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Travel Insurance
Key Features
The Real Ace in your Travel Pack
Coverage Highlights
Comprehensive travel protection under a single planDesign your own plan
A truly modular plan that offers you flexibility to curate coverage suited for you and your family
Wide Sum insured options
Choose adequate sum insured that suits your budget
Pre- Existing (PEDs) covered
Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases
Truly Cashless
Worldwide cashless hospitalisation
Ease of buying
No medical health check up required to purchase the policy
Discounts
Upto 10% discount depending upon the number of people travelling
Extension of medical coverage post policy expiry
If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry
24x7 support
Enjoy round the clock support to travel worryfree
Direct Discount
Enjoy 5% direct discount by purchasing online
From reimbursements to fixed payouts
Some coverages reimburse actual expenses while others provide a pre-fixed amount
One trip or many? We have got you covered
A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs
Additonal Coverage
What else can your get?Trip Delay Delight
Pays an agreed amount in case the flight gets delayed beyong the defined period
Track-a- Baggage
Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly
Extended Pet Stay
Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays
Weather Guarantees
Offers compensation for costs due to trip disruptions caused by extreme weather conditions
Note
Please read policy wordings for detailed coverage
Planning to visit South Africa? From witnessing wildlife up close to enjoying golden beaches and modern cities, the country offers a range of experiences. Whether you're travelling for a holiday, business, or to meet family, securing your South Africa visa is the first and most important step. The process may seem detailed, but understanding the right visa type, preparing documents carefully, and applying on time helps ease the journey.
For Indian citizens, having a valid visa along with travel insurance ensures added peace of mind. A travel policy from Bajaj General Insurance Limited can offer protection for medical issues, trip delays, and check-in luggage loss, so you can focus on enjoying your time in South Africa.
Yes, Indian citizens require a visa to enter South Africa for tourism, business, education, or work purposes. There is currently no South Africa visa on arrival for Indians, and Indian nationals must apply in advance through the official portal or a Visa Application Centre.
Holders of diplomatic or official Indian passports are exempt, but if you're an ordinary tourist or professional, you’ll need to apply for a relevant visa.
While not strictly mandatory for all visa categories, travel insurance is strongly recommended, especially for tourists and students. For student visa applicants, proof of medical insurance is a requirement.
Opting for a comprehensive plan from Bajaj General Insurance Limited offers coverage for medical emergencies, trip cancellations, flight delays, and even check-in baggage loss. When you buy trip insurance online, you gain peace of mind, knowing you’re protected against unexpected expenses during international travel.
The South African government offers several types of visas depending on the nature and duration of the visit. Here’s a detailed overview of each category for Indian travellers:
● Visitor’s Visa (Tourist Visa)
The most common visa sought by Indian tourists, the South Africa tourist visa for Indian nationals, is valid for up to 90 days. It is issued for leisure travel, family visits, business meetings, or short academic stays.
● Business Visa
Ideal for entrepreneurs and investors looking to establish or expand businesses in South Africa. This visa allows part-time studies alongside business activities and is typically valid for up to 3 years.
● General Work Visa
Issued to Indian citizens who have secured employment in South Africa. The employer must prove that a local candidate couldn’t fill the position.
● Critical Skills Work Visa
South Africa maintains a list of high-demand skills. Indian professionals in sectors like IT, engineering, and finance can apply for this visa, which is valid for up to 5 years.
● Intra-Company Transfer Work Visa
If your Indian employer has a branch in South Africa, you may be eligible for a temporary transfer under this visa, valid for up to 4 years.
● Study Visa
Issued to students accepted by South African educational institutions. The visa duration aligns with the length of the course. Students can work part-time (up to 20 hours/week).
● Medical Visa
For Indian citizens travelling for medical treatment. It is typically valid for the treatment duration.
● Spousal and Relatives’ Visa
Issued to spouses or family members of South African citizens or residents. Validity varies based on relationship type.
To apply for any South African visa, Indian applicants must:
● Have a valid Indian passport (valid for at least 30 days post-travel)
● Have at least one blank page in the passport
● Provide a completed visa application form (Form BI-84)
● Submit recent passport-size photographs
● Prove sufficient financial means (₹ 30,000 minimum)
● Hold a confirmed return or onward ticket
● Provide a yellow fever vaccination certificate (if applicable)
● Purchase a valid trip insurance online policy, especially for study and long-term stays
Visa Type | Validity |
Visitor’s Visa | Up to 90 days |
Business Visa | Up to 5 years |
General Work Visa | Up to 5 years |
Critical Skills Work Visa | Up to 5 years |
Intra-Company Transfer Work Visa | Up to 4 years |
Study Visa | Duration of study |
Medical Visa | Duration of treatment |
Relative’s Visa | Up to 2 years |
Note: The validity is subject to the purpose of travel and document verification.
South Africa visa fees vary depending on the visa type. Here’s a summary:
Visa Type | Visa Fee (Approx. in ₹) |
Tourist / Visitor Visa | ₹2,000 – ₹2,500 (varies) |
Student Visa | ₹ 2,332 |
Business Visa | ₹ 8,340 |
Work Visa (General/Critical) | ₹ 8,340 |
Medical/Treaty Visa | ₹ 2,332 |
Intra-Company Work Visa | ₹ 8,340 |
Note: These charges are approximate and may vary due to exchange rate fluctuations.
Get instant access to your policy details with a single click.
Indian citizens applying for a South Africa visa must submit the following documents as part of their application:
● A valid passport with at least six months of validity and two to three blank pages.
● A completed and signed Form BI-84, which is the standard visa application form.
● Two recent passport-size photographs (35mm x 45mm) with a white background.
● Bank statements from the last six months show a minimum balance of ₹ 75,000 to demonstrate financial stability.
● A confirmed return or onward flight ticket.
● Proof of accommodation, such as hotel reservations or an invitation letter from a host.
● A day-wise travel itinerary, detailing planned activities and locations.
● A yellow fever vaccination certificate, if the applicant is transiting through a country where yellow fever is prevalent.
● A copy of the Aadhaar card serves as additional identity proof.
● A personal cover letter, addressed to the visa officer, explaining the purpose of travel.
● Proof of valid travel insurance, with a minimum coverage of USD 50,000, depending on the visa category. A plan from Bajaj General Insurance Limited can help meet this requirement.
● A medical report, if specified by the consulate.
● For minors, additional documents such as a No Objection Certificate (NOC) from parents and identity proof of both parents are required.
Applicants must ensure that their photographs meet the required standards to avoid delays or rejections during visa processing.
● The photograph must measure 35mm x 45mm in size.
● The background should be white or a light colour.
● The face height should be at least 29mm in the photo.
● The photograph must be taken within the last three months.
● The image should display facial features and ears, without any obstructions such as hair or shadows.
When planning your international trip, don’t overlook travel insurance. Choosing Bajaj General Insurance Limited gives you access to comprehensive travel coverage with a host of benefits:
● Easy trip insurance online purchase
● Medical emergency coverage (accidents, illnesses, hospitalisation)
● Coverage for passport loss, check-in baggage delay, and trip cancellations
● 24x7 assistance across the globe
● Cashless hospitalisation options
● Hassle-free claim settlement process
● Quick support during emergencies
Before you apply for your South Africa visa for Indians, make sure to compare travel insurance plans offered by Bajaj General Insurance Limited to pick the one that suits your travel style best.
Step-by-Step Guide
How to Buy
1
Download the Caringly Yours Mobile App and use your login credentials
2
Select the travel insurance option by providing necessary details
3
Allow the application to process your information & get quotes
4
Choose the plan aligning with your travel itinerary & include add-ons
5
Finalise the plan selection and complete the payment process
6
Insurance policy & receipt will be promptly delivered to your email ID
How to Extend
1
Please reach out to us for policy extensions
2
Phone +91 020 66026666
3
Fax +91 020 66026667
Cashless Claim
1
Applicable for overseas hospitalization expenses exceeding USD 500
2
Submit documents online for verification.
3
Upon verification Payment Guarantee to be released to the hospital
4
Please complete necessary formalities by providing missing information
Reimbursement
1
On complete documentation receipt, reimbursement takes approx. 10 days
2
Submit original copies (paid receipts only) at BGIL HAT
3
Post scrutiny, receive payment within 10 working days
4
Submit incomplete documents to our document recovery team in 45 days
5
Policy deductible will be applicable as per policy copy
Indian citizens can apply for a South Africa visa through either the online e-visa process or the offline sticker visa process, depending on the visa type and travel purpose.
● Visit the official South African e-visa portal to begin the application.
● Create a user profile and verify your email address to access the form.
● Fill in the visa application form with accurate personal and travel details.
● Upload all required supporting documents as per the stated guidelines.
● Pay the visa fee online using a secure payment method.
● Use the reference number provided to track your application status.
● Once approved, you will receive the visa via email.
● Visit the VFS Global South Africa portal and register your profile.
● Book an appointment at your nearest visa application centre, such as in Delhi, Mumbai, or Kolkata.
● Visit the centre in person with your documents and complete the biometric verification.
● Submit the visa application and pay the applicable visa fee.
● Wait for processing and confirmation, which typically takes 5 to 15 working days for short-term visas.
Visa Type | Estimated Processing Time |
Short-Term Visa | 5–15 working days |
Long-Term Visa | 30–90 working days |
Applicants are advised to apply at least 30–60 days before travel, or ideally up to 4 months in advance, to avoid delays.
Rejections are rare when documents are in order, but in case it happens:
● Check the rejection reason in the official communication
● Reapply after correcting errors or missing information
● Ensure all data matches the passport and supporting documents
● Contact the South African consulate for further guidance
● Appeal within 10 working days if eligible
Yes, you can apply to extend your visa from within South Africa. Key points to note:
● Extension is allowed only once for tourist visas (max 90 days)
● Apply at least 60 days before the visa expires
● Visit the Department of Home Affairs in person
● Submit required documents (passport, itinerary, proof of funds)
Indian travellers should keep a few essential points in mind to ensure a safe, smooth, and enjoyable experience in South Africa.
● Carry a valid passport with at least six months of validity from your date of arrival.
● If you are transiting through yellow fever-affected countries, ensure you are vaccinated and carry a valid certificate.
● Purchase trip insurance online to protect yourself against unexpected travel or medical issues.
● Carry a universal adapter, as South Africa uses plug types D, M, and N.
● Be respectful of local customs and follow safari rules when visiting wildlife reserves.
● Avoid areas flagged as unsafe for tourists by local authorities.
● If planning to drive, use a car rental service only if you hold a valid international driving permit.
● High Commission, Pretoria: www.hcipretoria.gov.in
● High Commission, New Delhi: www.dirco.gov.za
● Consulate General, Mumbai: Mumbai Contact
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Stress-Free Journeys
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Yes, Indian citizens must obtain a valid South Africa visa before arriving in the country. There is no option for a visa-on-arrival for Indian passport holders. Whether you’re travelling for tourism, business, study, or work, the visa must be applied for and approved in advance. Ensure that you choose the correct visa type and submit all required documents to avoid any delays or rejections. It's best to begin your visa process well before your planned travel date.
Yes, Indian travellers can apply for a South Africa visa for Indians through two channels: the official South African e-visa portal or through VFS Global for sticker visas. The e-visa application can be completed from the comfort of your home and is usually quicker. For sticker visas, biometric verification is required at the nearest Visa Application Centre. Always ensure you upload the correct documents and track your application status regularly for updates and approvals.
The South Africa visa fees for Indian nationals depend on the type of visa selected. For example, tourist visas cost approximately ₹ 4,500–₹ 5,000, student visas around ₹ 2,332, and business or work visas can go up to ₹ 8,340. These fees are non-refundable and may vary based on currency exchange rates. In addition to the processing fee, a nominal service fee may also be charged by VFS Global. Always check the latest fee structure before initiating your application.
The processing time for a South Africa visa varies by visa type. For short-term tourist or business visas, it usually takes 5 to 15 working days. For long-term visas such as study or work permits, processing can take anywhere between 30 to 90 working days. During high travel seasons, delays can occur, so it’s advisable to apply at least 1–2 months in advance. Keep track of your application through the official portal or VFS tracking services.
To apply for a South Africa tourist visa for Indian travellers, you’ll need: a valid passport, filled visa application form (BI-84), recent passport-sized photographs, confirmed return ticket, hotel booking, travel itinerary, proof of funds (like bank statements), Aadhaar card, and trip insurance online proof. If you’re visiting friends or family, an invitation letter with their ID and address proof is required. Accurate documentation improves your chances of approval and ensures smoother processing at the visa centre.
Yes, you can extend a South African visa while you are in the country, but only under certain conditions. For example, if you’re on a tourist visa, one extension is allowed, up to a maximum of 90 additional days. However, this extension must be applied for at least 60 days before your visa expires. You must visit the Department of Home Affairs in South Africa in person and submit updated documents such as financial proof and travel plans.
Yes, there is a possibility of a South Africa visa rejection if you provide incorrect details or submit incomplete documentation. Common reasons include mismatched information between the passport and application, inadequate financial proof, false documents, or lack of travel history. A criminal record can also lead to denial. To avoid this, double-check your application, submit genuine documents, and ensure you fulfil the eligibility criteria. In case of rejection, you can appeal or reapply with corrected details.
If your South Africa visa for Indians gets denied, the first step is to identify the exact reason for rejection. Review the official rejection letter and correct the issues—be it incorrect details, insufficient funds, or document errors. You may then reapply with revised information or file an appeal within 10 working days if permitted. It's also helpful to speak to the South African consulate or your visa service provider for clarification and assistance in reapplication.
A yellow fever vaccination certificate is compulsory if you're arriving from or transiting through a yellow fever-endemic country (e.g., parts of Africa or South America). Even brief stopovers in such countries can trigger this requirement. The certificate should be issued at least 10 days prior to travel. If you're flying directly from India with no such transits, this may not apply. Still, it’s good practice to consult your doctor about additional vaccinations for South Africa.
Most South Africa tourist visa for Indian applicants are issued a single-entry visa, valid for a maximum of 90 days. This means you can enter the country once and stay for up to 90 consecutive days. If you plan to re-enter during the same trip, you’ll need a multiple-entry visa, which is harder to obtain for short visits. Always clarify your travel intentions in your application so that the correct visa type is issued accordingly.
For sticker visas, yes—you’ll need to visit a VFS Global Visa Application Centre to provide biometric data (fingerprints and photographs) and submit your documents. This is mandatory for most visa types. However, for e-visas, physical presence may not be required, as the entire process is completed online. Nonetheless, it’s important to follow the instructions provided during the application process and prepare all documents in advance for a smooth appointment experience.
The South Africa visa fees for a tourist visa generally range between ₹ 4,500 to ₹ 5,000 for Indian citizens. This fee includes the processing charges but may not cover the VFS service charge if applied through them. It's a non-refundable fee, even if your visa is rejected. Since the cost can vary due to exchange rates, always check the latest fee structure before applying. Additional costs like courier fees or biometric services may apply.
While not mandatory for every visa category, travel insurance is highly recommended, especially for long-stay travellers, students, and business visitors. For study visa applicants, travel insurance or medical cover is a compulsory requirement. A solid travel insurance plan protects you against unexpected costs like hospitalisation, check-in baggage loss, or trip delays. Choosing a plan from Bajaj General Insurance Limited ensures you have financial protection throughout your journey. Always include your insurance proof when submitting your visa application.
The best way to purchase trip insurance online is through the official website of Bajaj General Insurance Limited. Their platform allows easy comparison of multiple travel plans based on your destination, travel dates, budget, and coverage requirements. You can also review benefits like medical coverage, personal liability, trip cancellations, and more. The process is entirely digital—no paperwork required—and support is available 24/7. It’s convenient and secure and ensures you’re covered before you board your flight.
When buying trip insurance online, it's important to compare travel insurance plans to ensure you get the best value and suitable coverage. Plans differ in benefits like medical expense limits, trip cancellation policies, check-in baggage coverage, and emergency assistance. By comparing, you can choose a policy that aligns with your travel style, age, trip length, and destination-specific risks. Bajaj General Insurance Limited offers a range of customisable plans, so comparing ensures you’re protected without overpaying.
It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.
Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.
You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.
Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.
Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.
If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your
The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.
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