Motor Insurance
Get Up To 85% Off*
Road trips, commutes, or quick errands—protection that follows you everywhere
Coverage Highlights
Get comprehensive coverage for your carPremium
Starting from INR 2094*
Cashless Garages
7,200+ network garages for hassle free services
Own Damage Cover
Covers damage to your car due to accidents, fire, theft and natural calamities
Third Party Liability
Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage
Personal Accident Cover
Starting from INR 15 Lacs
No Claim Bonus
Up to 50%
Optional Covers
Wide range of Add Ons
On The Spot Claim Settlement
You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Bajaj General App
24x7 Spot Assistance
Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down
Inclusions
What’s covered?Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.
Third Party Liability for Property Damage (up to INR 7.5 lacs)
If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit
Accidents
Damages and losses that arise out of accidents and collisions
Natural or Man-Made Disasters
Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism
Fire Damage
Damages and losses if your car catches fire or explodes
Theft
Financial losses when your car is stolen
In Transit Damage
If your car is damaged while being transported, this covers the repair costs
Personal Accident
Coverage if your car accident results in death or disability of car owner
Add-On Covers
Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage
Exclusions
What’s not covered?Intentional Damage
Any damage caused to the car intentionally
Depreciation
Normal wear and tear of the car due to usage and depreciation in value is not covered
Mechanical or Electrical Breakdown
If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your car, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?24x7 Road Side Assistance
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
Consumable Expenses
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
Zero Depreciation Cover
Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
Pay As You Consume
If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
Conveyance Benefit
If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
Engine Protector
Covers financial losses incurred due to damage to your car engine
Return to Invoice (RTI) Cover
Recover invoice value of your car back in case of theft or total loss
The Volkswagen Vento is not just another car on Indian roads. It’s a blend of elegance, safety, and performance that sets it apart from others in its class. Whether you’ve chosen the manual or automatic variant, the Vento delivers a smooth, comfortable, and refined driving experience. But when you own a car like the Vento, securing it with a reliable car insurance policy is not optional—it’s a smart move.
Let’s explore everything you need to know about Volkswagen Vento car insurance, including Volkswagen Vento insurance price, add-ons, inclusions, exclusions, and how Bajaj General Insurance can be your ideal partner for protection.
Compare Insurance Plans Made for You
| Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Car Cover |
Comprehensive Cover with Add-ons |
|---|---|---|---|---|
| Overview | Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. | Covers expenses arising out of damage to your car. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
| Policy Period | 1 or 3 years | 1 Year | 1 and 3 years | 1 and 3 years |
| Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes | Yes |
| Accidents & Collisions | No | Yes | Yes | Yes |
| Natural or Man-Made Disasters | No | Yes | Yes | Yes |
| Fire Damage | No | Yes | Yes | Yes |
| Theft | No | Yes | Yes | Yes |
| Compulsory Personal Accident | Yes | Yes | Yes | Yes |
| Add-on: No Claim Bonus | No | No | No | Yes |
| Add-on: Zero Depreciation Cover | No | No | No | Yes |
| Add-on: Lock & Key Replacement | No | No | No | Yes |
| Add-on: 24x7 Roadside Assistance | No | No | No | Yes |
| Add-on: Consumables Cover | No | No | No | Yes |
| Explore more add-ons | No | Up to 27 Add Ons | Up to 27 Add Ons | Up to 27 Add Ons |
You have two main types of car insurance plans to choose from for your Vento:
This is the basic legal requirement for all vehicle owners in India. It offers coverage for:
● Injury or death of a third party
● Property damage caused to a third party
While this keeps you legally compliant, it does not cover any damage to your Vento, making it insufficient for complete protection.
This plan provides coverage for:
● Own damage (OD) to your Vento
● Third-party liability
● Damage due to fire, floods, earthquakes, vandalism, and riots
● Theft of the vehicle
Additionally, you can enhance the plan with add-ons for broader protection. It’s ideal for a car like the Vento and highly recommended for anyone looking for true peace of mind.
When you invest in a car like the Vento, you’re also investing in peace of mind, daily convenience, and family safety. But unforeseen events like accidents, natural disasters, or theft can lead to significant financial setbacks. A good car insurance policy not only protects your finances but also keeps you compliant with Indian traffic laws.
Bajaj General Insurance offers dependable plans tailored for different needs, helping you get the most suitable Volkswagen Vento car insurance without breaking your budget.
When you buy a comprehensive car insurance policy for your Vento, here’s what you get coverage for:
● Accidental damage to your Volkswagen Vento
● Theft or total loss of the vehicle
● Natural disasters like floods, earthquakes, and cyclones
● Man-made events like riots, vandalism, or fire
● Third-party bodily injury or death
● Third-party property damage
● Personal Accident Cover (when purchased separately, as per law)
With Bajaj General Insurance , all these coverages are backed by efficient service, affordable premiums, and a hassle-free claim process.
While the coverage is comprehensive, there are some exclusions:
● Damage due to drunk driving or driving under the influence of drugs
● Damage while driving without valid documents
● Participation in illegal activities like street racing
● Wear and tear due to ageing
● Mechanical or electrical failures not caused by an accident
● Damage occurring outside India, unless covered by add-ons
Understanding these exclusions helps avoid surprises during claim settlement.
The Volkswagen Vento insurance price is determined by several factors:
● IDV (Insured Declared Value) of the vehicle
● Year of manufacture
● Location of registration
● Add-on covers selected
● NCB (No Claim Bonus) history
● Previous claims
If you're curious about the Vento car insurance price, you can easily check car insurance online using the Bajaj General Insurance platform. The online calculator will give you an instant premium quote based on your car details.
With Bajaj General Insurance, you can go beyond basic coverage with a range of add-ons:
● Zero Depreciation Cover: Get the full claim amount without deductions for depreciation.
● Engine Protection Cover: Ideal for flood-prone areas, protects against engine damage.
● Roadside Assistance Cover: Helps you in case of breakdowns or flat tyres.
● Return to Invoice Cover: In case of total loss, get the invoice value, not the depreciated value.
● No Claim Bonus Protection: Retain your NCB even after making one claim in a year.
● Consumables Cover: Covers the cost of engine oil, nuts, bolts, AC gas, etc.
● Key Replacement Cover: Covers cost of replacing lost or stolen keys.
● Outstation Emergency Cover: Provides financial assistance during emergencies away from your hometown.
These add-ons allow you to customize your Volkswagen Vento car insurance to your lifestyle and driving habits.
Get instant access to your policy details with a single click.
Step-by-Step Guide
How To Buy
1
Download the Bajaj General App from App stores or click "Get Quote"
2
Register or log in to your account.
3
Enter your car details
4
You will be redirected to the Car Insurance Page.
5
Ensure to check your No Claim Discount
6
Choose right Insured Declared Value (IDV) that reflects your car value
7
Evaluate Covers, Add Ons, Optional Covers and Exclusions
8
Select a plan from the recommended options, or customize your own plan
9
Review the premium and other coverage details
10
Proceed with the payment using your preferred method
11
Receive confirmation of your purchased policy via email and SMS
How To Renew
1
Login to the app
2
Enter your current policy details
3
Review and update coverage if required
4
Check for renewal offers
5
Add or remove riders
6
Confirm details and proceed
7
Complete renewal payment online
8
Receive instant confirmation for your policy renewal
How to Claim
1
Download our Bajaj General App on Android or iOS
2
Register or login to use Motor On the spot claim for a smooth process
3
Enter your policy and accident details (location, date, time)
4
Save and click Register to file your claim
5
Receive an SMS with your claim registration number
6
Fill in the digital claim form and submit NEFT details
7
Upload photos of damaged parts as instructed
8
Upload your RC and driving license
9
Receive an SMS with the proposed claim amount
10
Use the SMS link to agree/disagree with the claim amount
11
Agree to receive the amount in your bank account
12
Track your claim status using the Bajaj General App
Know More
1
For any further queries, please reach out to us
2
Toll Free : For Sales :1800-209-0144
3
Email ID: careforyou@bajajgeneral.com
Why waste time in queues or paperwork? With Bajaj General Insurance , you can check car insurance online, buy, and renew car insurance online in just a few minutes. Here’s why going digital is a smart choice:
● 24x7 Access: Shop, compare, and buy from the comfort of your home.
● Minimal Paperwork: Input basic car details, choose a plan, and make an online payment—no physical documents required.
● Quick Policy Issuance: Get your policy copy in your email instantly.
● Easy Comparisons: Compare premiums, coverage, and add-ons across plans in one go.
● Safe Transactions: All payments and personal data are securely handled.
● Online Renewal: Car insurance renew process is seamless, with reminders and NCB tracking included.
Bajaj General Insurance stands out because of:
● Reliable Coverage: Wide network and excellent claim settlement ratio.
● Affordable Premiums: Competitive rates to suit all types of budgets.
● Effortless Claims Process: Digital-first claim intimation and processing.
● Cashless Garages: Extensive network across India for cashless repairs.
● 24x7 Customer Support: Always available for queries or claims help.
● Trusted Brand: One of India’s leading names in insurance with a long-standing reputation.
*Standard T&C Apply
**Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.
***Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
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A comprehensive car insurance plan is ideal for Vento owners as it provides both third-party and own-damage coverage. With Bajaj General Insurance, you can also add extra protections via useful add-ons.
The Volkswagen Vento insurance price can vary depending on the model, IDV, location, and add-ons selected. You can easily get a precise quote by using Bajaj General Insurance’s check car insurance online tool.
Yes, with Bajaj General Insurance, the process is 100% digital. You can buy or renew your Volkswagen Vento car insurance without submitting any physical documents.
You can retain your NCB by not raising any claims during the policy year. With Bajaj General Insurance, you can also opt for the NCB Protection add-on to safeguard this discount even after one claim.
Log in to the Bajaj General Insurance website or app, access your policy, and initiate a claim. Upload the required information and photos to start the claim process. A dedicated team will guide you further.
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