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    Motor Insurance

    Toyota Fortuner Car Insurance

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    Get Up To 85% Off*

    Road trips, commutes, or quick errands—protection that follows you everywhere

    Coverage Highlights

    Get comprehensive coverage for your car
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    • Premium

    Starting from INR 2094*

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    • Cashless Garages

    7,200+ network garages for hassle free services

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    • Own Damage Cover

    Covers damage to your car due to accidents, fire, theft and natural calamities

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    • Third Party Liability

    Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage

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    • Personal Accident Cover

    Starting from INR 15 Lacs

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    • No Claim Bonus

    Up to 50%

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    • Optional Covers

    Wide range of Add Ons

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    • On The Spot Claim Settlement

    You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Bajaj General App

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    • 24x7 Spot Assistance

    Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down

    Inclusions

    What’s covered?
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    • Third Party Liability for Bodily Injury & Death (Unlimited Cover)

    If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.

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    • Third Party Liability for Property Damage (up to INR 7.5 lacs)

    If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit

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    • Accidents

    Damages and losses that arise out of accidents and collisions

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    • Natural or Man-Made Disasters

    Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism

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    • Fire Damage

    Damages and losses if your car catches fire or explodes

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    • Theft

    Financial losses when your car is stolen

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    • In Transit Damage

    If your car is damaged while being transported, this covers the repair costs

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    • Personal Accident

    Coverage if your car accident results in death or disability of car owner

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    • Add-On Covers

    Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage

    Exclusions

    What’s not covered?
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    • Intentional Damage

    Any damage caused to the car intentionally

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    • Depreciation

    Normal wear and tear of the car due to usage and depreciation in value is not covered

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    • Mechanical or Electrical Breakdown

    If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered

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    • Illegal Activities

    Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity

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    • Geographic Limits

    Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.

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    • War-related Damages

    Losses caused by war or nuclear risks are not covered

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    • Overloading the Vehicle

    If you exceed the weight or passenger limit specified for your car, leading to an accident.

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    • Unauthorised Vehicle Modifications

    If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.

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    • Racing or Speed Tests

    If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied

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    • Note

    Please read policy wording for detailed exclusions

    Additional Covers

    What else can you get?
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    • 24x7 Road Side Assistance

    Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more

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    • Consumable Expenses

    Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc

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    • Zero Depreciation Cover

    Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands

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    • Pay As You Consume

    If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium

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    • No Claim Bonus Protector

    Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium

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    • Tyre Safeguard

    This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle

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    • Conveyance Benefit

    If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute

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    • Engine Protector

    Covers financial losses incurred due to damage to your car engine

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    • Return to Invoice (RTI) Cover

    Recover invoice value of your car back in case of theft or total loss

    Secure Your Fortuner with the Right Coverage

    Toyota Fortuner is synonymous with power, durability, and luxury, making it a popular choice among SUV enthusiasts in India. Investing in this high-end vehicle demands a robust insurance plan to safeguard it against unforeseen events. To ensure comprehensive protection, purchasing or renewing a Fortuner car insurance policy from a reliable insurer like Bajaj General Insurance Limited is essential. This policy offers coverage against damages, theft, and third-party liabilities, providing financial security for your vehicle.

    Due to the quality of the car and the features offered, The Toyota Fortuner is a car placed in the premium segment. Investing in such a high-end product also requires you to protect that investment.  By purchasing four-wheeler insurance for your brand-new Toyota Fortuner, your car enjoys all-round financial coverage to safeguard the car and ensure its longevity. 

    Benefits You Deserve

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    Reliable Customer Support

    We have a dedicated call centre and chat support taking care of all your needs

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    7200+ Cashless garages

    Wide network of cashless garages for hassle free service

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    On the Spot Claim Settlement

    Register claim on accident spot and get it settled within minute on our app

    Benefits of Buying Toyota Fortuner Car Insurance Online

    Having at least third-party car insurance coverage is a legal requirement for all cars in India. However, purchasing a comprehensive car insurance policy can offer additional types of coverage for added security.

    Below are some of the advantages of buying Toyota Fortuner motor insurance online:

    Instant Access

    Purchasing car insurance online offers quick access to your policy document. The process is straightforward, and with the aid of an online calculator, you can determine your Toyota Fortuner’s insurance price. You can start and complete the policy purchase process with a few clicks, as long as you have all of the necessary documents at hand.

    Convenience 

    Whether you opt for a third-party car insurance policy or a comprehensive one, buying online is hassle-free. Additionally, you can start and finish the purchase process from anywhere, without the need to visit an insurance provider's office. Online renewal is also a convenient option since four-wheeler insurance needs to be renewed regularly.

    Ease of Renewal

    Your policy, whether it is a third-party or a comprehensive car insurance plan, must be renewed regularly. The process of renewal is simpler online and must be repeated periodically.

    Features of Toyota Fortuner Car

    The Toyota Fortuner is a robust and stylish SUV with many features, making it a top choice for adventure seekers and urban drivers. Here are some standout features:

    ● Engine Power : The Fortuner's 2.8L diesel engine delivers an impressive 201.15 bhp, ensuring a robust and smooth driving experience.

    ● All-Wheel Drive : The Fortuner's four-wheel-drive capability makes tackling rough terrain and challenging road conditions easy.

    ● Safety Features : The Fortuner's front and rear airbags, ABS, and robust body structure ensure the safety of its passengers.

    ● Comfort and Convenience : The SUV offers automatic climate control, power steering, and power windows, making every journey comfortable and convenient.

    ● Alloy Wheels and Fog Lights : Enhance the vehicle’s aesthetic appeal and provide better visibility in adverse weather conditions.

    ● Driving Modes : The Fortuner offers different modes of adapting to various terrains, ensuring a versatile driving experience.

    Types of Insurance for Toyota Fortuner

    There are two main types of car insurance policies that you can choose from for your Toyota Fortuner:

    Third-party Liability Coverage

    This is the minimum insurance coverage required by law for all vehicles in India. It covers damages and losses incurred to third-party property or persons in the event of an accident involving your car. Third-party liability coverage does not cover damages to your own car or injuries sustained by you in the accident. It is usually the cheapest type of car insurance available.

    Comprehensive Insurance Coverage

    This is a more comprehensive and expensive insurance policy that offers wider coverage. It covers both third-party liability and damages to your own car in the event of an accident, as well as theft, fire, natural disasters, and other types of damages. It also includes personal accident cover for the driver and passengers. Comprehensive coverage provides greater peace of mind, but it comes at a higher cost.

    When choosing between third-party liability and comprehensive coverage for your Toyota Fortuner, it's important to consider your budget, driving habits, and level of risk. If you have a new or expensive car, or if you frequently drive in high-risk areas, comprehensive coverage may be a better option for you. However, if you have an older or less valuable car, and you're looking for the cheapest insurance option, third-party liability coverage may be sufficient.

    Toyota Fortuner Car Insurance Price

    The Fortuner insurance price varies depending on several factors, including the car's model, age, driver's age, driving history, and location. Opting for a comprehensive policy covers third-party liabilities and offers extensive protection for your vehicle against natural calamities, theft, and accidents. Comparing quotes online using a car insurance calculator can help you find the best Fortuner car insurance price suited to your needs. Remember that the final premium may vary based on the insurer’s assessment.

    At-A-Glance

    Compare Insurance Plans Made for You

    Feature
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    Third Party Liabilty Cover

    Own Damage Cover

    Comprehensive Car Cover

    Comprehensive Cover with Add-ons

    Overview Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. Covers expenses arising out of damage to your car. Full fedged cover comprising of Third Party Liability cover and Own Damage covers Enhance coverage by opting for various Add-ons over and above the comprehensive cover
    Policy Period 1 or 3 years 1 Year 1 and 3 years 1 and 3 years
    Third Party Liability for Injury, Death & Property Damage Yes No Yes Yes
    Accidents & Collisions No Yes Yes Yes
    Natural or Man-Made Disasters No Yes Yes Yes
    Fire Damage No Yes Yes Yes
    Theft No Yes Yes Yes
    Compulsory Personal Accident Yes Yes Yes Yes
    Add-on: No Claim Bonus No No No Yes
    Add-on: Zero Depreciation Cover No No No Yes
    Add-on: Lock & Key Replacement No No No Yes
    Add-on: 24x7 Roadside Assistance No No No Yes
    Add-on: Consumables Cover No No No Yes
    Explore more add-ons No Up to 27 Add Ons Up to 27 Add Ons Up to 27 Add Ons

    Specifications of Toyota Fortuner Car

    The Toyota Fortuner is designed to deliver high performance and comfort. Here are the key specifications:

    Engine Displacement: 2755 cc

    Maximum Power: 201.15 bhp @ 3000-3420 rpm

    Maximum Torque: 500 Nm @ 1620-2820 rpm

    Seating Capacity: 7

    Transmission Type: Automatic

    Fuel Tank Capacity: 80 litres

    Download Policy Document

    Get instant access to your policy details with a single click.

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    Named Driver Cover

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    Exclusive Savings: Special discounts for named drivers.

    Extended Coverage: Protects any car driven by you.

    24x7 Spot Assistance

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    Immediate Help: Round-the-clock roadside assistance.

    Towing, fuel delivery, tyre repair and many more.

    Eco Repairs

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    Sustainable Solutions: Repairs using refurbished parts.

    Cost-effective repairs with no depreciation on parts.

    Ultimate car protection with the option of 22 covers

    Towing, pick up and drop, fuel service, flat tyre and more.

    Pay As You Consume

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    Smart Savings: Pay less based on miles driven

    Carry forward unconsumed kilometers to the next plan.

    Motor & Health Companion

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    Drive Confidently with Bajaj General

    Experience seamless vehicle management with the Bajaj General Drive Smart App, featuring on-road assistance, fuel efficiency stats, driving alerts, and more

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    Track, Manage & Thrive with Your All-In-One Health Companion

    Discover a health plan tailored just for you–get insights and achieve your wellness goals

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    Be proactive about your health–set goals, track progress, and get discounts!

    Step-by-Step Guide

    To help you navigate your insurance journey

    How To Buy

    • 1

      Download the Bajaj General App from App stores or click "Get Quote"

    • 2

      Register or log in to your account.

    • 3

      Enter your car details

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      You will be redirected to the Car Insurance Page.

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      Ensure to check your No Claim Discount

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      Choose right Insured Declared Value (IDV) that reflects your car value

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      Evaluate Covers, Add Ons, Optional Covers and Exclusions

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      Select a plan from the recommended options, or customize your own plan

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      Review the premium and other coverage details

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      Proceed with the payment using your preferred method

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      Receive confirmation of your purchased policy via email and SMS

    How To Renew

    • 1

      Login to the app

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      Enter your current policy details

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      Review and update coverage if required

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      Check for renewal offers

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      Add or remove riders

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      Confirm details and proceed

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      Complete renewal payment online

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      Receive instant confirmation for your policy renewal

    How to Claim

    • 1

      Download our Bajaj General App on Android or iOS

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      Register or login to use Motor On the spot claim for a smooth process

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      Enter your policy and accident details (location, date, time)

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      Save and click Register to file your claim

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      Receive an SMS with your claim registration number

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      Fill in the digital claim form and submit NEFT details

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      Upload photos of damaged parts as instructed

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      Upload your RC and driving license

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      Receive an SMS with the proposed claim amount

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      Use the SMS link to agree/disagree with the claim amount

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      Agree to receive the amount in your bank account

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      Track your claim status using the Bajaj General App

    Know More

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      For any further queries, please reach out to us

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      Phone +91 020 66026666

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      Fax +91 020 66026667

    Toyota Fortuner Car Insurance Premium Calculator

    Online insurance premium calculators make calculating the Fortuner insurance price per year easy. These tools allow you to input the car’s model, registration year, and personal information to get an estimated premium amount. This helps you plan your budget and choose the right policy with suitable add-ons, ensuring you get the best value. Remember, while calculators provide estimates, the final premium may differ based on the insurer’s evaluation.

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    24x7 Roadside/Spot assistance

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    My Home–All Risk Policy

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    Home Insurance Simplified

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    What Our Customers Say

    Prompt Assistance

    Thank you so much, Bajaj General, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.

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    Vikram Singh

    Delhi

    4.6

    21st May 2021

    Claim Support

    Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.

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    Deepak Bhanushali

    Mumbai

    4.5

    18th May 2021

    Quick Assistance

    Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!

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    Naveen Tyagi

    Delhi

    5.0

    1st May 2021

    Claim Support

    I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj General. 

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    Pramod Chand Lakra

    Jaipur

    5.0

    27th Jul 2020

    Reliable Service

    The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.

    SibaPrasadMohanty

    Siba Prasad Mohanty

    Pune

    5.0

    26th Jul 2020

    Diverse Options

    A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well. 

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    Rahul

    Lucknow

    5.0

    26th Jul 2020

    FAQ's

    What are the best strategies to lower the Toyota Fortuner car insurance cost?

    Opt for a higher voluntary deductible, maintain a clean driving record, and install anti-theft devices in your car.

    Should I include a Zero Depreciation Cover if I buy a new Toyota Fortuner?

    Yes, it covers the total cost of parts without considering depreciation, ensuring better protection for your new car.

    Is personal accident insurance necessary besides my Toyota Fortuner car insurance policy?

    Yes, it offers coverage for medical expenses and compensation in case of accidental injury or death.

    What does Toyota Fortuner car insurance typically cover?

    It covers third-party liabilities, own vehicle damages, theft, and personal accident injuries.

    Can I transfer my existing motor insurance policy to the new owner?

    Yes, you can easily transfer your vehicle's insurance to the new owner. The usual procedure for transferring vehicle insurance policy between two owners requires the new owner of the vehicle to submit an application form to the insurance provider within about 14 days of the registration transfer.

    What risks are covered under an insurance policy for a vehicle?

    The coverage for vehicle insurance can vary depending on the type of policy chosen. For instance, under third party insurance, you get coverage for third party liability, third party property damage, personal accident cover, etc. Similarly, comprehensive insurance covers own damage vehicle, theft, natural/manmade calamaties etc.

    Why should I buy comprehensive vehicle insurance policy?

    Investing in a comprehensive motor insurance is beneficial because it provides extensive coverage for your vehicle. There are certain add-ons for comprehensive motor insurance that can be added to give your vehicle an extra protection like damages for an accident, theft, natural disasters, damage to third party etc. as derived by the policy terms.

    What is a Third-Party Liability Cover?

    Third-Party Liability covers the legal liability one has to pay to the third party to whom damage is being caused. While opting for vehicle insurance, one has to choose between a comprehensive plan, which provides coverage for the policyholder and the third party, and a third-party policy, which provides coverage only for the third party.

    Differenciate Third-Party Liability and Comprehensive Motor Insurance?

    "Third-Party Liability: Covers damages you cause to another person or their property. It's mandatory by law. Comprehensive: Covers third-party liability plus damages to your own vehicle due to accidents, theft, natural disasters, etc. as per the policy terms"

    Will my no claims bonus be transferred if I renew my motor insurance?

    You may be able to transfer your no claims bonus when renewing your policy with us, but this depends on various factors. While renewing, you may be able to get new and better no claims bonus options and discounts.

    What is premium reduction process if no claim aquired previously?

    Certainly, the no claim bonus feature in vehicle insurance can reduce the premium by a certain percentage each year if no claims are made. This feature has proven beneficial for long-term insurance policies with the same company.

    What should be my first action to initiate a claim?

    Use our app, Caringly Yours, to initiate your insurance claim with an easy and hands-free experience.

    How do I register my claim?

    Ideally, claims are supposed to be registered on the same day that damage occurs to the insured vehicle. It is highly appreciated to provide an immediate update to your vehicle insurance company. Please complete the claim application through our Bajaj General App to claim your insurance in just a few easy steps.

    What is a "deductible" or "compulsory excess" in motor insurance?

    It's the amount you have to pay out of pocket before your insurance coverage kicks in. A higher deductible usually means a lower premium.

    How do I file a claim if my Toyota Fortuner has been in an accident?

    Report the accident to your insurer, file an FIR if necessary, and submit all required documents to initiate the claim process.

    What documents do I need to file a Toyota Fortuner car insurance claim?

    If applicable, you will need your policy document, registration certificate, driving license, and a copy of the FIR.

    Why does my vehicle insurance premium change during renewal?

    Vehicle insurance premiums can change at renewal due to several factors, including depreciation, add-on covers, the type of model of your vehicle, and additional accessories. Consequently, the premium may increase or decrease each year.

    How 'no claim bonus' is calculated at the time of renewal?

    No claim bonus is calculated at renewal based on the consecutive years the insured has not filed a claim. The discount percentage usually increases each year, following the policy terms.

    What is break-in insurance? What should I do in case of break-in?

    The time gap between the policy expiration and the renewal of the policy is known as the break-in period. Your policy will remain inactive during this period. In case of a break-in, you are advised to renew your policy as soon as possible. You can complete the procedure online easily and your policy gets instantly activated.

    When is vehicle inspection mandatory in motor insurance?

    Usually, vehicle inspection occurs when purchasing a new vehicle insurance policy or during renewal process. Additionally, an inspection may be required when you file a claim for any damages, there is a change in the policy type, new accessories or equipment are added to the vehicle, or there is a change in ownership.

    Can I change my motor insurance provider at renewal?

    Yes, you can switch providers at renewal. Compare quotes and coverage options to find the best deal.

    Which car insurance policy is ideal for my Toyota Fortuner?

    A comprehensive car insurance policy with add-ons like zero depreciation cover and roadside assistance is recommended.

    How long does it take to renew my Toyota Fortuner car insurance?

    The renewal process is quick and can be completed online within a few minutes.

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