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    Motor Insurance

    Roadside Assistance for Bike

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    Premium Starts At ₹538*

    Road trips, commutes, or quick errands—protection that follows you everywhere

    Coverage Highlights

    Get comprehensive coverage for your bike
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    • Cashless Garages

    7,200+ network garages for hassle free services

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    • Own Damage Cover

    Covers damage to your bike due to accidents, fire, theft and natural calamities

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    • Third Party Liability

    Unlimited liability for third party bodily injuries and INR 1 lac for third party property damage

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    • Personal Accident Cover

    Starting from INR 15 Lacs

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    • No Claim Bonus

    Up to 50%

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    • Optional Covers

    Wide range of Add Ons

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    • On The Spot Claim Settlement

    You can instantly register your bike insurance claim from the accident spot and get it settled within minutes through our Bajaj General App

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    • 24x7 Spot Assistance

    Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down

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    • Note

    Two-Wheeler TP Insurance Premiums starting at INR 538

    Inclusions

    What’s covered?
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    • Third Party Liability for Bodily Injury & Death (Unlimited Cover)

    If an accident is caused by your bike and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.

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    • Third Party Liability for Property Damage (up to INR 1 lac)

    If an accident is caused by your bike and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit

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    • Accidents

    Damages and losses that arise out of accidents and collisions

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    • Natural or Man-Made Disasters

    Damages and losses to bike by events like floods, cyclones, earthquakes, riots or vandalism

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    • Fire Damage

    Damages and losses if your bike catches fire or explodes

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    • Theft

    Financial losses when your bike is stolen

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    • In Transit Damage

    If your bike is damaged while being transported, this covers the repair costs

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    • Personal Accident

    Coverage if your bike accident results in death or disability of bike owner

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    • Add-On Covers

    Multiple Add-Ons which you can buy with your bike insurance policy to enhance your coverage

    Exclusions

    What’s not covered?
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    • Intentional Damage

    Any damage caused to the bike intentionally

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    • Depreciation

    Normal wear and tear of the bike due to usage and depreciation in value is not covered

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    • Mechanical or Electrical Breakdown

    If your bike suffers an electrical or mechanical breakdown, the cost of repairs would not be covered

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    • Illegal Activities

    Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity

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    • Geographic Limits

    Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.

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    • War-related Damages

    Losses caused by war or nuclear risks are not covered

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    • Overloading the Vehicle

    If you exceed the weight or passenger limit specified for your bike, leading to an accident.

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    • Unauthorised Vehicle Modifications

    If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.

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    • Racing or Speed Tests

    If you participate in racing, speed tests, or illegal stunts and damage your bike, your claim will be denied

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    • Note

    Please read policy wording for detailed exclusions

    Additional Covers

    What else can you get?
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    • 24x7 Road Side Assistance

    Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more

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    • Consumable Expenses

    Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc

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    • Zero Depreciation Cover

    Every year the value of a bike depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands

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    • No Claim Bonus Protector

    Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium

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    • Tyre Safeguard

    This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle

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    • Conveyance Benefit

    If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute

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    • Engine Protector

    Covers financial losses incurred due to damage to your car engine

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    • Return to Invoice (RTI) Cover

    Recover invoice value of your bike back in case of theft or total loss

    Benefits You Deserve

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    Reliable Customer Support

    We have a dedicated call centre and chat support taking care of all your needs

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    7200+ Cashless garages

    Wide network of cashless garages for hassle free service

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    On the Spot Claim Settlement

    Register claim on accident spot and get it settled within minute on our app

    Roadside Assistance for Bike | A Must-Have Add-On

    Nothing kills the joy of a ride faster than being stuck on the side of the road with a puncture. Don't stress about pushing your bike for miles to find a mechanic.

    With roadside assistance for bikes as 24 x 7 Spot Assistance from Bajaj General Insurance, you get expert help exactly when you need it. From fuel delivery to towing, we handle the hassles so you can get back on the road with confidence.

    At-A-Glance

    Compare Insurance Plans Made for You

    Feature
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    Third Party Liabilty Cover

    Own Damage Cover

    Comprehensive Bike Cover

    Comprehensive Cover with Add-ons

    Overview Covers legal liabilities arising due to body injury or property damage to others due to your bike. It is mandatory by law. Covers expenses arising out of damage to your bike. Full fedged cover comprising of Third Party Liability cover and Own Damage covers Enhance coverage by opting for various Add-ons over and above the comprehensive cover
    Policy Period 1/2/3 years 1 Year 1/2/3/5 years 1/2/3/5 years
    Third Party Liability for Injury, Death & Property Damage Yes No Yes Yes
    Accidents & Collisions No Yes Yes Yes
    Natural or Man-Made Disasters No Yes Yes Yes
    Fire Damage No Yes Yes Yes
    Theft No Yes Yes Yes
    Compulsory Personal Accident Yes Yes Yes Yes
    No Claim Bonus No Yes Yes Yes
    Add-on: Zero Depreciation Cover No Yes No Yes
    Add-on: Lock & Key Replacement No Yes No Yes
    Add-on: 24x7 Roadside Assistance No Yes No Yes
    Add-on: Consumables Cover No Yes No Yes
    Explore more add-ons No 25+ Add On's 25+ Add On's 25+ Add On's

    Understanding Bike Roadside Assistance

    Bike breakdowns are common and often viewed as minor hiccups. However, the inconvenience that follows is sure to ruin your day and your finances. That’s why we provide 24/7 roadside assistance for bike in the form of an add-on 24 x 7 Spot Assistance to our policyholders.

    This add-on feature covers these minor hiccups so that your riding experience becomes smooth. Let’s see what is covered under this rider feature.

    What are the Inclusions of Bike Roadside Assistance?

    When you are stranded on the road, the last thing you want to worry about is how to get help. With our Roadside Assistance (RSA) cover, we handle the logistics so you can get back on track.

    ​Flat Tyre

    Stuck with a puncture? Don’t worry about pushing your bike to the nearest shop. We will send a technician to your location to repair the flat tyre or help you replace it with your spare, so you can keep moving.

    ​Towing

    Sometimes, a quick fix isn't enough. If your bike has a major issue and we cannot repair it on the spot, we will arrange to tow it to the nearest network garage or workshop for proper servicing. Bajaj General Insurance has over 7200 network garages, so you don’t have to worry.

    ​Mechanical Breakdown

    Engine trouble or electrical failure can happen to your bike without warning. If your bike suffers a sudden mechanical or electrical breakdown that leaves it immobilised, just give us a call. We will provide on-the-spot assistance to get it running again.

    ​Empty Fuel Tank

    It happens to the best of us: you misjudge the distance to the next petrol pump and run dry. We will deliver fuel right to your location (up to a specific limit) so you can drive to the nearest station to fill up.

    ​Minor Repairs

    For small issues that don't require a full garage visit, such as a loose cable or a minor adjustment, our technicians will come to you and perform the necessary repairs right there on the roadside.

    ​Spare Keys

    Lost your keys or locked them inside the utility box? We can help you retrieve your spare key or arrange for a technician to assist you in unlocking the vehicle so you’re not left stranded. This gives you peace of mind knowing we always have your back.

    What are the ​Exclusions of Bike Roadside Assistance?

    ​While we strive to help you in most emergencies, there are a few scenarios where Roadside Assistance does not apply. These are:

    ​Losses Due to Theft

    We designed RSA to help with breakdowns, not crimes. If your bike is stolen, or if accessories and parts are missing due to theft, this specific service does not cover those losses. You need to file a claim for these losses.

    ​Usage in Unlawful Activity

    We cannot provide support if the bike breaks down while you use it for illegal activities. This includes racing, speed testing, or any other act that violates the law.

    Supply of Parts

    While we cover the service and labour to help you on the spot, we do not include the cost of any replacement parts or materials (like a new battery, tyre, or tubes). You will need to pay for the parts used during the repair or file a claim for cashless or reimbursement.

    ​Miscommunication

    To avail of our RSA for bike services, you must contact us first. If you arrange for your own towing or mechanic without informing our support team beforehand, we may not be able to cover or reimburse those costs.

    ​Disaster Related Consequences

    In extreme situations where nature takes over, such as severe floods, earthquakes, or other ‘Acts of God’ where it is physically impossible or unsafe for our team to reach you, services might be temporarily unavailable.

    Download Policy Document

    Get instant access to your policy details with a single click.

    Step-by-Step Guide

    To help you navigate your insurance journey

    How To Buy

    • 1

      Download the Bajaj General App from App stores or click "Get Quote"

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      Register or log in to your account.

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      Enter your bike details

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      You will be redirected to the bike Insurance Page.

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      Ensure to check your No Claim Discount

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      Choose right Insured Declared Value(IDV) that reflects your bike value

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      Evaluate Covers, Add Ons, Optional Covers and Exclusions

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      Select a plan from the recommended options, or customize your own plan

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      Review the premium and other coverage details

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      Proceed with the payment using your preferred method

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      Receive confirmation of your purchased policy via email and SMS

    How To Renew

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      Login to the app

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      Enter your current policy details

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      Review and update coverage if required

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      Check for renewal offers

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      Add or remove riders

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      Confirm details and proceed

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      Complete renewal payment online

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      Receive instant confirmation for your policy renewal

    How to Claim

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      Download our Bajaj General App on Android or iOS

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      Register or login to use Motor On the spot claim for a smooth process

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      Enter your policy and accident details (location, date, time)

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      Save and click Register to file your claim

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      Receive an SMS with your claim registration number

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      Fill in the digital claim form and submit NEFT details

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      Upload photos of damaged parts as instructed

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      Upload your RC and driving license

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      Receive an SMS with the proposed claim amount

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      Use the SMS link to agree/disagree with the claim amount

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      Agree to receive the amount in your bank account

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      Track your claim status using the Bajaj General App

    Know More

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      For any further queries, please reach out to us

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      Phone +91 020 66026666

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      Fax +91 020 66026667

    Why Buy Bike Insurance Online with Road Assistance Cover?

    Buying your bike insurance online isn't just about saving time; it’s about upgrading your entire ownership experience. Here is why combining an online purchase with roadside assistance for a bike is the smartest move for your ride.

    ​Paperless Insurance

    Gone are the days of storing bulky files or worrying about losing your documents. When you buy online, the entire process is digital. Your policy is emailed to you immediately, meaning you carry your protection in your phone, right in your pocket. It’s eco-friendly, clutter-free, and always accessible.

    ​Instant Policy

    In a rush? The online process removes the waiting game. You don’t need to visit a branch or wait for an agent. Simply fill in your details, make the payment, and your policy is issued instantly. You can ride legally and confidently within minutes.

    ​Peace of Mind

    The road is unpredictable, but your journey doesn’t have to be. By adding Roadside Assistance to your online plan, you ensure that help is always just a phone call away. Whether it is a flat tyre on a lonely highway or a dead battery in the city, you never have to face a breakdown alone.

    Value for Money

    Buying online often lowers operational costs, and we pass those savings on to you. You get premium coverage and 24/7 emergency support at a price that fits your budget. This ensures that you get maximum protection without overpaying.

    Download the Bajaj General app today and access roadside assistance in an instant! 

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    What Our Customers Say

    Quick Claim Settlement

    The entire claim process was effortless. I received my claim amount quickly, and the service was top-notch. Thanks, Bajaj General!

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    Sanjay Rana

    Tamil Nadu

    4.9

    10th Jan 2021

    Affordable Premiums & Great Coverage

    Extensive coverage at an affordable premium. The added benefits like roadside assistance make this policy a great choice!

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    Diya Kapoor

    Jharkhand

    5.0

    15th Dec 2024

    Cashless Repairs Without Hassles

    Got my car repaired at a network garage without any paperwork. The cashless facility is truly a lifesaver!

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    Abhishek Mishra

    Punjab

    4.8

    5th Feb 2020

    Easy and Transparent Purchase

    The policy purchase process was smooth. Everything was clear, and I got extensive coverage at a reasonable price!

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    Neha Agarwal

    Goa

    4.7

    25th Jan 2024

    FAQ's

    Is roadside assistance for bike different from comprehensive coverage?

    Yes, roadside assistance for a bike is an add-on feature, while comprehensive bike insurance is a standalone product. You can buy a comprehensive plan and add the roadside assistance add-on if you want, for an additional fee. 

    Can I purchase return-to-invoice (RTA) along with roadside assistance (RSA)?

    Yes, you can buy return to invoice along with roadside assistance. You can add as many add-ons as you want to your bike insurance policy. 

    Should I buy an RSA cover if I have a new bike?

    A common myth is that new bikes don’t require RSA coverage. However, RSA does not just provide bike breakdown coverage, it also covers tyre puncture, minor repairs and towing facilities. That is why buying an RSA cover for your new bike is a precautionary measure. 

    How can I buy an insurance policy online for my Honda bike?

    Buying Honda bike insurance online is simple with Bajaj General Insurance. Enter vehicle details, select your desired coverage, compare premiums, pay digitally, and instantly download your policy copy without paperwork or dealership involvement. 

    How much does two-wheeler insurance cost for a Honda bike?

    The price of Honda bike insurance depends on factors such as IDV, coverage type, location, and add-ons. Bajaj General Insurance offers competitive pricing for both third-party and comprehensive bike insurance for Honda owners.

    What documents are required to insure my Honda bike?

    To insure your Honda bike, you’ll need the bike’s RC, your driving licence, a copy of the previous insurance policy (if applicable), and a valid ID proof. These documents are required to issue the Honda bike insurance policy from Bajaj General Insurance.

    What is not covered under Honda two-wheeler insurance?

    Exclusions include wear and tear, mechanical breakdowns, electrical failures, riding without a valid licence, drunk driving, and damages outside the policy terms. Always review the Honda bike insurance policy details with Bajaj General Insurance before purchasing.

    What optional add-ons are available with Honda bike insurance?

    With Honda bike insurance from Bajaj General Insurance, you can choose optional add-on covers such as zero depreciation, roadside assistance, engine protection, and personal accident cover for the pillion rider. These add-ons provide extra protection and enhance the benefits of your comprehensive bike insurance policy. 

    How can I lower the premium on Honda two-wheeler insurance?

    You can lower premiums by opting for voluntary deductibles, renewing on time, avoiding small claims, and installing anti-theft devices. Bajaj General Insurance rewards safe riders with No Claim Bonus on two-wheeler insurance renewal.

    What should I enter in the premium calculator to get the right premium for my Honda bike insurance?

    To get the right price for your Honda bike insurance, enter details such as your bike’s registration number, model, variant, city, year of manufacture, and selected add-ons. Bajaj General Insurance’s calculator will then provide accurate premium estimates, making it easy to purchase your policy online.

    How do I file a claim for my Honda bike insurance?

    You can file a claim by notifying Bajaj General Insurance, submitting the claim form, and providing supporting documents, including the Registration Certificate (RC). The surveyor assesses damages, and settlement is processed either through cashless garages or reimbursement.

    What is a cashless bike insurance claim for a Honda bike and how does it work?

    A cashless claim allows for repairs at Bajaj General Insurance's network garages without requiring upfront payment. The insurer directly settles bills with the garage, simplifying the Honda bike insurance claim process for policyholders.

    Does Honda bike insurance cover the death of the owner?

    Yes, Honda bike insurance includes a compulsory personal accident cover for the owner-driver, offering financial compensation to the family in case of accidental death or permanent total disability while riding the vehicle.

    Does Honda bike insurance cover repairs?

    A comprehensive online Honda bike insurance policy includes accidental damage repairs at authorised garages. Bajaj General Insurance offers cashless repairs across its extensive network of garages, ensuring quick and hassle-free services for policyholders.

    Can I claim insurance if my Honda bike is stolen?

    Yes, theft is covered under a Honda bike insurance policy. File an FIR immediately, submit documents with Bajaj General Insurance, and the claim amount will be settled based on the IDV of your Honda bike.

    Does Honda bike insurance require modifications to be declared?

    Yes, undeclared modifications may lead to claim denial or increased premiums.

    Can I insure my second-hand Honda?

    Yes, you can transfer NCB and buy a policy even after the ownership transfer.

    How to use the Honda bike insurance calculator?

    Input bike and owner details, choose coverage and get a tailored premium quote online.

    How can I renew my Honda bike insurance online?

    Renewal is quick on the Bajaj General Insurance website. Enter your policy number, review details, choose add-ons, pay securely, and download your renewed Honda bike insurance online instantly.

    Can I renew my Honda bike insurance online after it has expired?

    Yes, you can renew your expired Honda bike insurance online with Bajaj General Insurance. However, an inspection of your bike may be required if the lapse is long, and riding without insurance during this period is illegal.

    How long does it take to renew Honda bike insurance?

     Renewal takes only a few minutes through Bajaj General Insurance’s digital platform. Enter details, complete payment, and instantly receive your renewed two-wheeler insurance copy.

    What is the validity of Honda bike insurance renewal?

    Typically valid for one year, with 2 or 3-year renewal options.

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