Motor Insurance
Premium Starts At ₹538*
Road trips, commutes, or quick errands—protection that follows you everywhere
Coverage Highlights
Get comprehensive coverage for your bikeCashless Garages
7,200+ network garages for hassle free services
Own Damage Cover
Covers damage to your bike due to accidents, fire, theft and natural calamities
Third Party Liability
Unlimited liability for third party bodily injuries and INR 1 lac for third party property damage
Personal Accident Cover
Starting from INR 15 Lacs
No Claim Bonus
Up to 50%
Optional Covers
Wide range of Add Ons
On The Spot Claim Settlement
You can instantly register your bike insurance claim from the accident spot and get it settled within minutes through our Bajaj General App
24x7 Spot Assistance
Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down
Note
Two-Wheeler TP Insurance Premiums starting at INR 538
Inclusions
What’s covered?Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your bike and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.
Third Party Liability for Property Damage (up to INR 1 lac)
If an accident is caused by your bike and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit
Accidents
Damages and losses that arise out of accidents and collisions
Natural or Man-Made Disasters
Damages and losses to bike by events like floods, cyclones, earthquakes, riots or vandalism
Fire Damage
Damages and losses if your bike catches fire or explodes
Theft
Financial losses when your bike is stolen
In Transit Damage
If your bike is damaged while being transported, this covers the repair costs
Personal Accident
Coverage if your bike accident results in death or disability of bike owner
Add-On Covers
Multiple Add-Ons which you can buy with your bike insurance policy to enhance your coverage
Exclusions
What’s not covered?Intentional Damage
Any damage caused to the bike intentionally
Depreciation
Normal wear and tear of the bike due to usage and depreciation in value is not covered
Mechanical or Electrical Breakdown
If your bike suffers an electrical or mechanical breakdown, the cost of repairs would not be covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your bike, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your bike, your claim will be denied
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?24x7 Road Side Assistance
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
Consumable Expenses
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
Zero Depreciation Cover
Every year the value of a bike depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
Conveyance Benefit
If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
Engine Protector
Covers financial losses incurred due to damage to your car engine
Return to Invoice (RTI) Cover
Recover invoice value of your bike back in case of theft or total loss
Nothing kills the joy of a ride faster than being stuck on the side of the road with a puncture. Don't stress about pushing your bike for miles to find a mechanic.
With roadside assistance for bikes as 24 x 7 Spot Assistance from Bajaj General Insurance, you get expert help exactly when you need it. From fuel delivery to towing, we handle the hassles so you can get back on the road with confidence.
Compare Insurance Plans Made for You
| Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Bike Cover |
Comprehensive Cover with Add-ons |
|---|---|---|---|---|
| Overview | Covers legal liabilities arising due to body injury or property damage to others due to your bike. It is mandatory by law. | Covers expenses arising out of damage to your bike. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
| Policy Period | 1/2/3 years | 1 Year | 1/2/3/5 years | 1/2/3/5 years |
| Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes | Yes |
| Accidents & Collisions | No | Yes | Yes | Yes |
| Natural or Man-Made Disasters | No | Yes | Yes | Yes |
| Fire Damage | No | Yes | Yes | Yes |
| Theft | No | Yes | Yes | Yes |
| Compulsory Personal Accident | Yes | Yes | Yes | Yes |
| No Claim Bonus | No | Yes | Yes | Yes |
| Add-on: Zero Depreciation Cover | No | Yes | No | Yes |
| Add-on: Lock & Key Replacement | No | Yes | No | Yes |
| Add-on: 24x7 Roadside Assistance | No | Yes | No | Yes |
| Add-on: Consumables Cover | No | Yes | No | Yes |
| Explore more add-ons | No | 25+ Add On's | 25+ Add On's | 25+ Add On's |
Bike breakdowns are common and often viewed as minor hiccups. However, the inconvenience that follows is sure to ruin your day and your finances. That’s why we provide 24/7 roadside assistance for bike in the form of an add-on 24 x 7 Spot Assistance to our policyholders.
This add-on feature covers these minor hiccups so that your riding experience becomes smooth. Let’s see what is covered under this rider feature.
When you are stranded on the road, the last thing you want to worry about is how to get help. With our Roadside Assistance (RSA) cover, we handle the logistics so you can get back on track.
Stuck with a puncture? Don’t worry about pushing your bike to the nearest shop. We will send a technician to your location to repair the flat tyre or help you replace it with your spare, so you can keep moving.
Sometimes, a quick fix isn't enough. If your bike has a major issue and we cannot repair it on the spot, we will arrange to tow it to the nearest network garage or workshop for proper servicing. Bajaj General Insurance has over 7200 network garages, so you don’t have to worry.
Engine trouble or electrical failure can happen to your bike without warning. If your bike suffers a sudden mechanical or electrical breakdown that leaves it immobilised, just give us a call. We will provide on-the-spot assistance to get it running again.
It happens to the best of us: you misjudge the distance to the next petrol pump and run dry. We will deliver fuel right to your location (up to a specific limit) so you can drive to the nearest station to fill up.
For small issues that don't require a full garage visit, such as a loose cable or a minor adjustment, our technicians will come to you and perform the necessary repairs right there on the roadside.
Lost your keys or locked them inside the utility box? We can help you retrieve your spare key or arrange for a technician to assist you in unlocking the vehicle so you’re not left stranded. This gives you peace of mind knowing we always have your back.
While we strive to help you in most emergencies, there are a few scenarios where Roadside Assistance does not apply. These are:
We designed RSA to help with breakdowns, not crimes. If your bike is stolen, or if accessories and parts are missing due to theft, this specific service does not cover those losses. You need to file a claim for these losses.
We cannot provide support if the bike breaks down while you use it for illegal activities. This includes racing, speed testing, or any other act that violates the law.
While we cover the service and labour to help you on the spot, we do not include the cost of any replacement parts or materials (like a new battery, tyre, or tubes). You will need to pay for the parts used during the repair or file a claim for cashless or reimbursement.
To avail of our RSA for bike services, you must contact us first. If you arrange for your own towing or mechanic without informing our support team beforehand, we may not be able to cover or reimburse those costs.
In extreme situations where nature takes over, such as severe floods, earthquakes, or other ‘Acts of God’ where it is physically impossible or unsafe for our team to reach you, services might be temporarily unavailable.
Get instant access to your policy details with a single click.
Step-by-Step Guide
How To Buy
1
Download the Bajaj General App from App stores or click "Get Quote"
2
Register or log in to your account.
3
Enter your bike details
4
You will be redirected to the bike Insurance Page.
5
Ensure to check your No Claim Discount
6
Choose right Insured Declared Value(IDV) that reflects your bike value
7
Evaluate Covers, Add Ons, Optional Covers and Exclusions
8
Select a plan from the recommended options, or customize your own plan
9
Review the premium and other coverage details
10
Proceed with the payment using your preferred method
11
Receive confirmation of your purchased policy via email and SMS
How To Renew
1
Login to the app
2
Enter your current policy details
3
Review and update coverage if required
4
Check for renewal offers
5
Add or remove riders
6
Confirm details and proceed
7
Complete renewal payment online
8
Receive instant confirmation for your policy renewal
How to Claim
1
Download our Bajaj General App on Android or iOS
2
Register or login to use Motor On the spot claim for a smooth process
3
Enter your policy and accident details (location, date, time)
4
Save and click Register to file your claim
5
Receive an SMS with your claim registration number
6
Fill in the digital claim form and submit NEFT details
7
Upload photos of damaged parts as instructed
8
Upload your RC and driving license
9
Receive an SMS with the proposed claim amount
10
Use the SMS link to agree/disagree with the claim amount
11
Agree to receive the amount in your bank account
12
Track your claim status using the Bajaj General App
Know More
1
For any further queries, please reach out to us
2
Phone +91 020 66026666
3
Fax +91 020 66026667
Buying your bike insurance online isn't just about saving time; it’s about upgrading your entire ownership experience. Here is why combining an online purchase with roadside assistance for a bike is the smartest move for your ride.
Gone are the days of storing bulky files or worrying about losing your documents. When you buy online, the entire process is digital. Your policy is emailed to you immediately, meaning you carry your protection in your phone, right in your pocket. It’s eco-friendly, clutter-free, and always accessible.
In a rush? The online process removes the waiting game. You don’t need to visit a branch or wait for an agent. Simply fill in your details, make the payment, and your policy is issued instantly. You can ride legally and confidently within minutes.
The road is unpredictable, but your journey doesn’t have to be. By adding Roadside Assistance to your online plan, you ensure that help is always just a phone call away. Whether it is a flat tyre on a lonely highway or a dead battery in the city, you never have to face a breakdown alone.
Buying online often lowers operational costs, and we pass those savings on to you. You get premium coverage and 24/7 emergency support at a price that fits your budget. This ensures that you get maximum protection without overpaying.
Download the Bajaj General app today and access roadside assistance in an instant!
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Quick Claim Settlement
The entire claim process was effortless. I received my claim amount quickly, and the service was top-notch. Thanks, Bajaj General!
Sanjay Rana
Tamil Nadu
10th Jan 2021
Affordable Premiums & Great Coverage
Extensive coverage at an affordable premium. The added benefits like roadside assistance make this policy a great choice!
Diya Kapoor
Jharkhand
15th Dec 2024
Cashless Repairs Without Hassles
Got my car repaired at a network garage without any paperwork. The cashless facility is truly a lifesaver!
Abhishek Mishra
Punjab
5th Feb 2020
Easy and Transparent Purchase
The policy purchase process was smooth. Everything was clear, and I got extensive coverage at a reasonable price!
Neha Agarwal
Goa
25th Jan 2024
Yes, roadside assistance for a bike is an add-on feature, while comprehensive bike insurance is a standalone product. You can buy a comprehensive plan and add the roadside assistance add-on if you want, for an additional fee.
Yes, you can buy return to invoice along with roadside assistance. You can add as many add-ons as you want to your bike insurance policy.
A common myth is that new bikes don’t require RSA coverage. However, RSA does not just provide bike breakdown coverage, it also covers tyre puncture, minor repairs and towing facilities. That is why buying an RSA cover for your new bike is a precautionary measure.
Buying Honda bike insurance online is simple with Bajaj General Insurance. Enter vehicle details, select your desired coverage, compare premiums, pay digitally, and instantly download your policy copy without paperwork or dealership involvement.
The price of Honda bike insurance depends on factors such as IDV, coverage type, location, and add-ons. Bajaj General Insurance offers competitive pricing for both third-party and comprehensive bike insurance for Honda owners.
To insure your Honda bike, you’ll need the bike’s RC, your driving licence, a copy of the previous insurance policy (if applicable), and a valid ID proof. These documents are required to issue the Honda bike insurance policy from Bajaj General Insurance.
Exclusions include wear and tear, mechanical breakdowns, electrical failures, riding without a valid licence, drunk driving, and damages outside the policy terms. Always review the Honda bike insurance policy details with Bajaj General Insurance before purchasing.
With Honda bike insurance from Bajaj General Insurance, you can choose optional add-on covers such as zero depreciation, roadside assistance, engine protection, and personal accident cover for the pillion rider. These add-ons provide extra protection and enhance the benefits of your comprehensive bike insurance policy.
You can lower premiums by opting for voluntary deductibles, renewing on time, avoiding small claims, and installing anti-theft devices. Bajaj General Insurance rewards safe riders with No Claim Bonus on two-wheeler insurance renewal.
To get the right price for your Honda bike insurance, enter details such as your bike’s registration number, model, variant, city, year of manufacture, and selected add-ons. Bajaj General Insurance’s calculator will then provide accurate premium estimates, making it easy to purchase your policy online.
You can file a claim by notifying Bajaj General Insurance, submitting the claim form, and providing supporting documents, including the Registration Certificate (RC). The surveyor assesses damages, and settlement is processed either through cashless garages or reimbursement.
A cashless claim allows for repairs at Bajaj General Insurance's network garages without requiring upfront payment. The insurer directly settles bills with the garage, simplifying the Honda bike insurance claim process for policyholders.
Yes, Honda bike insurance includes a compulsory personal accident cover for the owner-driver, offering financial compensation to the family in case of accidental death or permanent total disability while riding the vehicle.
A comprehensive online Honda bike insurance policy includes accidental damage repairs at authorised garages. Bajaj General Insurance offers cashless repairs across its extensive network of garages, ensuring quick and hassle-free services for policyholders.
Yes, theft is covered under a Honda bike insurance policy. File an FIR immediately, submit documents with Bajaj General Insurance, and the claim amount will be settled based on the IDV of your Honda bike.
Yes, undeclared modifications may lead to claim denial or increased premiums.
Yes, you can transfer NCB and buy a policy even after the ownership transfer.
Input bike and owner details, choose coverage and get a tailored premium quote online.
Renewal is quick on the Bajaj General Insurance website. Enter your policy number, review details, choose add-ons, pay securely, and download your renewed Honda bike insurance online instantly.
Yes, you can renew your expired Honda bike insurance online with Bajaj General Insurance. However, an inspection of your bike may be required if the lapse is long, and riding without insurance during this period is illegal.
Renewal takes only a few minutes through Bajaj General Insurance’s digital platform. Enter details, complete payment, and instantly receive your renewed two-wheeler insurance copy.
Typically valid for one year, with 2 or 3-year renewal options.
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