Travel Insurance
Key Features
The Real Ace in your Travel Pack
Coverage Highlights
Comprehensive travel protection under a single planDesign your own plan
A truly modular plan that offers you flexibility to curate coverage suited for you and your family
Wide Sum insured options
Choose adequate sum insured that suits your budget
Pre- Existing (PEDs) covered
Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases
Truly Cashless
Worldwide cashless hospitalisation
Ease of buying
No medical health check up required to purchase the policy
Discounts
Upto 10% discount depending upon the number of people travelling
Extension of medical coverage post policy expiry
If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry
24x7 support
Enjoy round the clock support to travel worryfree
Direct Discount
Enjoy 5% direct discount by purchasing online
From reimbursements to fixed payouts
Some coverages reimburse actual expenses while others provide a pre-fixed amount
One trip or many? We have got you covered
A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs
Additonal Coverage
What else can your get?Trip Delay Delight
Pays an agreed amount in case the flight gets delayed beyong the defined period
Track-a- Baggage
Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly
Extended Pet Stay
Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays
Weather Guarantees
Offers compensation for costs due to trip disruptions caused by extreme weather conditions
Note
Please read policy wordings for detailed coverage
A Peru visa for Indians is an official travel document that allows foreign nationals to visit and legally stay in Peru for tourism, business, studies, transit, and employment. Indian citizens generally need to obtain a Peruvian visa before travelling, as Peru does not offer a visa on arrival or an e-visa for Indian passport holders.
However, Indian citizens holding a valid visa or permanent residency from the US, Canada, the UK, Australia, or any Schengen country may be eligible for visa-free entry to Peru, subject to immigration rules. Otherwise, they must apply for a visa at the Embassy of Peru in New Delhi before travelling.
Located in South America, Peru is home to the world-renowned Machu Picchu, an ancient city of Inca civilisation and a part of the Amazon rainforest. Travellers from India can apply for these types of visas:
Eligibility-wise, the Peru visa requirements for Indian citizens who are planning to tour the country are as follows:
| Eligibility Criteria | Specifications |
|---|---|
|
Indian citizens |
Peru visa applicants must hold an Indian Passport with at least six months' validity. |
|
Return Ticket |
Proof of a return ticket needs to be submitted |
|
Accommodation Details |
For a family visit or tourism, submission of a detailed itinerary and accommodation is mandatory. |
|
Financial Solvency |
Bank statements that prove that the traveller has the means to cover their whole trip in Peru |
|
Health-related Documents |
Additional health-related documents may be requested depending on the recent travel history of the traveller or specific entry requirements. |
Although travel insurance is not a visa requirement in Peru, it is highly recommended. Here is why:
Can Indians Get a Peru Visa on Arrival? No, in general, Indian citizens are not eligible for a Peruvian visa on arrival. Therefore, travellers from India need to secure a formal visa before travelling to Peru.
However, Indian citizens who have a valid visa or permanent residency in countries such as the United Kingdom, the United States, Australia, Canada or any one of the Schengen member states are allowed visa-free entry to Peru. It is important to note that it is completely up to the Peruvian immigration authorities at the time of arrival.
Here are some significant reasons why a Peru Visa for Indians may get rejected:
Here are some of the key benefits of travel insurance for your Peru trip:
Here is why choosing travel insurance from Bajaj General Insurance is beneficial:
Before packing your bags and starting the Peru trip, check out the top must-visit places:
| Top Places to Visit | What to Explore |
|---|---|
|
Machu Picchu |
Explore millennia of ancient Incan history via rich architecture, stunning mountain hikes, and agricultural terraces. |
|
Cusco |
This historic capital of the Inca Empire combines Spanish colonial architecture with remarkable Incan stonework. |
|
Lima |
Explore Plaza Mayor, Miraflores, and the San Francisco Catacombs to understand the rich colonial history and world-class culinary scenes. |
|
Sacred Valley |
Travellers interested in hiking must visit the Maras Salt Mines and explore the terraced hills that connect to the Sacred Valley. |
|
Lake Titicaca |
This is the world’s highest navigable lake, where travellers can book enriching cultural homestays and discover the ancient weaving culture of Taquile Island. |
|
Nazca Lines |
Take a scenic flight from Pisco Airport to admire the famous Nazca Lines and explore the ancient Cantalloc Aqueducts near Nazca. |
|
Amazon Rainforest |
You can either choose Iquitos or Puerto Maldonado to sail the Amazon River and spot pink dolphins and macaws in Tambopata National Reserve. |
|
Arequipa |
Explore the labyrinthine colonial courtyards and witness Juanita the Ice Mummy at the Museo Santuarios Andinos. |
Step-by-Step Guide
How to Buy
1
Download the Bajaj General Mobile App and use your login credentials
2
Select the travel insurance option by providing necessary details
3
Allow the application to process your information & get quotes
4
Choose the plan aligning with your travel itinerary & include add-ons
5
Finalise the plan selection and complete the payment process
6
Insurance policy & receipt will be promptly delivered to your email ID
How to Extend
1
Please reach out to us for policy extensions
2
Phone +91 020 66026666
3
Fax +91 020 66026667
Cashless Claim
1
Applicable for overseas hospitalization expenses exceeding $ 500
2
Submit documents online for verification.
3
Upon verification Payment Guarantee to be released to the hospital
4
Please complete necessary formalities by providing missing information
Reimbursement
1
On complete documentation receipt, reimbursement takes approx. 10 days
2
Submit original copies (paid receipts only) at BAGIC HAT
3
Post scrutiny, receive payment within 10 working days
4
Submit incomplete documents to our document recovery team in 45 days
5
Policy deductible will be applicable as per policy copy
Once you have purchased the travel insurance policy from Bajaj General Insurance, you need to download the document to use it when required. The details to download travel insurance policy documents are below:
The Peru visa fees for Indian citizens are non-refundable, even if your application is rejected. The fees cover processing and administrative costs, so you must pay again for any reapplication. To avoid rejection, ensure all documents are complete, photos meet requirements, and forms are accurately filled. Including travel insurance online adds credibility to your application.
Apply for your Peru visa at least 2 to 4 weeks before your travel date. Processing usually takes 7–15 working days, but applying early helps manage any delays, document corrections, or rescheduled appointments. Early application reduces stress and ensures your visa arrives on time. Also, arrange your travel insurance online well before your trip.
Peru tourist visas cannot be extended. Tourists are allowed a stay of up to 183 days within a calendar year, with no extension possible. Plan your visit within this period to avoid penalties or future visa refusals. For longer stays, consider other visa types. Always maintain health insurance for travel throughout your visit.
You can reschedule your Peru visa interview if needed, but only within the embassy's allowed rescheduling timeframe. Missing this window cancels your appointment, requiring you to book a new slot, possibly delaying travel plans. Check embassy rules carefully and carry all the necessary documents, including your Bajaj General Insurance Limited's Travel Insurance online policy, to the rescheduled interview.
Yes, biometric data collection is mandatory for Indian applicants. During your embassy interview, you will provide fingerprints and a retina scan as part of the security process. These details ensure accurate identity verification on arrival in Peru. Arrive on time and carry all documents, including your passport, appointment letter, and travel insurance policy.
If you lose your passport in Peru, report it immediately to the local police to get a loss report. Then contact the Indian Embassy in Peru for emergency documentation and passport reissue support. Carry copies of important documents and your Bajaj General Insurance Limited’s Travel Insurance online policy, which may cover related expenses like accommodation or ticket rebooking to reduce travel disruptions.
Travel insurance is not mandatory for a Peru visa for Indians, but it is strongly recommended. It provides financial protection against emergencies like medical costs, lost checked baggage, or trip cancellations. Bajaj General Insurance Limited’s Travel Insurance online offers comprehensive coverage, adding safety and boosting your visa application’s reliability. Sometimes, proof of insurance may be requested on arrival.
It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.
Usually, medical reports and their copies, receipts, invoices, FIRs, etc., are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.
You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.
Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.
Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.
If your travel insurance expires while you are still travelling, you will no longer have coverage for any medical emergencies, lost luggage, or other risks. This means you would be responsible for any expenses incurred during your travel after your policy expires. It is recommended to ensure your travel insurance covers the entire duration of your trip.
The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.
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Stress-Free Journeys
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Chennai
31st Jan 2025
Great coverage option
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Pune
31st Jan 2025
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31st May 2025
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Pune
31st May 2025
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Paromik Bhattacharyy
31st Jan 2025
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29th Jan 2025
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29th Jan 2025