Tailored for defence families that have to deal with transfers, travel, limited paperwork time, and family responsibilities in addition to serving the country.

Coverage designed to reduce stress, making protection easy to manage for you and your spouse.

Extra support and services that fit seamlessly into your lifestyle, ensuring smooth experiences during claims.

Protection that adapts to the unique demands of defence life, meeting your everyday needs with ease.

Covers evolving new alternate fuel types, so you’re never left exposed.

Please read policy wording for detailed terms and conditions.

Up to 10 days policy extension for the time the vehicle is in transit and NCB protection for claims when the owner is not at fault.

Cover for missed flight due to a vehicle accident before reaching the airport and consequent hotel booking cancellation (up to ₹1 lakh).

Financial support for arranging a duplicate RC and driving licence (up to ₹15,000) in case you lose them.

If something happens to the extra parts on your car (like accessories), the insurance will pay for the damage. The cover applies to accessories that came with the car when the policy started, or ones you added later. The maximum amount we will pay is 1% of your car’s insured value.

If your car gets damaged in an organised rally event, the insurance will pay for it. But it won’t cover other risky activities like motor racing, speed tests, skill trials, or hill climbs.

Extends coverage to accidental loss or damage within Bangladesh, Bhutan, Nepal, Pakistan, Sri Lanka, and Maldives, along with India.

If your car has a CNG or LPG kit that wasn’t mentioned when the policy started, the insurance will still cover damage or loss to it. But we will only pay up to 1% of your car’s insured value.

Protection against damage to wiring, rubber, rexine, and other non-metal parts, due to rodent bite.

Protection against depreciation and cost of consumables during repair.

Care for damage to your electric vehicle arising due to power surges, explosions, water ingress, and short circuits.

Waiver of all types of compulsory deductibles during claims.

Coverage for the cost of vehicle retrieval and towing (up to 1% of IDV) if the car is disabled due to covered loss or damage. If the service cannot be arranged, you can arrange towing and submit bills for reimbursement.

Covers repair costs for engine and fuel system damage due to any alternate fuel.

Covers damage to internal child parts of engine/vehicle components, including consequential damage caused from continued driving before repairs were possible, or the damage caused when the car is left unattended after an incident.

Safeguard your tyres against accidental damage and enjoy every drive with peace of mind.

Any accident caused while driving under the influence of alcohol or drugs is not covered.

Coverage becomes void if the driver doesn’t hold a valid licence at the time of the accident.

Damage caused deliberately, through neglect, or gross negligence by you, your family, or employees is not covered.

Any damage that existed before the policy started and wasn’t disclosed will not be covered.

If you or your authorised representative commit fraud, the claim won’t be honoured.

Please read policy wording for detailed exclusions.

Immediate help for emergencies like flat tyres, towing, or fuel delivery.

Coverage for items like grease, lubricants, engine oil, filters, and brake oil.

Get the full claim amount without depreciation cuts, year after year.

Covers replacement costs if tyres or tubes are damaged in an accident.

Provides a per-day cash benefit in case the insured vehicle is rendered unusable due to required repairs that will be performed in a workshop following an accidental loss.

Covers repair costs if your car’s engine suffers damage.

Recover the full invoice value of your car in case of theft or total loss.

Coverage, limits, and deductibles apply as per the policy schedule.