Travel Insurance for Philippines

With over 7,000 islands, the Philippines offers a paradise of turquoise beaches, coral reefs and volcanic landscapes. But travel comes with its share of unpredictability—medical emergencies, flight disruptions or lost baggage can quickly ruin your dream holiday. That’s where travel insurance Philippines plans step in, offering robust coverage for medical treatment, cancellations and other mishaps. Whether you’re diving in Palawan or exploring Manila, a reliable policy ensures peace of mind. Choose the best travel insurance Philippines package tailored to your needs, so you're protected throughout your journey.A comprehensive policy from Bajaj General Insurance protects your finances and ensures prompt help during disruptions

Key Features of Philippines Travel Insurance

●      Comprehensive medical cover for illness, injury or hospitalisation, including emergency evacuation.

●      Trip cancellation and interruption protection, covering prepaid bookings lost due to unforeseen events.

●      Baggage loss and delay compensation, helping replace essentials if your luggage goes missing.

●      Travel delay allowances for meals, lodging, and rebooking if your journey is unexpectedly paused.

●      Accidental death and disability cover for high-risk activities or road mishaps.

●      Emergency repatriation in case you need to return to India due to illness or family emergencies.

●      Coverage for COVID-19-related medical care, quarantine expenses or trip interruptions.

●      Passport and document loss assistance, including embassy contact support.

●      24/7 customer service to help with medical referrals, claims and travel support.

●      Customisable add-ons for adventure sports, cruise travel and electronic gadget protection.

Why Do You Need Travel Insurance from India to the Philippines?

While the Philippines is a popular destination, the country’s healthcare system often requires upfront payment and isn’t always accessible in remote islands. Natural disasters, airline delays, or lost passports can also disrupt your plans. Having a travel insurance Philippines policy protects your finances and ensures you receive prompt assistance in case of emergencies. Whether you’re exploring Cebu or lounging in Boracay, insurance offers financial and logistical support—making it an essential travel companion for Indian tourists heading to the Philippines.

Benefits of Having a Philippines Travel Insurance Policy

1. Medical Coverage: Pays for doctor visits, hospital stays, and treatment abroad—critical for island-hopping destinations with limited medical infrastructure.

2. Trip Protection: Reimburses you if a flight is cancelled, delayed or missed due to weather or technical issues.

3. Baggage Cover: Compensation for lost or delayed luggage so you can quickly buy essentials.

4. COVID-19 Benefits: Covers isolation, medical treatment and trip interruptions due to positive tests.

5. Personal Accident and Liability: Offers financial protection for accidental injuries or third-party damages.

6. 24/7 Global Assistance: Immediate support for claims, emergencies, or embassy coordination during crises.

Philippines Visa and Entry Information

●        Indian passport holders require a tourist visa to enter the Philippines.

●        You can apply for a single-entry visa valid for 3 months or a multiple-entry visa depending on your travel plans.

●        The Philippines eVisa system is not yet available for Indians—apply through the nearest Philippine Embassy or Consulate.

●        Required documents include passport (valid for at least 6 months), completed visa application form, flight and hotel bookings, and travel insurance.

●        Visa processing usually takes 5–10 working days, though peak seasons may extend timelines.

●        Overstaying without a valid visa may result in fines and entry bans.

●        Transit without a visa is allowed if your layover is under 24 hours and you remain in the international zone.

●        Travellers are advised to carry copies of documents and emergency contact numbers at all times.

●        Valid Indian passport (≥6 months from date of arrival)

●        Approved Philippine visa

●        Travel insurance certificate

●        Confirmed flight tickets (return/onward)

●        Hotel booking or invitation letter

●        Recent passport-size photographs

●        Proof of sufficient funds (bank statements, salary slips)

●        Travel itinerary or tour plan printout

Application Process for a Philippines Visa

●      Visit the nearest Philippine Embassy or Consulate with jurisdiction over your location.

●      Fill out the application form and attach required documents.

●      Submit passport, photos, and supporting financial/booking proofs.

●      Pay visa fee (cash or draft, depending on the centre).

●      Attend an interview, if required.

●      Collect your passport after visa stamping, typically within 5–10 business days.

Safety & Precautionary Measures in the Philippines

●        Stick to authorised tourist areas and avoid travel to conflict-prone southern provinces.

●        Use official taxis or ride-sharing apps like Grab for transportation.

●        Keep your passport and cash secure—use hotel safes where available.

●        Be cautious of strong currents when swimming or snorkelling.

●        Avoid demonstrations and follow local law enforcement instructions.

●        Register with the Indian Embassy for updates during emergencies.

COVID-19 Guidelines

●        As of now, fully vaccinated travellers are not required to present a negative RT-PCR test.

●        Unvaccinated or partially vaccinated travellers must carry a negative RT-PCR test taken within 48 hours before departure.

●        Children under 12 are exempt from testing if travelling with fully vaccinated adults.

●        Travel insurance with COVID-19 coverage is mandatory for entry.

●        Health screening may be conducted upon arrival; follow airport and airline SOPs.

●        Masks are required in healthcare settings and may be recommended in crowded indoor spaces

●        Travellers should carry digital or printed proof of vaccination.

●        Quarantine facilities are available for symptomatic arrivals—ensure your insurance covers related costs.

●        Stay updated with travel advisories from the Philippine Bureau of Immigration and Indian Embassy.

International Airports in the Philippines

Currency & Foreign Exchange

Tourist Places to Visit in the Philippines

The Philippines dazzles with diverse attractions—from urban energy in Manila to coral-fringed waters in El Nido. In Palawan, island-hop between limestone cliffs and turquoise lagoons. Boracay’s White Beach is a tropical paradise, while Cebu offers both diving adventures and heritage churches. Visit Chocolate Hills in Bohol or trek the rice terraces of Banaue. For history lovers, Intramuros in Manila and Vigan’s colonial streets are must-sees. The country also boasts active volcanoes like Mayon and vibrant marine life in Apo Reef. Whether it’s leisure, culture, or adventure—every island has a unique charm.

Best Time to Visit the Philippines

The dry season from November to April is the best time to visit, offering sunny skies and calm seas—ideal for beaches, diving and trekking. December to February is peak tourist season with cooler temperatures and popular festivals like Sinulog and Ati-Atihan. March and April are hotter but perfect for coastal holidays. The rainy season runs from May to October, with increased chances of typhoons between July and September. However, this period also offers fewer crowds and discounted rates, especially in urban and mountain destinations. Plan your trip according to your activity preferences and weather tolerance.