Travel Insurance
Key Features
The Real Ace in your Travel Pack
Coverage Highlights
Comprehensive travel protection under a single planDesign your own plan
A truly modular plan that offers you flexibility to curate coverage suited for you and your family
Wide Sum insured options
Choose adequate sum insured that suits your budget
Pre- Existing (PEDs) covered
Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases
Truly Cashless
Worldwide cashless hospitalisation
Ease of buying
No medical health check up required to purchase the policy
Discounts
Upto 10% discount depending upon the number of people travelling
Extension of medical coverage post policy expiry
If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry
24x7 support
Enjoy round the clock support to travel worryfree
Direct Discount
Enjoy 5% direct discount by purchasing online
From reimbursements to fixed payouts
Some coverages reimburse actual expenses while others provide a pre-fixed amount
One trip or many? We have got you covered
A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs
Additonal Coverage
What else can your get?Trip Delay Delight
Pays an agreed amount in case the flight gets delayed beyong the defined period
Track-a- Baggage
Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly
Extended Pet Stay
Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays
Weather Guarantees
Offers compensation for costs due to trip disruptions caused by extreme weather conditions
Note
Please read policy wordings for detailed coverage
Are you an Indian student with dreams of studying abroad? Canada, with its globally recognised education system, breathtaking landscapes, and vibrant multicultural environment, is one of the top destinations for higher education. Whether you're planning to enrol in a world-class university in Toronto or a research program in British Columbia, getting your Canada student visa is the first step toward making your academic journey a reality.
In this comprehensive guide, we’ll walk you through everything you need to know about the Canada student visa for Indians — from eligibility and documentation to processing timelines, fees, and the importance of student travel insurance.
A Canada student visa is officially known as a study permit. It is a document issued by the Canadian government that allows international students to study at designated learning institutions (DLIs) in Canada. This permit is not just a visa — it also grants students certain work rights during and after their studies.
If you are an Indian citizen planning to study in Canada for more than six months, applying for a Canada student visa is mandatory.
Before we jump into the visa process, let’s understand why thousands of Indian students prefer Canada:
● Top-ranked institutions like the University of Toronto, McGill University, and UBC.
● Wide variety of programs in engineering, medicine, arts, business, and more.
● Opportunity to work while studying.
● High quality of life and safety.
● Pathways to permanent residency through programs like PGWP.
However, one of the most practical reasons is that Canada offers a student-friendly immigration system with clear rules and timelines.
Getting a Canadian student visa for Indians opens the door to many benefits:
● Enrol in full-time academic, vocational, or professional courses at DLIs.
● Work up to 20 hours per week during academic sessions and full-time during breaks.
● Apply for the Post-Graduation Work Permit (PGWP).
● Bring family members under certain conditions.
● Access to student travel insurance plans to safeguard your health during your stay.
To apply for Canada student visa from India, you must fulfil specific eligibility criteria and documentation. Below are the detailed Canada student visa requirements from India.
You must first obtain a valid letter of acceptance from a recognised DLI in Canada.
Your passport must be valid for the duration of your intended stay in Canada.
You need to show sufficient funds to cover:
● Tuition fees
● Living expenses (minimum CAD 10,000 per year)
● Return transportation
Acceptable financial documents include:
● Bank statements (past 4–6 months)
● Fixed deposits
● Proof of education loan (if applicable)
● Income tax returns of parents/sponsors
You must provide proof of English or French proficiency, usually through:
● IELTS (preferred by most Canadian institutions)
● TOEFL or other accepted tests
You must undergo a medical examination by an IRCC-approved physician. This is important for long-term health coverage planning.
A character certificate or police clearance is often required to ensure you have no criminal background.
You must provide photographs with specifications outlined by IRCC.
A strong SOP explaining your education goals, program choice, and intent to return to India can make your application stand out.
Many Canadian provinces don’t cover international students under public healthcare. It’s crucial to purchase travel insurance to cover:
● Hospitalisation
● Medical emergencies
● Personal liability
● Passport loss
● Trip cancellations
Get instant access to your policy details with a single click.
Here’s a simplified process to apply for Canadian student visa from India:
Research and select DLIs that match your goals. Apply and secure a Letter of Acceptance.
Arrange your academic transcripts, IELTS score, bank statements, and loan letters (if any).
There are two ways:
● Online: Through the official IRCC website.
● Offline: By submitting a paper application at a Visa Application Centre (VAC) in India.
Students applying under the Student Direct Stream (SDS) get faster processing if they meet specific criteria.
Schedule your Immigration Medical Examination with an approved panel physician and complete your biometric data submission at a VAC.
Let’s look at the student visa cost for Canada from India in the next section.
Below is a breakdown of the student visa cost for Canada from India:
Type of Fee | Amount (CAD) | Approx. in INR* |
Study Permit (Visa Fee) | 150 | 9,000-9300 |
Biometrics Fee | 85 | 5,200 |
Medical Exam (Varies) | 100–150 approx. | 6,000– 9,000 |
Student Travel Insurance | Depends on plan | Starts around INR 500 per month |
*Approximate INR value; actual rates may vary depending on exchange rates.
Note: Always check the IRCC website or authorised sources for updated visa fees.
The average processing time for Indian applicants is around 90 days (13 weeks), but this varies depending on:
● Time of the year
● Application volume
● Completeness of your documents
● Method of application (SDS is faster)
● Your responsiveness
Tip: Apply at least 4–5 months before your course start date and ensure your application is complete.
Your SOP is a personal essay submitted with your visa application. Immigration officers use it to understand your motivation, academic interests, and post-study plans.
● Honest explanation of your academic background and career goals.
● Reason for choosing Canada and your selected course.
● Commitment to return to India after studies.
● Clear, concise, and free of grammatical errors.
Tip: Get your SOP reviewed by mentors, professors, or consultants before submission.
Not all applicants are interviewed, but if you're selected for an interview, here are some tips:
● Be honest and confident.
● Understand your chosen program and institution.
● Explain why Canada suits your academic goals.
● Show intent to return to India.
● Dress professionally and maintain a positive attitude.
Absolutely. While a study permit doesn’t mandate insurance, most institutions and provinces require international students to show health or travel insurance coverage.
Here’s why student travel insurance from Bajaj General Insurance is essential:
● Covers medical emergencies, hospital stays, and repatriation.
● Offers protection against trip interruptions or cancellations.
● Includes personal accident cover.
● Supports 24/7 emergency assistance worldwide.
As an international student:
● You can work 20 hours per week during semesters.
● You may work full-time during scheduled breaks.
● No separate work permit is needed for on-campus or authorised off-campus jobs.
Post-study, you can apply for a Post-Graduation Work Permit (PGWP) valid up to 3 years, depending on your course duration.
When applying for your Canada student visa, avoid these pitfalls:
● Submitting incomplete or inconsistent documents.
● Not purchasing valid student travel insurance.
● Ignoring visa processing timelines.
● Weak SOP without a clear career goal.
● Not showing sufficient ties to India.
● Waiting too close to the intake deadline to apply.
Step-by-Step Guide
How to Buy
1
Download the Bajaj General App and use your login credentials
2
Select the travel insurance option by providing necessary details
3
Allow the application to process your information & get quotes
4
Choose the plan aligning with your travel itinerary & include add-ons
5
Finalise the plan selection and complete the payment process
6
Insurance policy & receipt will be promptly delivered to your email ID
How to Extend
1
Please reach out to us for policy extensions
2
Phone +91 020 66026666
3
Fax +91 020 66026667
Cashless Claim
1
Applicable for overseas hospitalization expenses exceeding USD 500
2
Submit documents online for verification.
3
Upon verification Payment Guarantee to be released to the hospital
4
Please complete necessary formalities by providing missing information
Reimbursement
1
On complete documentation receipt, reimbursement takes approx. 10 days
2
Submit original copies (paid receipts only) at BGIL HAT
3
Post scrutiny, receive payment within 10 working days
4
Submit incomplete documents to our document recovery team in 45 days
5
Policy deductible will be applicable as per policy copy
Choosing the right travel insurance is as crucial as getting your visa. Here's why students trust Bajaj General Insurance:
● Plans tailored specifically for international students.
● Coverage includes hospitalisation, dental emergencies, passport loss, and more.
● Affordable premium options.
● Quick claim settlement and 24x7 global assistance.
Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
Claims are subject to terms and conditions set forth under the travel insurance policy.
All prices mentioned are dynamic in nature and subject to change with time.
The information provided is for general purposes only and is not intended as substitute for professional or expert advice. Appropriate guidance or consultation from relevant authorities for travel-related concerns and queries is recommended.
Stress-Free Journeys
Bajaj General travel insurance ensures my parents travel stress-free with great medical & trip coverage!
Rakesh Agarwal
Chennai
31st Jan 2025
Great coverage option
Hassle-free international travel coverage for senior citizens—must-have for every trip!
Debraj Sardar
Pune
31st Jan 2025
Great coverage option
Travel worry-free! This insurance covers trip cancellations, baggage loss & medical needs.
Waskoti Gamma
Mumbai
31st May 2025
Good customer support
Easy purchase & excellent customer support for senior citizen travel insurance.Highly recommend!
Sumedh Sam
Pune
31st May 2025
Great coverage option
Great coverage for medical emergencies & flight delays—essential for elderly travelers.
Sachin Kumar
Ahmedabad
31st Jan 2025
Great Senior citizen coverage
My senior parents had a smooth experience abroad, thanks to Bajaj General travel insurance!
Shivani Singh
Paromik Bhattacharyy
31st Jan 2025
Best student travel insurance
Bajaj General makes travel insurance stress-free—best for students!
Pappu Kumar Singh
Delhi
29th Jan 2025
Great coverage option
Smart functionalities such as travel alerts & policy tracking. An absolute must-have!
Daniel Paul
Surat
29th Jan 2025
The processing time for a Canada student visa from India typically takes around 90 days or 13 weeks. However, this duration may vary depending on several factors such as the time of year, the volume of applications, and how complete your application is.
The total student visa cost for Canada from India includes multiple components. The study permit application fee is CAD 150, and the biometric fee is CAD 85. In Indian Rupees, these costs come to approximately INR 15,000–16,000, depending on exchange rates.
Indian students can easily apply for a Canada student visa online through the official Immigration, Refugees and Citizenship Canada (IRCC) website. The online process is more efficient and offers tracking features for application status updates. When applying online, it’s crucial to upload all required documents in the specified format — including your Letter of Acceptance, financial proofs, IELTS score, medical reports, and student travel insurance policy..
Indian students holding a valid Canada student visa are permitted to work during their studies. You can work up to 20 hours per week during academic sessions and full-time during scheduled breaks such as winter or summer holidays. This work flexibility allows students to gain valuable Canadian work experience and support their living expenses.
While student travel insurance may not be legally mandatory in every province, most Canadian institutions require international students to have valid medical coverage. Without proper insurance, students may face high healthcare costs, which can disrupt their education plans.
File a local police report within 24 hours, notify your insurer’s helpline and obtain written confirmation for your claim.
Yes. An official police report or FIR is essential evidence for any robbery or burglary claim.
Most insurers process complete claims within 7–15 working days once all documents and assessments are submitted.
Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.
Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.
If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your
The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.
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