Travel Insurance
Key Features
The Real Ace in your Travel Pack
Coverage Highlights
Comprehensive travel protection under a single planDesign your own plan
A truly modular plan that offers you flexibility to curate coverage suited for you and your family
Wide Sum insured options
Choose adequate sum insured that suits your budget
Pre- Existing (PEDs) covered
Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases
Truly Cashless
Worldwide cashless hospitalisation
Ease of buying
No medical health check up required to purchase the policy
Discounts
Upto 10% discount depending upon the number of people travelling
Extension of medical coverage post policy expiry
If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry
24x7 support
Enjoy round the clock support to travel worryfree
Direct Discount
Enjoy 5% direct discount by purchasing online
From reimbursements to fixed payouts
Some coverages reimburse actual expenses while others provide a pre-fixed amount
One trip or many? We have got you covered
A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs
Additonal Coverage
What else can your get?Trip Delay Delight
Pays an agreed amount in case the flight gets delayed beyong the defined period
Track-a- Baggage
Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly
Extended Pet Stay
Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays
Weather Guarantees
Offers compensation for costs due to trip disruptions caused by extreme weather conditions
Note
Please read policy wordings for detailed coverage
Going on a trip to China is like opening a door to one of the world’s most fascinating cultures. From the majestic Great Wall to the vibrant energy of Shanghai, the country offers a kaleidoscope of experiences. Whether you're exploring ancient temples, indulging in Chinese cuisine, or admiring scenic landscapes like Tiger Leaping Gorge or Leshan, a trip to China promises a wealth of memories. However, to truly enjoy your journey without worry, it is crucial to secure yourself with a travel insurance China plan.
International travel brings joy, but it also comes with unexpected challenges. Delayed flights, lost checked-in luggage, sudden illnesses, or passport issues can disrupt your plans. That’s where comprehensive travel insurance for China trips from Bajaj General Insurance becomes essential. It gives you the peace of mind to explore the unknown with confidence and security.
China is a vast, culturally rich country. But it’s also a country where language barriers and unfamiliar healthcare systems can become a problem if you find yourself in an emergency. A travel insurance China policy ensures that even if the unexpected happens, you are not left stranded or financially burdened.
Some common challenges that may arise while travelling in China include:
● Medical emergencies and hospitalisation
● Trip delays or cancellations
● Checked-in baggage loss or delays
● Passport theft or misplacement
● Sudden need to extend your trip due to unforeseen events
By choosing the right international travel insurance, you prepare yourself for such scenarios and can focus entirely on enjoying your trip.
Bajaj General Insurance offers a variety of international travel insurance plans to suit different types of travellers. Whether you are a student, a solo backpacker, a couple on honeymoon, or a family on vacation, there is a plan curated just for you.
Here are the key highlights of Bajaj General Insurance China travel insurance plans:
● Coverage for medical emergencies, including COVID-19
● Protection against checked-in baggage loss, flight delays, and cancellations
● Coverage for personal liability
● Affordable premiums, starting from low daily rates
● Simple claim process via online platforms
These features make Bajaj General Insurance a preferred choice for those looking for dependable travel insurance for China trips.
When planning your China itinerary, remember that travel insurance is more than a formal requirement—it’s your financial safety net. Here are some significant benefits of securing a travel insurance China policy from Bajaj General Insurance :
Healthcare in China can be expensive for foreign nationals. Without travel insurance, you might have to pay out of pocket. Bajaj offers coverage for hospitalisation due to accidents or sickness, including COVID-19.
Losing your checked-in baggage or facing a delay in receiving it can be stressful. The travel insurance China trip policy ensures you are compensated for such incidents, easing your inconvenience.
The policy includes compensation for hijack distress, and it covers delays or cancellations of flights due to unforeseen circumstances.
If you accidentally cause damage or injury to a third party while in China, your international travel insurance will cover legal liabilities, giving you peace of mind.
Losing your passport abroad can be a nightmare. Your China travel insurance will help with the cost of obtaining a duplicate passport and any emergency arrangements.
Here are a few reasons why Bajaj General Insurance stands out in the domain of travel insurance:
● Trusted legacy of providing comprehensive and reliable international insurance products
● Affordable pricing to suit different budget needs
● Global assistance network that supports you in China, 24x7
● Hassle-free online purchase process
● Quick claim settlement with minimal documentation
When you opt for travel insurance for a China trip with Bajaj General Insurance , you are securing not just your trip but also your financial well-being in a foreign country.
Step-by-Step Guide
How to Buy
1
Download the Bajaj General App and use your login credentials
2
Select the travel insurance option by providing necessary details
3
Allow the application to process your information & get quotes
4
Choose the plan aligning with your travel itinerary & include add-ons
5
Finalise the plan selection and complete the payment process
6
Insurance policy & receipt will be promptly delivered to your email ID
How to Extend
1
Please reach out to us for policy extensions
2
Phone +91 020 66026666
3
Fax +91 020 66026667
Cashless Claim
1
Applicable for overseas hospitalization expenses exceeding USD 500
2
Submit documents online for verification.
3
Upon verification Payment Guarantee to be released to the hospital
4
Please complete necessary formalities by providing missing information
Reimbursement
1
On complete documentation receipt, reimbursement takes approx. 10 days
2
Submit original copies (paid receipts only) at BGIL HAT
3
Post scrutiny, receive payment within 10 working days
4
Submit incomplete documents to our document recovery team in 45 days
5
Policy deductible will be applicable as per policy copy
If you're travelling to China, you need to apply for a valid visa. There are multiple types of Chinese visas depending on your travel purpose:
● L Visa – Tourist Visa
● F Visa – Short-term visits
● M Visa – For trade and commerce
● Z Visa – For employment
● X Visa – For students
● Q Visa – For family visits
● G Visa – Transit
● S Visa – Dependent visa
● D Visa – Permanent residency
Visa fees range from ₹2,400 to ₹11,700 depending on the type and validity. Make sure to apply well in advance and attach your travel insurance details as part of your documentation if required.
Get instant access to your policy details with a single click.
When applying for a Chinese visa or entering the country, here’s a list of commonly required documents:
● Valid passport
● Completed visa application form
● Recent passport-sized photographs
● Proof of accommodation and return flight
● Bank statement or proof of funds
● Travel insurance China policy certificate
● Invitation letter (for business/study/family visits)
Always check the latest visa guidelines before planning your trip.
China is filled with breathtaking locations and historic landmarks. Some must-visit places include:
Often called the 'Vegas of China', Macau offers entertainment, casinos, and luxury resorts. It's perfect for travellers seeking a glamorous urban experience.
Located in Yunnan Province, this scenic wonder offers dramatic canyons and hiking opportunities. A must for nature lovers.
Home to the world’s largest stone-carved Buddha, Leshan is rich in history and located near Mount Emei’s scenic beauty.
Known as the ‘Venice of the East’, Suzhou is a city of canals, gardens, and classical beauty.
Wherever your itinerary takes you, having travel insurance China coverage ensures you’re protected against the unknown.
The ideal time to visit China is during spring (April–May) and autumn (September–October). During these seasons, the weather is pleasant and perfect for sightseeing. However, since cities like Beijing and Shanghai can be visited year-round, it all depends on your travel interests. Regardless of the time of year, ensure your international travel insurance is valid throughout your trip duration.
To ensure a safe journey, follow these tips:
● Carry your passport at all times and keep digital copies.
● Avoid public demonstrations and gatherings
● Use only authorised transport services.
● Be aware of local laws and customs.
● Maintain contact with the Indian Embassy in case of emergencies.
● Secure your belongings, especially in crowded areas.
● Wear a mask in public spaces.
● Maintain social distancing.
● Self-monitor for symptoms and isolate if necessary.
● Comply with local testing and quarantine rules.
A comprehensive travel insurance for China trip will cover medical expenses, including those arising due to COVID-19.
China uses the Renminbi (RMB), with Yuan (CNY) as its basic unit. Currency exchange rates vary, so check the latest rate before exchanging money. Carry a mix of cash and cards, and notify your bank before international travel.
Always note the contact details of the Indian Embassy or Consulate in the city you’re visiting. Here's the contact info for some major cities:
New Delhi Embassy (Beijing):
● Website: indianembassy.org.cn
● Phone: +86-10-85312500
● Email: hoc.beijing@mea.gov.in
Consulate in Shanghai:
● Website: indianconsulate.org.cn
● Phone: +86-21-62758882
● Email: ccom@indianconsulate.org.cn
Having these details handy is essential in case of any emergencies abroad.
● Beijing Capital International Airport
● Shanghai Pudong International Airport
● Guangzhou Baiyun International Airport
● Chengdu Shuangliu International Airport
● Hong Kong International Airport
If you face checked-in baggage loss, flight cancellations, or other travel disruptions, your travel insurance policy for China Trip from Bajaj General Insurance will cover these issues.
Your trip to China should be about discovering wonders, enjoying the food, culture, and history—not worrying about what might go wrong. With travel insurance for China from Bajaj General Insurance , you can leave the stress behind and focus on making unforgettable memories.
Whether you're exploring serene landscapes like Tiger Leaping Gorge, visiting ancient cities, or wandering through ultra-modern metropolises, travel insurance for China trips will be your trusted travel companion.
Diverse more policies for different needs
Stress-Free Journeys
Bajaj General travel insurance ensures my parents travel stress-free with great medical & trip coverage!
Rakesh Agarwal
Chennai
31st Jan 2025
Great coverage option
Hassle-free international travel coverage for senior citizens—must-have for every trip!
Debraj Sardar
Pune
31st Jan 2025
Great coverage option
Travel worry-free! This insurance covers trip cancellations, baggage loss & medical needs.
Waskoti Gamma
Mumbai
31st May 2025
Good customer support
Easy purchase & excellent customer support for senior citizen travel insurance.Highly recommend!
Sumedh Sam
Pune
31st May 2025
Great coverage option
Great coverage for medical emergencies & flight delays—essential for elderly travelers.
Sachin Kumar
Ahmedabad
31st Jan 2025
Great Senior citizen coverage
My senior parents had a smooth experience abroad, thanks to Bajaj General travel insurance!
Shivani Singh
Paromik Bhattacharyy
31st Jan 2025
Best student travel insurance
Bajaj General makes travel insurance stress-free—best for students!
Pappu Kumar Singh
Delhi
29th Jan 2025
Great coverage option
Smart functionalities such as travel alerts & policy tracking. An absolute must-have!
Daniel Paul
Surat
29th Jan 2025
No, travel insurance is not officially mandatory for entering China. However, it is strongly recommended to purchase travel insurance for a China trip, especially considering medical emergencies, COVID-19 risks, or travel disruptions. Medical costs abroad, especially in countries like China where the healthcare system is largely private for foreigners, can be extremely high. Having a comprehensive travel insurance policy from Bajaj General Insurance ensures financial protection, offering peace of mind throughout your journey.
Yes, Bajaj General Insurance makes it very easy to buy travel insurance for China online. Visit the official website, choose China as your destination, enter trip details, and get an instant quote. After selecting a plan, pay the premium online and download your policy immediately—no paperwork or medical tests required in most cases. Online purchase is quick, secure, and transparent, allowing easy comparison of plans.
Bajaj General Insurance 's travel insurance for China offers extensive coverage including emergency medical expenses (including COVID-19), hospitalisation, passport loss, trip delays, flight cancellations, personal liability, and loss/delay of baggage. Some plans also include accidental death and repatriation benefits along with 24/7 customer support and a smooth online claim process.
The cost depends on travel duration, age, and coverage amount. For a week-long trip, the premium can be less than a dinner at a fancy restaurant while offering coverage worth several lakhs. Use the premium calculator on the Bajaj website for an accurate quote.
Yes, the plan includes coverage for medical emergencies due to COVID-19. If you test positive during your trip and require hospitalisation, treatment expenses up to the sum insured are covered, including diagnostics, consultations, room charges, and medicines.
Yes, Bajaj General Insurance ’s China travel insurance includes coverage for trip cancellation, curtailment, and flight delays. You can claim non-refundable expenses if the trip is cancelled due to valid reasons. Compensation is also provided for delays beyond the specified time threshold.
Exclusions may include pre-existing illnesses (unless covered), self-inflicted injuries, losses due to intoxication or illegal activities, travel without valid documents, cosmetic treatment, and participation in high-risk sports unless covered through add-on riders. Always review policy wordings carefully.
Required documents typically include a copy of your travel insurance policy, passport and visa pages, original bills/invoices for medical claims, FIR copy for theft/loss cases, and boarding passes. Claims can be filed online through the Bajaj portal. Retain all original documents and raise the claim at the earliest for faster processing.
Yes, the plan includes coverage for passport loss. The insurance helps cover expenses for obtaining a duplicate passport or emergency travel documents. Assistance is also provided to help you contact the nearest Indian embassy or consulate.
Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.
Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.
If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your
The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.
Download the App Now!