

    ●      You can compare premiums and coverage across insurers in just a few clicks.

    ●      The online process ensures instant policy issuance without paperwork.

    ●      Premium calculators let you estimate your Glamour bike insurance price before purchase.

    ●      You can review add-ons like zero depreciation and engine protection easily.

    ●      Most platforms offer secure payment options and downloadable policy documents.

    ●      Online renewal reminders help prevent unintentional lapses.

    ●      Bajaj General Insurance provides a user-friendly digital interface and access to a wide network of 7,200+ cashless garages, making online purchase and claims even more seamless.

    Hero Glamour Bike Insurance Premium Calculator

    The bike insurance premium calculator is a simple online tool that helps you find your estimated Hero Glamour insurance price.
     You need to enter:

    ●      Bike details: model (Hero Glamour), variant, year of manufacture

    ●      Location: city of registration

    ●      Policy type: third-party or comprehensive

    ●      Claim history: if you’ve made previous claims

    The calculator uses this information to determine your premium based on the Insured Declared Value (IDV), selected add-ons, and age of the bike. It’s a great way to compare plans and see how features like zero depreciation or NCB protection affect your premium. This tool ensures you choose the most suitable policy at the best price, especially for popular variants like the Hero Glamour Xtec or Blaze Edition.

    Hero Glamour Insurance Price by Variant

    The Glamour insurance price varies by variant, manufacturing year, and location. For instance,, the Hero Glamour Drum Brake variant has an insurance cost starting from around ₹750 annually for third-party coverage.
     Meanwhile, the Glamour Xtec Disc variant or Blaze Edition with higher ex-showroom prices and features may have a premium closer to ₹1,200–₹1,500 for comprehensive plans. Use an online premium calculator to check the exact Hero Glamour insurance price based on your city, policy type, and add-ons.

    Factors Affecting Hero Glamour Bike Insurance Premium

    Your Hero Glamour insurance premium depends on:

    ●      Variant and IDV: The bike’s value influences premium—the higher the IDV, the higher the premium.

    ●      Registration city: Urban areas with higher traffic and theft rates have higher premiums.

    ●      Bike’s age: Older bikes attract lower premiums but higher deductibles.

    ●      Policy type: Comprehensive insurance costs more than third-party policies.

    ●      Claim history: Frequent claims can increase your premium and reduce NCB benefits.

    ●      Add-ons: Extra covers like zero depreciation or engine protection raise the premium.

    ●      Voluntary deductibles: Opting for higher deductibles can lower your premium but increases out-of-pocket expense during claims.

    Each of these factors contributes to determining your Glamour bike insurance price, so evaluate carefully before finalising your policy.

    Download Policy Document

    Get instant access to your policy details with a single click.

    Hero Glamour Bike Insurance Renewal Process

    Renewing your Hero Glamour insurance is quick and easy with online platforms.

    ●      Visit the insurer’s website and select “Renew Two-Wheeler Insurance.”

    ●      Enter your vehicle registration number, previous policy details and mobile number.

    ●      Review the IDV, policy type and add-ons before confirming.

    ●      Pay securely online and receive your renewed policy instantly via email.

    Timely Hero Glamour insurance renewal helps you retain your No Claim Bonus and avoids policy lapse, which could lead to inspection or penalty. Renew before expiry to stay protected at all times.

    Step-by-Step Guide

    To help you navigate your insurance journey

    How To Buy

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      Download the Bajaj General App from App stores or click "Get Quote"

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      Register or log in to your account.

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      Enter your bike details

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      You will be redirected to the bike Insurance Page.

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      Ensure to check your No Claim Discount

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      Choose right Insured Declared Value(IDV) that reflects your bike value

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      Evaluate Covers, Add Ons, Optional Covers and Exclusions

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      Select a plan from the recommended options, or customize your own plan

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      Review the premium and other coverage details

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      Proceed with the payment using your preferred method

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      Receive confirmation of your purchased policy via email and SMS

    How To Renew

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      Login to the app

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      Enter your current policy details

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      Review and update coverage if required

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      Check for renewal offers

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      Add or remove riders

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      Confirm details and proceed

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      Complete renewal payment online

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      Receive instant confirmation for your policy renewal

    How to Claim

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      Download our Bajaj General App on Android or iOS

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      Register or login to use Motor On the spot claim for a smooth process

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      Enter your policy and accident details (location, date, time)

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      Save and click Register to file your claim

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      Receive an SMS with your claim registration number

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      Fill in the digital claim form and submit NEFT details

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      Upload photos of damaged parts as instructed

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      Upload your RC and driving license

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      Receive an SMS with the proposed claim amount

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      Use the SMS link to agree/disagree with the claim amount

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      Agree to receive the amount in your bank account

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      Track your claim status using the Bajaj General App

    Know More

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      For any further queries, please reach out to us

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      Phone +91 020 66026666

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      Fax +91 020 66026667

    How to Claim Hero Glamour Bike Insurance

    Here’s how to file a claim for your Hero Glamour:

    1. Inform your insurer immediately after the accident, theft, or damage.

    2. File an FIR (if required) for theft or major third-party damage.

    3. Submit documents: policy copy, driving licence, RC, photos of damage, and claim form

    4. Take your bike to a network garage for cashless repairs or any garage for reimbursement.

    5. Surveyor visit may be arranged before approving the claim.

    6. Claim gets processed, and repairs/reimbursement is done as per policy terms.

    With reputed insurers like Bajaj General Insurance, the process is streamlined through mobile apps, SMS updates, and digital claim tracking.

    Tips to Lower Hero Glamour Bike Insurance Premium

    Here’s how you can reduce your Glamour insurance price without compromising on coverage:

    ●      Avoid minor claims to retain your No Claim Bonus.

    ●      Install certified anti-theft devices to qualify for discounts.

    ●      Select a higher voluntary deductible if you're a confident, safe rider.

    ●      Use long-term policies to lock in lower premiums.

    ●      Renew on time to avoid policy lapse and NCB loss.

    ●      Choose only essential add-ons, avoiding unnecessary coverage.

    ●      Compare quotes online before renewing or buying a new policy.

    ●      Limit high-risk modifications that can increase your premium. These small steps can lead to big savings on your Hero Glamour insurance price in the long run, especially for regular commuters and budget-conscious riders.

    Impact of Bike Modifications on Hero Glamour Bike Insurance

    Modifications can enhance your bike’s style and performance, but they also influence your Hero Glamour insurance price.

    ●      Performance modifications (e.g. engine tuning, exhaust systems) may raise premiums or even void coverage.

    ●      Visual changes like paint jobs or decals often need to be declared—undisclosed mods can lead to claim rejection.

    ●      Safety-related modifications like anti-theft locks or GPS tracking may reduce premiums if approved by the insurer.

    Always notify your insurance company about any modification. Failure to disclose can result in denial of claims. If you’re considering customisations, consult your insurer in advance to understand the impact on your Glamour bike insurance price.

    No Claim Bonus Transfer for Hero Glamour Bike Insurance

    Your No Claim Bonus (NCB) is a reward for not making claims during your policy period, offering up to 50% premium discount. When you switch insurers or buy a new Hero Glamour, this bonus is transferable.
     To initiate the transfer, obtain an NCB certificate from your previous insurer and submit it while purchasing the new policy. Ensure that the new policy is issued in your name and the renewal is done within the grace period.
     Transferring your NCB helps reduce the Hero Glamour insurance price and maintain premium benefits, especially if you're a safe and claim-free rider.

    Why Choose Bajaj General Insurance for Hero Glamour Bike Insurance

    Bajaj General Insurance offers reliable and affordable bike insurance plans tailored to Hero Glamour owners. From third-party to comprehensive coverage, they provide flexible options to match your budget and protection needs. Their online portal ensures fast policy issuance, instant renewals, and seamless claim filing.
     With over 7,200+ cashless garages, Hero Glamour owners can access quick and hassle-free repair services across India. Add-ons like zero depreciation, engine protector, and roadside assistance provide enhanced security. Their 24/7 customer support and mobile app make Bajaj General Insurance a smart, dependable choice for riders who prioritise both value and coverage.

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    What Our Customers Say

    Quick Claim Settlement

    The entire claim process was effortless. I received my claim amount quickly, and the service was top-notch. Thanks, Bajaj General!

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    Sanjay Rana

    Tamil Nadu

    4.9

    10th Jan 2021

    Affordable Premiums & Great Coverage

    Extensive coverage at an affordable premium. The added benefits like roadside assistance make this policy a great choice!

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    Diya Kapoor

    Jharkhand

    5.0

    15th Dec 2024

    Cashless Repairs Without Hassles

    Got my car repaired at a network garage without any paperwork. The cashless facility is truly a lifesaver!

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    Abhishek Mishra

    Punjab

    4.8

    5th Feb 2020

    Easy and Transparent Purchase

    The policy purchase process was smooth. Everything was clear, and I got extensive coverage at a reasonable price!

    alt

    Neha Agarwal

    Goa

    4.7

    25th Jan 2024

    FAQ's

    How does No Claim Bonus transfer work for Hero Glamour?

    Get an NCB certificate from your old insurer and submit it when buying your new policy to retain your earned discount.

    Is Hero Glamour insurance premium different in rural and urban areas?

    Yes, premiums are generally higher in urban areas due to increased risk of accidents and theft.

    How to find cashless garages for Hero Glamour?

    Use your insurer’s website or mobile app to find nearby network garages—Bajaj General Insurance offers 7,200+ options nationwide.

    What is the grace period for renewing Hero Glamour insurance?

    The grace period is typically up to 90 days post-expiry, during which you can renew and retain your No Claim Bonus.

    Which policy should I consider for my bike as I use it a lot?

    A comprehensive policy with add-ons like zero depreciation and engine protection is ideal for frequent riders.

    Is it compulsory to renew bike insurance after expiry?

    Yes, riding without valid insurance is illegal and can result in penalties or claim denial in case of an accident.

    Can I transfer my existing motor insurance policy to the new owner?

    Yes, you can easily transfer your vehicle's insurance to the new owner. The usual procedure for transferring vehicle insurance policy between two owners requires the new owner of the vehicle to submit an application form to the insurance provider within about 14 days of the registration transfer.

    What risks are covered under an insurance policy for a vehicle?

    The coverage for vehicle insurance can vary depending on the type of policy chosen. Third party liability, third party property damage, personal accident cover, own damage, theft, natural/manmade calamities, etc. are some of the common risks that are usually covered under motor insurance for a vehicle.

    Why should I buy comprehensive vehicle insurance policy?

    Investing in a comprehensive motor insurance is beneficial because it provides extensive coverage for your vehicle from damages due to an accident, theft, or natural disasters and damages caused to third party etc.

    What is a Third-Party Liability Cover?

    Third-Party Liability Cover is a type of insurance plan that covers that damages caused to a third-party from your vehicle.

    What's the difference between third-party and comprehensive insurance?

    Third-Party Liability covers damages incurred by another person or their property; it's mandatory by law to get a third-party insurance plan for your vehicle in order to drive it in India. Whereas, Comprehensive Motor Insurance covers third-party liability and damages to your own vehicle due to accidents, theft, etc. as per the policy terms.

    Will my No Claims Bonus be transferred if I renew my motor insurance?

    You may be able to transfer your No Claims Bonus (NCB) when renewing your policy with us, but this depends on various factors. While renewing, you may be able to get new and better NCB options and discounts.

    What is premium reduction process if no claim acquired previously?

    The no claim bonus feature in vehicle insurance can reduce the premium by a certain percentage each year if no claims are made. This feature has proven beneficial for people who have long-term insurance policies with the same company.

    Where can I initiate a claim?

    You can use our app, Caringly Yours, to initiate your insurance claim with an easy and hands-free experience.

    How do I register my claim?

    Ideally, claims are supposed to be registered on the same day that damage occurs to the insured vehicle. It is best to provide an immediate update to your vehicle insurance company. Please complete the claim application through our Bajaj General App to claim your insurance in just a few easy steps.

    What is a "deductible" or "compulsory excess" in motor insurance?

    Deductible is the amount a policyholder pays out of their pocket before your insurance coverage kicks in; a higher deductible usually means a lower premium.

    Why does my vehicle insurance premium change during renewal?

    Vehicle insurance premiums can change at renewal due to several factors, including depreciation, add-on covers, the type of model of your vehicle, and additional accessories. Consequently, the premium may increase or decrease each year.

    How NCB is calculated at the time of renewal?

    No claim bonus is calculated at renewal based on the consecutive years the insured has not filed a claim. The discount percentage usually increases each year, following the policy terms.

    What is a break in insurance?

    The time gap between the policy expiration and the renewal of the policy is known as the break-in period. Your policy will remain inactive during this period. In case of a break-in, you are advised to renew your policy as soon as possible. You can complete the procedure online easily and your policy gets instantly activated.

    When is vehicle inspection mandatory in motor insurance?

    Usually, vehicle inspection occurs when purchasing a new vehicle insurance policy or during renewal process. Additionally, an inspection may be required when you file a claim for any damages, there is a change in the policy type, new accessories or equipment are added to the vehicle, or there is a change in ownership.

    Can I change my motor insurance provider at renewal?

    Yes, you can switch providers at renewal. Compare quotes and coverage options to find the best deal.

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