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    Motor Insurance

    Renault Kiger Car Insurance

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    Get Up To 85% Off*

    Road trips, commutes, or quick errands—protection that follows you everywhere

    Coverage Highlights

    Get comprehensive coverage for your car
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    • Premium

    Starting from INR 2094*

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    • Cashless Garages

    7,200+ network garages for hassle free services

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    • Own Damage Cover

    Covers damage to your car due to accidents, fire, theft and natural calamities

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    • Third Party Liability

    Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage

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    • Personal Accident Cover

    Starting from INR 15 Lacs

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    • No Claim Bonus

    Up to 50%

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    • Optional Covers

    Wide range of Add Ons

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    • On The Spot Claim Settlement

    You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Bajaj General App

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    • 24x7 Spot Assistance

    Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down

    Inclusions

    What’s covered?
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    • Third Party Liability for Bodily Injury & Death (Unlimited Cover)

    If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.

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    • Third Party Liability for Property Damage (up to INR 7.5 lacs)

    If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit

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    • Accidents

    Damages and losses that arise out of accidents and collisions

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    • Natural or Man-Made Disasters

    Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism

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    • Fire Damage

    Damages and losses if your car catches fire or explodes

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    • Theft

    Financial losses when your car is stolen

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    • In Transit Damage

    If your car is damaged while being transported, this covers the repair costs

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    • Personal Accident

    Coverage if your car accident results in death or disability of car owner

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    • Add-On Covers

    Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage

    Exclusions

    What’s not covered?
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    • Intentional Damage

    Any damage caused to the car intentionally

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    • Depreciation

    Normal wear and tear of the car due to usage and depreciation in value is not covered

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    • Mechanical or Electrical Breakdown

    If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered

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    • Illegal Activities

    Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity

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    • Geographic Limits

    Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.

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    • War-related Damages

    Losses caused by war or nuclear risks are not covered

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    • Overloading the Vehicle

    If you exceed the weight or passenger limit specified for your car, leading to an accident.

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    • Unauthorised Vehicle Modifications

    If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.

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    • Racing or Speed Tests

    If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied

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    • Note

    Please read policy wording for detailed exclusions

    Additional Covers

    What else can you get?
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    • 24x7 Road Side Assistance

    Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more

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    • Consumable Expenses

    Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc

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    • Zero Depreciation Cover

    Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands

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    • Pay As You Consume

    If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium

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    • No Claim Bonus Protector

    Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium

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    • Tyre Safeguard

    This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle

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    • Conveyance Benefit

    If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute

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    • Engine Protector

    Covers financial losses incurred due to damage to your car engine

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    • Return to Invoice (RTI) Cover

    Recover invoice value of your car back in case of theft or total loss

    Renault Kiger Deserves the Best – Insure It Right

    Renault Kiger is a compact SUV that combines style, advanced features, and reliable performance, making it a popular choice among drivers. Protecting it is essential, and with Renault Kiger insurance from Bajaj General Insurance Limited, you get reliable coverage against unexpected expenses like accidents, theft, natural disasters, and third-party liabilities. By choosing comprehensive insurance for your Kiger, you get a safety net for both major and minor issues, keeping your investment safe on the road.

    Benefits You Deserve

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    Reliable Customer Support

    We have a dedicated call centre and chat support taking care of all your needs

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    7200+ Cashless garages

    Wide network of cashless garages for hassle free service

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    On the Spot Claim Settlement

    Register claim on accident spot and get it settled within minute on our app

    Benefits of Buying Renault Kiger Car Insurance

    Protecting your Renault Kiger with Bajaj General Insurance ensures you enjoy worry-free drives and complete financial security. Here’s why investing in a Kiger car insurance policy is essential.

    Covers Expenses on Own Damage

    Whether it’s a minor scratch or major damage from accidents or natural disasters, comprehensive insurance covers repair costs, saving you from hefty expenses.

    Third-Party Liabilities

    Your Kiger may inadvertently cause damage to third-party property, vehicles, or individuals. Bajaj General Insurance Limited ensures these liabilities are handled, keeping you protected and compliant with the law.

    Personal Accident Coverage

    Bajaj General Insurance Limited’s Kiger insurance includes personal accident coverage for the owner-driver, compensating for medical costs, permanent disabilities, or fatalities.

    Compliance with Legal Mandates

    Owning third-party car insurance is mandatory under the Motor Vehicles Act. Bajaj General Insurance Limited ensures your vehicle stays compliant with the law, avoiding fines or penalties.

    Extended Benefits with Add-Ons

    Add-ons like engine protection, roadside assistance, and zero depreciation make your Kiger’s insurance plan more robust, providing additional security and convenience.

    Additional Convenience

    Enjoy a seamless experience with digital policy issuance, easy claim processes, and 24/7 support, making your Renault Kiger car insurance hassle-free.

    Features of Buying Renault Kiger Car Insurance

    When you buy Renault Kiger car insurance from Bajaj General Insurance Limited, you invest in comprehensive protection, unmatched convenience, and total peace of mind.

    Cashless Claim Settlement

    Enjoy the ease of cashless repairs at a wide network of partner garages across the country.

    24x7 Roadside Assistance

    From flat tyres to sudden breakdowns, our roadside assistance ensures help is always just a call away.

    Zero Depreciation Cover

    With zero depreciation cover, you don’t have to worry about the reduction in your car’s value over time.

    Personal Baggage Cover

    This add-on provides coverage for theft or damage to items like laptops, phones, or other belongings inside the car.

    Accident Shield

    Accidents can lead to third-party liabilities, including property damage or personal injuries. The accident shield covers these legal and financial obligations.

    Lock and Key Replacement Cover

    You get reimbursed for the expenses involved in replacing lost or damaged keys or locks.

    Driver and Passenger Cover

    Protect everyone inside the car with personal accident coverage for the driver and passengers. This ensures financial compensation for injuries, permanent disabilities, or fatalities resulting from accidents.

    Engine Protector

    This add-on covers damages caused by water ingress, lubricant leaks, or mechanical failures.

    Personal Accident Cover

    This cover provides compensation for injuries, permanent disabilities, or accidental death.

    Motor OTS (On-The-Spot Settlement)

    With Motor OTS, you can settle small claims instantly through our easy and efficient system.

    Conveyance Benefit

    If your Renault Kiger is under repair after an accident, this add-on provides daily cash to cover your transportation expenses.

    Types of Car Insurance Plans for Kiger Car

    Bajaj General Insurance Limited offers a range of car insurance options for the Renault Kiger, designed to suit your budget and needs.

    Comprehensive Car Insurance (Package Policy)

    This covers damages to your car caused by accidents, theft, natural disasters, and man-made events such as riots or vandalism. You can add features like engine protection, zero depreciation cover, and roadside assistance.

    Third-Party Car Insurance

    A basic and mandatory car insurance plan, it covers legal and financial liabilities arising from damage caused by you to another person’s property or vehicle.

    Standalone Own Damage Insurance

    This plan is perfect for those who already have a third-party liability policy but want additional protection for their own car.

    Usage-Based Motor Insurance

    We offer kilometre-based slabs, such as 2,500 km, 5,000 km, or 7,500 km, allowing you to save on premiums while enjoying sufficient protection.

    At-A-Glance

    Compare Insurance Plans Made for You

    Feature
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    Third Party Liabilty Cover

    Own Damage Cover

    Comprehensive Car Cover

    Comprehensive Cover with Add-ons

    Overview Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. Covers expenses arising out of damage to your car. Full fedged cover comprising of Third Party Liability cover and Own Damage covers Enhance coverage by opting for various Add-ons over and above the comprehensive cover
    Policy Period 1 or 3 years 1 Year 1 and 3 years 1 and 3 years
    Third Party Liability for Injury, Death & Property Damage Yes No Yes Yes
    Accidents & Collisions No Yes Yes Yes
    Natural or Man-Made Disasters No Yes Yes Yes
    Fire Damage No Yes Yes Yes
    Theft No Yes Yes Yes
    Compulsory Personal Accident Yes Yes Yes Yes
    Add-on: No Claim Bonus No No No Yes
    Add-on: Zero Depreciation Cover No No No Yes
    Add-on: Lock & Key Replacement No No No Yes
    Add-on: 24x7 Roadside Assistance No No No Yes
    Add-on: Consumables Cover No No No Yes
    Explore more add-ons No Up to 27 Add Ons Up to 27 Add Ons Up to 27 Add Ons

    Specifications of Renault Kiger Car

    The Renault Kiger is a bold and stylish compact SUV designed for modern driving. Before insuring your car with Bajaj General Insurance, explore its specifications to understand its value and features.

    Feature

    1.0L Energy MT

    1.0L Energy AMT

    1.0L Turbo

    1.0L Turbo CVT

    Engine Displacement (cc)

    999

    999

    999

    999

    No. of Cylinders

    3

    3

    3

    3

    Max Power (ps@rpm)

    72 @ 6250

    72 @ 6250

    100 @ 5000

    100 @ 5000

    Max Torque (Nm@rpm)

    96 @ 3500

    96 @ 3500

    160 @ 2800–3600

    152 @ 2200–4400

    Fuel System

    Multi-point fuel injection

    Multi-point fuel injection

    Multi-point fuel injection

    Multi-point fuel injection

    Transmission Type

    5-speed MT

    Easy-R AMT

    5-speed MT

    X-tronic CVT

    Steering Type

    Electric Power Steering

    Electric Power Steering

    Electric Power Steering

    Electric Power Steering

    Front Suspension

    McPherson Strut with lower transverse link

    Same as MT

    Same as MT

    Same as MT

    Rear Suspension

    Twist beam with coil spring

    Same as MT

    Same as MT

    Same as MT

    Front Brakes

    Disc

    Disc

    Disc

    Disc

    Rear Brakes

    Drum

    Drum

    Drum

    Drum

    Tyre Size (mm)

    195/60

    195/60

    195/60

    195/60

    Wheel Rim (cm)

    40.64

    40.64

    40.64

    40.64

    Overall Length (mm)

    3991

    3991

    3991

    3991

    Overall Width (mm)

    1750

    1750

    1750

    1750

    Overall Height (mm)

    1605

    1605

    1605

    1605

    Front Track (mm)

    1536

    1536

    1536

    1536

    Rear Track (mm)

    1635

    1635

    1635

    1635

    Fuel Tank Capacity (L)

    40

    40

    40

    40

    Ground Clearance (mm)

    205

    205

    205

    205

    Boot Space (L)

    405

    405

    405

    405

    Renault Kiger Variants with Car Insurance Price

    The Kiger insurance price at Bajaj General Insurance Limited depends on factors such as the model variant and insurance plan chosen. The insurance premium from Bajaj General Insurance Limited will vary based on factors like the car’s ex-showroom price, fuel efficiency, and location.

    Let’s take a look at the Renault Kiger variants available online

    - 1.0L Energy MT1.0L Energy AMT

    - 1.0L Turbo

    - 1.0L Turbo CVT

    To get an accurate estimate, use an online car insurance calculator from Bajaj General Insurance Limited and specify your Kiger’s information.

    Step-by-Step Guide

    To help you navigate your insurance journey

    How To Buy

    • 1

      Download the Bajaj General App from App stores or click "Get Quote"

    • 2

      Register or log in to your account.

    • 3

      Enter your car details

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      You will be redirected to the Car Insurance Page.

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      Ensure to check your No Claim Discount

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      Choose right Insured Declared Value (IDV) that reflects your car value

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      Evaluate Covers, Add Ons, Optional Covers and Exclusions

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      Select a plan from the recommended options, or customize your own plan

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      Review the premium and other coverage details

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      Proceed with the payment using your preferred method

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      Receive confirmation of your purchased policy via email and SMS

    How To Renew

    • 1

      Login to the app

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      Enter your current policy details

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      Review and update coverage if required

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      Check for renewal offers

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      Add or remove riders

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      Confirm details and proceed

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      Complete renewal payment online

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      Receive instant confirmation for your policy renewal

    How to Claim

    • 1

      Download our Bajaj General App on Android or iOS

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      Register or login to use Motor On the spot claim for a smooth process

    • 3

      Enter your policy and accident details (location, date, time)

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      Save and click Register to file your claim

    • 5

      Receive an SMS with your claim registration number

    • 6

      Fill in the digital claim form and submit NEFT details

    • 7

      Upload photos of damaged parts as instructed

    • 8

      Upload your RC and driving license

    • 9

      Receive an SMS with the proposed claim amount

    • 10

      Use the SMS link to agree/disagree with the claim amount

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      Agree to receive the amount in your bank account

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      Track your claim status using the Bajaj General App

    Know More

    • 1

      For any further queries, please reach out to us

    • 2

      Phone +91 020 66026666

    • 3

      Fax +91 020 66026667

    Renault Kiger Car Insurance Premium Calculator

    Finding the right Renault Kiger car insurance price is simple with the Bajaj General Insurance Limited premium calculator. This tool helps you get a personalised quote in just a few clicks.

    - Enter details like your Kiger’s variant, age, and registration city.

    - Select additional covers like zero depreciation or roadside assistance to see how they impact the premium.

    - Get an instant estimate tailored to your needs and budget.

    - Make informed decisions with ease and choose the coverage that’s perfect for you!

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    Create a Profile With Us to Unlock New Benefits

    • Customised plans that grow with you
    • Proactive coverage for future milestones
    • Expert advice tailored to your profile
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    How to Choose the Right Renault Kiger Car Insurance?

    Choosing the right Renault Kiger car insurance requires careful consideration of your coverage needs, budget, and driving conditions. Here’s a simple guide to help you select the best policy:

    Identify Your Coverage Needs

    Decide whether basic third-party insurance is all that you need or if you’d benefit from comprehensive coverage, which also protects against your own damages.

    Calculate the Premium

    Consider the Renault Kiger insurance price and make sure it aligns with your budget. Use an online premium calculator to get a detailed quote, and remember that No Claim Bonus (NCB) can reduce premiums on renewal after claim-free years.

    Select Relevant Add-Ons

    Add-ons like zero depreciation, engine protection, and roadside assistance can be very important, depending on your driving environment.

    Check the Claim Process

    A smooth, hassle-free claims process is essential to avoid delays and unexpected costs during repairs. Choose an insurer known for efficient claims processing. A smooth, hassle-free claims process is essential to avoid delays and unexpected costs during repairs.

    Consider Network Garages

    Insurers with a broad network of cashless garages simplify repairs, allowing you to handle damages without having to spend money from your own pocket

    Read Customer Feedback

    Customer reviews provide insights into an insurer’s reliability, claim handling, and customer support, helping you make an informed choice.

    What Our Customers Say

    Prompt Assistance

    Thank you so much, Bajaj General, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.

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    Vikram Singh

    Delhi

    4.6

    21st May 2021

    Claim Support

    Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.

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    Deepak Bhanushali

    Mumbai

    4.5

    18th May 2021

    Quick Assistance

    Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!

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    Naveen Tyagi

    Delhi

    5.0

    1st May 2021

    Claim Support

    I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj General. 

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    Pramod Chand Lakra

    Jaipur

    5.0

    27th Jul 2020

    Reliable Service

    The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.

    SibaPrasadMohanty

    Siba Prasad Mohanty

    Pune

    5.0

    26th Jul 2020

    Diverse Options

    A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well. 

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    Rahul

    Lucknow

    5.0

    26th Jul 2020

    FAQs

    What are the key benefits of insuring your Renault Kiger?

    Depending on the policy type chosen, coverage may include protection against third-party liability and own-damage events such as accidents, theft, fire, or natural disasters. Add-ons may be selected separately.

    What types of insurance coverage are available for Renault Kiger owners?

    Coverage options generally include third-party insurance, standalone own-damage cover, and comprehensive insurance, depending on the level of protection you require.

    How is the Insured Declared Value (IDV) calculated for a Renault Kiger?

    IDV is usually based on the vehicle’s estimated market value after depreciation and influences the maximum payable amount in the event of theft or total loss.

    Does the model year and variant affect the Renault Kiger insurance premium?

    Yes. Premium varies by model variant, year of manufacture, location, fuel type, and other rating factors.

    How do insurers decide the premium amount for Renault Kiger car insurance?

    Premium depends on factors such as IDV, vehicle variant, selected coverage type, chosen add-ons, location, and claim history.

    Does Renault Kiger insurance cover theft or total loss?

    Yes. Theft and total loss are generally covered under a comprehensive policy, subject to terms and the applicable IDV.

    Is a cashless garage network available for Renault Kiger claims?

    Yes. Cashless claim support is available at authorised network garages of Bajaj General Insurance Company. You may need to pay applicable deductibles or non-covered expenses.

    Can you upgrade or change coverage during Renault Kiger policy renewal?

    Yes. You may switch between third-party, standalone own-damage, or comprehensive coverage at renewal, as per the policy terms.

    Can you add or remove add-on covers during Renault Kiger insurance renewal?

    Yes. Add-ons such as Zero Depreciation or Engine Protector can be added or removed at renewal, subject to eligibility and policy terms.

    How do you file a Renault Kiger car insurance claim after an accident?

    A claim can be initiated by informing Bajaj General Insurance Company and submitting the required documents as outlined under your policy.

    What is the process for getting your Renault Kiger repaired through insurance?

    Repairs may be carried out at an authorised network garage on a cashless basis or through reimbursement, depending on policy terms and garage availability.

    Will your No Claim Bonus be affected if you file a claim for your Renault Kiger?

    Yes. Filing a claim may reduce or reset your No Claim Bonus (NCB), unless an NCB Protector add-on is included and applies to the specific claim type.

    Is vehicle inspection required for Renault Kiger insurance renewal?

    A vehicle inspection may be required if the previous policy has expired or remained inactive beyond the permitted period.

    What happens if you miss the renewal deadline for your Renault Kiger?

    Coverage lapses, and claims during this period are not payable. Generally, insurers offer a grace period for renewing the existing policy. When renewed within this time, you may retain your NCB.

    Will your No Claim Bonus carry forward if you renew your Renault Kiger policy?

    Yes. Your NCB is retained when renewal is completed within the allowed period and no claim has been made that affects NCB.

    How can you reduce the premium for Renault Kiger insurance renewal?

    Premium is determined by factors such as claim history, selected add-ons, voluntary deductibles, and other policy-related elements, which may affect the renewal amount.

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