Annual Multi-Trip Travel Insurance

For some, travel is a once-a-year luxury. For you, it could be a monthly commute, a series of business necessities, or a lifestyle choice. If you find yourself at the airport departure gate more often than your local supermarket, purchasing a fresh insurance policy for every single journey is not the right choice.

It can cost you a significant amount of money and can also be tedious. That is where the annual multi-trip travel insurance plan comes in. Designed specifically for the frequent flyer, this policy is your passport to hassle-free globetrotting.

It replaces the repetitive cycle of forms and payments with a single, robust safety net that remains in place throughout the year. 

You can think of multi-trip travel insurance as a season pass for your travel protection. Instead of buying a 'ticket' (policy) every time you fly, you pay a one-time premium that covers you for an unlimited number of trips within a policy year.

Whether you are jetting off to London for a client meeting, taking a weekend break in Dubai, or visiting family in Singapore, you are automatically covered the moment you step out of your door.

The only standard stipulation is a cap on the duration of each trip, which typically ranges from 30 to 45 days. This ensures that you remain covered for short-term stays throughout the year.

While this plan offers fantastic value, it may not be suitable for everyone. It is tailored for those who live a life on the go. You should strongly consider this plan if you fall into one of these categories:

Corporate Traveller

If you frequently attend quarterly conferences or monthly client visits abroad, you must get a multi-trip travel plan. It ensures that you meet your business requirements without the hassle.

Spontaneous Explorer

If you love to explore the world with last-minute flight deals spontaneously, then his policy would be the right match for you. After all, nothing is more important than travelling the world when you’re young.  And with a multi-trip plan, you can get the necessary medical coverage without the process slowing you down.

Global Nomad

Many Indian people and families enjoy taking multiple vacations or weekend getaways abroad. If you are someone who takes 3 or more international holidays a year, consider buying this policy.

Why You Need Annual Multi-trip Insurance?

Beyond the obvious convenience, there are compelling reasons to switch from single-trip plans to an annual cover.

Significant Cost Savings

Mathematically, if you travel more than 2 or 3 times a year, buying individual policies becomes expensive. An annual plan locks in your premium, often costing significantly less than the cumulative total of multiple single-trip policies.

Eliminating Last-Minute Panic

We have all been there: you are in the taxi to the airport and suddenly realise you forgot to buy insurance. With an annual plan, that stress disappears. All your trips are automatically covered under the plan.

Consistent Coverage Quality

When you buy ad-hoc policies, you might inadvertently select different coverage limits or miss out on crucial add-ons in a rush. An annual plan ensures you have a consistent, high level of protection for every journey.

What are the Features of Bajaj General Insurance Travel Insurance?

At Bajaj General Insurance, we understand that frequent flyers face unique risks. Our travel insurance plans are engineered to handle the unpredictability of high-frequency travel.

1. Comprehensive Medical Coverage: From sudden illnesses to dental emergencies and medical evacuation, we ensure your health is prioritised no matter where you are.

2. Trip Delay and Cancellation: If you face flight delays or are forced to cancel your trip due to unavoidable circumstances, we cover your financial fallout.

3. Wide Sum Insured: You can choose from a wide range of sum insured options starting from $50,000. You can choose coverage of up to $1,000,000 from Bajaj General Insurance.

4. Baggage Protection: Lost passports or a delay in checked-in luggage can ruin a business trip. We provide compensation to help you manage the situation comfortably.

5. Personal Liability: We cover you against legal liability to third parties for personal injury or property damage while you are abroad.

6. Home Burglary Cover: While you are exploring the world, we look after your home. Our policy often includes protection against burglary for your residence while you are away on a trip.

We believe in keeping paperwork to a minimum so you can focus on your itinerary. To secure your annual multi-trip travel insurance, you need:

1. A completed proposal form which captures your basic details and travel intent

2. Having a valid passport is mandatory

3. For travellers above a certain age or with specific pre-existing conditions, relevant medical records are necessary.

In most cases, you can complete this process digitally without needing to submit any physical documents, depending on your age and health declaration.

Managing your multi-trip policy should be as seamless as your travels. With the Bajaj General App, your insurance stays right in your pocket and helps you with benefits like:

1. Instant Policy Access: View your policy document at any time, even without an internet connection.

2. One-Tap Claims: Initiate a claim instantly by uploading photos and documents directly through the app.

3. Hospital Locator: Find the nearest network hospital in an unfamiliar city with our GPS-enabled locator.

4. Updates on the Go: Receive real-time updates on your claim status.

Ready to Travel Without Limits?

Stop filling out forms for every flight. Secure your peace of mind for the entire year today. Get your annual multi-trip quote today!